Addition Financial Kissimmee FL Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Addition Financial your trusted partner in financial wellness since 1937. Located at 708 E Vine St, Kissimmee, FL 34744, our branch has been dedicated to serving the community with a personal touch and unwavering commitment. With a robust membership of 185,450 and total assets exceeding $2.6 billion, we pride ourselves on being more than just a credit union; we are a cornerstone of support for families and businesses alike. At Addition Financial, we understand that your financial journey is unique. That's why we offer a wide array of services tailored to meet your needs from checking and savings accounts to auto loans, mortgages, and business banking solutions. In fact, our total loans and leases have reached an impressive 88,606, ensuring that we can help you achieve your goals. While members can visit us at our branch location for personalized service, official correspondence should be sent to our mailing address at 708 E. Vine Street, Kissimmee, FL 34744. If you have questions or need assistance, don't hesitate to call us at 407-896-9411 or send us a fax at 407-893-5730. Under the leadership of CEO Kevin Miller and Board President Richard Collins, our team of 516 dedicated employees is here to support you every step of the way. We're proud to maintain a net worth of over $292 million and hold deposits totaling over $145 million, reflecting our strong financial health and commitment to member service. Explore all that Addition Financial has to offer by visiting our website at www.additionfi.com. We invite you to come by our branch or reach out today we're excited to assist you in achieving your financial dreams!

Branch History & Mission

Welcome to Addition Financial, where our roots run deep in the community of Kissimmee, Florida. Since our founding in 1937, we have dedicated ourselves to serving the financial needs of our members and supporting local initiatives. Located at 708 E Vine St, Kissimmee, FL 34744, our branch has been a steadfast presence in the area for over eight decades. We are proud to have grown alongside our community, now boasting a membership of over 185,450 individuals. Our mission at Addition Financial is simple yet profound: to empower our members through personalized financial solutions and community engagement. We believe that everyone deserves access to quality banking services and support. This commitment drives us to offer a wide range of services, from personal banking accounts and auto loans to mortgage financing and business banking options. Throughout our history, we have achieved numerous milestones that reflect our dedication to growth and innovation. With total assets exceeding $2.6 billion, we are well-equipped to meet the diverse financial needs of our members. Our operating hours are designed with convenience in mind: Monday through Wednesday from 9 AM to 5 PM, Thursday from 10 AM to 5 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. Additionally, we offer both drive-thru banking and ATM services for quick access to your funds. While members can visit us at our physical location in Kissimmee, official correspondence should be sent to the same address: 708 E. Vine Street, Kissimmee, FL 34744. Our team is always ready to assist you with any inquiries or concerns you may have; feel free to reach out at (407) 896-9411. At Addition Financial, we pride ourselves on being more than just a credit union; we are an active participant in the community. From local partnerships that promote economic development to outreach programs that support education and wellness initiatives, we strive to make a positive impact every day. Join us on this journey towards financial empowerment. Experience firsthand how Addition Financial can help you achieve your goals while also supporting the vibrant community of Kissimmee. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access and Amenities

At Addition Financial, we understand that convenience matters. Our branch features ample parking and is designed with accessibility in mind, ensuring that everyone can navigate our space comfortably. Whether you're coming in for a quick transaction or a longer visit, our team is ready to assist you.

Operating Hours That Fit Your Schedule

We're here for you during the week with lobby hours from Monday to Wednesday, 9 AM to 5 PM, Thursday from 10 AM to 5 PM, and Friday from 9 AM to 5 PM. Don't forget about Saturday mornings when our drive-thru is open from 9 AM until 1 PM! You can always reach us by phone at 407-896-9411 if you have any questions or need assistance.

Services Tailored for You

At Addition Financial, we offer a range of services designed to meet your banking needs. From checking and savings accounts to auto loans and mortgage options, we're dedicated to helping you achieve your financial goals. Plus, with ATM access available on-site and drive-thru banking for quick transactions, managing your finances has never been easier. While members can visit us at our Kissimmee location, official correspondence should be sent to the same address: 708 E. Vine Street, Kissimmee, FL 34744. We invite you to come by and experience what makes Addition Financial special! Whether you're looking for personal banking solutions or business services, we're here for you every step of the way. Stop in today or give us a call; we can't wait to welcome you!

Member Eligibility

At Addition Financial, we believe that joining our community means becoming part of something special. If you're looking to become a member, you'll be pleased to know that eligibility is open to anyone who lives, works, worships, or attends school in the areas we serve. This includes residents and employees within Osceola County and surrounding regions. We are committed to providing financial support tailored to your needs, and being a member gives you access to our array of services like checking accounts, loans, and online banking all designed with your best interests in mind. Getting started is easy! You can find all the details about eligibility and how to open an account by visiting this link. If you have any questions or need assistance, don't hesitate to reach out to us at (407) 896-9411. We're excited to welcome you to Addition Financial at 708 E Vine St Kissimmee Fl 34744 where your financial goals become our priority!

Business Banking & Commercial Services

Business Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,160,389, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to our loan offerings, our merchant services simplify payment processing so you can focus on what you do best running your business. Whether it's enabling credit card payments or streamlining transactions for your retail store, we provide the tools necessary to enhance customer satisfaction and improve cash flow. Choose Addition Financial as your trusted partner in navigating the financial landscape of your business. Let us help you take the next step toward success! For more information, visit us at Addition Financial or call us at (407) 896-9411.

Comprehensive List Of Services

Business Banking Services

For local business owners, Addition Financial offers essential services such as merchant services and business loans. We are committed to supporting the growth of businesses in our community by providing flexible financing options that cater specifically to your unique needs.

Call Us Today!

We're here to help you every step of the way. If you have questions about any of our services or want to learn more about how we can support your financial journey, don't hesitate to reach out! Give us a call at 407-896-9411 or visit us at our Kissimmee branch. Let Addition Financial be your trusted partner in achieving all your financial goals!

Convenient Access Options

Accessing your accounts has never been easier! With our ATM and cash withdrawal services available both at our branch and throughout the network, you can get cash whenever you need it. Plus, with basic drive-thru banking available for deposits and withdrawals, managing your finances can fit seamlessly into your busy day.

Credit Cards with Rewards

We also believe in rewarding our members for their loyalty. Our credit cards come with attractive rewards that allow you to earn points on everyday purchases. It's like getting paid back for spending!

Personal Banking Solutions

Our personal banking services include checking and savings accounts that help you manage your everyday finances effortlessly. Imagine having easy access to your funds through online banking and mobile applications. You can check your balance, make transfers, and pay bills right from your phone! If you're in the market for a vehicle, our auto loans and vehicle financing options make buying that new car a breeze. If homeownership is your goal, we offer mortgage loans and refinancing to help you secure the perfect home loan tailored to your budget. For those unexpected expenses or debt consolidation needs, our personal loans can provide the financial relief you seek.

Digital & Online Banking

Key Services

Our online banking platform at http://www.additionfi.com/ allows you to check your balance, transfer funds, and pay bills without stepping foot in a branch. You can also enjoy the convenience of e-statements, making it easier than ever to keep track of your financial activities without the clutter of paper. Need to send money to a friend or family member? Our person-to-person transfer feature simplifies sending money instantly with just a few taps on your mobile device. Plus, with our mobile payments option, you can make purchases directly from your phone, providing even more flexibility for your everyday transactions.

Security and User-Friendly Features

We prioritize your security. With electronic signature authorization available, signing documents online is safe and straightforward. Our mobile application offers a user-friendly experience, ensuring that whether you're on the go or at home, accessing your accounts is hassle-free. Having access to real-time account management means you're always in control of your finances. From checking balances to monitoring transactions, you'll have everything you need right at your fingertips. At Addition Financial, we're committed to providing you with convenient digital banking options that fit into your busy life while keeping security front and center. Explore all our online services today and see how easy banking can be!

Financial Strength

At Addition Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to our community and robust financial practices, we ensure that your money is in safe hands. With a net worth of $292,849,508, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1090 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $601,582,426 in share certificates and $422,326,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,154, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $256,092,993 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our commitment to lending is evident with $17,877 in used auto loans and a total of $1,861,918,697 in loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our performance; while our net income is currently $0, it allows us to focus on delivering competitive loan rates and solid financial products for our members without compromising service quality. We also take pride in having 455 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Together, they work tirelessly to create an exceptional banking experience for all our members. In total, we manage 418,291 share accounts, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $58,843,510, reinforcing our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving for the future or looking for the right loan options today, Addition Financial is your trusted partner. Visit us at 708 E Vine St Kissimmee FL 34744 or call 407-896-9411 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Financing Options

For those looking for more than just auto or mortgage loans, we have various other products available. Our total credit lines amount to $451,059,369, ensuring you have access to funds when needed. If you're a business owner seeking growth opportunities, consider our outstanding commercial loans totaling $116,160,389. These loans can provide the capital necessary for expansion and operational costs. At Addition Financial in Kissimmee, we're committed to providing transparent information and personalized service. If you want to explore refinancing options or check your eligibility for any of our loan products, feel free to reach out! You can contact us at 407-896-9411 for further assistance or visit our website at Addition Financial for more details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $334,663,473 in used vehicle loans and $240,985,086 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used option, we are here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $138,639,499, making it easier than ever to find the right solution for your housing needs.

Unsecured Credit Cards

We also provide flexible terms on unsecured credit card loans. With a total of $77,578,208 in loans helping members manage their finances effectively, our credit cards can be a great way to earn rewards while maintaining control over your spending.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from reputable institutions guarantees that all offers presented are fair and transparent. LendMesh takes several measures to build trust with its users: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly.

User Testimonials

Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of the platform. By focusing on clarity and accuracy, LendMesh serves as a reliable partner in your search for the best loan rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.