Advancial Dallas TX Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Advancial, your trusted financial partner located at 3927 Oak Lawn Ave, Dallas, TX 75219. Since our establishment in 1937, we have dedicated ourselves to serving our community and empowering our members with sound financial solutions. With a robust membership of 129,579 and total assets exceeding $2.4 billion, we pride ourselves on being a cornerstone of financial support in the Dallas area. At Advancial, we offer a wide range of services tailored to meet your needs, from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. We understand that every member's financial journey is unique, and our experienced team is here to guide you every step of the way. Under the leadership of our CEO, Brent Sheffield, and Board President, Mike McKee, we are committed to transparency and excellence. Our solid net worth of $185,457,762 reflects our stability and reliability as a credit union. With over 305 employees dedicated to serving you, we strive to create a welcoming environment where everyone can feel at home. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 3927 Oak Lawn Ave, Dallas, TX 75219. Whether you're looking to open a new account or need assistance with loans totaling over $822 million, we're just a phone call away at 972-865-4496. Join us today and discover how Advancial can help you achieve your financial goals! For more information about our services or to become a member, visit us online at Advancial. We look forward to welcoming you into our family!

Branch History & Mission

Community Focus

Advancial isn't just about banking; we're about building stronger communities. We actively engage in outreach programs and partnerships that uplift those around us. Whether it's through financial education initiatives or sponsorships of local events, we believe in giving back and making a real difference in the lives of our members. As technology advances, so do we. Our digital services include online banking and mobile payments that provide you with easy access to your finances anytime, anywhere. We are proud to maintain ADA compliance across all platforms, ensuring everyone can benefit from our services without barriers. In addition to traditional banking services like drive-thru banking and ATM access available right here at our branch, we invite you to experience what makes Advancial different. Join us today and discover how we can help you achieve your financial goals while contributing positively to the community around us. For more information or assistance, don't hesitate to reach out at 972-865-4496 or visit our website at Advancial. Together, let's build a brighter future!

Our Mission

At the heart of Advancial is our mission: to empower our members by providing exceptional financial services while actively supporting the communities we serve. We strive not only to offer competitive products like checking and savings accounts, auto loans, mortgages, and credit cards but also to ensure that every member feels valued and understood. We are committed to delivering personalized service tailored to individual needs. While members can visit us at 3927 Oak Lawn Ave, official correspondence should be sent to 3927 Oak Lawn Ave, Dallas, TX 75219 if different. Our operating hours are designed with your convenience in mind Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM ensuring that you can reach us when it matters most.

Branch Location & Accessibility

Banking Made Simple

We understand that your time is valuable. That's why we're open Monday through Friday from 9:00 AM to 5:00 PM and on Saturdays from 9:00 AM to 1:00 PM. Whether you need assistance with personal banking services like checking and savings accounts or are looking into auto loans and mortgages, our friendly staff is ready to help you during these hours. For any questions or if you simply want to learn more about what we offer, feel free to give us a call at 972-865-4496. We also have an ATM available on-site for quick cash withdrawals and balance checks.

Easy Access for Everyone

At Advancial, we prioritize accessibility for all our members. Our location features ADA-compliant facilities, including ramps and designated parking spaces, ensuring that everyone can visit us with ease. If you prefer not to come inside, we also offer drive-thru banking for your convenience, allowing you to complete simple transactions without leaving your car.

Visit Us Today!

While members can visit us at 3927 Oak Lawn Ave, official correspondence should be sent to the same address as our mailing address is the same. We invite you to stop by Advancial today to explore how we can support your financial journey. Whether you're a long-time member or thinking of joining us for the first time, we look forward to welcoming you!

Member Eligibility

Joining the Advancial community means becoming part of a welcoming family that prioritizes your financial well-being. To become a member of Advancial, simply meet our eligibility criteria, which are designed to be inclusive and straightforward. If you're someone who lives, works, or worships in certain communities or if you have a family member who is already a member, you're likely eligible! We invite you to explore the details on our membership page for the most current information regarding eligibility. Once you confirm your eligibility, opening an account is a breeze! You can start your journey with us by visiting our account opening page or by calling us at 972-865-4496 if you have any questions. Located at 3927 Oak Lawn Ave, Dallas, TX 75219, we look forward to welcoming you into our vibrant community where your financial goals take center stage!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer merchant services designed to simplify transactions for your business. Picture this: you run a busy café and need a quick way to accept payments from customers. Our merchant services provide secure payment processing options that let you focus on what matters most serving your customers. Located at 3927 Oak Lawn Ave Dallas Tx 75219 in Dallas, TX, we're here to help your business flourish. Contact us at (972) 865-4496 or visit our website at https://www.advancial.org/ to learn more about how we can assist you!

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking for quick transactions like deposits and withdrawals without leaving your vehicle. Whether it's checking balances at an ATM or conducting simple transactions at the drive-thru, we're here for all your banking needs. With everything from personal accounts to business solutions available under one roof, we invite you to experience the friendly service and community commitment that sets Advancial apart. If you're ready to explore how we can assist you further, don't hesitate to reach out! Call us at (972) 865-4496, or visit us in person at 3927 Oak Lawn Ave Dallas Tx 75219. Together, let's take the next step in achieving your financial goals!

Business Banking Solutions

For our business members, we offer comprehensive Business Banking solutions. This includes essential Merchant Services that streamline payment processes and help your business thrive. We also provide tailored Business Loans to support your growth and operational needs.

Credit Cards and Rewards

Looking for a way to earn while you spend? Our Credit Cards with Rewards program allows you to earn points on purchases that can be redeemed for exciting rewards, making every transaction more rewarding.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is crucial. With our robust Online & Mobile Banking, you can manage your finances on-the-go. Check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, enjoy hassle-free access through our convenient ATM & Cash Withdrawal Services, allowing you quick access to your funds whenever necessary.

Personal Banking

We understand that everyone's financial journey is unique. That's why we offer various Personal Banking options tailored to your needs. From Checking & Savings Accounts to help you manage everyday expenses and save for future goals, to Auto Loans & Vehicle Financing that can get you behind the wheel of your dream car, our products are designed with you in mind. If you're thinking about buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services make it easier than ever to navigate the process. We also provide Personal Loans & Debt Consolidation options for those looking to simplify their finances or cover unexpected expenses.

Digital & Online Banking

Key Features

Our digital services come loaded with features to make your experience smooth and secure. You can enjoy the benefits of electronic signature authorization, which simplifies signing documents without the hassle of printing or mailing. Plus, e-statements are available for those who prefer going paperless, making it easy to keep track of your transactions while being environmentally friendly. For those who love using their smartphones, our mobile application is designed for convenience. With mobile payments and person-to-person transfers at your fingertips, sending money to friends or paying for purchases has never been easier. Just tap and go!

Security You Can Trust

We prioritize your security at Advancial. Our online banking services utilize advanced encryption technologies to protect your personal information. You can bank with confidence knowing that your data is safe from unauthorized access. In summary, our digital and online banking offerings are here to enhance your banking experience. From easy account management to secure transactions, everything is tailored to meet the needs of our members. Embrace the ease of modern banking with us today!

Financial Strength

Commitment to Growth

With $187,407,986 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $23,319 in used auto loans and $2,050,655,223 in total loans and leases available to support your financial goals across various sectors.

Member-Centric Savings

Your savings are secure with us. We have $982,282,515 in share certificates and $147,937,899 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance is reflected in our $-5,600,711 figure, which highlights our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 304 full-time employees and 1 part-time employees ready to serve you with expertise and dedication.

Solid Financial Foundation

With a net worth of $185,457,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $771 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust from Members

Total Share Accounts: 219,082, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advancial is your trusted partner. Visit us at 3927 Oak Lawn Ave Dallas Tx 75219 or call (972) 865-4496 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Options

If you need additional capital for business ventures or personal projects, our total credit lines amounting to $1,191,355,982 can provide you with the necessary resources. Plus, if you're considering refinancing existing debts or checking eligibility options for any of our loan products, our team is here to assist you every step of the way. Feel free to reach out at (972) 865-4496 or visit us at 3927 Oak Lawn Ave Dallas Tx 75219, Dallas, TX for personalized assistance and to discuss how our loan offerings can benefit you. We're committed to helping you take charge of your financial future! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $542,570,999 in used vehicle loans and $310,177,311 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our terms are designed to fit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,051,868, make buying or refinancing simple. We provide competitive rates and flexible terms that can help you secure the home of your dreams without breaking the bank.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $127,708,843 in loans helping members manage their finances effectively. Our credit cards come with various benefits to suit different spending habits and financial needs.

Loan Aggregator

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Advancial