Advance Financial East Chicago IN Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Advance Financial, your trusted credit union located at 4035 Alder St, East Chicago, IN 46312. Since our establishment in 1937, we have been dedicated to serving our community with reliable financial services tailored to meet your needs. With a strong commitment to our members, we proudly support over 8,000 members and manage total assets of $125,522,358. At Advance Financial, we believe in building lasting relationships. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, our team is here to help you every step of the way. We currently offer a diverse range of services designed to empower you financially and help you achieve your goals. Our leadership team, led by CEO Jerry Gomez and Board President Janice Vamos, is passionate about fostering a member-focused environment. With 38 employees working diligently to serve you, we are proud of our strong community presence and the trust we've built over the decades. We invite you to visit us at our branch for personalized service or reach out at (219) 392-3900 for any inquiries. For official correspondence, please note that all mail can be sent to the same address: 4035 Alder St, East Chicago, IN 46312. We look forward to welcoming you into the Advance Financial family! For more information about our services and membership eligibility, please explore our website at Advance Financial. Join us today and take the first step toward a brighter financial future!

Branch History & Mission

Join Us

As we continue to grow and serve our community, we invite you to become part of the Advance Financial family. Experience firsthand the benefits of membership from exceptional customer service to comprehensive financial solutions designed just for you. Whether you are looking for personal banking options or business services, we're here to help you every step of the way. For more information about joining or exploring what we offer, please contact us at (219) 392-3900 or visit us online at Advance Financial. Together, let's build a brighter financial future!

Our Journey

Located at 4035 Alder St, East Chicago, IN 46312, our branch is easily accessible and centrally positioned within the community. Since our inception, we've dedicated ourselves to providing personalized financial services tailored to meet the unique needs of our members. We understand that life brings various challenges and opportunities, which is why we offer a diverse range of products including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Throughout our history, we've achieved significant milestones that reflect our commitment to growth and innovation. In addition to traditional banking services, we have embraced technology by introducing online and mobile banking options that make managing finances easier than ever. Our drive-thru banking service allows for quick transactions without leaving your vehicle a convenience that busy families appreciate.

Our Mission

The mission of Advance Financial is simple yet powerful: to empower individuals and families with the financial tools they need to succeed while fostering a spirit of community support. We believe in building strong relationships with our members and providing them with the knowledge and resources necessary for financial wellness. As part of our dedication to community outreach, we actively engage in local initiatives that uplift those around us. From educational workshops to partnerships with local organizations, we strive to make a positive impact in East Chicago and beyond. While you can always visit us at 4035 Alder St, official correspondence should be sent to the same address as our mailing address 4035 Alder St, East Chicago, IN 46312. We're proud to offer amenities such as ATM access and a shared service center for your convenience.

Branch Location & Accessibility

Convenient Access

At Advance Financial, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and accessible parking spaces, ensuring everyone can bank with ease. Plus, our drive-thru service allows you to complete basic transactions without leaving your vehicle, making it even more convenient for those on the go.

Get in Touch

Whether you're stopping by to open an account or simply need assistance with a transaction, our friendly staff is here to help! Feel free to give us a call at 219-392-3900 if you have any questions or need further information. We invite you to come by and experience personalized service at Advance Financial we look forward to welcoming you!

Operating Hours

We understand that life can be busy, so we offer flexible operating hours to accommodate your schedule. You can visit us Monday through Tuesday and Thursday from 9 AM to 5 PM, Wednesday from 9 AM to 1 PM, and Friday until 5:30 PM. We're also open Saturday mornings from 9 AM to noon perfect for those weekend errands!

Services Offered

Our branch is equipped with an ATM for quick cash withdrawals and balance checks. We're proud to offer a range of services tailored to meet your needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Additionally, we provide shared service center capabilities for partner credit union members making banking even more accessible. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 4035 Alder St, East Chicago, IN 46312.

Member Eligibility

At Advance Financial, we believe that becoming a member is like joining a warm and welcoming family where everyone supports one another. To be eligible for membership, you simply need to live, work, or worship in the communities we serve, or have a family member who is already part of our credit union. This means that if you share the spirit of community and collaboration, you're likely already on your way to becoming a valued member! We offer numerous benefits, including competitive rates on loans and savings accounts, personalized service, and access to a range of financial tools designed to help you succeed. Ready to take the next step? Opening an account with us is simple! You can find all the necessary details about eligibility at http://www.Advancefcu.org/grow-with-us/membership-eligibility, which is always kept up-to-date for your convenience. If you're ready to join our community, visit http://www.Advancefcu.org/grow-with-us/online-applications/apply-now to start your application today. If you have any questions, feel free to reach out to us at (219) 392-3900; we're here to help!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Moreover, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that meet diverse needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment processing is crucial for business success. Our merchant services offer a range of solutions that simplify transactions, whether you're a small shop or a large enterprise. From secure credit card processing to mobile payment options, we provide tools that help you serve your customers better while managing your cash flow effectively. Located conveniently at 4035 Alder St East Chicago In 46312, East Chicago, IN 46312, we're here to assist you with all your business banking needs. Reach out to us at (219) 392-3900 or visit our website at Advance Financial to learn more about how we can help your business grow!

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and small business owners, we offer comprehensive business banking services, including merchant services and business loans. We know how hard you've worked to build your business, so let us assist you in achieving growth and stability through our tailored financial solutions.

Convenient Access

When it comes to accessing cash or making quick transactions, our ATM & cash withdrawal services are readily available. Plus, enjoy the convenience of basic drive-thru banking for deposits, withdrawals, and simple transactions without leaving your car. For those who may bank elsewhere but still want access to our services, we also provide basic shared branch transactions for partner credit union members.

Get Started Today!

We invite you to visit us at Advance Financial in East Chicago or give us a call at 219-392-3900. Explore how our diverse range of services can meet your unique financial needs today! For more information on joining our community or opening an account online, please visit our website. Let's take the next step together towards achieving your financial goals!

Home Financing

For those looking to settle into their dream home, our mortgage loans and refinancing services are crafted to guide you through the buying process with ease. Picture yourself in a cozy home while enjoying competitive rates that fit your budget.

Loans for Every Need

In addition to auto loans and mortgages, we provide personal loans and debt consolidation options. Life can throw unexpected expenses your way whether it's medical bills or urgent repairs and we're here to help by offering flexible solutions tailored just for you. Moreover, if you're looking for a way to earn rewards while spending, our credit cards with rewards can be a great fit! You'll earn points on everyday purchases that you can redeem later.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts designed to help you manage your finances effectively. Imagine having an account that not only allows you to save but also provides easy access for everyday transactions. Our online and mobile banking services make it simple for you to check balances, transfer funds, and pay bills anytime and anywhere. If you're considering purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing options can help make those dreams a reality. We understand how important reliable transportation is for you and your family.

Digital & Online Banking

Key Features for You

With 24/7 online banking services, you can check your account balances, pay bills, and transfer funds whenever it suits you. No more rushing to the bank before closing time our online banking puts control in your hands. Plus, if you prefer a mobile experience, our mobile application is available for download, giving you the power to manage your finances right from your smartphone. We also offer electronic statements, making it easy to stay organized without cluttering your inbox with paper documents. You can view and download your statements anytime you need them. And when it comes to payments, our mobile payments feature allows you to make purchases quickly and securely from your mobile device.

Safety First

Your security is our top priority. While we do not currently offer electronic signature authorization for transactions, we ensure that all online processes are protected with advanced security measures. You can have peace of mind knowing that your financial information is safe with us.

Stay Connected

Need to send money to a friend or family member? Our person-to-person transfer service is not available at this time; however, we continue to explore new ways to enhance our services for your convenience. Experience the ease of banking on your terms with Advance Financial. Join us today by visiting https://www.advancefcu.org/, where managing your money becomes simple and secure!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 12,500, showing a strong and growing member base that trusts us with their finances. This community is the backbone of our credit union's strength. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advance Financial is your trusted partner. Visit us at 4035 Alder St East Chicago In 46312 or call (219) 392-3900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Growth

With $15,751,332 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,198 in used auto loans and $62,180,192 in total loans and leases.

Member Savings Secured

Members' savings are secured through $16,556,007 in share certificates and $17,580,112 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-346,396 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 37 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $15,444,942, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,230 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,889,394 in used vehicle loans and $11,072,110 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used car, our team is here to guide you through the process.

Credit Lines and Other Options

For those looking for additional support with finances, our total credit lines amount to $16,942,800. This allows members to access funds as needed while enjoying the peace of mind that comes with having available credit. If you're unsure about your eligibility or want more information on refinancing options, feel free to reach out to us at 219-392-3900. Our knowledgeable staff is ready to answer any questions and help you find the best loan product for your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Advance Financial, we're not just about numbers; we're about community and supporting you every step of the way. Visit us today to learn more about how our loan offerings can help you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $3,079,799. We aim to make buying or refinancing simple and stress-free. If you're considering refinancing your current mortgage, we can assist you in finding the right option for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently our total for these loans stands at $0, we are dedicated to helping our members manage their finances effectively through responsible lending practices.

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