Addition Financial Sanford FL Credit Union | Low Mortgage Rates & Business Banking

Introduction

At Addition Financial, we believe that banking should be personal and community-focused. Located at 101 E 25th St, Sanford, FL 32771, our Seminole State College Branch is dedicated to providing exceptional financial services tailored to meet the needs of our members. Since our establishment in 1937, we've been committed to fostering a supportive environment where over 185,450 members can thrive. With total assets exceeding $2.67 billion and deposits amounting to $145.3 million, we pride ourselves on being a reliable financial partner. Our experienced team, led by CEO Kevin Miller and Board President Richard Collins, is here to ensure you receive the best service possible. Whether you're looking for auto loans, credit cards with rewards, or personal banking solutions, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to the same address for your convenience. We also offer an array of modern services like online and mobile banking, making it easier than ever to manage your finances on the go. Come see how Addition Financial can help you achieve your financial goals. For more information or assistance, feel free to call us at 407-896-9411. We're here to support you every step of the way!

Branch History & Mission

A Community Focus

We take pride in being a member-focused institution. From digital advancements like online banking and mobile payments to ADA compliance initiatives ensuring accessibility for all, we're here to serve everyone in our community effectively. Furthermore, our drive-thru banking option may not be available at this location; however, we strive to ensure every visit is productive and welcoming. As part of our commitment to transparency and growth, we continuously seek ways to enhance member experience through feedback and ongoing improvements. Whether you're looking for a personal loan or want assistance with business financing, Addition Financial is here for you every step of the way.

Join Us!

We invite you to experience the difference that comes from being part of Addition Financial. Whether you're looking for a new account or simply want more information about how we can assist you financially, reach out today at (407) 896-9411 or visit us online at Addition Financial. Join us as we continue this journey together because your financial success is what drives us forward!

Our Evolution

From our humble beginnings, Addition Financial has evolved significantly. In our early years, we focused on basic savings and loan products. As we expanded, so did our offerings introducing auto loans, mortgages, and credit cards with rewards tailored for everyday living. Today, with total assets reaching an impressive $2.67 billion, we remain committed to adapting to the changing needs of our members while maintaining the personal touch that sets us apart. Our commitment extends beyond just banking services. We believe in giving back to our community through various outreach programs and partnerships that enhance the lives of those around us. We understand that when our community thrives, so do we.

Our Mission

The mission of Addition Financial is clear: to empower our members through exceptional service and financial education while fostering a spirit of community and cooperation. We aim to provide not only competitive rates and innovative products but also guidance and support that help our members make informed financial decisions. While members can visit us at 101 E 25Th St Sanford Fl 32771, official correspondence should be sent to 101 E 25th St, Sanford, FL 32771-4435. Our branch operates with convenience in mind offering lobby hours Monday through Tuesday from 9 AM to 5 PM and Thursday from 10 AM to 5 PM. We're proud to provide ATM availability for easy access to funds whenever needed.

Branch Location & Accessibility

Accessibility Features

At Addition Financial, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can access our services comfortably. We also offer convenient parking options nearby, allowing you to visit us without hassle.

Call to Action

We invite you to experience the friendly service at Addition Financial! For any questions or assistance, feel free to give us a call at 407-896-9411. We look forward to helping you achieve your financial goals!

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit your schedule: we're open Monday and Tuesday from 9 AM to 5 PM, and Thursday from 10 AM to 5 PM. Please note that we're closed on Wednesdays and Fridays but always ready to assist you during our operating hours.

Services Offered

Our Seminole State College Branch provides a range of services tailored to meet your financial needs. From personal banking with checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're a business owner, we also offer merchant services and business loans. Plus, enjoy the convenience of online and mobile banking for managing your finances on the go. If you need cash quickly, you'll be pleased to know that we have ATM services available right here at the branch. However, please keep in mind that we currently do not have drive-thru banking options.

Member Eligibility

At Addition Financial, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and open to anyone who meets our eligibility criteria. If you live, work, or attend school in certain areas, or if you have family members who are already part of our credit union, you can easily join us. For detailed information about the specific eligibility requirements, feel free to check out our website at http://www.additionfi.com/personal/get-started/addition-financial-membership. Once you're ready to take this exciting step, opening an account with us is straightforward just visit http://www.additionfi.com/personal/get-started/addition-financial-membership for all the details. If you have any questions or need assistance, don't hesitate to give us a call at (407) 896-9411. We can't wait to welcome you into the Addition Financial family at our branch located at 101 E 25Th St Sanford Fl 32771!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,160,389, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer merchant services tailored for your needs. Imagine having a streamlined way to process payments that keeps your cash flow steady while enhancing customer experience. Our tools help you manage transactions smoothly so you can focus on what really matters growing your business. Visit us at 101 E 25Th St, Sanford, FL 32771 or call us at 407-896-9411 to learn how Addition Financial can partner with you on your business journey.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With our convenient ATM & Cash Withdrawal Services, accessing cash is never a hassle. Our ATMs allow for withdrawals and balance checks so you can get what you need quickly. Our team at Addition Financial in Sanford is here to assist you with any questions regarding our services. Give us a call at 407-896-9411, or stop by our branch today! We look forward to helping you navigate all your financial needs with ease and confidence.

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans and Vehicle Financing services provide flexible terms and competitive rates. You can get behind the wheel of your dream car without breaking the bank. Plus, our friendly staff is here to guide you through the process, ensuring you find the right financing option for your situation.

Business Solutions

For our entrepreneurial members, we provide robust Business Banking services including merchant services and business loans. Whether you're just starting out or looking to expand your existing business, we're here to support you every step of the way.

Convenience at Your Fingertips

In today's fast-paced world, we know that convenience matters. That's why we offer Online & Mobile Banking services that let you manage your accounts anytime, anywhere. Check balances, transfer funds, pay bills, and even make person-to-person payments all from your smartphone or computer.

Home Sweet Home

If homeownership is on your radar, we offer comprehensive Mortgage Loans and Refinancing options. Whether you're a first-time buyer or looking to refinance your existing mortgage for better terms, our team will work closely with you to make the process smooth and stress-free.

Personal Banking Made Easy

We understand that managing your money can sometimes feel overwhelming. That's why we offer Personal Banking options, including checking and savings accounts tailored to fit your lifestyle. Imagine being able to easily access your funds whenever you need them while enjoying competitive interest rates that help your money grow.

Rewarding Credit Cards

Don't forget about our Credit Cards with Rewards! Use them for everyday purchases and earn points that can be redeemed for exciting rewards. It's an easy way to save while spending!

Simplifying Personal Loans

Need some extra cash for unexpected expenses or planning a big purchase? Our Personal Loans and Debt Consolidation services can help simplify your finances. With quick approvals and flexible repayment options, you can tackle those financial hurdles with confidence.

Digital & Online Banking

Key Services

With our online banking platform, available at http://www.additionfi.com/, you can manage your finances anytime, anywhere. Whether you're checking balances, transferring funds, or paying bills, our 24/7 online banking services make it easy to stay on top of your money. You can also enjoy the benefits of e-statements, which are not only environmentally friendly but also give you quick access to your account statements whenever you need them. Need to send money to a friend? Our person-to-person transfer feature makes it a breeze! Plus, if you're always on the go, you'll appreciate our mobile application that allows you to bank right from your smartphone. You can even make mobile payments for added convenience when you're out shopping or dining.

Security and Ease of Use

Security is our top priority. With electronic signature authorization available, you can sign documents securely without the hassle of printing and mailing them. We take pride in offering user-friendly features so that everyone, regardless of tech-savviness, can easily navigate their accounts. At Addition Financial, we're committed to providing accessible banking solutions that empower you to take control of your financial journey. Whether you're making a quick payment or managing your savings, our digital tools are designed with you in mind. Experience the ease of modern banking today!

Financial Strength

At Addition Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health remains robust, providing you with peace of mind as you entrust us with your savings and loans. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $292,849,508, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.90 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $601,582,426 in share certificates and $422,326,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,154, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $256,092,993 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $17,877 in used auto loans and a total of $1,861,918,697 in loans and leases. Our operational efficiency is reflected in our current net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 455 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $58,843,510. The trust placed in us by our growing member base is evident with a total of 418,291 share accounts, showcasing the confidence you have in Addition Financial. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Addition Financial is your trusted partner. Visit us at 101 E 25Th St Sanford FL 32771 or call 407-896-9411 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $334,663,473 in used vehicle loans and $240,985,086 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $116,160,389 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and strive to offer solutions that support your success. Our commitment doesn't stop at providing various loan options; we also offer refinancing opportunities for many of our products. If you're looking to lower your monthly payments or consolidate debt, be sure to inquire about our eligibility options during your visit. For more information or assistance with any of our loan products, feel free to reach out at 407-896-9411. Visit us today and discover how Addition Financial can help you take the next step towards reaching your financial aspirations. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $138,639,499, offering flexible terms that cater to your unique situation. Whether you're a first-time buyer or looking to refinance an existing mortgage, we can guide you through the process.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $77,578,208 in loans helping members manage their finances effectively. This can be a great option for those who need quick access to funds without tying up collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all loan offers are fair and transparent. By focusing on compliance and accuracy, LendMesh builds a reliable foundation for users seeking to make informed financial decisions.