Advancial Lafayette LA Credit Union | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Advancial, your trusted financial partner located at 306 E Kaliste Saloom Rd, Lafayette, LA 70508. Established in 1937, we have dedicated ourselves to serving our community with a commitment to member satisfaction and financial well-being. With over 129,579 members benefiting from our services, we pride ourselves on being more than just a credit union; we are a community hub where relationships matter. At Advancial, we understand that financial choices can be overwhelming. That's why our team of experts is here to guide you every step of the way. From personal banking solutions such as checking and savings accounts to specialized services like auto loans and mortgages, we cater to all your financial needs. Our total assets stand impressively at $2,403,360,527, ensuring that we have the resources to support you effectively. While members can visit us at our branch location, official correspondence should be sent to PO Box 51408, Lafayette, LA 70505-1408. Our friendly staff is always ready to assist you during our operating hours: Monday, Tuesday, Thursday, and Friday from 8 a.m. to 5 p.m., Wednesday from 9 a.m. to 6 p.m., and Saturday from 9 a.m. to 1 p.m. You can also reach us easily by phone at 337-291-2470. Under the leadership of CEO Brent Sheffield and Board President Mike McKee, Advancial has grown into a reliable institution with a net worth of $185,457,762 and total deposits amounting to $188,362,104. Our strong foundation allows us to offer competitive loan products while keeping your interests at heart. Join us in making financial dreams come true! Whether you're looking for personal loans or business banking solutions, Advancial is here for you. Visit us today or explore more on our website at Advancial.org. Your journey toward financial success starts here!

Branch History & Mission

At Advancial, we are proud of our rich history and unwavering commitment to the community of Lafayette, Louisiana. Since our opening in 1937, we have grown alongside our members, providing them with financial services that empower their lives. Today, we serve over 129,579 members and manage total assets exceeding $2.4 billion. Our branch is located at 306 E Kaliste Saloom Rd, Lafayette, LA 70508, a central spot that makes it easy for locals to access our services. As a credit union, our mission goes beyond simply offering banking products. We strive to create lasting relationships with our members by focusing on their needs and supporting the communities we serve. Our goal is to provide personalized financial solutions that enhance the quality of life for every member. Whether it's through checking and savings accounts, auto loans, or mortgages, we aim to be a trusted partner in your financial journey. Advancial has always embraced change while staying true to its roots. Over the years, we have adapted to new technologies and trends in banking to provide better services. We offer online and mobile banking options for convenience and accessibility, ensuring that members can manage their finances anytime and anywhere. Additionally, our drive-thru service allows for quick transactions without leaving your vehicle. While our main office is located in Dallas, TX, we are dedicated to serving Lafayette with the same level of care and attention as if it were our headquarters. For official correspondence, please send mail to PO Box 51408, Lafayette, LA 70505-1408. We believe in giving back to the community that supports us. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact in Lafayette. Our initiatives focus on education, financial literacy, and support for those in need. If you're looking for a financial institution that genuinely cares about you and your community, look no further than Advancial. Join us today and experience the difference that comes from being part of a credit union committed to your success. Visit us or call us at 337-291-2470 to learn more about how we can help you achieve your financial goals!

Branch Location & Accessibility

Comprehensive Services Just for You

At Advancial, we offer a wide range of services tailored to meet your financial needs from checking and savings accounts to auto loans and credit cards with rewards. If you prefer banking on-the-go, enjoy our online and mobile banking options along with access to ATMs for cash withdrawals and balance checks. We're here to assist you every step of the way! If you have any questions or need assistance with your accounts, feel free to give us a call at 337-291-2470. Our dedicated team is eager to help! Come visit us at Advancial today your financial partner in Lafayette!

Easy Access and Convenient Hours

At Advancial, we believe that banking should be accessible for everyone. Our branch offers ample parking space and is fully ADA compliant, featuring ramps and other accessibility features to ensure everyone can bank with ease. Plus, we know your time is valuable. That's why our lobby hours are structured to fit your busy schedule: we're open Monday, Tuesday, Thursday, and Friday from 8 a.m. to 5 p.m., and on Wednesday from 9 a.m. to 6 p.m. We also welcome you on Saturday from 9 a.m. to 1 p.m. If you're in need of quick transactions or can't make it inside during those hours, take advantage of our drive-thru service available Monday through Friday from 7:30 a.m. to 5:30 p.m., and Saturday from 9 a.m. to 1 p.m.

Member Eligibility

Becoming a member of Advancial is like joining a family where your financial well-being is our top priority. If you live, work, worship, or attend school in the Lafayette area, you're already eligible to join us! We welcome individuals from all walks of life to experience the benefits of membership, such as personalized service and competitive rates on loans and savings. Whether you're looking to open a checking account or secure a loan, our friendly team is here to guide you through every step. For more detailed eligibility criteria, feel free to check out our resource at http://www.Advancial.org/membership-information. When you're ready to take the next step in your financial journey, you can easily apply online through this link: http://www.Advancial.org/apply or give us a call at (337) 291-2470. We can't wait to welcome you into our community at 306 E Kaliste Saloom Rd Lafayette La 70508!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

In today's fast-paced marketplace, efficient payment processing is crucial. Our merchant services are designed to make transactions easy, allowing you to focus on what you do best running your business. From accepting credit cards to managing payroll, we provide tools that help streamline operations and improve cash flow. Visit us at 306 E Kaliste Saloom Rd Lafayette La 70508 in Lafayette, LA, or call us at (337) 291-2470 to learn how our business banking solutions can work for you!

Comprehensive List Of Services

Business Banking

For our business members, we offer specialized services such as merchant services and business loans that help streamline operations and support growth. Your success is our priority.

Call Us Today!

With all these offerings at Advancial, located at 306 E Kaliste Saloom Rd Lafayette La 70508, there's no better time to take control of your finances! We invite you to reach out at (337) 291-2470 if you have any questions or need assistance selecting the right services for your needs. Join us today and experience how we're dedicated to serving our community!

Credit Cards

Earn rewards while spending with our competitive credit cards with rewards programs. These cards not only offer great benefits but also provide the flexibility you need in managing everyday purchases.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking platforms. You can access your accounts anytime, anywhere, making it easy to check balances, transfer funds, or pay bills on the go. Our ATM and cash withdrawal services, along with basic drive-thru banking for deposits and withdrawals, ensure that banking is always accessible.

Home Financing

When it comes to purchasing a home or refinancing an existing mortgage, you want a partner who understands your needs. Our mortgage loans and refinancing services are designed to help you secure the best rates available while making the process as smooth as possible. Whether you're a first-time homebuyer or looking to upgrade, we are here to guide you every step of the way.

Personal Banking

We understand that personal banking is at the heart of your financial life. At Advancial, we offer checking and savings accounts that fit your lifestyle. With competitive interest rates and low fees, you can easily manage your day-to-day finances. Need a vehicle? Our auto loans and vehicle financing options make it simple to drive away in your dream car without breaking the bank.

Personal Loans

Life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation options to give you peace of mind when financial surprises arise. Our team will work with you to find a solution that fits your budget and helps you regain control.

Digital & Online Banking

Easy Access Anytime

Managing your finances should be simple and straightforward. At Advancial, we're committed to providing accessible solutions that fit into your busy life. Our digital banking services not only enhance convenience but also ensure real-time updates on your account activity. Join us today and experience how digital banking can transform the way you handle your financial needs!

Key Features for Your Convenience

We know that security is a top priority for our members. That's why we offer electronic signature authorization for a smooth and secure way to sign documents without the hassle of printing and mailing. You can also opt for e-statements, allowing you to view and manage your statements online instead of waiting for them in the mail. For those who prefer mobile banking, our mobile application provides easy access to all your banking needs right from your smartphone. Plus, with mobile payments enabled, making purchases has never been simpler just tap and go! If you need to send money to friends or family quickly, our person-to-person transfer feature makes it easy to send funds directly from your account. No more waiting in line or dealing with cash!

Financial Strength

Growing Trust

Our strength lies not only in numbers but also in relationships. We currently manage a total of 219,082 share accounts, showcasing the strong and growing member base that trusts us with their finances. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advancial is your trusted partner. Visit us at 306 E Kaliste Saloom Rd Lafayette La 70508 or call (337) 291-2470 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Your savings are secure with us. We have $982,282,515 in share certificates and $147,937,899 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members our non-member deposits stand at $0, which allows us to focus on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Despite the challenges posed by recent economic conditions, our operational efficiency is reflected in our $-5,600,711. This enables us to continue offering competitive loan rates and solid financial products for you. Additionally, we take pride in having 304 full-time employees and 1 part-time employees who are committed to serving you with expertise and care.

Reinvestment for Growth

Our commitment to our members is reflected in our $187,407,986 in undivided earnings. This allows us to reinvest in innovative banking tools and stronger lending options while enhancing security measures to serve you better. With $23,319 in used auto loans and $2,050,655,223 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Strong Financial Health

With a net worth of $185,457,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $771 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $542,570,999 in used vehicle loans and $310,177,311 in new vehicle loans already helping members get on the road. Whether you need financing for a brand-new model or a reliable used vehicle, we've got you covered.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,051,868, make buying or refinancing simple. We provide various terms and competitive rates that can fit your budget and help you secure your dream home.

Personal Loans and Credit Lines

In addition to auto and mortgage loans, we also offer personal loans and lines of credit. With a total of $1,191,355,982 in credit lines available, you can access the funds you need for unexpected expenses or planned purchases. If you're considering refinancing any existing loans or would like more information about eligibility options for our services, please don't hesitate to reach out to us. You can contact us at 337-291-2470 for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Advancial, we aim to provide transparent and accessible financial solutions tailored just for you!

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our flexible unsecured credit card loans. We have a total of $127,708,843 in unsecured credit card loans available to help our members effectively manage their finances while enjoying the benefits of rewards and low-interest rates.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that the offers you see are fair and transparent. By gathering data from reputable lenders, LendMesh provides you with reliable information you can trust.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the options presented to you. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: Get up-to-date loan rates from multiple institutions, allowing you to make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback underscores the effectiveness of LendMesh in helping individuals secure better loan deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Advancial