Addition Financial Orlando FL Credit Union | Quick Personal Loans & Auto Financing

Introduction

Welcome to Addition Financial, where your financial dreams take center stage. Located at 12795 Aquaris Agora Dr, Orlando, FL 32816, our branch has been a cornerstone of the community since 1937. With a strong commitment to serving our 185,450 members, we pride ourselves on offering personalized banking solutions that cater to your unique needs. At Addition Financial, we understand that trust and reliability are paramount when it comes to your finances. Our total assets stand impressive at $2,667,041,814, reflecting our stability and dedication to safeguarding your funds. With $145,313,393 in total deposits and a net worth of $292,849,508, you can be confident knowing that your money is in good hands. Led by our CEO Kevin Miller and Board President Richard Collins, we boast a team of 516 employees who are passionate about helping you navigate your financial journey. Whether you're looking for personal banking services like checking accounts and auto loans or business banking options such as merchant services and business loans, we're here to support you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 12795 Aquaris Agora Dr, Orlando, FL 32816-8011. Explore how Addition Financial can make a positive impact on your life today! Give us a call at 407-896-9411 or visit our website at www.additionfi.com for more information. We're excited to help you achieve your financial goals!

Branch History & Mission

Join Us Today

As we look ahead to the future, we invite you to become part of the Addition Financial family. Experience firsthand how we can help you achieve your financial goals while being an active participant in your community. Join us today and discover the benefits that come with being a member of Addition Financial! Visit us online at www.additionfi.com for more information on membership eligibility or to open an account. Together, let's build a brighter financial future!

Our Journey

Our journey began with a simple idea: to offer accessible banking solutions tailored to the needs of our members. Over the years, Addition Financial has evolved from a small credit union into a trusted financial partner for families and businesses throughout the region. Our headquarters in Lake Mary, FL, continues to guide our operations as we expand our outreach and services. In the spirit of innovation, we have embraced digital advancements that make banking easier and more efficient for everyone. From mobile applications to online banking services, we ensure that our members can manage their finances anytime and anywhere. We also prioritize accessibility through ADA compliance initiatives, making sure that everyone feels welcome at our branch.

Our Mission

At Addition Financial, our mission is straightforward: to empower individuals and families by providing financial education and support. We believe in more than just transactions; we aim to build lasting relationships with our members. We offer a wide range of products including personal checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services designed for growth. Our commitment extends beyond financial services. We actively engage in community outreach efforts that strengthen local ties and foster economic development. By partnering with local organizations and supporting charitable events, we strive to make a positive impact right here in Orlando. While members can visit us at 12795 Aquaris Agora Dr Orlando Fl 32816, official correspondence should be sent to 12795 Aquaris Agora Dr, Orlando, FL 32816-8011. For any inquiries or assistance, don't hesitate to reach out at 407-896-9411 during our lobby hours: Monday through Wednesday and Friday from 9 AM to 5 PM; Thursday from 10 AM to 5 PM.

Branch Location & Accessibility

Accessibility and Parking

At Addition Financial, we prioritize accessibility for all our members. Our branch is designed with features that comply with ADA standards, ensuring everyone can access our services without hassle. Ample parking is available nearby, making your visit straightforward and stress-free.

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours to fit your busy schedule. You can visit us from Monday to Wednesday and on Friday from 9 AM to 5 PM. On Thursdays, our lobby opens a bit later at 10 AM but still closes at 5 PM. Feel free to call us at 407-896-9411 if you have any questions about our hours or services.

Services Offered

Our Addition Financial branch provides a wide range of banking services tailored to meet your financial needs. Whether you're interested in opening a checking or savings account, exploring auto loans, or seeking mortgage options, we are here to assist you every step of the way. Plus, with ATM availability on-site, accessing cash has never been easier! Although we don't currently offer drive-thru banking or shared service centers at this location, our friendly staff is always ready to help you inside the branch. We can't wait to welcome you at Addition Financial! Visit us today or give us a call for more information about how we can serve you best.

Member Eligibility

Joining the Addition Financial community is a wonderful step toward better financial health and support. If you live, work, or attend school in specific areas around Orlando, Florida, you might be eligible to become a member. Whether you're looking for personal banking services, auto loans, or business support, our doors at 12795 Aquaris Agora Dr, Orlando, FL 32816 are open to welcome you. It's easy to find out if you qualify; simply check out our eligibility details at this link. Once you're ready to take the plunge into membership, opening an account is a breeze! You can start your journey toward becoming part of Addition Financial by visiting our website. If you have questions or need assistance, don't hesitate to reach out to us at 407-896-9411. We're here to help you every step of the way as you join a community that truly cares about your financial well-being!

Business Banking & Commercial Services

Commercial Loans that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,160,389, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, our merchant services simplify everyday transactions. Imagine being able to accept payments seamlessly, whether your customers are shopping online or visiting your storefront. This flexibility not only enhances customer satisfaction but also streamlines your cash flow. Explore how Addition Financial can empower your business today. Visit us at 12795 Aquaris Agora Dr Orlando Fl 32816 or call us at (407) 896-9411 to learn more!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, Addition Financial provides robust Business Banking services including merchant services and business loans. We understand that running a business comes with its challenges; that's why we offer personalized support to help you thrive.

Convenient Access to Cash

Need cash quickly? With our ATM & Cash Withdrawal Services, accessing your funds is simple and convenient. Enjoy basic ATM access for withdrawals and balance checks at locations near you. We invite you to explore these services further by visiting us at the UCF Campus Branch or calling us at 407-896-9411. Our friendly team is ready to assist you in achieving your financial goals. Join us today at Addition Financial where your financial success is our priority!

Flexible Personal Loans

Life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation solutions that can provide quick access to cash when you need it most. Whether it's for medical bills, home repairs, or consolidating debt into one manageable payment, we're here to help lighten your financial load.

Home Ownership Made Easy

If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing options can guide you through the process smoothly. Our knowledgeable staff will work closely with you to find the best loan products available, making home ownership more attainable than ever.

Personal Banking Solutions

In today's fast-paced world, managing your finances should be easy and straightforward. Our Personal Banking options include checking and savings accounts designed with your lifestyle in mind. Imagine effortlessly keeping track of your spending with our online and mobile banking features, which allow you to access your accounts anytime and anywhere. You can easily make deposits, check balances, and transfer money with just a few taps on your phone.

Rewarding Credit Options

With our Credit Cards with Rewards, every purchase brings you closer to benefits and rewards tailored to your lifestyle. Enjoy cashback on everyday purchases or points that can be redeemed for travel or merchandise it's all part of how we reward our members for their loyalty.

Vehicle Financing

For those in need of a new car or truck, our Auto Loans & Vehicle Financing services can help you hit the road in style without breaking the bank. We offer competitive rates and flexible terms so that you can find a loan that fits your budget. Picture yourself driving off in your dream vehicle while enjoying manageable monthly payments.

Digital & Online Banking

Accessibility and User-Friendliness

With mobile payments available, paying for goods and services is as easy as tapping your phone. Enjoy the freedom of making purchases without carrying cash or cards. Our user-friendly interface ensures that whether you're tech-savvy or not, you'll find navigating our services a breeze. In a world where instant access is essential, Addition Financial provides real-time account management tools that fit seamlessly into your lifestyle. Experience peace of mind knowing that you have reliable support and services at your fingertips. Join us today and see how our digital banking solutions can simplify your financial life!

Key Features

One of the standout features of our online banking is the ability to send money easily with person-to-person transfers. Need to split a bill or send cash to a friend? You can do it all right from your phone or computer. And if you're always on the move, our mobile application makes it simple to manage your accounts from anywhere. Security is a top priority for us at Addition Financial. We offer electronic signature authorization for added protection when signing documents online. You can also opt for e-statements, reducing paper clutter while keeping your financial information secure and accessible.

Financial Strength

At Addition Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, ensuring that your trust in us is well-placed. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $292,849,508, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.90% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $601,582,426 in share certificates and $422,326,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,154, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $256,092,993 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $17,877 in used auto loans and a total of $1,861,918,697 in loans and leases. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 455 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $58,843,510. Total Share Accounts: 418,291, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Addition Financial is your trusted partner. Visit us at 12795 Aquaris Agora Dr Orlando Fl 32816 or call 407-896-9411 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $334,663,473 in used vehicle loans and $240,985,086 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget. Additionally, if you're considering refinancing an existing auto loan, our team can help you explore eligibility options for better rates and terms.

Business Loans

For business owners looking for capital to grow and expand, we have outstanding commercial loans totaling $116,160,389 available. Our business loan products are designed to meet the unique needs of entrepreneurs at all stages of their journey.

Conclusion

At Addition Financial located at 12795 Aquaris Agora Dr, Orlando FL 32816, we're dedicated to serving our community with reliable loan offerings tailored for every member's situation. You can reach us at 407-896-9411 for more information on how we can assist you. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $138,639,499, making it easier for you to secure your dream home. With competitive interest rates and personalized service, our mortgage solutions are designed with your needs in mind.

Personal and Unsecured Credit Lines

Managing daily expenses can be a challenge. That's why we offer personal loans and flexible lines of credit. We also provide unsecured credit card loans with a total of $77,578,208 in loans helping members manage their finances effectively. Whether you need assistance with unexpected costs or want to consolidate debt, our personal lending options can guide you toward financial stability.

Loan Aggregator

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ADDITION FINANCIAL CREDIT UNION - Orlando, FL

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