Addition Financial Sanford FL Credit Union | Top Auto Loans & Quick Personal Loans

Introduction

Welcome to Addition Financial at our Sanford Branch, located conveniently at 101 E 25th St, Sanford, FL 32771. Established in 1937, we have been committed to serving our community for over eight decades. With a proud membership of 185,450, we are dedicated to helping our members achieve their financial goals and dreams. At Addition Financial, we understand the importance of trust and reliability when it comes to managing your finances. That's why we offer a wide range of services tailored to meet your needs, including personal banking options like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our goal is not just to provide banking services but also to enrich the lives of those we serve in Sanford and beyond. In terms of financial strength, Addition Financial boasts total assets of $2,667,041,814 and total deposits amounting to $145,313,393. We take pride in maintaining a net worth of $292,849,508, ensuring that our members' funds are secure and well-managed. Additionally, with over 516 employees, our team is here to support you every step of the way. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 101 E. 25th Street, Sanford, FL 32771. If you have any questions or need assistance, don't hesitate to call us at 407-896-9411 or fax us at 407-893-5730. We invite you to explore what Addition Financial has to offer. Whether you're looking for competitive loans or personalized banking solutions, we're here to help you thrive financially. Visit our website at Addition Financial for more information on how we can serve you today!

Branch History & Mission

Call to Action

We invite you to experience the Addition Financial difference for yourself. Join our growing family today and take advantage of the many benefits we offer designed with your needs in mind. Whether you're looking for a reliable bank for personal or business needs, we're here for you every step of the way. Visit us or call us at (407) 896-9411 for more information on how you can become part of our vibrant community!

Community Engagement

Addition Financial is dedicated to giving back. We actively participate in local outreach programs and partner with organizations that share our values of support and growth. Whether it's sponsoring community events or providing educational resources on financial literacy, we believe in making a positive impact beyond just banking. While members can visit us at 101 E 25Th St Sanford Fl 32771, official correspondence should be sent to 101 E. 25th Street, Sanford, FL 32771.

Evolution of Our Branch

From our inception, we have continually adapted to meet the changing needs of our community. Each milestone we achieve reflects our dedication to providing quality service and support. As we expanded our offerings over the years, we embraced technology while ensuring that personalized service remains at the heart of what we do. With features like online banking and mobile payments, we've made it easier for members to manage their finances conveniently. Our mission is clear: to empower individuals and families through innovative financial solutions while fostering a strong sense of community. We aim not only to provide essential banking services such as personal loans, auto financing, and mortgage options but also to engage in initiatives that uplift those around us.

Branch Location & Accessibility

Navigating Your Visit

Finding us is a breeze! Our branch offers ample parking options to ensure your visit is hassle-free. We take pride in being accessible to everyone, featuring ADA-compliant ramps and facilities that cater to all members of our community.

Operating Hours & Services

We understand that life gets busy, so we strive to accommodate your schedule with flexible operating hours. Visit us Monday through Wednesday from 9 AM to 5 PM, Thursday from 10 AM to 5 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. If you prefer banking on-the-go, our drive-thru service is available during the same hours for quick deposits and withdrawals. At Addition Financial, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are here to help you every step of the way. Need cash? Enjoy easy access to our ATM for withdrawals and balance checks.

Reach Out Anytime!

If you have any questions or need assistance, don't hesitate to call us at 407-896-9411. Our friendly team is ready to assist you with whatever you need. While members can visit us at our branch location in Sanford, please remember that official correspondence should be sent to the same address: 101 E. 25th Street, Sanford, FL 32771. We look forward to welcoming you soon at Addition Financial where your financial journey begins!

Member Eligibility

Becoming a member of Addition Financial is like joining a family that truly cares about your financial well-being. If you're looking to be part of a community that supports your goals, you'll find that eligibility is quite straightforward. At Addition Financial, anyone who lives, works, worships, or attends school in the local area is welcome to join. This inclusive approach means that whether you're just starting out or looking for a better banking experience, there's a place for you here. Plus, being a member opens up a world of benefits, from competitive loan rates to personalized service that puts your needs first. To get started with your membership journey at our branch located at 101 E 25Th St Sanford Fl 32771, simply visit us or give us a call at (407) 896-9411. For detailed information about the eligibility criteria and to ensure you meet all requirements, check out our resource at http://www.additionfi.com/personal/get-started/addition-financial-membership . It's easy and welcoming just how banking should be! You can also find everything you need to open an account by visiting http://www.additionfi.com/personal/get-started/addition-financial-membership . We can't wait to welcome you into the Addition Financial family!

Business Banking & Commercial Services

Business Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,160,389, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

Our merchant services empower businesses to streamline transactions and enhance customer experiences. Imagine having easy access to point-of-sale solutions that accept various payment methods, allowing you to serve your customers better and faster. This means more time focusing on what you do best running your business. Located at 101 E 25Th St Sanford Fl 32771, we're here to partner with you on your journey toward success. For more information, give us a call at (407) 896-9411 or visit our website at Addition Financial. Let's build something great together!

Comprehensive List Of Services

Business Banking Support

For our business members, we offer tailored solutions including merchant services and business loans. We recognize the unique challenges businesses face, and we're committed to helping you thrive by providing financial tools that support growth.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services, allowing you to manage your finances anytime and anywhere. With features like ATM access for withdrawals and balance checks, plus the ability to transfer money between accounts instantly through person-to-person payments, banking has never been easier.

Credit Cards with Benefits

Managing everyday expenses can be easier with our credit cards that offer rewards. Enjoy perks while you shop or pay bills, making every dollar spent work harder for you.

Drive-Thru & ATM Services

For those who prefer face-to-face interactions but need quick service, our basic drive-thru banking allows for deposits, withdrawals, and simple transactions without leaving your car. We also have ATM services available for quick cash withdrawals when you're on the go. At Addition Financial, we believe in making banking personal and accessible. If you're ready to explore these services further or have any questions, don't hesitate to call us at 407-896-9411 or visit us at our Sanford location. Let us help you achieve your financial goals today!

Home Financing Options

Purchasing a home is a significant milestone, and at Addition Financial, we want to make it as smooth as possible. Our mortgage loans and refinancing options are designed to provide flexibility and support throughout the home buying process. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our team is here to guide you every step of the way.

Personal Banking Made Simple

We understand that managing your finances can sometimes feel overwhelming. That's why we offer a variety of personal banking options tailored to fit your lifestyle. From checking and savings accounts that help you save for tomorrow to auto loans and vehicle financing that get you on the road today, we've got solutions to meet your needs. Need a little extra help with expenses? Our personal loans and debt consolidation services are here to assist you in navigating life's financial challenges.

Digital & Online Banking

Key Services

With our user-friendly online banking platform available at http://www.additionfi.com/ , you can easily access your accounts 24/7. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Plus, our electronic signature authorization makes it simple to complete transactions without the hassle of paperwork. For those who prefer going green, we offer e-statements that keep you informed while reducing clutter. You can review your financial statements online whenever you need to, making it easier to stay on top of your finances.

Mobile Banking Features

On the go? Our mobile application provides all the features you love about online banking right in your pocket. With mobile payments enabled, you can make purchases quickly and securely without carrying cash or cards. Need to send money to a friend? Our person-to-person transfer feature allows you to do that instantly, making splitting bills or sending gifts a breeze.

Security and Accessibility

We prioritize your safety with robust security measures in place. Your information is protected so you can bank with peace of mind. Our services are accessible and straightforward; whether you're tech-savvy or just starting with digital banking, you'll find navigating our tools easy. In today's fast-paced world, having reliable digital banking options is essential. At Addition Financial, we're committed to providing accessible and efficient services that fit into your lifestyle. Discover more about how we can assist you by visiting us online today!

Financial Strength

Committed to Growth

Our $256,092,993 in undivided earnings allow us to reinvest in innovative banking tools and stronger lending options. With $1,861,918,697 in total loans and leases, including $17,877 in used auto loans, we support our members' financial goals across various sectors.

Growing Member Base

With 418,291 total share accounts, we demonstrate a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $58,843,510, showcasing our ability to support your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Addition Financial is your trusted partner. Visit us at 101 E 25Th St Sanford FL 32771 or call 407-896-9411 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Efficiency

Our net income stands at $0, reflecting our commitment to operational efficiency while ensuring competitive loan rates and solid financial products for our members. We are proud to employ 455 full-time employees and 61 part-time employees who are dedicated to serving you with knowledge and care.

Secure Savings Options

Your savings are secure with us. We have $601,582,426 in share certificates and $422,326,007 in money market shares, offering you stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members' needs; with non-member deposits at $3,154, our resources are focused on benefiting you through better loan rates and exclusive perks.

Solid Financial Health

With a net worth of $292,849,508, we maintain robust financial health, allowing us to provide better rates, lower fees, and enhanced member services. Our net worth ratio of 10.90% further demonstrates our solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $116,160,389 provide the capital needed to grow and expand your business ventures. We also have various eligibility options available for all our loan products to ensure that everyone has access to financial assistance when they need it most. If you're interested in any of our loan offerings or have questions about refinancing options and eligibility criteria, feel free to reach out to us at 407-896-9411 or visit us at 101 E 25th St., Sanford, FL 32771. Our dedicated team is here to help guide you through the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Addition Financial, we're committed to providing transparent and reliable services tailored for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $334,663,473 in used vehicle loans and $240,985,086 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can drive away with the vehicle you desire.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $138,639,499, making it easier for you to invest in your future. Our refinancing options are also available for those looking to lower their monthly payments or access equity.

Unsecured Credit Card Loans

Managing finances can be tricky at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $77,578,208 in loans helping members manage their expenses effectively. Enjoy the convenience of having access to funds whenever you need them without the collateral requirements.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. By drawing from verified institutions, LendMesh guarantees that users receive reliable information for their loan decisions.

Addition Financial