Advancial Allen TX Credit Union | Affordable Auto Loans & Quick Personal Loans

Introduction

At Advancial, we believe that your financial well-being is our top priority. Located conveniently at 1259 W Exchange Pkwy Ste 100, Allen, TX 75013, our branch has been serving the community since 1937. With over 129,000 members and total assets exceeding $2.4 billion, we're dedicated to providing you with the tools and resources you need to thrive financially. Under the guidance of our CEO, Brent Sheffield, and Board President, Mike McKee, we strive to create a welcoming environment where everyone feels valued. Our team of 305 employees is committed to offering exceptional service, whether you're looking for personal banking solutions or business financing options. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address. With total deposits amounting to $188,362,104 and a net worth of $185,457,762, Advancial stands strong as a reliable partner in your financial journey. Explore our range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking all designed with your best interests in mind. You can also take advantage of our convenient online and mobile banking services for quick access to your accounts anytime. If you have any questions or need assistance, don't hesitate to reach out! Call us at 972-521-0063 or visit our website at Advancial.org to learn more about how we can help you achieve your financial goals. Join us in building a better future together!

Branch History & Mission

Our Legacy

Since opening our doors, Advancial has dedicated itself to providing exceptional financial services tailored to the needs of our members. From humble beginnings, we have grown our total assets to an impressive $2,403,360,527. This growth reflects not only our financial health but also our unwavering commitment to support our members' goals and dreams. Our history is marked by significant milestones that demonstrate our evolution. We have embraced technological advancements to enhance your banking experience while maintaining the personal touch that sets us apart. With features like online and mobile banking, e-statements, and person-to-person payment options, we ensure that managing your finances is easy and convenient.

Our Mission

At Advancial, our mission is clear: we strive to empower individuals through accessible financial solutions while giving back to the community that supports us. We understand that every member's journey is unique, which is why we offer a range of services from checking and savings accounts to auto loans and mortgages. We are committed to making banking inclusive for everyone. We provide ADA-compliant facilities and services so all members can access what they need without barriers. Additionally, we're proud of our partnerships with local organizations that allow us to contribute positively to the community. While members can visit us at 1259 W Exchange Pkwy Ste 100 Allen Tx 75013, official correspondence should be sent to 1259 W. Exchange Pkwy., Suite 100, Allen, TX 75013. For your convenience, we offer drive-thru banking and ATM services as well as lobby hours from Monday through Friday between 9:00 a.m. and 6:00 p.m., and on Saturdays from 9:00 a.m. until 1:00 p.m., ensuring you can reach us when you need us most. As we look toward the future, Advancial remains focused on providing personalized service with a community-centered approach. We invite you to join us on this journey experience the benefits of membership today! For more information or to open an account, visit us online at Advancial.org. Your future starts here!

Branch Location & Accessibility

Accessible Banking for Everyone

At Advancial, we believe that banking should be accessible to all. Our branch is equipped with ADA-compliant features, including ramps and designated parking spots, ensuring everyone can easily access our services. If you're looking for quick transactions, our drive-thru service is ready to serve you on weekdays and Saturday mornings.

Connect With Us

Have questions or want to know more about how we can help? Don't hesitate to give us a call at 972-521-0063. We're here to assist you and look forward to welcoming you into our Advancial family! Come visit us today; we can't wait to meet you!

Operating Hours That Fit Your Schedule

We understand that life can get busy! That's why our lobby hours are tailored to fit your needs. Visit us Monday through Friday from 9:00 a.m. to 6:00 p.m., or swing by on Saturday from 9:00 a.m. until 1:00 p.m. We are closed on Sundays, giving our dedicated team a well-deserved break while ensuring that we are fully available during the week.

Services Offered

At Advancial, we offer a wide range of services designed for individuals and businesses alike. Whether you need personal banking solutions like checking and savings accounts or vehicle financing options, we've got you covered. Our ATM is also available for quick cash withdrawals and balance checks when you're on the go. For any official correspondence, please note that while members can visit us at our branch address, official mail should be sent to the same location 1259 W. Exchange Pkwy., Suite 100, Allen, TX 75013.

Member Eligibility

At Advancial, we believe that everyone deserves access to financial services that truly support them. Joining our community is simple and welcoming! To become a member, you just need to meet a few friendly eligibility requirements. Generally, individuals who live, work, or worship in the surrounding areas are encouraged to apply. Whether you're a student looking for your first account or someone seeking better banking options, we're here for you. You can find detailed eligibility information at http://www.Advancial.org/membership-information , which will guide you through the specifics. Once you know you're eligible, opening an account with us is a breeze! Just visit our website at http://www.Advancial.org/apply or give us a call at (972) 521-0063. Our dedicated team is excited to help you take this step toward being part of something great at our branch located at 1259 W Exchange Pkwy Ste 100 Allen Tx 75013. We can't wait to welcome you to the Advancial family!

Business Banking & Commercial Services

Business Loan Options

Imagine expanding your business operations or purchasing new equipment without the financial strain. With our commercial loan offerings, you can turn those dreams into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it doesn't stop there! Our merchant services are here to simplify transactions and enhance customer experiences. Picture your customers making quick payments through various methods while you focus on what matters most growing your business. Whether it's mobile payments or online transactions, we provide the tools to streamline your operations. Visit us at 1259 W Exchange Pkwy Ste 100 Allen Tx 75013 or call us at (972) 521-0063 to learn how our business banking and commercial services can help you achieve your goals today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it comes time to purchase a vehicle, our Auto Loans & Vehicle Financing options are here to help you hit the road with confidence. We offer competitive rates that fit your budget, making it easier for you to drive away in the car of your dreams. Whether you're buying new or used, our team is ready to assist you every step of the way.

Business Banking

For our business members, we offer tailored Business Banking solutions including merchant services and business loans. Whether you're starting out or looking to expand, we have tools designed to support businesses at any stage.

Convenient Access

In addition to these core offerings, we ensure that accessing your accounts is both easy and convenient. With our ATM and cash withdrawal services available throughout the area, coupled with basic drive-thru banking for deposits and withdrawals, managing your money has never been simpler. Whether you're visiting us in person or utilizing our online platforms like mobile payments and e-statements, Advancial is here for all your banking needs. If you're ready to take the next step toward financial wellness or have questions about any of our services, don't hesitate to reach out! Call us today at (972) 521-0063, or visit us at 1259 W Exchange Pkwy Ste 100 Allen Tx 75013 in Allen, TX. We look forward to serving you!

Credit Cards with Rewards

Reward yourself with our Credit Cards with Rewards program! Not only do you get a card for everyday purchases, but you'll also earn points redeemable for travel, merchandise, and more. It's a simple way to make every dollar spent work harder for you.

Mortgage Loans & Refinancing

Thinking about purchasing a home? Our Mortgage Loans & Refinancing services provide flexible options tailored to fit your unique situation. Let us help you navigate through the process, whether you're a first-time homebuyer or looking to refinance your existing mortgage for better terms.

Personal Banking

We understand that managing your personal finances can be overwhelming at times. That's why we offer comprehensive Personal Banking services including checking and savings accounts designed for everyday use. Imagine having easy access to your funds with user-friendly online and mobile banking options right at your fingertips. You can check balances, make transfers, and even pay bills without ever stepping foot in the branch.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. For those moments, our Personal Loans & Debt Consolidation services can give you peace of mind by offering the funds you need when you need them most. We work with you to create a manageable repayment plan that suits your lifestyle.

Digital & Online Banking

Key Features

Our mobile application makes banking even more accessible. You can download it to make payments on the go, including using mobile payments for quick transactions at your favorite stores. Plus, with features like person-to-person transfers, sending money to friends or family is as simple as sending a text. For added security and convenience, we provide electronic signature authorization, allowing you to sign documents safely from the comfort of your home. And if you prefer receiving statements electronically, you can easily opt for e-statements, which not only help the environment but also keep all your financial information organized in one place. We take security seriously at Advancial. Our online services are designed with robust protections to keep your personal and financial data safe. You can bank with confidence knowing that we prioritize your security while providing easy access to all your account information. Whether you're checking balances during lunch or making a payment while commuting, our digital banking solutions ensure that managing your finances is straightforward and hassle-free. Experience the convenience of modern banking today with Advancial!

Financial Strength

Commitment to Growth

Our focus on growth is reflected in our $187,407,986 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $23,319 in used auto loans and $2,050,655,223 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Trust Among Members

Total Share Accounts stand at 219,082, showing a strong and growing member base that trusts us with their finances. Our commitment to your financial health means we can continue serving you with confidence. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advancial is your trusted partner. Visit us at 1259 W Exchange Pkwy Ste 100 Allen Tx 75013 or call (972) 521-0063 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $982,282,515 in share certificates and $147,937,899 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $-5,600,711, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 304 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $185,457,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $771 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $310,177,311 in new vehicle loans and $542,570,999 in used vehicle loans, helping members get on the road without breaking the bank. Whether you're interested in financing a brand-new model or a reliable used vehicle, our auto loans can be tailored to fit your budget.

Credit Lines and Personal Loans

For those looking for additional flexibility, our total credit lines amount to $1,191,355,982. This allows members to borrow as needed without having to reapply for a new loan each time. Our personal loans are also available for debt consolidation or unexpected expenses. If you're considering refinancing or are unsure about eligibility options for any of our loan products, please reach out to us directly at (972) 521-0063 or visit our website at Advancial. Our team will be happy to assist you in exploring your options. We invite you to visit us at our branch located at 1259 W Exchange Pkwy Ste 100 Allen Tx 75013, Allen, TX 75013. Our operating hours are Monday through Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m., giving you plenty of time to discuss how we can help you achieve your financial dreams. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Advancial guide you towards making informed financial decisions today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $33,051,868. This means you can secure a mortgage that aligns with your financial situation while enjoying competitive rates.

Unsecured Credit Cards

Managing finances effectively is crucial for everyone. That's why we also offer flexible terms on unsecured credit card loans, with a total of $127,708,843 helping members navigate their daily expenses with ease. These cards come with various benefits and rewards that can enhance your purchasing power.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means users can trust that the information they see reflects current market conditions.

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions without delay. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ADVANCIAL FEDERAL CREDIT UNION