Advanced Financial Roselle NJ Credit Union | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Advanced Financial, your trusted credit union located at 575 Raritan Rd, Roselle, NJ 07203. Since our establishment in 1965, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the unique needs of our members. With a total membership of 6,772 and assets exceeding $108 million, we are dedicated to fostering financial well-being for every individual we serve. At Advanced Financial, we understand that banking is more than just numbers; it's about building relationships and supporting one another in achieving financial goals. Our team, led by CEO Sandra Mullins and Board President Arthur Marquardt, works diligently to ensure our members have access to a wide range of services. From personal checking and savings accounts to auto loans and business financing, we offer solutions designed to help you thrive financially. We take pride in being part of the Roselle community. With total deposits amounting to $10,288,511 and cash reserves of $1,214,982, our financial stability allows us to reinvest in our members and local initiatives. As a member-owned institution, every decision we make prioritizes your financial health and success. While members can visit us at our branch location, official correspondence should be sent to the same address: 575 Raritan Rd, Roselle, NJ 7203. If you have questions or need assistance, feel free to reach out to us at (908) 771-0300 during our convenient hours from 9:00 AM to 5:00 PM on weekdays and 9:00 AM to 1:00 PM on Saturdays. Join us at Advanced Financial today and discover how we can partner together on your financial journey! For more information about our services or to open an account, visit us online at advfinfcu.com.

Branch History & Mission

Welcome to Advanced Financial, a cornerstone of community banking in Roselle, NJ. Since our founding in 1965, we have been committed to providing exceptional financial services and fostering strong connections within our local community. Our journey began with a small group of members who believed in the power of cooperative banking, and over the years, we have grown into a trusted institution that proudly serves over 6,772 members. Located at 575 Raritan Rd, Roselle, NJ 07203, our branch is easily accessible for all your banking needs. We invite you to visit us during our operating hours: Monday through Friday from 9:00 am to 5:00 pm and Saturdays from 9:00 am to 1:00 pm. While our branch address is where you can find us for face-to-face interactions, official correspondence should be sent to the same address. At Advanced Financial, our mission is clear: we strive to empower our members by offering a wide range of financial services tailored to meet their unique needs. This includes personal banking options such as checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. We also provide business banking solutions like merchant services and business loans. Our commitment extends beyond just financial products; we believe in enriching the lives of those we serve through community support and outreach initiatives. Over the years, we have partnered with various local organizations to make a positive impact in Roselle and its surrounding areas. Whether it's sponsoring community events or providing financial education workshops, we are dedicated to lifting up our neighbors. In addition to traditional banking services, we've embraced digital advancements to enhance your experience. With features like online banking, mobile payments, and electronic signatures, managing your finances has never been easier or more secure. Plus, our facilities are ADA compliant to ensure everyone can access our services comfortably. As part of the larger Advanced Financial family headquartered in New Providence, NJ, we hold total assets of over $108 million and continue to prioritize member satisfaction above all else. Our innovative approach has allowed us to maintain strong financial health while remaining deeply rooted in our community. Join us today at Advanced Financial! Experience the benefits of being a member at a credit union that truly cares about you and your financial journey. Together, let's build a brighter future for Roselle!

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can easily access our services. If you're driving, you'll find ample parking available right outside our doors.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 908-771-0300. We invite you to visit us at our Roselle branch and experience firsthand how we can support your financial journey!

Operating Hours and Services

Our friendly team is ready to assist you during lobby hours from 9:00 AM to 5:00 PM Monday through Friday, and on Saturdays from 9:00 AM to 1:00 PM. Although we currently do not offer drive-thru service, our dedicated staff is always prepared to provide personalized service inside. At Advanced Financial, we offer a variety of services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Plus, with ATM availability right at our branch, accessing your funds has never been easier!

Member Eligibility

At Advanced Financial, we believe that everyone deserves the chance to be part of a caring and supportive financial community. Becoming a member is easy! If you live, work, worship, or attend school in the Roselle area, you're already eligible. Our membership is open to individuals and their families who are looking for personalized banking solutions and a community-focused experience. Once you join us, you'll enjoy a range of benefits designed to help you achieve your financial goals. To get started on your journey with us, simply visit our website for more details on eligibility at http://www.advfinfcu.com/banking-savings. When you're ready to open an account, check out the straightforward steps outlined at https://advfinfcu-dn.financial-net.com/web/enrollment. If you have any questions or need assistance, feel free to call us at (908) 771-0300. We can't wait to welcome you to the Advanced Financial family!

Business Banking & Commercial Services

At Advanced Financial in Roselle, NJ, we understand that every business has unique needs. That's why we offer tailored solutions to help your business grow and thrive. Whether you're looking to expand, invest in new equipment, or manage cash flow, our commercial loans are designed with you in mind. Imagine being able to secure the funds you need to purchase new inventory just in time for the holiday rush. Or picture your company upgrading its technology to boost productivity. With our commitment to supporting businesses, we're proud to have funded over $40 in commercial loans for our members, helping them scale and succeed. Additionally, we extend our support to the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. But we don't stop at loans. Our merchant services streamline payment processing so you can focus on what matters most serving your customers. With an outstanding commercial loan portfolio of $11,315,286, we continue driving economic growth by financing new and expanding businesses right here in Roselle. Visit us at 575 Raritan Rd Roselle Nj 07203 or call us at (908) 771-0300 to learn how we can support your business today!

Comprehensive List Of Services

Business Banking

If you're a business owner, we offer essential services tailored just for you. From merchant services that simplify payment processing to various business loans for expansion or equipment purchases, we aim to support your success every step of the way.

Credit Cards & Rewards

Our credit cards with rewards allow you to earn points on purchases that can lead to exciting benefits. Whether it's cash back or travel rewards, these cards enhance your spending power while giving you something back in return.

Digital Banking Convenience

In today's fast-paced world, convenience is key. With our online and mobile banking features, managing your accounts has never been easier. You can access your finances anytime, anywhere whether it's checking balances, transferring funds, or paying bills all from the comfort of your home or on the go. Our ATM services also ensure you can withdraw cash easily when needed.

Personal Banking

Managing your money should be easy and accessible. That's why we offer a variety of personal banking services like checking and savings accounts. These accounts are tailored to fit your lifestyle, making it simple to save for future plans or manage everyday expenses. If you're considering buying a car, our auto loans and vehicle financing options come with competitive rates that make it easier to drive off in the vehicle you want. For those planning to purchase a home, our mortgage loans and refinancing services can guide you through the process with ease, ensuring you find the right plan for your budget. Plus, if you're dealing with debt or unexpected expenses, our personal loans and debt consolidation solutions provide a straightforward way to get back on track financially.

Reach Out Today!

At Advanced Financial, we're committed to providing comprehensive financial solutions tailored just for you. If you have questions or need assistance choosing the right service for your needs, don't hesitate to call us at (908) 771-0300. Our friendly team is ready to help! Visit us today at 575 Raritan Rd Roselle Nj 07203 in Roselle, NJ, and take the first step towards achieving your financial goals! For more information about our offerings and how we can assist you further, please check out our website at Roselle.

Digital & Online Banking

Key Features

One of the standout features of our digital banking is the ability to authorize electronic signatures. This means you can sign documents securely from anywhere without needing to visit a branch. Plus, with e-statements available, you can easily access your account statements digitally, reducing paper clutter while keeping your information organized. Do you often send money to friends or family? Our person-to-person transfer feature makes it simple and quick to send funds directly from your account. And if you're looking for even more flexibility in how you pay, our mobile payments feature allows you to make purchases using just your phone. For those who prefer managing their accounts on the go, our mobile application offers a user-friendly experience that ensures easy navigation. You can download it today and take advantage of all these features right from your smartphone. At Advanced Financial, we prioritize security in every transaction. Your data is protected with advanced encryption methods, giving you confidence while using our online services. With real-time account management and easy access to essential banking tools, we're committed to making your financial journey smooth and hassle-free. Experience the convenience of digital banking with us today! Visit https://advfinfcu.com/ for more information on how we can support your financial needs.

Financial Strength

Growing Together

Total Share and Deposit Accounts stand at 11,272, showing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) amount to $971,652, further illustrating our commitment to helping you achieve your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advanced Financial is your trusted partner. Visit us at 575 Raritan Rd Roselle Nj 07203 or call (908) 771-0300 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $23,389,676 in share certificates and $8,642,870 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 25 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $13,455,202 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $203 in used auto loans and $53,434,315 in total loans and leases.

Solid Financial Health

With a net worth of $16,864,485, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,542 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,268,051 in used vehicle loans and $2,358,585 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or opting for a reliable used car, our flexible terms can accommodate various budgets.

Business Financing

For business owners, our outstanding commercial loans totaling $11,315,286 provide the capital needed to grow and expand your business. We work closely with local entrepreneurs to ensure they have access to the funding necessary for success. If you're considering refinancing any existing loans or want more information about eligibility options, feel free to reach out. You can contact us at (908) 771-0300 or visit us at 575 Raritan Rd Roselle Nj 07203, located in Roselle, NJ. Our team is here to assist you every step of the way. Explore our loan offerings today and take the first step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,833,200, make buying or refinancing simple. We provide personalized service to help you navigate through the home-buying process, ensuring you find the best fit for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,730,396 in loans helping members manage their finances effectively. This option allows you to handle unexpected expenses or make purchases without having to put down collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that all loan offers are legitimate and trustworthy.