Addition Financial Orlando FL Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Addition Financial at our Pine Hills Branch, located conveniently at 4601 Silver Star Rd, Orlando, FL 32808. Since opening our doors in 1937, we have proudly served our community with a commitment to providing exceptional financial services. With a robust membership base of 185,450 and total assets exceeding $2.66 billion, we are dedicated to supporting your financial journey. At Addition Financial, we understand that each member's needs are unique. That's why we offer a range of services tailored for you whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or even mortgage refinancing options. Our aim is to empower you with the tools and resources necessary to achieve your financial goals. In addition to our strong financial standing, which includes total deposits of $145,313,393 and a net worth of $292,849,508, we pride ourselves on fostering a sense of community and trust among our members. Under the leadership of our CEO, Kevin Miller, and Board President, Richard Collins, our team of 516 employees is here to provide personalized service and expert guidance every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 4601 Silver Star Road, Orlando, FL 32808. If you need assistance or have any questions, don't hesitate to reach out at (407) 896-9411. We invite you to explore what Addition Financial can do for you. Visit us today or check out our website at additionfi.com for more information on how we can help you thrive financially!

Branch History & Mission

Call to Action

As we continue to grow and innovate for the future, we invite you to join us on this journey. Experience firsthand the benefits of being part of Addition Financial a credit union that truly cares about its members and community. Whether you're looking for a reliable place to save or need support in achieving your financial goals, Addition Financial is here for you every step of the way. For more information or to become a member today, call us at 407-896-9411 or visit our website. Together, let's build a brighter financial future!

Our Evolution

The Pine Hills Branch of Addition Financial is located at 4601 Silver Star Rd, Orlando, FL 32808. Over the years, we have expanded our offerings to meet the diverse needs of our growing membership base, which now stands at an impressive 185,450. As we celebrate each milestone from the introduction of personal loans to the launch of online banking our focus remains on enhancing the financial well-being of those we serve. Our headquarters is situated in Lake Mary, FL, but our roots are firmly planted in Orlando. With total assets exceeding $2.66 billion, we have built a solid foundation that allows us to offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. We strive to make banking accessible and convenient with features like ATM availability and drive-thru banking options.

Our Mission

At Addition Financial, our mission goes beyond just providing financial products. We are dedicated to fostering strong community ties and offering support through various outreach initiatives. We believe in creating positive change by partnering with local organizations and participating in community events. This commitment has not only strengthened our relationships with members but also enhanced the lives of countless individuals within our community. While members can visit us at 4601 Silver Star Rd for all their banking needs including basic transactions and consultations official correspondence should be sent to our mailing address: 4601 Silver Star Road, Orlando, FL 32808.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance before your visit, don't hesitate to give us a call at 407-896-9411. Our dedicated staff is always ready to help. While members can visit us at 4601 Silver Star Rd, official correspondence should be sent to the same address for consistency. We invite you to come by Addition Financial today your trusted partner in achieving financial goals!

Convenient Access

Our branch is easily accessible, ensuring that you can get the financial services you need without hassle. If you're driving in, you'll find ample parking available right outside our doors. We also offer ADA-compliant features to ensure everyone can access our services comfortably.

Nearby Landmarks

Located just a short drive from the bustling shopping areas and local parks, our branch is situated near familiar landmarks that make it easy for you to stop by. Whether you're coming from home or work, you'll find us conveniently placed for quick visits.

Operating Hours

At Addition Financial, we value your time. Our lobby hours are designed to fit your schedule: we're open Monday through Wednesday from 9 AM to 5 PM, Thursday from 10 AM to 5 PM, and Friday from 9 AM to 5 PM. Plus, we are here on Saturdays from 9 AM to 1 PM for those who prefer weekend banking!

Services Offered

With a variety of services at your fingertips, including checking and savings accounts, auto loans, mortgage loans, and credit card options with rewards, there's something for everyone at our Pine Hills Branch. You'll also appreciate our drive-thru service for quick deposits and withdrawals perfect for those on the go!

Member Eligibility

Joining the Addition Financial family means stepping into a community that truly cares about your financial well-being. At our branch located at 4601 Silver Star Rd, Orlando, FL 32808, we welcome individuals who share a common bond with our mission and values. You might be eligible to become a member if you live, work, worship, or attend school in certain areas or if you have a family member who is already part of our cooperative. It's all about creating connections and supporting one another! For complete eligibility details, please check out our resource at http://www.additionfi.com/personal/get-started/addition-financial-membership. Becoming a member at Addition Financial opens up a world of benefits including personalized banking solutions tailored just for you, competitive rates on loans, and access to helpful financial education resources. The process is simple and inclusive you can easily start your membership journey by visiting us or giving us a call at 407-896-9411. We're excited to help you take this important step towards securing your financial future!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner to handle your transactions while you focus on what you do best running your business. Our merchant services simplify payment processing, ensuring you can accept payments from customers easily. Whether it's in-person or online, we offer tools that keep your cash flow smooth and efficient. Ready to take your business to the next level? Visit us at 4601 Silver Star Rd Orlando Fl 32808 in Orlando, FL, or call us at (407) 896-9411 to learn more about how our business banking solutions can support your goals.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,160,389, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. You can check balances, transfer funds, and pay bills right from your smartphone or computer. With features like ATM access for cash withdrawals and basic drive-thru banking for quick deposits or simple transactions, managing your finances has never been easier.

Credit Cards and Business Banking

For those who love rewards, our credit cards with rewards program can enhance your spending experience while offering benefits that suit your lifestyle. If you're a business owner, you'll appreciate our business banking services, including merchant services and business loans designed to fuel growth and streamline operations.

Get Started Today!

We invite you to visit us at the Addition Financial branch in Orlando or give us a call at 407-896-9411 to learn more about how we can assist you with any of these services. Whether you're opening an account or seeking a loan, our friendly staff is ready to guide you every step of the way. Join us today and experience the difference in personalized financial service!

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts designed to help you manage your day-to-day finances effectively. Imagine having a checking account that not only lets you make transactions easily but also rewards you for saving. Our savings accounts can help you reach your financial goals faster with competitive interest rates. When it comes to financing your next vehicle, our auto loans and vehicle financing options are here to support you. Picture driving off in your dream car with an affordable loan that fits your budget. We also provide mortgage loans and refinancing solutions, making home ownership more accessible. If you're feeling overwhelmed by debt, consider our personal loans and debt consolidation services, which can simplify repayments and reduce stress.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, available for download on both iOS and Android devices. This app lets you handle transactions right from your smartphone. You can make person-to-person transfers easily, so sending money to friends or family is just a tap away. And if you're looking to go paperless, we offer e-statements for quick access to your account statements without clutter. Security is our top priority. We use electronic signature authorization for important documents, ensuring that your transactions are not only fast but also secure. Plus, with mobile payments enabled, making purchases has never been easier just tap and go! Whether it's managing daily expenses or planning for future goals, our digital banking tools are here to help you stay organized and informed. Visit us today at 4601 Silver Star Rd Orlando Fl 32808 or check out our website for more details on how Addition Financial can enhance your banking experience!

Financial Strength

A Dedicated Team

We take pride in having 455 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, we create an environment where your needs come first.

Growth and Trust

Total Share Accounts: 418,291 show a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments stand at $58,843,510. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Addition Financial is your trusted partner. Visit us at 4601 Silver Star Rd Orlando FL 32808 or call 407-896-9411 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $256,092,993 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $17,877 in used auto loans and $1,861,918,697 in total loans and leases, we're here to support your financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $601,582,426 in share certificates and $422,326,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,154, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our financial results: our net income stands at $0, indicating that we are dedicated to investing back into our services rather than generating profit for shareholders. This enables us to continue offering competitive loan rates and solid financial products for our members.

Solid Financial Position

With a net worth of $292,849,508, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.90% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $334,663,473 in used vehicle loans and $240,985,086 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $116,160,389 provide the capital needed to grow and expand. Whether you need funding for equipment purchases or operational costs, our team is here to guide you through the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $138,639,499, make buying or refinancing simple. We provide competitive interest rates and flexible terms to ensure you find the right fit for your financial situation.

Refinancing Options

If you're considering refinancing any existing loans or looking into eligibility options for our products, don't hesitate to reach out. Our knowledgeable staff is ready to assist you every step of the way. To learn more about how we can help meet your financial needs or if you want to get started on your loan application, give us a call at (407) 896-9411 or visit us at our branch in Orlando. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're excited to support you on your financial journey!

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $77,578,208 in loans helping members manage their finances effectively. These credit cards come with rewards and no collateral required.

Loan Aggregator

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