Addition Financial Orlando FL Credit Union | Low Mortgage Rates & Personal Banking

Introduction

Welcome to Addition Financial, your trusted partner in personal and business banking since 1937. Located at 1823 N Alafaya Trl, Orlando, FL 32826, our East Orlando Branch is dedicated to serving over 185,450 members with exceptional financial solutions tailored to their needs. At Addition Financial, we pride ourselves on our commitment to community and member satisfaction. With total assets exceeding $2.67 billion and total deposits of $145,313,393, we are well-equipped to support your financial journey, whether you're looking for a new auto loan, mortgage refinancing, or a simple checking account. Our experienced team, led by CEO Kevin Miller and Board President Richard Collins, consists of over 516 employees who are here to ensure you receive the best service possible. We believe in building lasting relationships with our members and helping them achieve their financial goals. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address at 1823 N. Alafaya Trail, Orlando, FL 32826. Don't hesitate to reach out! For inquiries or to learn more about our services, call us at 407-896-9411 or visit us online at www.additionfi.com. We look forward to helping you thrive financially!

Branch History & Mission

Join Us Today!

As we continue this journey together, we invite you to become part of the Addition Financial family. Experience the benefits of being a member-driven credit union where your financial success is our top priority. Visit us or call us at 407-896-9411 today! Let's build a brighter future together!

Our Journey

From our humble beginnings, Addition Financial has evolved significantly. We started with a simple mission: to provide accessible financial services to our members while fostering a sense of belonging. Over the years, we have expanded our offerings to include a wide range of services such as personal banking, auto loans, mortgage financing, and business banking solutions. With total assets exceeding $2.6 billion, we are well-equipped to meet the diverse needs of our community. We have embraced technology to enhance your banking experience. From online banking and mobile payments to e-statements and electronic signatures, we've made it easier for you to manage your finances on your terms. Our commitment to being ADA compliant ensures that all members of the community can access our services comfortably and confidently.

Our Mission

At Addition Financial, our mission is clear: we strive to empower our members by providing them with exceptional financial services while also giving back to the community. We believe in supporting local initiatives and partnerships that strengthen Orlando and its surroundings. Whether it's through financial literacy programs or community events, we aim to make a positive impact beyond just banking. While members can visit us at 1823 N Alafaya Trail for personal assistance or utilize our drive-thru service for quick transactions, official correspondence should be sent to our mailing address at 1823 N. Alafaya Trail, Orlando, FL 32826.

Branch Location & Accessibility

Get in Touch

If you have any questions or need assistance before your visit, feel free to reach out at 407-896-9411. We invite you to stop by Addition Financial's East Orlando Branch today we're excited to serve you and help you achieve your financial goals! While members can visit us at 1823 N Alafaya Trl Orlando Fl 32826, official correspondence should be sent to our mailing address: 1823 N. Alafaya Trail, Orlando, FL 32826. We look forward to seeing you soon!

Nearby Landmarks and Accessibility Features

Our branch is situated near several local landmarks, making it a familiar spot for residents and visitors alike. Just a short drive from the bustling University of Central Florida, you can find us easily while you're out and about. Our parking lot offers ample space, ensuring that you can park comfortably during your visit. Plus, we are committed to accessibility; our facilities are ADA compliant, featuring ramps and easy access points for everyone.

Operating Hours and Services

At Addition Financial, we pride ourselves on providing flexible hours to accommodate our members' busy lives. Our lobby is open Monday through Wednesday from 9 AM to 5 PM, Thursday from 10 AM to 5 PM, and Friday from 9 AM to 5 PM. We also welcome you on Saturdays from 9 AM to 1 PM for drive-thru banking perfect for those quick transactions! When you visit us, you'll have access to a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Our drive-thru service allows you to complete simple transactions without ever leaving your vehicle.

Member Eligibility

At Addition Financial, we believe that everyone deserves a chance to be part of a supportive community focused on your financial well-being. Joining us is simple and welcoming! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to become a member. We also invite family members of existing members to join, making it easy to share the benefits of membership with loved ones. To find out more about specific eligibility criteria, feel free to explore our detailed information at http://www.additionfi.com/personal/get-started/addition-financial-membership . Becoming a member at Addition Financial means gaining access to a range of services tailored just for you, from checking and savings accounts to competitive loan options and financial education resources. Opening an account is straightforward just visit us at our branch located at 1823 N Alafaya Trl Orlando Fl 32826, or give us a call at (407) 896-9411 for assistance. We're here to help you every step of the way on your journey toward better financial health!

Business Banking & Commercial Services

Commercial Loans to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,160,389, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Managing payments shouldn't be a hassle. Our merchant services make it easy for you to accept payments from customers whether in-store or online. Imagine a smooth checkout process that keeps your customers happy and coming back for more. With tools that help you track sales and manage cash flow effectively, you can focus on what really matters: growing your business. Visit us at 1823 N Alafaya Trl, Orlando, FL 32826 or call 407-896-9411 today to explore how Addition Financial can help your business thrive!

Comprehensive List Of Services

Business Banking Services

We understand that businesses require tailored financial solutions as well. Our Business Banking services include comprehensive Merchant Services & Business Loans, which are designed to help your business thrive. Whether you're just starting out or looking to expand, we've got your back with flexible financing options.

Convenient Digital and Physical Access

In today's fast-paced world, convenience is key. That's why at Addition Financial, we offer robust Online & Mobile Banking platforms that allow you to manage your accounts anytime, anywhere. Whether you're checking balances, transferring money, or paying bills from the comfort of your home, we've made banking easier than ever before. Need cash quickly? Our conveniently located ATM provides easy access for withdrawals and balance checks without any hassle. For those who prefer face-to-face interactions, our Drive-Thru Banking allows you to complete basic transactions like deposits and withdrawals without leaving your vehicle.

Get Started Today!

We invite you to explore all that Addition Financial has to offer at our branch located at 1823 N Alafaya Trl, Orlando FL 32826. You can reach us at 407-896-9411 during our lobby hours from Monday to Friday or visit us on Saturdays from 9 AM to 1 PM for convenient service. Discover how our diverse range of services can empower your financial journey today! Visit us online at Addition Financial or stop by your future awaits!

Personal Banking Solutions

Our personal banking services are tailored to help you manage your finances with ease. We offer Checking & Savings Accounts that come with no hidden fees and competitive interest rates. Imagine being able to easily access your funds while also earning rewards for your savings this is what our accounts provide. When it comes to making larger purchases, our Auto Loans & Vehicle Financing options make it simple to drive away in your dream car without breaking the bank. If you're thinking about buying a home, our Mortgage Loans & Refinancing services ensure you get the best possible rates, making home ownership more attainable than ever. For unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation options can provide the relief you need. Plus, with our Credit Cards with Rewards, every purchase can earn you points toward exciting rewards or cash back.

Digital & Online Banking

Key Services

Visit us at http://www.additionfi.com/ to explore our comprehensive online banking platform, which provides 24/7 access to your accounts. Whether you're checking your balance, transferring funds, or paying bills, our user-friendly interface makes everything simple and straightforward. Need to sign documents? Our electronic signature authorization service allows you to complete transactions securely from the comfort of your home. Plus, with e-statements available, you can view your account statements electronically, saving both time and paper.

Mobile Features

Stay connected on the go with our mobile application. It's not just about checking balances; you can also make mobile payments seamlessly. Have friends or family that need a quick transfer? Our person-to-person transfer feature lets you send money instantly without any hassle.

Safety First

Your security is our top priority. We ensure that all transactions are protected with robust security measures so you can bank with peace of mind. Whether you're using our online banking services or our mobile app, you'll find that managing your accounts is not only accessible but also safe. With Addition Financial, you have everything you need to take control of your finances at your fingertips. Experience the ease of modern banking today!

Financial Strength

Commitment to Growth

With $256,092,993 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $17,877 in used auto loans and a total of $1,861,918,697 in loans and leases.

Member Trust

Total Share Accounts: 418,291, showing a strong and growing member base that trusts us with their finances. Additionally, our net shares (funds available for lending and investments) stand at $58,843,510. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Addition Financial is your trusted partner. Visit us at 1823 N Alafaya Trl Orlando Fl 32826 or call 407-896-9411 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 455 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $601,582,426 in share certificates and $422,326,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,154, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $292,849,508, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.90% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $334,663,473 in used vehicle loans and $240,985,086 in new vehicle loans to help members get on the road with confidence. Whether you're purchasing a new or used vehicle, we can assist you with financing options that make sense for you.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $116,160,389 can provide the capital needed for expansion. We are dedicated to supporting local businesses by offering financial solutions that help them thrive in today's economy.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We offer Junior Lien 1-4 Family Residential Properties loans totaling $138,639,499, designed to help you secure the home of your dreams. Our knowledgeable team is here to guide you through the process and ensure you understand all your options.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for any of our loan products, we encourage you to reach out to us directly at 407-896-9411. Our team will be happy to discuss how we can help you save money or simplify your payments. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're in Orlando or beyond, Addition Financial is here to support your financial journey every step of the way. Visit us at 1823 N Alafaya Trl Orlando FL 32826, or check out our website at additionfi.com for more information on how we can assist you today!

Unsecured Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans. We provide flexible terms on these loans, with a total of $77,578,208 helping members manage their finances effectively. This option allows you to cover unexpected costs without worrying about collateral requirements.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you navigate the lending landscape with clarity and confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to compliance means users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov ). By using verified data, LendMesh makes it easier for borrowers to understand their options without worrying about misleading information. One of the key benefits of using LendMesh is its emphasis on transparency. All loan offers are sourced from legitimate financial institutions, ensuring that users can trust the information they receive. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This impartial approach guarantees unbiased results that reflect true market conditions. Another advantage is the real-time rate comparisons available through LendMesh. Users can access up-to-date loan rates from multiple institutions, enabling them to make informed decisions tailored to their financial needs. The platform's user-friendly interface allows for easy navigation, helping you find competitive rates quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the platform's reliability and effectiveness in assisting borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ADDITION FINANCIAL CREDIT UNION - Orlando, FL