Addition Financial Orlando FL Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Addition Financial, your trusted credit union located at 13810 Narcoossee Rd, Orlando, FL 32832. Established in 1937, we have been proudly serving our community for over 85 years, building a legacy of financial stability and support for our 185,450 members. With total assets exceeding $2.67 billion and total deposits of $145.31 million, we are dedicated to providing you with the tools and services you need to achieve your financial goals. Our commitment to excellence is reflected in our diverse range of offerings from personal banking solutions like checking and savings accounts to specialized services such as auto loans, mortgages, and business banking options. Whether you're looking to finance your next vehicle or consolidate debt, we've got you covered. At Addition Financial, we believe in the power of community. Our leadership team, led by CEO Kevin Miller and Board President Richard Collins, strives to create a welcoming environment where members feel valued and empowered. With a strong net worth of $292.85 million and cash in hand amounting to $27.45 million, we are well-equipped to support our members through all stages of life. While members can visit us at our branch location, official correspondence should be sent to the same address: 13810 Narcoossee Rd, Orlando, FL 32832-6960. Our friendly team is ready to assist you during lobby hours from Monday through Wednesday from 9 AM to 5 PM, Thursday from 10 AM to 5 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. We invite you to explore the myriad ways Addition Financial can help secure your financial future. Visit our website at additionfi.com or call us at 407-896-9411 today! Let's embark on this journey together your financial success is just around the corner!

Branch History & Mission

Join Us Today!

As we continue this journey together, we invite you to experience the benefits of being part of Addition Financial. Whether you're looking for personal banking solutions or seeking guidance on your financial journey, we're here for you every step of the way. Join us today and become part of a community-focused credit union dedicated to helping you thrive! For more information or to open an account, call us at (407) 896-9411 or visit our website.

Modern Banking for Everyone

At Addition Financial, we understand that convenience is key in today's fast-paced world. That's why we have embraced digital advancements to ensure our members can manage their finances easily. With online banking and mobile payments available, accessing accounts is simple whether you're at home or on the go. Our commitment extends to maintaining an ADA-compliant facility equipped with an ATM and drive-thru service for added convenience. For those who prefer face-to-face interactions, we invite you to visit us during our operating hours: Monday through Wednesday from 9 AM to 5 PM; Thursday from 10 AM to 5 PM; Friday from 9 AM to 5 PM; and Saturday from 9 AM to 1 PM. While members can visit us at 13810 Narcoossee Rd Orlando Fl 32832, official correspondence should be sent to 13810 Narcoossee Rd, Orlando, FL 32832-6960 for your convenience.

Our Mission

The mission of Addition Financial is clear: we aim to improve the financial well-being of our members while fostering a strong sense of community. We believe that everyone deserves access to quality financial services and support. This belief drives us to offer not just competitive rates and products but also personalized service that puts our members first. In addition to financial services, we are deeply committed to community outreach. We partner with local organizations and initiatives that align with our values, helping us give back and make a positive impact in Orlando and beyond.

Branch Location & Accessibility

Accessibility Features

At our Lake Nona location, we ensure that everyone can access our services comfortably. The branch is equipped with ADA-compliant features and ramps for easy entry. Parking is available right outside the building, so you won't have to worry about finding a spot when you visit us.

Get in Touch!

We invite you to come experience the friendly atmosphere at Addition Financial's Lake Nona Branch! If you have any questions or need assistance before your visit, feel free to call us at 407-896-9411. Our team is here and ready to help you achieve your financial goals!

Operating Hours

We understand that your time is valuable, which is why our operating hours are designed to accommodate your busy schedule. Our lobby is open Monday through Wednesday from 9 AM to 5 PM, Thursday from 10 AM to 5 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. If you prefer drive-thru banking, we offer the same hours for your convenience.

Services Offered

At Addition Financial, we provide a wide range of services tailored just for you. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Plus, our drive-thru service allows for quick transactions like deposits and withdrawals without leaving your vehicle. And don't forget about our ATM availability for those quick cash needs! While members can visit us at our branch address mentioned above, please note that any official correspondence should be sent to the same address: 13810 Narcoossee Rd, Orlando, FL 32832-6960.

Member Eligibility

Becoming a member of Addition Financial feels like joining a close-knit community that genuinely cares about your financial well-being. If you're looking to be part of something special, you'll find that eligibility is welcoming and straightforward. Generally, anyone who lives, works, or worships in the area, along with their family members, can join us. This means that whether you're a local resident or just passing through, there's a place for you at our branch. Plus, as a member, you'll enjoy various benefits, from competitive rates on loans to personalized service that makes banking feel easy and accessible. Ready to take the next step? Opening an account is simple! You can find all the details you need at http://www.additionfi.com/personal/get-started/addition-financial-membership , or feel free to give us a call at (407) 896-9411 for any questions. For more specifics on eligibility requirements and updates, visit http://www.additionfi.com/personal/get-started/addition-financial-membership . We're excited to welcome you to Addition Financial at 13810 Narcoossee Rd Orlando Fl 32832, where your financial journey becomes our priority!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,160,389, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify everyday transactions for your business. Imagine having a seamless payment system that accepts all major credit cards, making it easy for your customers to pay you. This not only enhances customer satisfaction but also streamlines your operations, allowing you to focus more on what you do best running your business. Located at 13810 Narcoossee Rd Orlando Fl 32832 in Orlando, FL, we're here to assist you in reaching your goals. Call us at (407) 896-9411 to learn more about how our services can help propel your business forward!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With ATMs available at our branch and throughout the community, accessing cash has never been easier. You can quickly make withdrawals or check balances without any hassle.

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options are tailored to help you hit the road without breaking the bank. With competitive rates and flexible terms, we make it easy for you to drive away in the car of your dreams.

Business Banking

For our entrepreneurial members, we offer business banking solutions including merchant services and business loans. Running a business can be demanding; having a reliable partner like Addition Financial can make all the difference in helping you thrive.

Credit Cards with Rewards

Our credit cards come packed with rewards that enhance your spending power while offering benefits you'll actually use. Whether you're earning points on purchases or enjoying cashback on everyday expenses, we ensure that our cards add value to your life.

Drive-Thru Banking

Need to make a quick deposit or withdrawal? Our basic drive-thru banking service is designed for your convenience. Just pull up and handle simple transactions without leaving your car! At Addition Financial in Orlando, we're dedicated to making banking easy and accessible for everyone in our community. If you'd like more information about our services or want assistance with any financial goals, don't hesitate to reach out! Call us today at 407-896-9411 or visit our website for more details. Let's work together toward a brighter financial future!

Mortgage Loans & Refinancing

Homeownership is a big step, and at Addition Financial, we're here to assist you every step of the way. We offer mortgage loans for first-time buyers as well as refinancing options for those looking to lower their monthly payments or tap into their home's equity. Picture yourself settling into a home that fits your lifestyle perfectly.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts from anywhere at any time. Whether it's checking balances, making transfers, or paying bills, everything is just a few taps away on your smartphone or computer.

Personal Banking

Whether you're just starting your financial journey or looking to manage your wealth, our personal banking services have you covered. We provide checking and savings accounts that are easy to manage and come with great features. Imagine having a safe place for your money that also rewards you over time. That's the kind of support we aim to offer.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to simplify your finances, our personal loans can help. We also provide debt consolidation services that allow you to combine multiple debts into one manageable payment, helping reduce stress and improve your financial health.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features that make your financial management straightforward. Whether you're checking balances, transferring funds, or paying bills, everything is just a few clicks away. Plus, with the option for electronic signature authorization, signing documents has never been easier or more secure. You can also enjoy e-statements, which help you keep track of your finances while reducing paper clutter. And if you're always on the go, our mobile application brings banking right to your fingertips. You can manage your accounts, deposit checks, and even make mobile payments seamlessly.

Stay Connected and Secure

For those times when you need to send money quickly to friends or family, our person-to-person transfer feature allows you to do so effortlessly. Security is a top priority at Addition Financial, so rest assured that all transactions are safeguarded. With all these tools at your disposal, managing your finances has never been easier. Experience the freedom of real-time account management and take control of your financial journey today! Visit us at http://www.additionfi.com/ to learn more about our digital banking services and how they can benefit you.

Financial Strength

At Addition Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your funds are secure while providing you with the services you need to achieve your financial goals. With a net worth of $292,849,508, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.90% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $601,582,426 in share certificates and $422,326,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,154, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $256,092,993 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $17,877 in used auto loans and a total of $1,861,918,697 in loans and leases available for our members' needs. While our net income currently stands at $0, this reflects our operational focus on building long-term value for our members rather than short-term profit maximization. We also take pride in having 455 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our total share accounts have reached an impressive 418,291, showcasing a strong and growing member base that trusts us with their finances. Additionally, net shares (funds available for lending and investments) amount to $58,843,510, further highlighting our capacity to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Addition Financial is your trusted partner. Visit us at 13810 Narcoossee Rd Orlando Fl 32832 or call 407-896-9411 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $334,663,473 in used vehicle loans and $240,985,086 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we've got options that suit your budget and lifestyle.

Credit Lines and Business Loans

For those who require more flexibility, our total credit lines amounting to $451,059,369 give you access to funds when you need them most. Additionally, if you're a business owner, our outstanding commercial loans totaling $116,160,389 provide the capital necessary for growth and expansion. At Addition Financial, we're committed to supporting our community's financial well-being through transparent lending practices and competitive rates. If you're considering refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at (407) 896-9411, and our team will be happy to guide you through the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to partnering with you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $138,639,499, providing flexibility and competitive rates to help you secure your dream home.

Unsecured Credit Card Loans

We also understand that managing day-to-day expenses can sometimes be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $77,578,208 in loans helping members manage their finances effectively. This option allows you to handle unexpected costs or make purchases without the immediate burden of repayment.

Loan Aggregator

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Addition Financial