Addition Financial Kissimmee FL Credit Union | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to Addition Financial, your trusted partner for personal and business banking solutions in Kissimmee, Florida. Established in 1937, we have been proudly serving our community for over 85 years. Our branch is conveniently located at 4620 Pleasant Hill Rd, Kissimmee, FL 34759, where our dedicated team is ready to assist you with all your financial needs. At Addition Financial, we believe in putting our members first. With a total membership of 185,450 and assets exceeding $2.6 billion, we are committed to fostering strong relationships that empower individuals and businesses alike. Our financial offerings include everything from checking and savings accounts to auto loans, mortgages, and credit cards with rewards designed to help you achieve your goals. Under the leadership of our CEO, Kevin Miller, and Board President, Richard Collins, we strive to make a positive impact in the lives of our members. We understand that financial health is crucial, which is why we ensure a member-centric approach in every service we provide. Currently, our total loans stand at 88,606, reflecting our commitment to supporting our community through various lending options. For your convenience, while you can visit us at our branch location for in-person services including drive-thru banking and ATM access, official correspondence can be sent to the same address as listed above. Should you have any questions or require assistance, don't hesitate to reach out to us at (407) 896-9411. Join us today and experience a banking relationship that prioritizes your needs! Visit our website at additionfi.com to learn more about how we can support your financial journey.

Branch History & Mission

Commitment to Accessibility

We understand the importance of accessibility in banking. That's why our branch is ADA compliant and offers various customer-centric initiatives tailored to meet the needs of all our members. Whether you're visiting us for a simple transaction or seeking advice on financial matters, our friendly staff is ready to assist you. While members can visit us at 4620 Pleasant Hill Rd, official correspondence should be sent to the same address for convenience. Feel free to reach out via phone at 407-896-9411 if you have any questions or need assistance.

Join Us

As we move forward into the future, Addition Financial remains committed to expanding our services and making a positive impact in Kissimmee and beyond. We invite you to join our family today and experience the benefits of becoming part of a credit union that truly cares about your financial success and community involvement. Explore membership options here and see how we can help you achieve your financial goals!

Our Mission

The mission of Addition Financial is straightforward yet impactful: to provide exceptional financial services while fostering community growth and empowerment. We believe that everyone deserves access to quality banking solutions. From checking and savings accounts to auto loans and mortgages, our services are designed with you in mind. Our commitment extends beyond finance; we actively engage in community outreach programs that uplift and support local initiatives. Our headquarters in Lake Mary, FL, sets the tone for excellence and innovation that flows through all our branches. In Kissimmee, we ensure that our members have access to modern conveniences like online banking, mobile payments, and ATM services. We also offer drive-thru banking for those who prefer face-to-face interactions without leaving their cars.

Branch Location & Accessibility

Accessibility and Convenience

At Addition Financial, we prioritize your convenience and accessibility. Our branch features ample parking and is fully ADA compliant, ensuring that all members can access our services comfortably. If you prefer not to enter the branch, take advantage of our drive-thru service, available during regular operating hours. We also offer ATM access for quick cash withdrawals and balance checks.

Get in Touch!

Whether you're already a member or thinking about joining Addition Financial, we invite you to stop by or give us a call at 407-896-9411. Our dedicated staff is eager to help you find the best financial solutions tailored just for you. Come visit us today!

Operating Hours

We understand that life can be busy, so we've tailored our hours to fit your schedule. Visit us Monday through Wednesday from 9 AM to 5 PM, Thursday from 10 AM to 5 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. This way, you have plenty of opportunities to come in and discuss your financial goals or simply get your banking done.

Services Offered

Our Poinciana Branch provides a wide range of services designed with our members in mind. From checking and savings accounts to auto loans, mortgage options, credit cards with rewards, and personal loans our friendly team is ready to assist you with any financial inquiries. We also offer business banking solutions for local entrepreneurs looking to grow their ventures. If you need official correspondence, please note that while you can visit us at the branch address mentioned above, all mail should be directed to the same address: 4620 Pleasant Hill Road, Kissimmee, FL 34759.

Member Eligibility

At Addition Financial, we believe in creating a welcoming community where everyone can feel at home. Becoming a member is straightforward and open to those who live, work, or worship in the areas we serve, as well as their family members. Whether you're looking for a friendly place to manage your finances or seeking better loan options, we're here to help you thrive. With our various banking services, including checking accounts, auto loans, and credit cards with rewards, you'll enjoy not just competitive rates but also personalized service tailored to your needs. To get started on your membership journey with us at Addition Financial, simply visit us at 4620 Pleasant Hill Rd Kissimmee Fl 34759 or give us a call at (407) 896-9411. For more detailed information about eligibility requirements, check out our resource page at http://www.additionfi.com/personal/get-started/addition-financial-membership. Joining is just a step away!

Business Banking & Commercial Services

At Addition Financial, we understand that running a business is no small feat. Every decision counts, and having the right financial support can make all the difference. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,160,389, we continue to drive economic growth by financing new and expanding businesses. But it's not just about loans. Our merchant services offer practical tools that help you manage transactions smoothly. Imagine a busy Saturday at your store customers are eager to make purchases. With our efficient merchant solutions, you can accept payments quickly and securely, ensuring customer satisfaction while keeping your cash flow steady. Located at 4620 Pleasant Hill Rd Kissimmee Fl 34759 in Kissimmee, FL, we invite local business owners to explore how our tailored services can support their ambitions. Whether you're looking to expand or simply need reliable banking partners, Addition Financial is here for you every step of the way. Call us at (407) 896-9411 to learn more!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? We offer auto loans and vehicle financing that make it easier for you to drive off in the vehicle you've always wanted. Our competitive rates mean more savings for you, allowing you to focus on enjoying the ride instead of worrying about payments.

Business Banking

For our business members, we provide comprehensive business banking services, including merchant services and business loans. We understand that running a business comes with its own set of challenges, and we're here to support you every step of the way.

Convenience Services

We also prioritize ease of access with features like ATM services for cash withdrawals and balance checks available anytime. For those quick transactions, our basic drive-thru banking lets you deposit or withdraw funds without leaving your car. At Addition Financial, we strive to make banking as simple as possible while offering a complete suite of services tailored just for you. If you have questions or want to learn more about any service mentioned above, feel free to call us at 407-896-9411. Ready to take the next step in managing your finances? Visit us today at our branch in Kissimmee or explore more on our website: www.additionfi.com. Your journey toward financial wellness starts here!

Credit Cards with Rewards

Why not earn rewards while you spend? Our credit cards with rewards allow you to earn points on everyday purchases. Whether it's travel rewards or cashback options, there's something for everyone.

Mortgage Loans & Refinancing

If homeownership is your goal or if you're considering refinancing your existing mortgage, our mortgage loans are tailored to fit various budgets and lifestyles. With personalized assistance throughout the process, we help make your dream home a reality.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services offer flexibility and accessibility. Imagine being able to manage your finances from the comfort of your home through our online and mobile banking options. You can check balances, transfer funds, and even pay bills all at your fingertips.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans can provide the financial relief you need. Additionally, if managing multiple debts feels overwhelming, we offer debt consolidation solutions that simplify your payments into one manageable monthly installment.

Digital & Online Banking

Key Services

Visit us at http://www.additionfi.com/ to explore our range of online services designed with you in mind. Our 24/7 online banking allows you to check your account balances, transfer funds, and pay bills whenever it suits you no need to rush to the bank during business hours. For those who prefer paperless transactions, we offer e-statements, giving you a quick and easy way to view your financial information without the clutter of paper documents. Using our mobile application, you can take your banking experience even further. It's user-friendly and packed with features that let you manage your accounts effortlessly. Want to send money to friends or family? Our person-to-person transfers make it simple to split a bill or share expenses without hassle. Plus, if you're always on the move, our mobile payments feature allows you to make purchases directly from your phone just tap and go!

Security Features

We understand that security is a top concern for our members. That's why we utilize electronic signature authorization to keep your transactions safe and secure. You can rest easy knowing that your financial information is protected every step of the way. At Addition Financial, we are committed to providing accessible and reliable banking solutions tailored to fit your lifestyle. Whether you're checking balances while waiting in line or making a payment on the bus, our digital services ensure that managing your finances is as easy as possible. Experience the freedom of banking at your convenience today!

Financial Strength

At Addition Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that allows us to serve you effectively today and in the future. With a net worth of $292,849,508, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.90% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $601,582,426 in share certificates and $422,326,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,154, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $256,092,993 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $17,877 in used auto loans and a total of $1,861,918,697 in loans and leases available. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 455 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $58,843,510. Total Share and Deposit Accounts: 418,291, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Addition Financial is your trusted partner. Visit us at 4620 Pleasant Hill Rd Kissimmee FL 34759 or call 407-896-9411 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $334,663,473 in used vehicle loans and $240,985,086 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, our financing options can help make your purchase more affordable.

Business Loans

For business owners looking to expand or grow their operations, our outstanding commercial loans totaling $116,160,389 provide the capital needed to succeed in today's competitive marketplace. At Addition Financial, our aim is to empower our members with the right tools and resources they need. For more information about eligibility and how you can apply for any of these loan products, please visit us online at Addition Financial or call us at 407-896-9411. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us support you on your path to financial well-being!

Credit Lines and Personal Loans

We offer flexible credit lines that total $451,059,369, allowing you to manage unexpected expenses or consolidate debt easily. For those who prefer credit cards for their purchases, we have flexible terms on unsecured credit card loans with a total of $77,578,208 helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $138,639,499, making buying or refinancing simple and accessible for our members. We also provide refinancing options to help you secure better rates or adjust your loan terms as your financial situation changes.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees that users receive fair and transparent offers tailored to their needs. One of the key advantages of using LendMesh is its Verified Data. All loan offers come from legitimate financial institutions, ensuring clarity in the options presented. Additionally, LendMesh operates without Sponsored Listings, meaning lenders are not prioritized based on paid promotions. The focus is solely on providing unbiased results for users. With Real-Time Rate Comparisons, LendMesh updates loan rates from multiple institutions regularly. This feature allows users to make informed decisions based on the most current information available. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ADDITION FINANCIAL CREDIT UNION - Kissimmee, FL

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