Addition Financial Leesburg FL Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Addition Financial, your trusted partner in financial growth and community support. Located at 8040 Us Highway 441, Leesburg, FL 34788, we have proudly served our members since 1937. With a strong commitment to our community, we currently boast a membership of 185,450 individuals who trust us with their financial needs. At Addition Financial, we understand that every member's journey is unique. That's why we offer a range of services tailored just for you, including personal banking options like checking and savings accounts, auto loans, mortgage solutions, and credit cards with rewards. Our dedication to providing quality service is reflected in our total assets of over $2.66 billion, ensuring we have the resources to meet your needs. Our branch is not just about numbers; it's about relationships. Under the leadership of CEO Kevin Miller and Board President Richard Collins, our team of 516 employees is committed to fostering a welcoming environment where members can feel valued and supported. We also maintain a solid net worth of $292,849,508, which highlights our stability and reliability as a financial institution. While members can visit us at our Leesburg location for all their banking needs, official correspondence should be sent to the same address: 8040 U.S. Highway 441, Leesburg, FL 34788. If you have any questions or need assistance, don't hesitate to reach out at (407) 896-9411. Join us today and experience firsthand the difference that Addition Financial can make in your financial life! Visit our website at www.additionfi.com to learn more about our services or to get started with your membership. We look forward to serving you!

Branch History & Mission

Join Us Today!

We invite you to experience the benefits of membership at Addition Financial. With dedicated staff ready to assist you and a wide array of services tailored to meet your needs, there has never been a better time to join us! Feel free to contact us at (407) 896-9411 or visit us during our operating hours: Lobby Mon-Wed: 9-5; Thurs: 10-5; Fri: 9-5; Drive-in Mon-Wed: 9-5; Thurs: 10-5; Fri: 9-5. Together, let's build a brighter financial future!

Mission Statement

Our mission at Addition Financial is clear: we aim to enhance the financial well-being of our members while fostering a spirit of community support. We believe that banking should be accessible and beneficial for everyone, which is why we offer a range of services including personal banking accounts, auto loans, mortgages, and business banking solutions. We are dedicated to ensuring that every member feels valued and supported on their financial journey. In addition to providing exceptional financial products, we actively participate in community outreach initiatives. We partner with local organizations to provide resources and support where it's needed most. Whether it's through financial literacy programs or charitable contributions, we strive to make a positive impact in Leesburg and beyond.

Modern Convenience

As times change, so do we. Our branch offers modern conveniences like online banking and mobile payments to ensure that managing your finances is as easy as possible. We are also proud to be ADA compliant, making sure that all members can access our services without barriers. For those who prefer face-to-face interactions, our drive-thru service offers quick banking solutions without leaving your car. And if you need assistance after hours or on weekends? Our ATM availability ensures you can access your funds whenever you need them. While members can visit us at 8040 Us Highway 441 Leesburg Fl 34788, official correspondence should be sent to 8040 U.S. Highway 441, Leesburg, FL 34788. If you're looking for a supportive financial partner that puts its community first, look no further than Addition Financial.

Branch Location & Accessibility

Easy Access and Amenities

Finding us is a breeze! With ample parking available right outside our doors, you can quickly pop in without any hassle. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities to ensure everyone can comfortably visit us. Plus, if you're on the go, we offer a drive-thru service for quick transactions like deposits and withdrawals.

Operating Hours

At Addition Financial, we're here for you! Our lobby hours are Monday through Wednesday from 9 AM to 5 PM, Thursday from 10 AM to 5 PM, and Friday from 9 AM to 5 PM. If you prefer the drive-thru service, those hours align perfectly with our lobby hours too. So whether you need to speak with a member of our team or just want to make a quick deposit, we've got you covered!

Services Tailored for You

We pride ourselves on offering a wide range of services tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts, or financing solutions such as auto loans and mortgages, we are here to help. Plus, with ATM access available at our branch, withdrawing cash or checking your balance is always convenient. While members can visit us at 8040 Us Highway 441 for all their banking needs, official correspondence should be sent to the same address. If you have any questions or would like more information about our services, feel free to give us a call at 407-896-9411. Come see us today at Addition Financial where your financial journey begins with ease and accessibility!

Member Eligibility

At Addition Financial, becoming a member feels like joining a caring family that supports your financial journey. If you're a resident of Lake County or work in the area, you're likely eligible to join us! We welcome individuals who share our values and are looking for a community-oriented credit union that prioritizes your needs. Our members enjoy competitive rates, personalized service, and a variety of banking options designed just for you. To find out if you're eligible, check out the detailed criteria at http://www.additionfi.com/personal/get-started/addition-financial-membership . The process of opening an account is simple and can be done online or in person just visit us at 8040 Us Highway 441 Leesburg Fl 34788 or give us a call at (407) 896-9411 for any assistance. We're excited to help you take the next step towards better banking!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,160,389, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine having a seamless way to accept payments from customers this is where our merchant services come in. Whether you run a bustling café or a local retail shop, we provide tools that make transactions easy and efficient. From card processing solutions to mobile payment options, we help you streamline your operations so you can focus on what matters most growing your business. At Addition Financial, we believe every business deserves access to the financial resources they need to thrive. Connect with us today and discover how we can partner with you on your journey to success!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we offer comprehensive business banking solutions including merchant services and business loans. We understand that running a business is demanding, so we aim to provide tools that simplify transactions and enhance cash flow management.

Convenient Access

In addition to our extensive range of services, we pride ourselves on convenience. You can withdraw cash or check balances at any time with our ATM services, which are readily available at our branch. For quick transactions, utilize our basic drive-thru banking for deposits and withdrawals without leaving your car.

Credit Cards with Benefits

Don't forget about our credit cards! With rewards tailored to fit your spending habits, they're not just a way to make purchases but also an opportunity to earn cash back or points toward future travel what could be better than getting rewarded for what you already buy?

Get Started Today!

At Addition Financial, we prioritize making banking easy and accessible for everyone in the Leesburg community. Whether you're stopping by or accessing services online, we're here to support your financial goals every step of the way. Have questions? Give us a call at 407-896-9411 or visit us today! Your financial future awaits let's build it together!

Loans Made Easy

Need a new vehicle? Our auto loans and vehicle financing options are designed with competitive rates that help you get behind the wheel without breaking the bank. If homeownership is on your mind, consider our mortgage loans and refinancing services, which provide flexible terms to fit your lifestyle. Additionally, if you're facing unexpected expenses or looking to consolidate debt, our personal loans can help ease your financial burden.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that make it easy for you to manage your money. Imagine setting up an account where you can easily access your funds through our user-friendly online and mobile banking platforms. This means no more long lines; you can check balances or transfer funds right from your smartphone.

Digital & Online Banking

Key Services

Our online banking offers a variety of features to help you stay on top of your financial needs, 24/7. Whether you want to check your account balances, transfer funds, or pay bills, everything is just a click away. Plus, with the option for electronic signature authorization, signing documents is straightforward and secure. If you're looking to simplify your banking experience, you can sign up for e-statements. No more waiting for paper statements to arrive in the mail! You'll receive timely updates on your accounts directly in your inbox, making it easier to keep track of your finances.

Mobile Banking

For those who prefer banking on-the-go, our mobile application is a perfect fit. It allows you to access all the features of online banking right from your smartphone. Enjoy mobile payments that make transactions quick and easy simply tap and go! Need to send money to a friend? Our person-to-person transfer service lets you do just that without any hassle. Just enter their information, and the funds will be on their way in no time.

Security and Accessibility

We prioritize your security while ensuring ease-of-use across all platforms. Our systems are designed with state-of-the-art security measures so you can bank confidently. At Addition Financial, we aim to give you real-time access to manage your accounts wherever you are. With our commitment to providing accessible services, we invite you to explore all that our digital banking options have to offer at http://www.additionfi.com/ . Experience the future of banking with Addition Financial today!

Financial Strength

Commitment to Growth

With $256,092,993 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $17,877 in used auto loans and a total of $1,861,918,697 in loans and leases across various sectors.

Operational Efficiency

Our operations reflect our commitment to serving you effectively. While our net income currently stands at $0, this allows us to focus on building stronger products and services tailored for our members. We also take pride in having 455 full-time employees and 61 part-time employees, ensuring our branches are always ready to assist you with a knowledgeable team.

Secure Savings Opportunities

Members' savings are secured through $601,582,426 in share certificates and $422,326,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,154, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Net Worth

With a net worth of $292,849,508, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1090 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Member Base

We have a strong and growing member base with a total of 418,291 share accounts, showing that more people trust Addition Financial with their finances. Additionally, the net shares available for lending and investments amount to $58,843,510, providing us with the capacity to meet your needs confidently. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Addition Financial is your trusted partner. Visit us at 8040 Us Highway 441 Leesburg Fl 34788 or call 407-896-9411 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've issued over $240,985,086 in new vehicle loans and $334,663,473 in used vehicle loans already helping members get on the road. We also provide refinancing options to ensure that you are getting the best deal possible on your auto financing.

Credit Lines

For those who need extra flexibility with their finances, our credit lines totaling $451,059,369 provide an excellent option. This allows you to borrow what you need when you need it without the hassle of applying for a new loan each time. At Addition Financial, we pride ourselves on being transparent and supportive throughout the borrowing process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Whether you're interested in an auto loan or need assistance with a mortgage or credit line, our team is ready to help you find solutions tailored just for you. Don't hesitate to contact us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Property loans totaling $138,639,499. This makes buying or refinancing simple and accessible for all our members. If you're considering purchasing a home or refinancing your current mortgage, we are here to guide you through each step of the process.

Unsecured Credit Card Loans

Managing finances effectively is important for everyone. We offer flexible terms on unsecured credit card loans with a total of $77,578,208 in loans available. This means you can enjoy the freedom of spending without worrying about high-interest rates.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency helps consumers navigate their options without the confusion that often comes with searching for loans. LendMesh ensures accurate loan comparisons through a robust sourcing process. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users receive fair and transparent offers, backed by verified data. The benefits of using LendMesh are significant: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and reliable LendMesh is in assisting borrowers. For those looking to secure the best loan rates available, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ADDITION FINANCIAL CREDIT UNION - Leesburg, FL