Addition Financial Lake Mary FL Credit Union | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Addition Financial, your trusted partner in achieving financial success right here at our Lake Mary Branch located at 1000 Primera Blvd, Lake Mary, FL 32746. Since our establishment in 1937, we have been committed to serving our community with dedication and care, growing to support over 185,450 members along the way. At Addition Financial, we pride ourselves on being more than just a credit union; we are a community cornerstone. With total assets exceeding $2.6 billion, we offer a range of financial products designed to meet your needs whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages. Our total deposits stand at $145,313,393, reflecting the trust that our members place in us every day. Under the leadership of our CEO, Kevin Miller, and Board President, Richard Collins, we ensure that every decision is made with our members' best interests at heart. Our dedicated team of 516 employees works tirelessly to provide exceptional service and support, whether you visit us in person or connect with us through our online banking services. While members can visit us at 1000 Primera Blvd, official correspondence should be sent to the same address. With a solid net worth of $292,849,508 and cash in hand totaling $27,452,488, we are well-equipped to serve you now and into the future. Join us today and discover why so many in the Lake Mary area have chosen Addition Financial as their go-to financial institution. For any questions or assistance, don't hesitate to call us at 407-896-9411. We look forward to helping you achieve your financial goals!

Branch History & Mission

A Commitment to Innovation

As we continue to grow, we've embraced modern technology to enhance your banking experience. Our online and mobile banking platforms ensure you have access to your accounts anytime and anywhere. With features like e-statements and mobile payments, managing your finances has never been easier. While our branch does not have ATM availability, we offer convenient drive-thru services for deposits, withdrawals, and simple transactions during our operating hours: Monday through Wednesday from 9 AM to 5 PM; Thursday from 10 AM to 5 PM; and Friday from 9 AM to 5 PM.

Join Us

At Addition Financial, we believe that everyone deserves access to quality financial services. We invite you to visit us or contact us at (407) 896-9411 to learn more about how we can assist you on your financial journey. Together, let's build a brighter future for our community!

Our Mission

The mission of Addition Financial is simple yet profound: to provide exceptional financial services while uplifting our community. We strive to empower individuals and families by offering a variety of banking products tailored to their needs, including personal accounts, auto loans, mortgages, and credit cards with rewards. More than just services, we aim to build lasting relationships based on trust and transparency. Our focus extends beyond financial transactions; we actively engage in community outreach programs that support local initiatives and charities. By collaborating with organizations in Lake Mary and surrounding areas, we contribute positively to the lives of those around us.

Branch Location & Accessibility

Convenient Access and Facilities

At our Lake Mary location, you can expect a friendly atmosphere designed for your convenience. We offer plenty of parking spaces and ensure our facilities are fully accessible, including ADA-compliant ramps to assist all members. If you prefer to handle your banking from your vehicle, take advantage of our drive-thru services available during our regular operating hours.

Operating Hours That Fit Your Schedule

We understand that life can get busy, so we strive to make banking as convenient as possible. Our lobby is open Monday through Wednesday from 9 AM to 5 PM, Thursday from 10 AM to 5 PM, and Friday from 9 AM to 5 PM. If you need quick transactions or deposits while on the go, our drive-thru is also available during these hours.

Services Tailored for You

At Addition Financial, we offer a wide array of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, our knowledgeable staff is ready to assist you every step of the way. While visiting us at our Lake Mary branch, feel free to ask about our credit card options with rewards or any other financial services that may interest you. While members can visit us at 1000 Primera Blvd Lake Mary Fl 32746, official correspondence should be sent to 1000 Primera Blvd., Lake Mary, FL 32746. If you have any questions or would like more information about what we offer, don't hesitate to call us at (407) 896-9411. We look forward to welcoming you into our branch soon!

Member Eligibility

Welcome to the friendly community at Addition Financial! Joining us is simple and welcoming, as we believe everyone deserves a chance to be part of something special. To become a member, you need to meet a few basic eligibility criteria. Generally, if you live, work, or go to school in our local area, you're likely eligible! We love to support our community, so it's our goal to make membership accessible to as many people as possible. You can find detailed information about the eligibility requirements on our website at http://www.additionfi.com/personal/get-started/addition-financial-membership . Once you know you're eligible, opening an account with us is just as easy! Our team at Addition Financial, located at 1000 Primera Blvd Lake Mary Fl 32746, is here to guide you through the process. Whether you have questions or need assistance, feel free to give us a call at (407) 896-9411. We're excited for you to join us and enjoy all the benefits that come with being a member of our credit union!

Business Banking & Commercial Services

Loan Options That Grow With You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,160,389, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, our merchant services simplify transactions for local businesses. Imagine being able to accept payments from customers easily, whether online or in-store. Our tools help streamline operations, allowing you to focus more on what you do best running your business. Visit us at 1000 Primera Blvd Lake Mary Fl 32746 in Lake Mary, FL, or give us a call at (407) 896-9411 to learn how we can partner with you for success!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer a variety of banking services tailored to help your business thrive. From merchant services that streamline payment processing to business loans that fuel growth, Addition Financial is committed to supporting local businesses every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Manage your accounts from anywhere with ease check balances, transfer funds, or pay bills all at the touch of a button. Plus, with ATM and cash withdrawal services available at select locations, accessing your money is hassle-free.

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing options are here to help turn that dream into reality. We provide competitive rates and flexible terms to ensure you find a loan that fits your budget. Our experts will guide you through every step, making the process as smooth as possible.

Loans for Life's Needs

Life is unpredictable, and sometimes you need a little extra cash to cover unexpected expenses. Our personal loans and debt consolidation services can help you regain control over your finances. With straightforward terms and manageable payments, getting back on track is easier than ever.

Personal Banking Solutions

Our personal banking services are designed to simplify your financial life. With checking and savings accounts, you can easily manage your day-to-day expenses while saving for the future. Imagine having a secure place for your money that also earns interest our savings accounts do just that! If you're in the market for a vehicle, our auto loans and vehicle financing options make it easy to drive away in your dream car without breaking the bank.

Rewarding Credit Card Choices

Looking for a credit card that rewards you? Our credit cards with rewards allow you to earn points on everyday purchases, which can be redeemed for travel, merchandise, or cash back. It's a smart way to spend and save simultaneously!

Simple Transactions Made Easy

Need quick service? Our basic drive-thru banking allows you to handle deposits, withdrawals, and simple transactions without leaving your car. It's perfect for those busy days when time is of the essence. At Addition Financial located at 1000 Primera Blvd, Lake Mary, FL 32746, we pride ourselves on being more than just a financial institution; we're part of this community. If you have questions or want to learn more about how we can assist you in achieving your financial goals, don't hesitate to call us at 407-896-9411. Come visit us today or explore our website at Addition Financial to discover all the ways we can support you on your financial journey!

Digital & Online Banking

Convenient Online Services

Our online banking platform at http://www.additionfi.com/ allows you to take control of your finances with ease. You can check your balance, transfer funds, and pay bills without having to visit a branch. Plus, our 24/7 online banking services mean you can manage your money on your schedule, whether it's early in the morning or late at night.

Going Paperless Made Easy

We also offer e-statements so you can keep track of your financial activity without the clutter of paper documents. It's not only convenient but also environmentally friendly!

Mobile Banking on the Go

For those who prefer banking from their phones, our mobile application provides a user-friendly experience that fits right in your pocket. Whether you want to make mobile payments or send money through person-to-person transfers, everything is at your fingertips. And if you're someone who values security, rest assured that we offer electronic signature authorization for added peace of mind when handling important transactions.

Stay Connected Anytime

With features like mobile payments and real-time account updates, you'll never miss a beat when it comes to your finances. Our commitment to providing accessible and easy-to-use digital banking services ensures that managing your money is as simple as it should be. Experience the convenience of digital banking at Addition Financial today by visiting us online at http://www.additionfi.com/ !

Financial Strength

At Addition Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial standing, which underscores our commitment to providing exceptional services and support to our community. With a net worth of $292,849,508, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.90% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $601,582,426 in share certificates and $422,326,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,154, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $256,092,993 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $17,877 in used auto loans and a total of $1,861,918,697 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 455 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $58,843,510. Total Share Accounts: 418,291, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Addition Financial is your trusted partner. Visit us at 1000 Primera Blvd Lake Mary FL 32746 or call 407-896-9411 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Financing Options

For those seeking extra capital for business ventures or personal projects, our outstanding commercial loans totaling $116,160,389 provide the necessary resources to grow and expand your operations. At Addition Financial, we prioritize transparency and support throughout the borrowing process. Our commitment is not only reflected in the variety of products we offer but also in how we serve our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you are looking to take out a new auto loan or need assistance with refinancing options for your mortgage or credit card debt, Addition Financial is here for you. Visit us today at our Lake Mary branch or call us at 407-896-9411 to explore how we can assist you with your financial needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $334,663,473 in used vehicle loans and $240,985,086 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team will work with you to find an option that fits your budget.

Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $77,578,208 in loans helping members manage their finances effectively, our credit card offerings come with competitive rates and rewards programs designed to benefit you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $138,639,499, giving you access to the funds needed for your dream home or investment property. If you're considering refinancing your current mortgage, we have various eligibility options available to help lower your monthly payments or consolidate debt.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This strict adherence to regulatory standards guarantees that users receive fair and transparent offers. By connecting with legitimate lenders, LendMesh ensures that every comparison reflects actual market conditions.

The Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information presented is accurate and reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This approach helps users make decisions based solely on their needs rather than marketing tactics. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to make informed decisions quickly. With LendMesh, you can easily compare different options without sifting through countless websites. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness of our tool in helping individuals secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Addition Financial