Addition Financial Orlando FL Credit Union | Top Auto Loans & Rewards Credit Cards

Introduction

Welcome to Addition Financial, your trusted partner in financial wellness, located at 617 W Livingston St, Orlando, FL 32801. Since our establishment in 1937, we've been dedicated to serving our community with a commitment to integrity and member satisfaction. With over 185,450 members and a robust total asset base of $2,667,041,814, we pride ourselves on being more than just a credit union; we are a cornerstone of financial support for individuals and families alike. At Addition Financial, we understand that your financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgages. With total deposits reaching $145,313,393 and a net worth of $292,849,508, our solid financial foundation ensures that you can trust us with your hard-earned money. Our leadership team, including CEO Kevin Miller and Board President Richard Collins, is passionate about fostering relationships built on trust. Our dedicated staff of 516 employees is here to assist you every step of the way. Whether you're looking for a loan or need help navigating your finances, we're here for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 617 W Livingston St, Orlando, FL 32801-1400. We encourage you to reach out by phone at 407-896-9411 or explore our website at www.additionfi.com for more information on how we can help you achieve your financial goals. Join us today and experience the Addition Financial difference where your success is our mission!

Branch History & Mission

Commitment to Innovation and Accessibility

As times change, so do we. We have embraced digital advancements to ensure that all members can easily access their accounts through online banking and mobile applications. Additionally, we prioritize accessibility by adhering to ADA compliance standards, making sure everyone can enjoy our services without barriers.

Community Engagement

Our commitment goes beyond banking; it's about building strong relationships within the community. We actively engage in outreach programs and partnerships that benefit local initiatives. Whether it's sponsoring local events or supporting educational programs, Addition Financial believes in giving back.

Join Us Today!

With convenient operating hours from Monday to Wednesday and Friday from 9 AM to 5 PM, and Thursday from 10 AM to 5 PM, we are here for you when you need us most. We also offer ATM availability for those on the go. We invite you to become a member of Addition Financial today! Experience firsthand how we can help you reach your financial goals while being part of a supportive community. Call us at 407-896-9411 or visit our website at Addition Financial for more information on membership options and services. Your journey towards better financial health starts here!

Our Location and Community Roots

You can find us at 617 W Livingston St, nestled in the heart of Orlando. This location is not just a branch; it's a community hub where members gather for financial advice and support. While our branch address serves as our welcoming space, any official correspondence should be sent to the same address: 617 W Livingston St, Orlando, FL 32801-1400.

Our Mission Statement

At Addition Financial, our mission is clear: we strive to enhance the financial well-being of our members while actively supporting the communities we serve. We believe that banking should be accessible and beneficial for everyone. That's why we offer a range of services from personal banking accounts to auto loans and business financing solutions. Our goal is to empower individuals and businesses alike with the tools they need to thrive.

Branch Location & Accessibility

Convenient Access

Our branch features ample parking for your convenience, ensuring that you can easily access our services without any hassle. We are dedicated to making banking accessible for everyone, including those with mobility challenges. Our facility is ADA compliant, equipped with ramps and other features to accommodate all visitors comfortably.

Get in Touch

If you have any questions or would like more information about how we can assist you, don't hesitate to give us a call at 407-896-9411. We look forward to welcoming you into the Addition Financial family come see us soon!

Operating Hours

We invite you to visit us during our welcoming hours! Our lobby is open Monday through Wednesday and Friday from 9 AM to 5 PM, with extended hours on Thursday from 10 AM to 5 PM. This schedule allows flexibility for those busy weekdays when you need assistance or want to discuss your financial goals.

Services Offered

At Addition Financial, we offer a range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we are here to support you every step of the way. Need cash? You can take advantage of our ATM services available right at our branch. While members can visit us at 617 W Livingston St, official correspondence should be sent to the same address as our mailing address is also 617 W Livingston St, Orlando, FL 32801-1400.

Member Eligibility

Welcome to the community at Addition Financial! Becoming a member is an exciting step toward enjoying personalized financial services tailored just for you. If you live, work, or go to school in the areas we serve, you're likely eligible to join us. We welcome individuals from all walks of life, and our goal is to make banking accessible and beneficial for everyone. For detailed eligibility criteria, feel free to check out this resource: http://www.additionfi.com/personal/get-started/addition-financial-membership. Opening an account with us is simple and straightforward. Just visit our website at http://www.additionfi.com/personal/get-started/addition-financial-membership, or give us a call at (407) 896-9411 if you have any questions. Our friendly team is here to help guide you through the process. Join us at our branch located at 617 W Livingston St Orlando Fl 32801, and discover the many advantages of being a member of Addition Financial!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,160,389, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments effortlessly whether you're at a physical location or selling online. Our services provide reliable tools that help you manage transactions smoothly, allowing you to focus on what matters most growing your business. Visit us at 617 W Livingston St, Orlando, FL 32801, or call us at 407-896-9411 to learn more about how Addition Financial can support your business goals today!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we understand the importance of having reliable banking support. That's why we provide comprehensive business banking services, including merchant services and business loans tailored to help your business grow. Your success is our priority, and we're here to assist every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our online and mobile banking platforms let you manage your accounts anytime, anywhere making it easy to check balances, transfer funds, or pay bills from the comfort of your home or on the go. And if you need cash quickly, our ATM services allow for easy withdrawals and balance checks without any hassle.

Loans and Credit Options

Life can be unpredictable, which is why we offer personal loans and debt consolidation services that empower you to take control of your finances when unexpected expenses arise. Plus, our credit cards come with rewards that can help you earn benefits on everyday purchases. With us, you're not just getting a loan; you're gaining a partner in achieving your financial dreams.

Personal Banking Services

Our personal banking services are designed with you in mind. We offer checking and savings accounts that make managing your finances straightforward and hassle-free. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide flexible terms to fit your budget. For those looking to buy a home or refinance their existing mortgage, our mortgage loans and refinancing solutions can help you achieve your homeownership goals.

Visit Us Today!

We invite you to explore all that Addition Financial has to offer at our Downtown Campus Branch in Orlando. Feel free to call us at 407-896-9411 for more information about how we can assist with your financial needs. Join us today and experience personalized service that puts you first!

Digital & Online Banking

At Addition Financial, we know that convenience and security are key to managing your finances. That's why our digital and online banking services are designed to make your banking experience smooth and safe, giving you control right at your fingertips. With our robust online banking platform, accessible at http://www.additionfi.com/, you can easily check balances, pay bills, and transfer funds whenever it suits you. Our 24/7 online banking services mean you're never far from your financial information whether it's early morning or late at night. Plus, with features like electronic signature authorization, signing documents is a breeze. You can complete transactions securely without the hassle of printing or mailing paperwork. We also offer e-statements to help you stay organized and reduce paper clutter. Get your account statements delivered directly to your inbox no more waiting for the mail! For those on the go, our mobile application is available so you can manage your accounts right from your smartphone. Whether you're making mobile payments or sending money to friends through person-to-person transfers, everything is just a few taps away. Security is always a top priority at Addition Financial. Our online services come equipped with advanced security measures to keep your information safe while providing a user-friendly experience. Managing your finances has never been easier or more secure. Join us today and explore how our digital banking solutions can enhance the way you handle your money!

Financial Strength

At Addition Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong foundation that ensures your money is safe and accessible when you need it. With a net worth of $292,849,508, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1090 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $601,582,426 in share certificates and $422,326,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,154, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $256,092,993 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment is reflected in our robust lending capacity: we have $1,861,918,697 in total loans and leases available to support your financial goals across various sectors. Currently, we have 17,877 used auto loans approved to assist our members with their vehicle financing needs. Our operational efficiency is highlighted by a net income of $0, which allows us to maintain competitive loan rates and solid financial products tailored for our members. We also take pride in having 455 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total share accounts stand at 418,291, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments are at $58,843,510, further reinforcing our ability to meet your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Addition Financial is your trusted partner. Visit us at 617 W Livingston St Orlando Fl 32801 or call 407-896-9411 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Offerings

We also provide credit lines with a total balance of $451,059,369, giving you added flexibility when you need it most. For business owners looking to expand or invest in new opportunities, our outstanding commercial loans total $116,160,389, providing essential capital for growth. If you're considering refinancing any existing loans or need advice on eligibility options for our various loan products, our dedicated team is ready to assist you in finding the best solutions tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Addition Financial, we're committed to supporting our community through accessible lending solutions that empower you to achieve your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We currently have over $334,663,473 in used vehicle loans and $240,985,086 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we've got financing options that suit every budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $138,639,499, making buying or refinancing simple. We believe everyone deserves the chance to own a home and are here to guide you through each step of the process.

Unsecured Credit Card Loans

Managing everyday expenses can be tough. That's why we also offer flexible terms on unsecured credit card loans with a total of $77,578,208 in loans helping members manage their finances effectively. This allows for easier access to funds without needing collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent, allowing users to compare loans with confidence.