Adirondack Regional Tupper Lake NY Credit Union | Affordable Auto Loans & Easy ATM Access

Introduction

Welcome to Adirondack Regional, your trusted credit union in the heart of Tupper Lake, NY. Located at 280 Park St, we have been proudly serving our community since 1947. With a deep commitment to our members, we aim to provide personalized financial solutions that empower you to achieve your goals. As part of our dedication, we're excited to share that we currently support over 7,085 members with total assets exceeding $89 million. This robust financial foundation allows us to offer a wide range of services tailored to meet your needs, including auto loans, mortgages, personal loans, and business banking solutions. Our leadership team is here for you! Under the guidance of our CEO, Basel Farhat, and Board President, Brian Dukett, our focus remains on fostering trust and building lasting relationships within our community. With a dedicated staff of 16 employees, we strive to create a welcoming environment where you feel valued and supported. While members can visit us at 280 Park St, official correspondence should be sent to the same address for your convenience. You can also reach us at (518) 359-2921 or explore more about our offerings on our website: Adirondack Regional. Join us today and experience the difference of being part of a community-focused credit union! Your journey towards financial wellness starts here.

Branch History & Mission

The Adirondack Regional Credit Union has been a cornerstone of the Tupper Lake community since it first opened its doors in 1947. With a rich history spanning over seven decades, we have proudly served our members, fostering a spirit of cooperation and mutual support. As we grew from a small credit union into an institution with total assets exceeding $89 million and a membership base of over 7,000, our commitment to enhancing the financial well-being of our community has remained unwavering. Located at 280 Park St, Tupper Lake, NY 12986, our branch is easily accessible for local residents. Whether you're visiting us for personal banking needs or looking to explore business solutions, you'll find a welcoming environment where your financial goals are prioritized. While members can visit us at this address, official correspondence should be sent to 280 Park St, Tupper Lake, NY 12986-1909. At the heart of our mission is a dedication to providing exceptional financial services while actively contributing to the growth and well-being of our community. We believe that everyone deserves access to affordable financial products and services that empower them to achieve their dreams. Our offerings range from checking and savings accounts to auto loans, mortgages, and business banking solutions. Our goal is not just to meet your banking needs but also to provide resources that help you thrive. Over the years, we have embraced advancements in technology to improve member experience. From online banking and mobile payments to person-to-person transactions, we ensure our members have convenient access to their finances anytime and anywhere. Additionally, our facilities are designed with accessibility in mind, ensuring that all members of our community can benefit from our services. The Adirondack Regional Credit Union is more than just a financial institution; we are deeply committed to community outreach and partnerships. We actively engage in initiatives that support local events and organizations, reinforcing our belief that strong communities build strong futures. With operating hours from 8:30 AM to 5:00 PM Monday through Friday, we invite you to stop by or call us at 518-359-2921 for any inquiries or assistance. If you're looking for a supportive financial partner who values people over profit, consider becoming a member of the Adirondack Regional family today. Join us as we continue this journey together let's build a brighter future for Tupper Lake! For more information about membership eligibility or our services, please visit our website.

Branch Location & Accessibility

Convenient Access

At our Tupper Lake location, you'll find ample parking available, ensuring that your visit is stress-free. The branch is fully accessible, featuring ADA-compliant ramps and facilities to assist all our members. Whether you're stopping by for a quick transaction or need assistance with your banking needs, our team is ready to help.

Get in Touch

If you have any questions or need assistance before your visit, feel free to give us a call at 518-359-2921. We're eager to help you achieve your financial goals! We invite you to stop by and discover how Adirondack Regional Credit Union can support your financial journey. See you soon!

Operating Hours

We understand that life can be busy. That's why we're open Monday through Friday from 8:30 AM to 5:00 PM, providing you with plenty of time to visit us after work or during your lunch break.

Services We Offer

At Adirondack Regional Credit Union, we pride ourselves on offering a wide variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is available for quick withdrawals and balance checks, while our drive-thru service allows for simple transactions without leaving your vehicle. While members can visit us at 280 Park St, official correspondence should be sent to the same address as our mailing address: 280 Park St, Tupper Lake, NY 12986-1909.

Member Eligibility

At Adirondack Regional, we believe that everyone deserves a chance to belong to a caring community that supports their financial journey. Becoming a member is easy and open to anyone who lives, works, worships, or attends school in our local area. Whether you're looking for friendly banking services or personalized financial advice, joining us means gaining access to exclusive benefits like competitive loan rates and lower fees. To find out more about the specific eligibility requirements, please visit our website at this link. If you have any questions or need assistance, feel free to give us a call at 518-359-2921. We can't wait to welcome you to the Adirondack Regional family!

Business Banking & Commercial Services

Business Loan Options

Imagine launching a new product line or expanding your operations this is where our commercial loan options come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $73 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $9,961,345, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Additionally, our merchant services help streamline your payment processes, making transactions easier for you and your customers. Imagine having a reliable partner who simplifies payment acceptance, allowing you to focus more on what you do best running your business. Visit us at 280 Park St Tupper Lake Ny 12986 in Tupper Lake, NY, or give us a call at (518) 359-2921 to discover how we can assist you in reaching your business goals. Together, we can turn your vision into reality!

Comprehensive List Of Services

Convenient Access at Your Fingertips

For quick cash withdrawals or simple transactions, our branch features an ATM and a Drive-Thru Service. Whether you need to make a deposit or withdraw cash on the go, we ensure that banking is convenient and stress-free. In today's fast-paced world, accessibility matters. With features like Mobile Payments and easy access to account statements via e-statements, managing your finances has never been simpler. We prioritize making banking accessible so that you can focus on what truly matters in life.

Financing Your Dreams

When it comes to major purchases like cars or homes, financing can be daunting. At Adirondack Regional, we provide Auto Loans & Vehicle Financing tailored to help you get on the road without breaking the bank. Looking to buy a home? Our Mortgage Loans & Refinancing options can guide you through every step of the process with competitive rates and personalized assistance. If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services can offer a financial lifeline. And for those who want rewards while spending, we have Credit Cards with Rewards that give back every time you shop.

Personal Banking Made Easy

We understand that managing your finances is essential for achieving your goals. That's why we offer Personal Banking options like checking and savings accounts that fit your lifestyle. Imagine having the flexibility to access your funds easily through our Online & Mobile Banking services. You can check balances, transfer money, or even pay bills right from your smartphone!

Supporting Local Businesses

We also believe in supporting local entrepreneurs. Our Business Banking services include everything from merchant services to business loans, designed to help your venture thrive in the community.

Visit Us Today!

Explore all these services at our branch located at 280 Park St Tupper Lake NY 12986. Have questions? Feel free to give us a call at 518-359-2921 during our lobby hours from 8:30 AM to 5:00 PM Monday through Friday. Join us at Adirondack Regional where we turn your financial dreams into reality! Visit our website here for more information about membership eligibility and our full range of services. We look forward to serving you!

Digital & Online Banking

At Adirondack Regional, we understand that convenience and security are key to managing your finances effectively. That's why we offer a variety of digital and online banking services designed to fit your lifestyle. With our easy-to-use platform, you can take control of your money anytime and anywhere. When you visit us online at https://adkcreditunion.com/, you'll find a robust suite of services available at your fingertips. Our 24/7 online banking allows you to check balances, transfer funds, and pay bills on your schedule. No need to wait for business hours; your bank is always open! For those who prefer mobile banking, our mobile application makes it simple to manage your accounts from your smartphone or tablet. You can even make mobile payments, allowing you to pay for purchases directly from your account without needing cash or cards. And if you ever need to send money to friends or family, our person-to-person transfer feature lets you do that quickly and securely. We also prioritize keeping your information safe. While we currently do not offer electronic signature authorization, we ensure robust security measures are in place so that your data remains protected during every transaction. If you're looking for a paperless option, we provide e-statements that allow you to view your account statements online rather than waiting for them in the mail. This is not only more convenient but also helps you keep track of your finances more efficiently. At Adirondack Regional, we aim to make banking as accessible and user-friendly as possible. Whether you're at home or on the go, our digital and online banking services help you manage your money with ease and confidence. Join us today and experience the freedom of banking at your convenience!

Financial Strength

At Adirondack Regional, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial performance reflects our commitment to serving you with the utmost reliability and trust. With a net worth of $6,874,695, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.68% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $7,050,346 in share certificates and $11,394,365 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $4,799,119 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well; with $579 in used auto loans and $59,482,077 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $241,062, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares (funds available for lending and investments) totaling $31,647, we have the resources necessary to meet your needs effectively. The confidence of our growing member base is evident as we proudly manage a total of 15,740 share and deposit accounts. This shows that more people trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Adirondack Regional is your trusted partner. Visit us at 280 Park St Tupper Lake Ny 12986 or call (518) 359-2921 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,237,271 in used vehicle loans and $3,991,295 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used option, we have financing solutions tailored just for you.

Business Financing

For business owners, our outstanding commercial loans totaling $9,961,345 provide the capital needed to grow and expand your business. We are dedicated to supporting local entrepreneurs with financing solutions that meet their unique needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $755,541, make buying or refinancing simple. We provide flexible terms and competitive interest rates that can fit your budget and lifestyle.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, our team is ready to assist you. We believe in making the process straightforward and accessible so that you can make informed decisions regarding your financial future. Our knowledgeable staff is available at 280 Park St Tupper Lake Ny 12986 or by phone at 518-359-2921 during our operating hours from 8:30 am to 5:00 pm Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us online at Adirondack Regional to learn more about how we can support your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans; however, currently, we do not have any active loans in this category. If you're looking for ways to manage your finances effectively without collateral requirements, stay tuned as we expand our offerings.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This means you receive reliable information when you compare your options.

ADIRONDACK REGIONAL FEDERAL CREDIT UNION - Tupper Lake, NY

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