Addition Financial Orlando FL Credit Union | Low Mortgage Rates & Rewarding Credit Cards

Introduction

Welcome to Addition Financial, your trusted partner in financial wellness located at 947 N Mills Ave, Orlando, FL 32803. Since our establishment in 1937, we have been dedicated to serving our community with integrity and care. With a membership base of over 185,450, we pride ourselves on being more than just a credit union we're a family committed to helping you achieve your financial goals. At Addition Financial, we understand that every member's needs are unique. That's why we offer a range of services tailored just for you, including personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions. Our total assets stand strong at an impressive $2,667,041,814, showcasing our stability and commitment to our members. With total deposits exceeding $145,313,393 and a net worth of $292,849,508, you can trust that your finances are secure with us. Additionally, we maintain a robust cash reserve of $27,452,488 to ensure that we're always prepared to support our members' needs. Our leadership team is here for you! Under the guidance of CEO Kevin Miller and Board President Richard Collins, Addition Financial focuses on fostering relationships that last. Our dedicated staff of 516 employees is always ready to assist you with personalized service that makes banking easy and accessible. While members can visit us at the branch for all their banking needs, official correspondence should be sent to the same address: 947 N Mills Ave, Orlando, FL 32803-3229. Ready to take the next step? We invite you to explore all that Addition Financial has to offer by visiting our website at www.additionfi.com or giving us a call at 407-896-9411. Together, let's build a brighter financial future!

Branch History & Mission

At Addition Financial, our journey began in 1937 when we opened our doors in the heart of Orlando, Florida. Since then, we have grown into a trusted financial partner for over 185,450 members, offering a wide range of services tailored to meet the needs of our community. Our branch is located at 947 N Mills Ave, a vibrant area known for its accessibility and community spirit. While members can visit us at this address, official correspondence should be sent to our mailing address: 947 N Mills Ave, Orlando, FL 32803-3229. Our mission is simple yet powerful: to empower our members through exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to financial tools that help them achieve their goals whether that's buying a new car, purchasing a home, or planning for the future. With total assets exceeding $2.6 billion, we are committed to providing not just loans and accounts but also valuable resources and support. Over the years, we've continually evolved alongside the needs of our members. From introducing online banking and mobile payments to enhancing our drive-thru services, we prioritize convenience and accessibility. Our commitment extends beyond just banking; we actively engage in community outreach programs that make a difference in the lives of those around us. With operating hours designed for your convenience Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM we ensure that we're here when you need us. Our facility offers both ATM availability and drive-thru banking services for quick transactions on-the-go. As we look toward the future, we invite you to join us on this journey. Experience firsthand how Addition Financial can support you with personalized service and innovative solutions that make managing your finances easier than ever. Contact us today at 407-896-9411 or visit our website at Addition Financial to learn more about membership opportunities and how we can serve you better!

Branch Location & Accessibility

ATM Availability

Our branch features an ATM for your convenience. You can easily withdraw cash or check your balance any time during regular operating hours. While members can visit us at 947 N Mills Ave Orlando Fl 32803, official correspondence should be sent to 947 N Mills Ave, Orlando, FL 32803-3229. If you have questions or need assistance, don't hesitate to call us at (407) 896-9411. We look forward to welcoming you at Addition Financial your trusted partner in achieving your financial goals!

Accessibility Features

At Addition Financial, we understand the importance of accessibility. Our branch is designed to welcome everyone, with ADA-compliant entrances and ramps that ensure ease of access. Whether you're visiting us for personal banking or to explore loan options, you'll find our facility accommodating and user-friendly.

Operating Hours and Services

We're here to help during convenient hours! Our lobby is open Monday through Wednesday from 9 AM to 5 PM, Thursday from 10 AM to 5 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. For those on the go, our drive-thru service provides a quick way to handle deposits and withdrawals without leaving your car. In addition to traditional banking services such as checking and savings accounts, we offer auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions. Plus, enjoy the ease of online and mobile banking whenever you need it!

Parking and Transportation

We offer ample parking space right outside the branch, making it simple for you to stop by without any hassle. Plus, if you prefer not to park, our location is well-serviced by public transportation, so you can easily reach us no matter how you choose to travel.

Member Eligibility

Welcome to the warm and welcoming community of Addition Financial! If you're looking to become a member, you'll be pleased to know that joining us is straightforward and inclusive. At Addition Financial, we believe in helping people achieve their financial goals, and our membership is open to individuals who live, work, worship, or attend school in the areas we serve. This means that if you're part of our community in Orlando or nearby regions, you're likely eligible to join us! To learn more about the specific eligibility requirements, feel free to check out our detailed guide at http://www.additionfi.com/personal/get-started/addition-financial-membership . Getting started is simple! Once you confirm your eligibility, opening an account with us can be done quickly just head over to our account opening page at http://www.additionfi.com/personal/get-started/addition-financial-membership . We're here for any questions you might have along the way, so don't hesitate to reach out at (407) 896-9411. Join us at Addition Financial, located at 947 N Mills Ave Orlando Fl 32803, and experience the benefits of being part of a credit union that puts you first!

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,160,389, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: you serve a customer who wants to pay with their card. Our systems make it quick and easy, allowing you to focus on what you do best running your business. With secure transactions and reliable support, you can enhance customer satisfaction while managing your finances efficiently. At Addition Financial, we're more than just a financial institution; we're a community partner dedicated to helping your business thrive. Visit us today or call us at (407) 896-9411 to learn more about how we can assist you!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a car? Our Auto Loans & Vehicle Financing make it simple for you to get behind the wheel of your dream vehicle. We offer competitive rates and flexible terms so you can find a loan that fits your budget. Plus, with our user-friendly application process online, you can get pre-approved without stepping foot in a branch.

Business Banking

For entrepreneurs and small businesses, we provide comprehensive Business Banking services including merchant services and business loans. Understanding the unique challenges faced by business owners allows us to offer tailored solutions that support growth and success.

Convenient Access

In addition to all these services, we also provide basic drive-thru banking for quick deposits and withdrawals as well as ATM access for convenient cash withdrawals and balance checks. Our lobby hours are designed to accommodate your schedule, ensuring that banking is always accessible when you need it. At Addition Financial in Orlando, FL, we are dedicated to serving our community with quality financial products and personalized service. Whether you're opening an account or applying for a loan, we're here to assist every step of the way. Ready to explore how we can help meet your financial goals? Give us a call at 407-896-9411, or visit us at Addition Financial today!

Credit Cards with Rewards

Our Credit Cards with Rewards offer an excellent way to earn while you spend. Whether it's cash back on groceries or travel points for your next vacation, using our credit card is both rewarding and beneficial.

Mortgage Loans & Refinancing

For those considering homeownership or looking to refinance their current mortgage, our Mortgage Loans provide various options tailored to different financial situations. We guide you through the process from application to closing so you can focus on settling into your new home.

Personal Banking

We understand that managing day-to-day finances is important. That's why our Personal Banking options include checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your money through our online and mobile banking services, where you can check balances, transfer funds, and pay bills anytime, anywhere. With features like e-statements and electronic signatures, banking has never been more convenient.

Personal Loans & Debt Consolidation

If you need extra cash for unexpected expenses or want to consolidate debt into one manageable payment, our Personal Loans are here for you. We work closely with our members to find solutions that alleviate financial stress and help regain control over personal finances.

Digital & Online Banking

Key Services

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills at your convenience. You'll love the simplicity of accessing your account from your computer or mobile device. Plus, with our mobile application, managing your finances on-the-go has never been easier. Need to send money to a friend? Our person-to-person transfer feature lets you do just that in seconds no hassle involved. And for added convenience, our electronic signature authorization means you can sign documents quickly and securely without having to visit the branch.

Security and Accessibility

Your security is our top priority. We employ robust measures to keep your information safe while you enjoy all the benefits of digital banking. Our e-statements feature helps you go paperless and keeps your statements organized and easily accessible whenever you need them. Whether you're making mobile payments or checking transactions, everything is designed with ease-of-use in mind. You can trust that managing your finances with Addition Financial will be both straightforward and secure. Join us today and experience the convenience of modern banking with Addition Financial!

Financial Strength

Commitment to Service Excellence

Our operational efficiency is highlighted by our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We pride ourselves on having 455 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. We also manage net shares (funds available for lending and investments) amounting to $58,843,510. With a total of 418,291 share accounts, it's clear that our growing member base trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Addition Financial is your trusted partner. Visit us at 947 N Mills Ave Orlando Fl 32803 or call 407-896-9411 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $256,092,993 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $17,877 in used auto loans and a total of $1,861,918,697 in loans and leases.

Member-Centric Resources

Members' savings are secured through $601,582,426 in share certificates and $422,326,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,154, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $292,849,508, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1090 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Products

For those seeking flexibility beyond traditional lending options, our total credit lines amount to $451,059,369, giving you access to funds when you need them most. Plus, if you're a business owner in need of capital for growth and expansion, our outstanding commercial loans totaling $116,160,389 could be exactly what you need. If you are considering refinancing options or want to know more about eligibility requirements for any of these products, don't hesitate to reach out. We're here to guide you every step of the way. For more information or to discuss your loan options further, feel free to call us at 407-896-9411. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Addition Financial can support your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $334,663,473 in used vehicle loans and $240,985,086 in new vehicle loans to help members get on the road with confidence. Whether you're interested in a brand-new model or a reliable used vehicle, our team is here to assist you through the entire process.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $138,639,499. This means we can help you secure the financing needed for that perfect family home or investment property.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be a challenge. That's why we also offer flexible terms on unsecured credit card loans, with a total of $77,578,208 already helping members manage their finances effectively. Our credit cards come with various benefits designed to ease your financial journey.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy guarantees fair and transparent offers, allowing users to trust the information they receive. Each loan offer is carefully vetted, ensuring that it comes from legitimate financial institutions.

Addition Financial