Addition Financial Orlando FL Credit Union | Best Auto Loans & Personal Banking

Introduction

Welcome to Addition Financial, your trusted partner in financial success since 1937. Located at 5301 S Orange Ave, Orlando, FL 32809, our South Orlando Branch is committed to providing exceptional service and a wide range of financial products tailored to meet the needs of our 185,450 members. With assets totaling over $2.6 billion and total deposits reaching $145,313,393, we are proud to support our community's growth and prosperity. At Addition Financial, we understand that every member's journey is unique. Whether you're looking for a new vehicle with one of our 88,606 loans and leases, planning for a mortgage, or simply seeking a reliable checking account, our dedicated team is here to help. Under the leadership of our CEO, Kevin Miller, and Board President, Richard Collins, we strive to foster a warm environment where your financial dreams can thrive. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 5301 S. Orange Avenue, Orlando, FL 32809. With over 516 employees ready to assist you and services ranging from personal banking to business loans, we ensure that help is always just a phone call away. Feel free to reach out at 407-896-9411 or visit us online at www.additionfi.com for more information. Join us today in building a financially secure future together!

Branch History & Mission

Welcome to Addition Financial, located at 5301 S Orange Ave, Orlando, FL 32809. Since our doors opened in 1937, we have been dedicated to serving the financial needs of our community with care and commitment. Over the decades, we have grown from a small credit union to a thriving institution, now boasting a membership of over 185,450 individuals who trust us with their financial journeys. Our mission at Addition Financial is simple yet profound: to empower our members by providing exceptional financial services while actively supporting our local community. We believe that when our members succeed, our community flourishes. That's why we offer a wide range of services, including personal and business banking solutions, auto loans, mortgages, and credit cards with rewards designed to help you achieve your financial goals. As we evolved through the years, we embraced technology to enhance our member experience. Our digital banking services include online banking and mobile applications that make it easy for you to manage your finances anytime, anywhere. We're proud to be ADA compliant and committed to ensuring accessibility for all our members. In addition to providing excellent financial services, Addition Financial has also engaged in numerous community outreach efforts. We partner with local organizations to support education, economic development, and various charitable initiatives. This reflects our deep-rooted belief that we are not just a bank; we are an integral part of the Orlando community. While members can visit us at 5301 S Orange Ave, official correspondence should be sent to 5301 S. Orange Avenue, Orlando, FL 32809. Our branch features convenient operating hours: Monday through Wednesday from 9 AM to 5 PM, Thursday from 10 AM to 5 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. For those on the go, we offer ATM access and drive-thru banking for quick deposits and withdrawals. With total assets exceeding $2.6 billion, Addition Financial is well-positioned to help you with all your financial needs. Whether you are looking for advice on loans or need assistance with your savings strategy, our friendly staff is here to guide you every step of the way. Join Addition Financial today and experience firsthand how we can make a positive impact on your financial life while continuing our mission of uplifting the community around us. Visit us or call us at 407-896-9411 we look forward to welcoming you!

Branch Location & Accessibility

Location Features

Our branch is situated in a bustling area surrounded by shops and restaurants, so you can take care of your banking and run errands seamlessly. We offer ample parking spaces for our members, ensuring that your visit is as hassle-free as possible. Additionally, our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to accommodate everyone.

Operating Hours

We understand that life gets busy, which is why we offer flexible operating hours. You can visit us in the lobby Monday through Wednesday from 9 AM to 5 PM, Thursday from 10 AM to 5 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. If you prefer drive-thru service, we're here for you during the same hours!

Services Available

At Addition Financial, we provide a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Our drive-thru allows for simple transactions like deposits and withdrawals without having to leave your car. Plus, with ATM availability right at our location, accessing your funds is easy anytime. If you have any questions or need assistance before your visit, feel free to give us a call at 407-896-9411. We're excited to help you on your financial journey! Whether you're stopping by for a quick transaction or looking for comprehensive banking solutions, Addition Financial is here for you. Come see us soon!

Member Eligibility

At Addition Financial, we believe that everyone deserves a supportive financial community, and becoming a member is a straightforward process. If you live, work, or attend school in the areas we serve, you're likely eligible to join us! We welcome individuals who are looking for more than just banking; we offer a place where you can grow your finances with care and personalized service. Plus, as a member, you'll have access to exclusive benefits like competitive rates on loans and savings accounts tailored to your needs. Ready to take the next step? You can learn more about our eligibility criteria by visiting http://www.additionfi.com/personal/get-started/addition-financial-membership. Once you're ready to open an account, it's as easy as reaching out to us at (407) 896-9411, or you can find all the details on how to get started at http://www.additionfi.com/personal/get-started/addition-financial-membership. We're located at 5301 S Orange Ave Orlando Fl 32809, and we can't wait to welcome you into our family!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having a partner who understands your payment processing needs. Our merchant services simplify transactions so you can focus on what you do best running your business. From credit card processing to online payment options, we make it easier for you to manage cash flow and enhance customer satisfaction. Visit us at 5301 S Orange Ave, Orlando, FL 32809, or call us at 407-896-9411 to learn how Addition Financial can help your business thrive.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,160,389, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive banking solutions including merchant services and business loans. This support helps local businesses thrive by providing the necessary resources to grow and succeed.

Convenient Digital Banking

With our online and mobile banking features, managing your finances has never been easier. You can check balances, transfer funds, or pay bills anytime from the comfort of your home or on-the-go using your smartphone. Plus, access to ATMs ensures that cash withdrawals are always just a short distance away.

Drive-Thru & ATM Services

At Addition Financial's South Orlando Branch, we provide basic drive-thru banking services for deposits, withdrawals, and simple transactions. If you're in a hurry or prefer not to enter the branch, our drive-thru option offers convenience without sacrificing service quality.

Personal Banking Solutions

We understand that each member's financial journey is unique. That's why our personal banking services include checking and savings accounts tailored to help you save for the future while managing your everyday expenses. For those looking to purchase a vehicle, our auto loans and vehicle financing options make it simple and affordable. Imagine driving off in your new car with competitive rates that fit your budget! If homeownership is in your plans, consider our mortgage loans and refinancing options. We guide you through the process, ensuring you have all the information needed to make informed decisions. Our personal loans and debt consolidation services can also assist you in managing existing debts efficiently, giving you peace of mind.

Ready to Get Started?

Our commitment at Addition Financial is to help you navigate through all stages of life with financial products that suit your lifestyle. If you're ready to explore these services further or have any questions about how we can assist you better, don't hesitate to visit us or call 407-896-9411 today! We look forward to being part of your financial journey!

Rewarding Credit Options

Our credit cards with rewards allow members to earn points on purchases they make every day. Whether it's dining out or shopping for essentials, these rewards can be redeemed for exciting benefits.

Digital & Online Banking

Always Available

With 24/7 online banking services, you can access your accounts whenever it suits you best. Whether it's early morning or late at night, you'll have the tools you need to manage your finances effectively. At Addition Financial, we're committed to providing you with accessible, easy-to-use solutions that fit into your busy life. Experience the future of banking today! Visit us at http://www.additionfi.com/ and explore all that our digital services have to offer.

Key Features

Our robust online banking platform, available at http://www.additionfi.com/, offers a suite of features designed for your convenience. You can easily check your account balances, view transaction history, and transfer funds all from the comfort of your home or on the go. Whether you're using our website or our mobile application, you'll find that accessing your accounts is straightforward and user-friendly. Security is a top priority for us. Our electronic signature authorization ensures that all your transactions are safe and protected. Plus, with e-statements readily available, you can say goodbye to paper clutter while keeping track of your finances effortlessly.

Mobile Banking Made Easy

Need to make a payment? Our mobile payments feature allows you to pay bills or send money through person-to-person transfers quickly. No need to worry about cash just use our app! Speaking of which, don't forget to download our mobile application for an even smoother banking experience right at your fingertips.

Financial Strength

At Addition Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to provide a solid foundation that you can rely on for your financial needs. With a net worth of $292,849,508, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.90% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $601,582,426 in share certificates and $422,326,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,154, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $256,092,993 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust with $17,877 in used auto loans and a total of $1,861,918,697 in loans and leases, supporting our members' financial goals across various sectors. While our net income is currently $0, this reflects our strategic focus on building long-term value for our members rather than immediate profit. We also take pride in having 455 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Addition Financial is your trusted partner. Visit us at 5301 S Orange Ave Orlando FL 32809 or call 407-896-9411 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $334,663,473 in used vehicle loans and $240,985,086 in new vehicle loans already helping members get on the road. We provide competitive terms whether you're interested in financing a brand-new vehicle or a reliable pre-owned option. Plus, if you're considering refinancing your existing auto loan for better rates or terms, we can help with that too.

Business Loans

For business owners, our outstanding commercial loans totaling $116,160,389 provide the capital needed to grow and expand your business operations. Whether you're starting a new venture or looking to enhance an existing one, our lending solutions can support your ambitions. At Addition Financial in Orlando, we are dedicated to providing accessible financial products designed for all stages of life. For any questions or assistance regarding our loan offerings or eligibility requirements, feel free to contact us at 407-896-9411. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and straightforward. We offer Junior Lien 1-4 Family Residential Property loans totaling $138,639,499, making it easier for you to secure your dream home. Our team is here to guide you through the eligibility requirements and assist you with the refinancing process if needed.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $77,578,208 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that fit into your daily spending habits.

Loan Aggregator

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