Advanced Financial New Providence NJ Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Advanced Financial, your trusted credit union located at 785 Central Ave, New Providence, NJ 07974. Since our establishment in 1965, we've been dedicated to serving our community with a personal touch that makes banking not just a necessity, but a pleasure. With over 6,700 members and growing, we take pride in providing services that truly meet the needs of our local families and businesses. At Advanced Financial, we understand that every member's financial journey is unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, and business banking solutions. Our total assets stand at an impressive $108,976,666, with $10,288,511 in deposits and a net worth of $16,864,485. Whether you're looking to save for your future or finance your next vehicle purchase, our competitive rates and personalized service are designed to help you achieve your goals. Our team is led by CEO Sandra Mullins and Board President Arthur Marquardt, who are committed to ensuring that each member feels valued and supported. With a staff of 28 dedicated employees, we're here to assist you through every step of your financial journey. While members can visit us at our branch location for friendly service during our operating hours from 8:00 am to 4:00 pm on weekdays, official correspondence should be sent to the same address: 785 CENTRAL AVE, NEW PROVIDENCE, NJ 7974. We invite you to explore what makes Advanced Financial different. Join our community today by visiting us online at advfinfcu.com or give us a call at 908-771-0300. Your financial future starts here!

Branch History & Mission

At Advanced Financial, we take pride in our rich legacy and commitment to serving the New Providence community since 1965. Located at 785 Central Ave, New Providence, NJ 07974, our branch has been a trusted financial partner for thousands of members over the years. With a membership base of over 6,772 individuals, we have grown alongside our community, adapting to meet the ever-changing needs of our members. Our mission is simple yet powerful: to provide exceptional financial services while supporting and uplifting the communities we serve. We believe that banking should be more than just transactions; it should foster relationships built on trust and understanding. We are dedicated to offering personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our focus is not only on helping you achieve your financial goals but also on enriching the lives of those around us through community outreach and support. Since opening our doors nearly six decades ago, Advanced Financial has experienced significant growth. Today, we proudly hold total assets of $108,976,666. This growth has allowed us to invest in modern technology that enhances your banking experience while ensuring accessibility for all members. From online banking and mobile payments to electronic signatures, we strive to make managing your finances as convenient as possible. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be sent to our mailing address at 785 CENTRAL AVE, NEW PROVIDENCE, NJ 7974. Our operating hours are Monday through Friday from 8:00 am to 4:00 pm, making it easy for you to access our services when it suits you best. We also understand the importance of convenience in today's fast-paced world. That's why we offer ATM availability right here at our branch ensuring that you have easy access to your funds whenever you need them. As part of our commitment to community involvement, we regularly partner with local organizations to give back and support various initiatives within New Providence. We believe that strong communities lead to strong financial futures. If you're looking for a credit union that truly cares about its members and the community it serves, look no further than Advanced Financial. Join us today and experience firsthand how we can help you achieve your financial dreams while making a positive impact in New Providence. Call us at 908-771-0300 or visit our website at advfinfcu.com for more information on how to become a member!

Branch Location & Accessibility

Convenient Access

Our branch is designed with accessibility in mind. We offer ample parking for our members, including accessible spaces for those who need them. Plus, our building features ramps and ADA-compliant entrances to ensure everyone can access our services comfortably.

Operating Hours

We're here for you from 8:00 am to 4:00 pm Monday through Friday. Whether you need assistance with your accounts or want to explore our various financial products, our dedicated team is ready to help during these hours.

Reach Out to Us

If you have any questions or need assistance, don't hesitate to give us a call at 908-771-0300. Our friendly staff is eager to assist you! Come visit us today and discover how we can support your financial journey with personalized service and a community-focused approach.

Services Offered

At Advanced Financial, we pride ourselves on offering a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our ATM is available for quick cash withdrawals and balance checks, ensuring that your banking is always convenient. While members can visit us at 785 Central Ave, official correspondence should be sent to the same address listed above for all your mailing needs.

Member Eligibility

At Advanced Financial, we believe that everyone deserves to be part of a caring and supportive community. If you're looking to join our family, becoming a member is simple! To qualify, you need to meet certain criteria that revolve around living, working, or worshipping in the area or being related to someone who does. This means that if you have ties to our community, you're likely eligible! We invite you to explore more about these requirements by visiting our website at http://www.advfinfcu.com/banking-savings. Once you've confirmed your eligibility, opening an account with us is just a few clicks away! You can easily start the process online through this link: https://advfinfcu-dn.financial-net.com/web/enrollment. Should you have any questions or need assistance along the way, don't hesitate to reach out at (908) 771-0300. Join us at Advanced Financial, located at 785 Central Ave New Providence Nj 07974, where you'll find not just financial services but a welcoming home for your banking needs!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $40 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,315,286, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing for your business. Imagine having a seamless way to accept payments, whether online or in-store, ensuring you never miss a sale. Our services help you focus on what you do best growing your business. Located conveniently at 785 Central Ave New Providence Nj 07974 in New Providence, NJ, we invite you to explore how we can partner with you on your journey to success. Contact us today at (908) 771-0300 to learn more about how our business banking solutions can work for you!

Comprehensive List Of Services

Business Banking

For our small business owners, we provide tailored business banking solutions including merchant services and business loans. We understand the unique challenges that come with running a business and are committed to supporting your growth.

Credit Solutions

In addition to our personal loans for debt consolidation or unexpected expenses, we offer credit cards with rewards that give back when you shop. These cards can help you build your credit while enjoying benefits on your purchases.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Advanced Financial, we prioritize digital banking features such as e-statements, mobile payments, and person-to-person payment options. You can manage all of this from the comfort of your home or on the go. Whether you're an individual looking to enhance your financial situation or a business seeking resources for growth, Advanced Financial has got you covered. If you have any questions or want more information about our services, feel free to reach out at (908) 771-0300 or visit us online at New Providence. We're here to help you achieve your financial goals!

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing services can guide you through the process smoothly. We know that navigating the housing market can be overwhelming, so our experienced staff will work with you every step of the way.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that cater to your everyday needs. Imagine being able to manage your finances easily with online and mobile banking options that allow you to check balances, make transfers, and pay bills right from your phone. Plus, our ATM services provide convenient access to your cash whenever you need it. If you're considering purchasing a new car, our auto loans and vehicle financing options can help make that dream a reality. We understand how important reliable transportation is for your daily life, which is why we strive to offer competitive rates and flexible terms.

Digital & Online Banking

Key Features

Our online banking platform includes electronic signature authorization, which simplifies processes like loan applications and account openings. This means no more paperwork cluttering your desk everything can be done electronically! Additionally, e-statements are available, helping you stay organized while reducing paper waste. For those who prefer mobile banking, our user-friendly mobile application lets you manage your accounts right from your smartphone. You can make person-to-person transfers easily, share funds with friends or family instantly without any hassle. Plus, if you're into making payments on-the-go, our mobile payments feature allows you to pay for purchases directly from your device. We believe in providing easy access to your money when you need it most. With all these tools at your fingertips, managing your finances has never been simpler or more efficient. Join us at Advanced Financial today and experience the benefits of modern banking tailored just for you!

Financial Strength

Commitment to Growth

With $13,455,202 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $203 in used auto loans and $53,434,315 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member Trust

Total Share Accounts stand at 11,272, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $971,652, which further illustrates our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advanced Financial is your trusted partner. Visit us at 785 Central Ave New Providence Nj 07974 or call (908) 771-0300 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 25 full-time employees and 3 part-time employees who are always ready to assist you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $23,389,676 in share certificates and $8,642,870 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus allows us to reinvest in our community rather than diverting funds elsewhere.

Strong Financial Health

With a net worth of $16,864,485, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,542 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,268,051 in used vehicle loans and $2,358,585 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget, so you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $11,315,286 provide the capital needed to grow and expand your ventures. We recognize the unique challenges faced by businesses and are here to support your growth ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $5,833,200. This allows you to take that important step towards owning a home while benefiting from competitive rates.

Refinancing Options

If you're considering refinancing an existing loan or are unsure about your eligibility for any of our products, our team is ready to assist you. We will walk you through your options to ensure you find the best solution tailored to your situation. For more information about our loan offerings or to see how we can help you reach your financial goals, feel free to contact us at 908-771-0300 or visit us at 785 Central Ave New Providence NJ 07974. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Advanced Financial, we're committed to helping you navigate your financial journey with ease and transparency.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our unsecured credit card loans. With a total of $1,730,396 in unsecured credit card loans provided to our members, you'll find flexible terms that help you manage your finances effectively without the burden of high-interest rates.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that the information you receive is accurate and up-to-date.