Addition Financial Winter Garden FL Credit Union | Low Mortgage Rates & Business Banking

Introduction

Welcome to Addition Financial, your trusted partner in financial success located at 950 9Th St, Winter Garden, FL 34787. Since our establishment in 1937, we have dedicated ourselves to serving our community and providing exceptional banking solutions tailored to meet the diverse needs of our 185,450 members. As a proud credit union, we emphasize not just numbers but the relationships we build with each member. At Addition Financial, we manage total assets of over $2.667 billion, reflecting our commitment to financial stability and growth. With total deposits amounting to $145,313,393, we ensure that your savings are secure and accessible whenever you need them. Our focus on lending is evident through our total loans and leases totaling 88,606, offering everything from auto loans to personal financing options. Our leadership team, under the guidance of CEO Kevin Miller and Board President Richard Collins, is devoted to maintaining a member-first approach. We believe in empowering our members through education and providing resources that help them achieve their financial goals. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 950 9th Street, Winter Garden, FL 34787. Whether you're looking for checking accounts, auto loans, or online banking services, Addition Financial is here for you. Call us today at 407-896-9411 or explore our services online at additionfi.com. Join us as we continue to grow together!

Branch History & Mission

Join Us!

As Addition Financial continues to evolve, we remain dedicated to upholding our mission of serving our members with integrity and care. We invite you to become part of our growing family today! Experience firsthand how we can help you reach your financial aspirations while making a difference in our beloved community. For more information or assistance, feel free to contact us at (407) 896-9411. Let's embark on this journey together!

Our Evolution

Located at 950 9th St, Winter Garden, FL 34787, our branch has grown alongside the vibrant city we call home. Initially established to support the needs of local families and businesses, Addition Financial has expanded its offerings significantly over the years. From humble beginnings, we now proudly manage total assets exceeding $2.6 billion. This growth reflects our dedication to helping our members achieve their financial goals through reliable services like personal banking, auto loans, mortgages, and more. While members can visit us at 950 9Th St Winter Garden Fl 34787, official correspondence should be sent to 950 9th Street, Winter Garden, FL 34787 if it differs from our physical location. We invite you to come see us during our operating hours: Monday through Wednesday from 9 AM to 5 PM, Thursday from 10 AM to 5 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM.

Our Mission

At Addition Financial, our mission goes beyond just offering great financial products; we strive to make a positive impact in our community. We believe that everyone deserves access to affordable banking solutions that empower them on their financial journeys. Our core values guide us in providing exceptional member service while supporting local initiatives that enhance the quality of life in Winter Garden. We are proud to offer various services tailored for individuals and businesses alike. From checking and savings accounts to business loans and credit cards with rewards our goal is to cater to your unique needs. Additionally, we embrace technology by providing online and mobile banking options so you can manage your finances conveniently. Our commitment extends beyond transactions; we actively engage in community outreach efforts and partnerships with local organizations. Together, we work towards building a stronger Winter Garden one where everyone thrives.

Branch Location & Accessibility

Accessibility Features

At Addition Financial, we prioritize accessibility. Our branch is fully ADA compliant, featuring ramps and designated parking to ensure everyone can visit comfortably. Whether you prefer to walk in or use our drive-thru service, we have options that cater to your needs.

Call To Action

Ready to explore what Addition Financial has to offer? Give us a call at (407) 896-9411 or stop by our Winter Garden Branch today! We look forward to serving you and helping you achieve your financial goals!

Operating Hours

We understand that life gets busy, so we've designed our hours to suit your schedule. You can visit us Monday through Wednesday from 9 AM to 5 PM and on Thursday from 10 AM to 5 PM. On Fridays, we're here from 9 AM to 5 PM and on Saturdays from 9 AM to 1 PM for those who need banking assistance over the weekend.

Services Offered

In addition to our friendly staff ready to assist you with personal banking services like checking and savings accounts, we also offer auto loans, mortgage refinancing, and credit cards with rewards. If you're on the go, take advantage of our ATM services available right at the branch for quick cash withdrawals and balance checks. While members can visit us at 950 9Th St Winter Garden Fl 34787, official correspondence should be sent to 950 9th Street, Winter Garden, FL 34787.

Member Eligibility

At Addition Financial, we believe that becoming a member is like joining a family that genuinely cares about your financial well-being. If you're wondering how to become part of our community, it's simple! Anyone who lives, works, worships, or attends school in our local areas is welcome to join us. We're dedicated to providing support and guidance tailored to your needs, whether you're looking for personal banking options or financial advice. To learn more about the specific eligibility criteria, feel free to visit our detailed page at http://www.additionfi.com/personal/get-started/addition-financial-membership. Opening an account with us is a breeze! Once you confirm your eligibility, just head over to our account opening page at http://www.additionfi.com/personal/get-started/addition-financial-membership, and you'll find everything you need to get started. If you have any questions along the way or want to chat with someone directly, don't hesitate to call us at (407) 896-9411. We're excited to help you take this important step towards better financial health at Addition Financial, located at 950 9Th St Winter Garden Fl 34787!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,160,389, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to our loan offerings, our merchant services simplify everyday transactions. Imagine being able to accept payments seamlessly from your customers whether they're shopping online or visiting your store. Our services help businesses manage their cash flow effectively, allowing you to focus on what truly matters: serving your customers and growing your enterprise. Located at 950 9Th St Winter Garden Fl 34787 in Winter Garden, FL, we invite you to explore how Addition Financial can be your partner in business success. For more information, call us at (407) 896-9411 or visit our website at http://www.additionfi.com/.

Comprehensive List Of Services

ATM and Drive-Thru Services

Accessibility is essential for all our members. At Addition Financial, you can take advantage of our convenient ATM services for cash withdrawals and balance checks. Plus, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car perfect for those on-the-go days! At Addition Financial, we're here to support all aspects of your financial journey. With friendly staff ready to assist you at every turn, we invite you to visit us at 950 9Th St Winter Garden Fl 34787, call us at (407) 896-9411, or explore more about what we offer online at Winter Garden Branch. Let's achieve your financial goals together!

Business Banking Solutions

For business owners, Addition Financial offers comprehensive banking services tailored to meet the unique needs of businesses. Our merchant services simplify payment processing so you can focus on running your business smoothly. Plus, if you're looking to expand or invest in new equipment, our business loans can provide the necessary funding.

Credit Options

When it comes to spending, our credit cards with rewards offer great benefits for every purchase you make. Enjoy earning points while you shop, dine, or travel. It's a fantastic way to make your money work for you!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms that let you manage your accounts from anywhere at any time. Whether you're checking balances, transferring funds, or making payments, our digital tools are designed with your busy life in mind.

Personal Banking Services

Our personal banking offerings are designed to make managing your money easy and effective. You can choose from various checking and savings accounts that fit your lifestyle, whether you're saving for a big purchase or just want a safe place for your everyday funds. If you're considering purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing options have competitive rates that can help you drive away in style without breaking the bank. Need a home? Our mortgage loans and refinancing solutions can guide you through the process, making homeownership more attainable. For those unexpected expenses or consolidating debt, our personal loans provide quick access to cash when you need it most.

Digital & Online Banking

Easy Access Anytime, Anywhere

With our 24/7 online banking services available at http://www.additionfi.com/, you can check your account balances, transfer funds, and pay bills whenever it suits you. No more rushing to the bank before closing time; now you can manage your finances from the comfort of your home or on the go.

Secure Mobile Payments

For those who love convenience, our mobile payments feature lets you make purchases quickly and securely from your smartphone. You can leave your wallet at home and still have everything you need for shopping right in your pocket.

Stay Connected

With all these features at your disposal, staying connected with your finances has never been easier. Our commitment to security ensures that your personal information is safe while using our online and mobile banking services. In short, Addition Financial is here to support you with accessible, easy-to-use digital banking solutions that fit into your lifestyle. Explore all that we offer today by visiting us online!

User-Friendly Features

Our user-friendly mobile application allows you to perform a variety of transactions easily. Whether you're making person-to-person transfers or utilizing our electronic signature authorization for loan documents, we've made sure that everything is straightforward and intuitive. Plus, enjoy the benefit of receiving e-statements directly to your email no more paper clutter!

Financial Strength

At Addition Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share the robust financial position of our branch located at 950 9Th St, Winter Garden, FL 34787. This transparency is key to building trust with our members. With a net worth of $292,849,508, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1090 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $601,582,426 in share certificates and $422,326,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,154, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $256,092,993 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, with $17,877 in used auto loans and a total of $1,861,918,697 in loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our current net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 455 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares available for lending and investments stand at $58,843,510, while the total number of share accounts has reached an impressive 418,291. This growth showcases a strong member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Addition Financial is your trusted partner. Visit us at 950 9Th St or call 407-896-9411 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Financing Options

We also offer various personal loans for those looking to consolidate debt or cover unexpected expenses. If you're interested in expanding your business, our outstanding commercial loans totaling $116,160,389 provide the capital needed for growth and expansion. For more information about our loan products or eligibility options, feel free to reach out at (407) 896-9411. Our friendly staff is ready to assist you during lobby hours from Monday through Wednesday from 9 AM to 5 PM, Thursday from 10 AM to 5 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Addition Financial support you as you embark on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $334,663,473 in used vehicle loans and $240,985,086 in new vehicle loans already helping members get on the road. We aim to make the process smooth and straightforward, allowing you to focus on what matters most driving your new vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $138,639,499, make buying or refinancing simple. We provide guidance throughout the entire process to ensure you find the right fit for your financial situation.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $77,578,208 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits that add value to your purchases.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means that users can trust they are viewing reliable information when comparing loan options.

Benefits of Using LendMesh

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