Addition Financial Kissimmee FL Credit Union | Top Auto Loans & Easy Mobile Banking

Introduction

Welcome to Addition Financial, where your financial well-being is our top priority. Located at 3070 N Orange Blossom Trail, Kissimmee, FL 34741, our branch has been serving the community since 1937. With a strong commitment to our members, we have grown to support over 185,450 members and manage total assets of $2,667,041,814. At Addition Financial, we understand that banking is about more than just numbers; it's about building relationships and fostering trust. That's why our dedicated team, led by CEO Kevin Miller and Board President Richard Collins, works hard to provide personalized service tailored to your unique needs. Our experienced staff of 516 employees is always ready to assist you with a wide range of services including checking and savings accounts, auto loans, mortgages, and business banking solutions. While members can visit us at our convenient location in Kissimmee, official correspondence should be sent to the same address: 3070 N Orange Blossom Trail, Kissimmee, FL 34741. Whether you need assistance with your finances or are looking for ways to grow your savings, we're here to help. With total deposits reaching $145,313,393 and a net worth of $292,849,508, Addition Financial stands on solid ground. We pride ourselves on being a reliable partner in your financial journey. Our diverse offerings include 88,606 loans, ensuring there's something for everyone in our community. Ready to take the next step? We invite you to call us at 407-896-9411 or visit our website at www.additionfi.com to learn more about how we can serve you better. Join us at Addition Financial where your future is our mission!

Branch History & Mission

At Addition Financial, we proudly celebrate a rich history rooted in community support and financial empowerment. Since our inception in 1937, we have grown significantly, evolving from a small credit union to a robust financial institution serving over 185,000 members. Our branch located at 3070 N Orange Blossom Trail, Kissimmee, FL 34741 has been a cornerstone of the community for decades, providing personalized banking services that meet the diverse needs of our members. Our mission is straightforward yet impactful: to improve the financial well-being of our members and the communities we serve. We believe that everyone deserves access to reliable and affordable financial services. This commitment drives us to offer a variety of products including checking and savings accounts, auto loans, mortgages, and credit cards all designed with our members' best interests in mind. Over the years, Addition Financial has achieved remarkable milestones. With total assets exceeding $2.6 billion, we've positioned ourselves as a trusted partner in the financial journey of our members. Our branch's operating hours reflect our dedication to accessibility: Monday through Wednesday from 9 AM to 5 PM, Thursday from 10 AM to 5 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. Additionally, we offer convenient drive-thru banking and ATM access for quick transactions. While you can visit us at our Kissimmee location for all your banking needs, official correspondence should be sent to 3070 N Orange Blossom Trail, Kissimmee, FL 34741 if it differs from your mailing preferences. We take pride in not only providing essential financial services but also being an active participant in local outreach initiatives. By collaborating with various organizations in Osceola County, we strive to enhance the lives of those around us through education and community support programs. In an increasingly digital world, Addition Financial embraces technology while ensuring ADA compliance for all our services. We provide online banking options and mobile payments that make managing finances simple and efficient. If you're looking for a credit union that cares deeply about its members and their communities, consider joining Addition Financial today! Experience firsthand how we can help you reach your financial goals while being part of something bigger a community-focused family where your success is our priority. For more information or to become a member, visit us online at additionfi.com or give us a call at 407-896-9411. Join us in building a brighter future together!

Branch Location & Accessibility

Welcome to Addition Financial, your friendly neighborhood credit union located at 3070 N Orange Blossom Trail in the heart of Kissimmee, Florida. We are proud to serve the Osceola County community and are conveniently situated near popular landmarks such as the Osceola Heritage Park and the vibrant shopping areas along Orange Blossom Trail. Our location is designed with your needs in mind, making banking easy and accessible for everyone. While you can visit us at our branch address, official correspondence should be sent to the same address: 3070 N Orange Blossom Trail, Kissimmee, FL 34741. We offer ample parking right outside our doors, ensuring a hassle-free experience when you come to see us. Our facility is equipped with ADA-compliant features, including ramps and accessible entrances, making it easy for all members to visit. Our operating hours cater to your busy schedule: we're open Monday through Wednesday from 9 AM to 5 PM, Thursday from 10 AM to 5 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. Whether you need assistance with personal banking services like checking accounts or auto loans or want to explore options for mortgage refinancing or business banking solutions, our dedicated team is here for you. For your convenience, we also offer ATM access and drive-thru banking services so that you can handle your transactions quickly without leaving your car. If you're looking for a local credit union that values community relationships while providing essential financial services, look no further than Addition Financial. Have questions? Feel free to give us a call at 407-896-9411. We invite you to stop by our branch today and discover how we can help meet your financial needs!

Member Eligibility

At Addition Financial, we believe that everyone deserves the chance to be part of a community that truly cares. Joining us is simple and welcoming! If you live, work, or worship in our local area, you're likely eligible to become a member. We also extend membership to family members of existing members, making it easy for you to share the benefits of our supportive financial services with your loved ones. As a member of Addition Financial, you'll enjoy personalized service, competitive rates, and access to a variety of financial products designed to help you thrive. To learn more about the specific eligibility criteria and see if you qualify, please visit our website at http://www.additionfi.com/personal/get-started/addition-financial-membership. Once you're ready to take the next step, opening an account is just as easy! You can find all the details you need at http://www.additionfi.com/personal/get-started/addition-financial-membership. If you have any questions or need assistance, don't hesitate to reach out to us at (407) 896-9411. We can't wait for you to join our Addition Financial family at 3070 N Orange Blossom Trail Kissimmee Fl 34741!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,160,389, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a busy Friday evening at your local restaurant. Customers are flowing in, placing orders left and right. With our merchant services, you can easily process payments, manage inventory, and even track sales trends all from one platform. This means less time worrying about transactions and more time focusing on what you do best: serving your customers. Join us at Addition Financial, located at 3070 N Orange Blossom Trail Kissimmee Fl 34741 in Kissimmee, FL, and discover how our business banking and commercial services can pave the way for your success. For more information, give us a call at (407) 896-9411!

Comprehensive List Of Services

Business Banking Services

If you own a business or are just starting one, Addition Financial has got you covered. Our business banking services include merchant services that simplify payment processing and business loans that empower your growth. We understand that managing a business comes with its own set of challenges, so we strive to provide tools that can make your financial journey smoother.

Convenient Access Options

We know that convenience is key in today's fast-paced world. That's why we offer ATM and cash withdrawal services, ensuring you have access to your funds when you need them most. For those who prefer face-to-face interactions for simple transactions like deposits or withdrawals, our drive-thru banking service makes it easy and quick without leaving your vehicle.

Get Started Today!

With our commitment to excellence and member satisfaction, Addition Financial stands ready to support you in all aspects of your financial life. Whether you're exploring new ways to save or seeking guidance on investments, our knowledgeable team is here for you. Feel free to reach out at 407-896-9411 if you have any questions or want more information about how we can serve you best! Visit us today at our Kissimmee branch or explore more online at Addition Financial. We look forward to welcoming you into our community!

Personal Banking Solutions

Our personal banking offerings include checking and savings accounts that cater to your everyday needs. Imagine easily accessing your money through online and mobile banking, allowing you to check balances and make transactions from anywhere, anytime. If you're thinking about purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. For those considering home ownership, we offer mortgage loans and refinancing solutions tailored to fit various budgets. If life throws unexpected expenses your way, our personal loans and debt consolidation services can help you regain control without added stress. Plus, enjoy the perks of our credit cards with rewards, making every purchase count toward something special.

Digital & Online Banking

Key Features

With our online banking platform, you can access your accounts 24/7. From checking balances to transferring funds, everything you need is just a click away. Our user-friendly interface makes navigation simple, so you can focus on what matters most your financial goals. Need to send money to a friend? With our person-to-person transfer feature, you can quickly send cash without the hassle of writing checks or visiting a branch. Plus, if you're looking for an easy way to pay for everyday purchases, our mobile payments feature allows you to make transactions directly from your smartphone.

Security and Ease of Use

Your security is our top priority. We offer electronic signature authorization, ensuring that your transactions are safe and secure. You can also opt for e-statements to keep track of your finances while reducing paper clutter an eco-friendly choice that benefits everyone! For those who prefer managing their finances on the move, our mobile application provides all the tools you need in one convenient place. Check balances, pay bills, or apply for loans right from your phone. At Addition Financial, we're committed to making banking accessible and straightforward. Explore how our digital and online services can enhance your banking experience today!

Financial Strength

At Addition Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of trust when it comes to your finances, and we are proud to share our strong financial position with you. With a net worth of $292,849,508, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1090 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $601,582,426 in share certificates and $422,326,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,154, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $256,092,993 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; with $17,877 in used auto loans and $1,861,918,697 in total loans and leases available to support your financial goals across various sectors. Though our current net income is $0, it reflects our operational efficiency over time as we continue to focus on building value for our members through improved products and services. We also take pride in having 455 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Currently, we manage a total of 418,291 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Addition Financial is your trusted partner. Visit us at 3070 N Orange Blossom Trail Kissimmee Fl 34741 or call 407-896-9411 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $334,663,473 in used vehicle loans and $240,985,086 in new vehicle loans already helping members get on the road. We have flexible terms and options available for both new and used vehicles to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $116,160,389 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges; our loan products are here to support your journey towards success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $138,639,499, make buying or refinancing simple. We aim to provide straightforward solutions tailored to meet your housing needs.

Refinancing Options

If you are considering refinancing any of your existing loans, we offer competitive rates and eligibility options that can help reduce your monthly payments or lower your interest rates. Speak with one of our representatives for guidance tailored to your situation. For more information about our loan offerings or to discuss which option might be best for you, please feel free to reach out at (407) 896-9411 or visit us at 3070 N Orange Blossom Trail Kissimmee FL 34741. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate through your financial journey!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $77,578,208 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers to users. Each loan offer is carefully vetted to confirm that it comes from legitimate financial institutions, allowing users to trust the information they receive.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions about their financial futures. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and reliable LendMesh can be for anyone looking to secure a loan. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.