Addition Financial Forest City FL Credit Union | Affordable Auto Loans & Quick Personal Banking

Introduction

Welcome to Addition Financial, your trusted partner in financial growth since 1937! Located at 855 S State Road 434, Forest City, FL 32714, our branch is committed to serving the community with integrity and dedication. With a robust membership of over 185,450 individuals, we pride ourselves on being more than just a credit union; we are a family that values each member's financial journey. At Addition Financial, we understand that every dollar counts. That's why our total assets stand at an impressive $2,667,041,814, allowing us to provide competitive rates and flexible loan options tailored to meet your needs. With $145,313,393 in deposits and a net worth of $292,849,508, our strong financial foundation ensures that you can rely on us for all your banking needs. Whether you're looking for personal banking solutions like checking accounts and auto loans or business banking services such as merchant services and business loans, we have you covered. Under the leadership of CEO Kevin Miller and Board President Richard Collins, our team of 516 employees is dedicated to providing exceptional service. We strive to create a welcoming environment where members feel valued and supported. Our branch also features convenient services like online banking and ATMs for easy access to your funds anytime. If you have any questions or need assistance, don't hesitate to reach out to us at 407-896-9411. We invite you to visit us at our Forest City branch or explore our website at Addition Financial to learn more about how we can help you achieve your financial goals. Remember, while you can find us at our branch address for in-person visits, official correspondence should be sent to the same address: 855 South State Road 434, Forest City, FL 32714. Join the Addition Financial family today and experience the difference of a credit union that truly cares!

Branch History & Mission

Welcome to Addition Financial, a credit union that has been a cornerstone of the Forest City community since its establishment in 1937. Over the decades, we have grown from a small financial institution into a vibrant community partner, proudly serving over 185,000 members and managing total assets of $2667041814. Our branch is located at 855 S State Road 434, Forest City, FL 32714 a convenient spot for our members near local landmarks that reflect the heart of our community. At Addition Financial, our mission is clear: we strive to provide exceptional financial services while making a positive impact on our community. We believe in empowering our members with the tools they need to achieve their financial goals. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage financing, we aim to support you every step of the way. Since our inception, we've embraced innovation alongside tradition. We offer modern conveniences such as online banking and mobile payments while ensuring our services are accessible to everyone. Our commitment to ADA compliance ensures that all members can access our facilities and digital services without barriers. With amenities like drive-thru banking and ATM availability, we prioritize convenience for your busy lifestyle. While members can visit us at 855 S State Road 434 Forest City Fl 32714, official correspondence should be sent to 855 South State Road 434, Forest City, FL 32714. Our operating hours are designed with you in mind: Monday through Wednesday from 9 AM to 5 PM and Thursday through Friday from 10 AM to 5 PM for lobby services. Our drive-thru operates during the same hours for quick transactions. As we look back on our rich history, we're proud of the partnerships we've formed within the community and the various outreach programs we've initiated. From financial literacy workshops to supporting local charities, we are dedicated to giving back and fostering growth within Forest City. We invite you to join Addition Financial today and experience firsthand how we blend exceptional service with a genuine commitment to your financial well-being. Become part of a legacy that values community and strives for excellence because at Addition Financial, your success is our mission! For more information or to open an account, give us a call at (407) 896-9411 or visit us online at http://www.additionfi.com/.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility at Addition Financial. Our branch features ADA-compliant entrances and ramps, ensuring all members can easily access our services. Ample parking is available right outside the branch, making it easy for you to stop by without any hassle.

Call to Action

If you're in the area or looking for a new banking partner that truly cares about its members, we invite you to visit Addition Financial today! You can also reach us at 407-896-9411 if you have any questions or need assistance before your visit. We look forward to serving you!

Operating Hours & Services

Our friendly team is here to assist you during our lobby hours: Monday through Wednesday from 9 AM to 5 PM, Thursday from 10 AM to 5 PM, and Friday from 9 AM to 5 PM. If you prefer the convenience of drive-thru banking, we offer those same hours for quick deposits, withdrawals, and other simple transactions. In addition to traditional banking services like checking and savings accounts, we also provide auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions. For those who need cash on-the-go, we have an ATM on-site for your convenience.

Member Eligibility

Becoming a member of Addition Financial means joining a warm and welcoming community that truly cares about your financial well-being. If you live, work, or worship in the area around 855 S State Road 434 Forest City Fl 32714, you're already on your way to enjoying the benefits of membership! We strive to make banking accessible for everyone, so whether you're looking for personal banking options, auto loans, or even business services, we've got you covered. To learn more about the specific eligibility requirements, feel free to visit our website at http://www.additionfi.com/personal/get-started/addition-financial-membership. Once you see how easy it is to qualify, you'll be ready to take the next step towards opening your account with us. If you have any questions or need assistance, don't hesitate to call us at (407) 896-9411. We're excited to welcome you into the Addition Financial family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,160,389, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make everyday transactions easier for your business. Imagine having a reliable payment processing system that allows you to accept payments seamlessly, freeing up your time to focus on what really matters growing your business. From credit card processing to point-of-sale solutions, we provide the tools you need to enhance customer satisfaction and improve cash flow. Located at 855 S State Road 434 Forest City Fl 32714 in Forest City, FL, we're here to assist you every step of the way. Reach out today at (407) 896-9411 to learn more about how we can partner in your business success!

Comprehensive List Of Services

Business Support

For business owners, we have tailored solutions too! Our Business Banking services include everything from Merchant Services to secure financing through Business Loans. We're committed to helping local businesses thrive.

Call Us Today!

We invite you to visit us or give us a call at 407-896-9411 to learn more about how our comprehensive services can meet your financial needs. At Addition Financial, we're not just here for transactions; we're here for relationships supporting you every step of the way!

Convenient Access

In today's fast-paced world, convenience is key. Our digital offerings include robust Online & Mobile Banking, making it easy for you to manage your accounts anytime, anywhere. You can easily withdraw cash at our ATMs or take advantage of our basic drive-thru banking for quick transactions like deposits and withdrawals.

Financial Assistance

If you're facing unexpected expenses or need some extra cash, our Personal Loans and Debt Consolidation options can help lighten your load. We also offer Credit Cards with Rewards, giving you the chance to earn while you spend.

Home Financing Solutions

Thinking about buying a home? Our Mortgage Loans and Refinancing services provide competitive rates and flexible terms. We aim to make the home buying process easier so you can focus on what matters most finding the perfect place to call home.

Personal Banking

We offer various personal banking options tailored to fit your lifestyle. Whether you're looking for a Checking or Savings Account, our accounts come with features that help you manage your money effectively. Need funds for a new car? Our Auto Loans and Vehicle Financing make it simple and straightforward, allowing you to drive off with confidence.

Digital & Online Banking

At Addition Financial, we understand that managing your finances should be simple and secure. That's why we offer a range of digital and online banking services designed to make your banking experience as convenient as possible. With our 24/7 online banking services available at http://www.additionfi.com/, you can access your accounts anytime, anywhere. Need to check your balance or transfer funds? You can do it all with just a few clicks. Plus, with our electronic signature authorization, signing documents is quick and hassle-free, allowing you to complete transactions without ever stepping foot in the branch. For those who prefer going paperless, we provide e-statements so you can view your account activity online whenever you want. This not only helps the environment but also keeps your financial information secure and easily accessible. Our mobile application enhances your banking on the go. Whether you're making mobile payments or sending money through person-to-person transfers, everything is right at your fingertips. With our app, managing your finances has never been easier or more efficient. Security is our top priority. We utilize advanced encryption technology to protect your personal information, ensuring that every transaction you make is safe and secure. At Addition Financial, we aim to provide an accessible and user-friendly experience for all members. Our digital banking services empower you to take control of your finances in real-time, giving you peace of mind no matter where life takes you. If you're ready to experience effortless banking, visit us online today!

Financial Strength

At Addition Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a net worth of $292,849,508, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.90% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $601,582,426 in share certificates and $422,326,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,154, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $256,092,993 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; with $18,619,186,97 in total loans and leases and $17,877 in used auto loans alone, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which allows us to continue providing competitive loan rates and solid financial products for our members. We also take pride in having 455 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 418,291, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Addition Financial is your trusted partner. Visit us at 855 S State Road 434 Forest City FL 32714 or call 407-896-9411 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

At Addition Financial, we understand that life can present various financial needs, whether you're looking to buy a new car, purchase a home, or manage day-to-day expenses. Our wide range of loan products is designed to help you achieve your goals with ease. With over 88,606 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're thinking about buying a new car, you'll be pleased to know that we offer some of the lowest rates in the industry. We currently have over $334,663,473 in used vehicle loans and $240,985,086 in new vehicle loans already helping our members get on the road. If homeownership is on your mind, our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $138,639,499. These loans make the process of buying or refinancing your home simple and straightforward. For those looking for flexibility in managing finances, we also provide unsecured credit card loans with a total of $77,578,208 in loans. This option allows you to make purchases or consolidate debt without collateral requirements. Business owners will find value in our outstanding commercial loans totaling $116,160,389, providing essential capital needed for growth and expansion. We invite you to explore our refinancing options as well! Whether you're looking to lower your monthly payments or tap into your home's equity for other expenses, we have solutions tailored just for you. Our branch is conveniently located at 855 S State Road 434, Forest City, FL 32714. If you have any questions or would like more information about our loan offerings, please don't hesitate to call us at 407-896-9411. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Addition Financial, we're here to support you every step of the way as you navigate your financial journey.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh helps users navigate the complex world of loans with ease. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers tailored to their needs. One key benefit of using LendMesh is its Verified Data. All loan offers are sourced from legitimate financial institutions, ensuring transparency in the rates provided. Users can trust that they are comparing legitimate options without any hidden agendas. Additionally, LendMesh features No Sponsored Listings, meaning lenders are not prioritized based on paid promotions. The goal is to deliver unbiased results, allowing users to make choices based solely on their financial needs. Another advantage is the Real-Time Rate Comparisons available on LendMesh. Users have access to up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly and effectively. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To start finding the best loan rates for your needs, compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*