Addition Financial Clermont FL Credit Union | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to Addition Financial, your trusted partner in financial success located at 2390 E Highway 50, Clermont, FL 34711. Established in 1937, we have proudly served our community for over 85 years, growing into a robust credit union with a strong commitment to our members and their financial well-being. With 185,450 members and a total asset base of over $2.6 billion, we are dedicated to providing personalized banking solutions that make a real difference in the lives of those we serve. At Addition Financial, we understand that every member has unique needs. That's why we offer a diverse range of services, from checking and savings accounts to auto loans, mortgages, personal loans, and business banking solutions. With our total deposits reaching $145,313,393 and net worth of $292,849,508, you can trust that your money is in safe hands. Our team of 516 employees, led by CEO Kevin Miller and Board President Richard Collins, is here to assist you every step of the way. While members can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 2390 E Highway 50, Clermont, FL 34711-6005. With convenient lobby hours from Monday to Friday and Saturday drive-thru service available as well, we're here when you need us most. Join us today and experience the community-focused banking that sets Addition Financial apart. Whether you're looking to open an account or explore loan options, call us at 407-896-9411 or visit our website at www.additionfi.com for more information. Let's work together towards achieving your financial goals!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Our Clermont branch embraces digital advancements that make banking easier for our members. With features like online banking and mobile payments available at your fingertips, managing your finances has never been more convenient. We also ensure that our facilities are ADA compliant so everyone can access our services without barriers. While members can visit us at 2390 E Highway 50, official correspondence should be sent to 2390 E Highway 50, Clermont, FL 34711-6005. If you need assistance or have questions about your account or services, feel free to contact us at 407-896-9411 during our operating hours: Monday through Wednesday from 9 AM to 5 PM; Thursday from 10 AM to 5 PM; Friday from 9 AM to 5 PM; and Saturday from 9 AM to 1 PM.

Join Us Today!

We invite you to become part of the Addition Financial family. Experience firsthand how our member-focused approach can help you achieve your financial goals while supporting the community you love. Together, let's build a brighter future for Clermont!

Our Mission

At Addition Financial, our mission is simple yet profound: we exist to empower our members through personalized financial solutions while giving back to the communities we serve. We understand that every member's needs are unique, which is why we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. We believe in the importance of community support. Our efforts go beyond just providing financial products; we actively engage in partnerships and outreach programs that enhance the well-being of those around us. From educational workshops to local sponsorships, we're dedicated to making a difference in Clermont and beyond.

Branch Location & Accessibility

Accessibility Features

We believe that banking should be accessible for everyone. Our facility is ADA compliant and features ramps for easy entry. No matter your mobility needs, our team is dedicated to ensuring that every member feels welcome and comfortable during their visit.

Get in Touch!

Have questions or want more information? Don't hesitate to reach out! You can call us at (407) 896-9411. We're excited to help you with all your financial needs! Visit us today at Addition Financial Clermont Branch where community matters and banking is made easy!

Location Highlights

Our branch is situated in the heart of Lake County, making it a prime location for residents and visitors alike. Just a short drive from popular spots like the Clermont Waterfront Park and the scenic Lake Minneola, you can easily fit a visit to us into your day. With ample parking available right outside, you'll never have to worry about finding a spot.

Operating Hours

At Addition Financial, we understand that life can get busy. That's why our lobby hours are designed to accommodate your schedule: Monday through Wednesday from 9 AM to 5 PM, Thursday from 10 AM to 5 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. We also offer ATM services around the clock for those times when you need cash outside regular hours.

Services Offered

We take pride in offering a wide array of financial services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our friendly staff is always ready to assist with any questions you may have about our services or help guide you through the application process.

Member Eligibility

Joining the Addition Financial family is more than just opening an account; it's about becoming part of a supportive community dedicated to your financial well-being. If you're looking to become a member, you'll be pleased to know that eligibility is open to anyone who lives, works, worships, or attends school in the areas we serve. This means that if you're in or around Clermont, you could easily take advantage of our friendly services and benefits. To learn more about our specific eligibility criteria, feel free to check out this link for detailed information. Once you're ready to join us at Addition Financial, opening an account is a straightforward process. You can find all the necessary steps on our website at this page. Should you have any questions or need assistance along the way, don't hesitate to give us a call at (407) 896-9411. We're excited to welcome you to our community at 2390 E Highway 50 Clermont Fl 34711 and help you achieve your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,160,389, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that help streamline daily operations. Imagine having the ability to accept payments from customers quickly and securely right at your fingertips. Our services can enhance customer satisfaction while providing you with the tools to manage transactions efficiently. Visit us at 2390 E Highway 50, Clermont, FL 34711 or call us at 407-896-9411 to learn more about how Addition Financial can help your business thrive!

Comprehensive List Of Services

Convenient Access Anytime

We also provide essential services like ATM access for quick withdrawals and balance checks. With one conveniently located ATM right here at our Clermont branch, you can manage your cash flow easily without needing to visit a branch. At Addition Financial, we believe that banking should be straightforward and accessible. Whether you're visiting us in person or using our online services, we're committed to providing you with an exceptional experience. If you'd like to learn more about how we can assist you or if you're ready to open an account today, please call us at 407-896-9411 or visit our website at additionfi.com. We look forward to serving you!

Flexible Financing Options

If you're considering purchasing a vehicle or refinancing an existing loan, our auto loans and vehicle financing options provide competitive rates tailored to fit your budget. For those looking to buy a home, our mortgage loans and refinancing services can guide you through the process, whether it's your first home or an investment property. Need extra cash for unexpected expenses? Our personal loans and debt consolidation solutions can help streamline your finances and lower monthly payments. Plus, our credit cards come with rewards that make every purchase more rewarding.

Personal Banking Made Easy

Whether you're opening a new checking or savings account, our personal banking options are designed for your everyday needs. Imagine managing your finances effortlessly from anywhere through our online and mobile banking platforms. You can check balances, transfer funds, and pay bills with just a few taps on your phone. Our mobile app also supports features like mobile payments and person-to-person transfers, making it easier than ever to send money to friends or family.

Supporting Your Business

For business owners in the community, Addition Financial offers robust business banking services, including merchant services and business loans. We understand that running a business comes with its own set of challenges, which is why we're here to support you with the right financial tools.

Digital & Online Banking

Key Services

Our online banking platform not only provides you with the convenience of real-time account management but also keeps your information safe. You can rest assured knowing that we use the latest security measures to protect your personal data. Plus, with features like electronic signature authorization, signing important documents has never been easier or more secure. For those who prefer the paperless route, we offer e-statements that allow you to view and download your account statements whenever you need them. No more waiting for mail stay organized and eco-friendly!

On-the-Go Banking

Our mobile application makes it even simpler to manage your finances on the go. Whether you want to make person-to-person transfers or utilize our mobile payments feature, everything is right at your fingertips. This way, you can easily send money to friends or make purchases without carrying cash. With Addition Financial, banking is not just about transactions; it's about making your life easier. Our user-friendly platform ensures that you have all the tools you need for effective money management, all while enjoying peace of mind knowing your information is secure. Join us today and experience how simple banking can be!

Financial Strength

Growing Member Base

Total Share Accounts stand at an impressive 418,291, showing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments) total $58,843,510, further showcasing our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Addition Financial is your trusted partner. Visit us at 2390 E Highway 50 Clermont Fl 34711 or call 407-896-9411 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our net income of $0 reflects our operational efficiency during this period. While this number may seem low now, it enables us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 455 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $256,092,993 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $17,877 in used auto loans and a total of $1,861,918,697 in loans and leases, supporting members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $601,582,426 in share certificates and $422,326,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,154, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $292,849,508, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.90% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Are you looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already provided $334,663,473 in used vehicle loans and $240,985,086 in new vehicle loans to help our members get on the road with confidence. Whether you're purchasing a brand-new vehicle or a reliable used one, we have options that can fit your budget.

Business Financing

For business owners seeking capital for growth and expansion, we also offer outstanding commercial loans totaling $116,160,389. These loans are tailored to support various business needs and help entrepreneurs thrive. At Addition Financial, we understand that each member's financial journey is unique. That's why we offer refinancing options as well as eligibility assessments to ensure you get the best product suited for your situation. For more information about our loan offerings or to discuss your specific needs with one of our financial experts, please call us at 407-896-9411. You can also explore membership eligibility and open an account through our website: Addition Financial. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines

Our total credit lines amount to $451,059,369, giving members access to funds when they need them most. This can be a great option for those looking for flexibility in their spending without committing to a fixed loan amount.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $138,639,499. With competitive rates and flexible terms, we're here to help you navigate the path to owning your own home.

Unsecured Credit Card Loans

For those managing everyday expenses or unexpected costs, we provide flexible terms on unsecured credit card loans. Currently, we have issued $77,578,208 in these loans, allowing our members to manage their finances effectively while enjoying the benefits of rewards and low fees.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means that users receive fair and clear offers without hidden terms or misleading information. - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the tool's effectiveness in finding the best loan rates available. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.