Advancial Lafayette LA Credit Union | Best Auto Loans & Mortgage Rates

Introduction

Welcome to Advancial, your trusted partner in financial well-being, located at 6154 Johnston St, Lafayette, LA 70503. Established in 1937, we have proudly served our community for over eight decades, building a legacy of trust and support for our 129,579 members. With total assets exceeding $2.4 billion, we are dedicated to helping you achieve your financial goals through personalized service and innovative banking solutions. At Advancial, we understand that every member's journey is unique. That's why we offer a variety of services tailored just for you from checking and savings accounts to auto loans and mortgages. Our commitment to your success is reflected in our impressive totals: with $188 million in deposits and over 82,000 loans and leases, we provide the resources you need to thrive. Our leadership team, headed by CEO Brent Sheffield and Board President Mike McKee, is passionate about fostering a welcoming environment where you feel valued. With a dedicated staff of 305 employees, we're here to answer your questions and guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 6154 Johnston St, Lafayette, LA 70503-5619. Feel free to reach out at (337) 769-9881 during our lobby hours Monday, Tuesday, Thursday, and Friday from 8 a.m. to 5 p.m., or Wednesday from 9 a.m. to 5 p.m. Join us at Advancial today and experience the difference that comes with being part of a community-focused credit union! Visit our website at Advancial.org or stop by to see how we can help you manage your finances effectively. Your journey toward financial empowerment starts here!

Branch History & Mission

Community Engagement

Advancial is deeply committed to giving back to the community through various outreach initiatives and partnerships. We understand that helping those around us creates a stronger Lafayette for everyone. Whether it's through local sponsorships or financial education programs, we're here not just as a bank but as a supportive neighbor. While you can visit us at 6154 Johnston St, official correspondence should be directed to 6154 Johnston St, Lafayette, LA 70503-5619 if there is any difference in mailing address.

Join Us

We invite you to become part of the Advancial family! Experience firsthand how our dedicated team can assist you in achieving your financial dreams while being actively engaged in the community you love. Reach out today at 337-769-9881 or explore more about us at Advancial's website. Together, let's build a brighter future!

Mission Statement

At Advancial, our mission is simple yet profound: We aim to provide outstanding financial services while fostering a sense of community among our members. We believe that by supporting individuals in their financial journeys, we can uplift the entire community of Lafayette. Our team is dedicated to creating an inclusive environment where everyone feels valued and empowered. We also prioritize digital advancements to make banking easier for all our members. From online banking and mobile payments to e-statements and person-to-person transactions, we've embraced technology to enhance your experience while maintaining ADA compliance for accessibility.

Our Journey

Since opening our doors, Advancial has continuously evolved to meet the needs of our members. From humble beginnings, we have expanded our services and enhanced our offerings. Today, with total assets exceeding $2.4 billion, we provide an array of personal banking options including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our growth reflects our unwavering dedication to ensuring that every member can achieve their financial goals. Our operating hours are designed to accommodate busy schedules: Monday, Tuesday, Thursday, and Friday from 8 a.m. to 5 p.m., with extended hours on Wednesday from 9 a.m. to 5 p.m. For added convenience, we also offer drive-thru banking and ATM services so members can access their funds anytime they need.

Branch Location & Accessibility

Accessibility Features

At Advancial, we prioritize accessibility for all our members. Our branch is ADA compliant and features ramps for easy entry. There's ample parking available right outside our doors, ensuring a hassle-free experience when you visit.

Call to Action

We invite you to come by and see what Advancial can do for you! If you have any questions or want to learn more about our services, feel free to give us a call at 337-769-9881. Our team is eager to assist you on your financial journey!

Operating Hours

Our friendly staff is ready to assist you during convenient hours: Monday, Tuesday, Thursday, and Friday from 8 a.m. to 5 p.m., and Wednesday from 9 a.m. to 5 p.m. For those needing additional flexibility, our drive-thru service operates Monday through Friday from 7:30 a.m. to 5:30 p.m., and on Saturday from 9 a.m. to 1 p.m. This means you can access your banking needs even on weekends!

Services Offered

At Advancial, we offer a range of services tailored to meet your financial needs. From personal banking options such as checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Our drive-thru banking makes it simple for you to conduct deposits and withdrawals without having to leave your car. We also provide ATM access for quick cash withdrawals and balance checks whenever you need them.

Member Eligibility

At Advancial, we believe that everyone deserves a supportive financial community. If you're looking to become a member, it's easier than you might think! Generally, individuals who live, work, or worship in the Lafayette area are eligible to join. This means that whether you're a local resident or part of our vibrant community, you can access all the benefits we offer. From friendly service to competitive rates on loans and savings accounts, being a member at Advancial connects you to resources designed to help you thrive. For more specific details about eligibility, feel free to check out our guidelines at http://www.Advancial.org/membership-information. Ready to take the next step? Opening an account is simple! Just visit us at our branch located at 6154 Johnston St Lafayette La 70503, or give us a call at (337) 769-9881 for assistance. You can also start your application online by visiting http://www.Advancial.org/apply. We can't wait to welcome you into the Advancial family!

Business Banking & Commercial Services

Merchant Services

Imagine having the ability to process payments easily and efficiently. Our merchant services provide just that! They enable your business to accept various payment methods, ensuring your customers have a smooth checkout experience. This means happier customers and increased sales essential ingredients for any successful business. Visit us at 6154 Johnston St Lafayette La 70503 in Lafayette, LA, or call us at (337) 769-9881 to learn how we can assist you with your business banking needs. Let's work together to help your business reach new heights!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Access When You Need It

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks at locations throughout the area. Plus, for those who prefer face-to-face service, we offer basic drive-thru banking for deposits and simple transactions, making it easy to get what you need without stepping inside. At Advancial, we're committed to helping you achieve your financial goals with ease and confidence. For any questions or more information about how we can serve you better, don't hesitate to reach out at (337) 769-9881 or visit us online at South Lafayette. We invite you to explore all that we have to offer and experience banking made personal!

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking options. Access your accounts anytime, anywhere, whether it's through our website or mobile app. With features like mobile payments and person-to-person transfers, managing your money has never been easier.

Home Sweet Home Financing

For those looking to buy a home, our Mortgage Loans & Refinancing services make the process straightforward and stress-free. We understand that purchasing a home is one of the biggest decisions you'll make, which is why our team is here to guide you every step of the way. And if you're dealing with debt, our Personal Loans & Debt Consolidation can help simplify your payments and reduce financial strain.

Personal Banking Made Easy

Starting with Personal Banking, we offer checking and savings accounts that help you keep your finances organized and secure. Imagine easily managing your day-to-day expenses while watching your savings grow our accounts are designed for just that. If you're considering buying a new car or refinancing your current vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms to fit your budget.

Rewards That Benefit You

Don't forget about our Credit Cards with Rewards! These cards not only offer convenience but also give you rewards for everyday purchases. It's a great way to earn cash back or points that can be redeemed for travel or gifts.

Supporting Local Businesses

If you own a business, our Business Banking services include merchant services and business loans designed to support local entrepreneurs like you. We believe in empowering businesses in our community so they can thrive.

Digital & Online Banking

Key Services Available

With our online banking services available 24/7 at https://www.advancial.org/, you can check balances, transfer funds, and pay bills anytime, day or night. We've also made it simple to sign documents electronically through our electronic signature authorization feature, eliminating the need for printing and mailing paperwork. Want to keep track of your transactions on the go? Our mobile application lets you manage your accounts directly from your smartphone. You can even make mobile payments, making purchases quicker than ever. Plus, sending money to friends or family is a breeze with our person-to-person transfer option. For those who prefer paperless options, we offer e-statements that allow you to view your account statements online whenever you need them. This not only saves paper but also keeps your information secure and accessible.

Security and Accessibility

Your safety is our top priority. Our digital banking services are equipped with robust security measures to protect your personal information. You can bank with peace of mind knowing that we take every precaution to keep your data safe. With user-friendly features and real-time account management, banking has never been easier. No matter where life takes you, Advancial is here to help you stay connected to your finances securely and conveniently. Explore all these features today by visiting us at https://www.advancial.org/!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 219,082, showing a strong and growing member base that trusts us with their finances. This trust is fundamental as we strive to meet your needs every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advancial is your trusted partner. Visit us at 6154 Johnston St Lafayette La 70503 or call (337) 769-9881 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $187,407,986 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $23,319 in used auto loans and $2,050,655,223 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $982,282,515 in share certificates and $147,937,899 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-5,600,711 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 304 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $185,457,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $771 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $542,570,999 in used vehicle loans and $310,177,311 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your next vehicle straightforward and accessible.

Credit Lines

Our total credit lines amount to $1,191,355,982, offering additional financial support when you need it most. These lines can help cover larger purchases or act as a safety net for unforeseen circumstances.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $33,051,868, making buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance an existing mortgage, our dedicated team is here to guide you through the process.

Refinancing Options

If you're considering refinancing your current loans or mortgages to lower your payments or access cash for other needs, we have options available that may fit your situation. Our team is ready to discuss eligibility and what might work best for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Advancial, we're committed to providing financial solutions that empower our members. Visit us today or call us at 337-769-9881 to learn more about our loan offerings tailored just for you!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $127,708,843 in loans helping members manage their finances effectively. This option provides the perfect blend of convenience and flexibility for everyday purchases or unexpected expenses.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that all offers you see are fair and transparent, helping you find the most suitable options for your financial needs.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you're viewing. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so you can trust what you see. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh empowers users to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take control of your borrowing options today. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Advancial