Addition Financial Chuluota FL Credit Union | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Addition Financial, your trusted partner in financial growth since 1937. Located at 1948 W County Road 419, Chuluota, FL 32766, our branch is dedicated to serving the community with a range of banking solutions tailored to meet your needs. With over 185,450 members and total assets exceeding $2.6 billion, we take pride in fostering a welcoming environment where everyone can achieve their financial goals. At Addition Financial, we understand that each member's journey is unique. That's why we offer personalized services from checking and savings accounts to auto loans and mortgage refinancing. Our commitment extends beyond just numbers; we aim to make a genuine impact in our community by supporting local initiatives and providing accessible financial education. Under the leadership of CEO Kevin Miller and Board President Richard Collins, our team of 516 employees works diligently to ensure you receive exceptional service. Whether you're visiting us in person or accessing our services online at www.additionfi.com, we are here for you every step of the way. While you can always visit us at our branch location, official correspondence should be sent to the same address: 1948 W County Road 419, Chuluota, FL 32766. Feel free to reach out at 407-896-9411 for any inquiries or assistance. Join us today and experience banking that puts you first!

Branch History & Mission

At Addition Financial, the journey began in 1937 when our doors first opened in Chuluota, Florida. Over the years, we have blossomed into a trusted financial partner for over 185,000 members. Our dedication to serving our community has fueled our growth and solidified our legacy as a pillar of support in the area. Located at 1948 W County Road 419, Chuluota, FL 32766, we invite you to visit us and experience our friendly atmosphere firsthand. Whether you're near local landmarks or just passing through, you'll find that Addition Financial is always ready to help you with your banking needs. If you need to send us official correspondence, feel free to use our mailing address: 1948 W County Road 419, Chuluota, FL 32766. Our mission at Addition Financial is simple yet powerful: to empower individuals and families by providing exceptional financial services while enhancing the community's well-being. We believe that everyone deserves access to affordable banking options and personalized support. This commitment drives us to offer a wide range of services from personal banking accounts and auto loans to mortgage financing and business solutions. In addition to traditional banking services, we have embraced digital advancements to make banking easier for our members. With features like online banking, mobile payments, and e-statements, we ensure that managing your finances is both convenient and accessible. We also take pride in being ADA compliant so that all members of our community can benefit from our services. Our branch operates with dedicated hours: Monday through Wednesday from 9 AM to 5 PM, Thursday from 10 AM to 5 PM, and Friday from 9 AM to 5 PM. Our drive-thru service adds an extra layer of convenience for those on the go. As we look back on our history, we also celebrate the many partnerships we've formed along the way each one helping us strengthen our outreach efforts and enhance community support. From local events to charity drives, Addition Financial remains committed to making a positive impact in Chuluota and beyond. We invite you to join the Addition Financial family today! Experience firsthand how we can help you achieve your financial goals while supporting our vibrant community. Call us at 407-896-9411 or visit our website at Addition Financial for more information on becoming a member. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Addition Financial's Oviedo Branch, located at 1948 W County Road 419 in the charming town of Chuluota, FL. Nestled in the heart of Seminole County, our branch is easy to reach and offers a friendly atmosphere for all your banking needs. Whether you're coming from nearby landmarks like the scenic Lake Mills Park or traveling through the vibrant neighborhoods of Chuluota, you'll find our location convenient and accessible. At Addition Financial, we prioritize your comfort and accessibility. Our branch features ADA-compliant facilities, ensuring everyone can enjoy a seamless experience. There's ample parking available right outside for your convenience, making it easy for you to pop in whether you're running errands or stopping by specifically for your banking needs. We understand that your time is valuable, which is why we offer flexible operating hours. Our lobby is open from 9 AM to 5 PM on Monday through Wednesday and Friday, with extended hours until 5 PM on Thursday. If you prefer drive-thru banking, we provide this service during the same hours as our lobby, so you can choose the method that works best for you. For those who need quick access to cash or account information, we have an ATM available on-site. You can easily withdraw funds or check your balance without stepping inside. Plus, if you're looking for personalized assistance or want to learn more about our services including checking and savings accounts, auto loans, and credit cards with rewards don't hesitate to give us a call at 407-896-9411. While members can visit us at our Chuluota branch address, official correspondence should be sent to the same address: 1948 W County Road 419, Chuluota, FL 32766. We are here to help you navigate your financial journey with ease. We invite you to come by Addition Financial's Oviedo Branch today! Experience our welcoming environment firsthand and discover how we can support your financial goals.

Member Eligibility

Becoming a member of Addition Financial means joining a caring community that prioritizes your financial well-being. If you're interested in becoming part of our family, it's quite simple! Individuals who live, work, or worship in the areas we serve are eligible to join. This includes those who have family members already with us, making it easy to bring your loved ones along for the journey. The benefits of membership at Addition Financial are substantial; you'll enjoy personalized service, competitive rates on loans and savings, and access to a wide range of financial products tailored just for you. To learn more about the eligibility requirements, you can visit our website at http://www.additionfi.com/personal/get-started/addition-financial-membership, where we provide all the details you need. Once you're ready to open an account and start enjoying these benefits, simply follow the instructions at http://www.additionfi.com/personal/get-started/addition-financial-membership. If you have any questions or need assistance, feel free to give us a call at (407) 896-9411. We're excited to welcome you to Addition Financial, located at 1948 W County Road 419 Chuluota Fl 32766!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,160,389, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services help streamline your payment processes. Imagine serving customers who can pay easily with various options credit cards, mobile payments, or even online transactions. This convenience not only enhances customer satisfaction but also boosts sales. Join us at Addition Financial and discover how our tailored solutions can fuel your business success! Visit us at 1948 W County Road 419, Chuluota, FL 32766 or call us at 407-896-9411 for more information.

Comprehensive List Of Services

Additional Financial Support

For those looking to consolidate debt or finance personal projects, our personal loans are available at competitive rates. Plus, with credit cards that offer rewards, you can earn while you spend perfect for those everyday purchases that add up!

Business Banking Services

We don't just cater to individuals; our business banking services are also robust. From merchant services that simplify payment processing to business loans designed to fuel your growth, Addition Financial supports local businesses in thriving within their communities.

Convenient Access Points

Accessibility is key. At our branch, you'll find basic drive-thru banking services where deposits and withdrawals can be completed quickly and efficiently. For those who prefer ATMs, our facilities offer easy access for cash withdrawals and balance checks whenever you need them.

Emphasis on Digital Banking

In today's fast-paced world, convenience matters more than ever. That's why we emphasize digital banking features like mobile payments and person-to-person transfers allowing you to send money securely with just a few taps on your smartphone. If you're ready to explore how Addition Financial can assist with your financial journey, don't hesitate to reach out! You can visit us at 1948 W County Road 419 Chuluota, FL 32766, or give us a call at 407-896-9411. Our friendly team is eager to help you discover all the ways we can support your financial goals. Join us today and experience the Addition Financial difference!

Personal Banking Solutions

Starting with personal banking, we offer various checking and savings accounts designed for everyday use. Imagine having the flexibility to manage your finances easily through our user-friendly online and mobile banking platforms. You can check balances, transfer funds, and even pay bills from the comfort of your home or on-the-go. If you're considering buying a new vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. We understand that purchasing a home is one of the biggest decisions you'll make, which is why our mortgage loans and refinancing solutions are here to help you navigate this important step in life.

Digital & Online Banking

Enjoy the Benefits of E-Statements and Mobile Payments

Say goodbye to paper clutter! With our e-statements availability, you can view your account statements digitally whenever you need them. This not only saves trees but also helps keep your sensitive information safe and organized. And if you're looking for a fast way to pay for everyday purchases, our mobile payments feature lets you use your phone to make transactions securely and efficiently.

Key Features of Our Digital Banking Services

With our online banking platform, accessible at http://www.additionfi.com/, you can effortlessly manage your accounts. Check balances, view transaction history, and transfer funds with just a few clicks. Plus, our 24/7 online banking services mean you're never left waiting for help your money is always within reach. For those who prefer mobile banking, our user-friendly mobile application makes it simple to handle your financial needs on the go. Need to send money to a friend? Use our person-to-person transfer feature to make quick and easy payments without hassle. If you're more comfortable with paperless options, you'll appreciate our electronic signature authorization, which allows you to sign documents securely from anywhere.

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We prioritize your security as much as we value convenience. Our online banking tools come equipped with the latest security features to protect your personal information while ensuring a smooth experience. Whether you're at home or out running errands, managing your finances has never been easier. Join us at Addition Financial and take advantage of these digital banking solutions that fit into your lifestyle. Explore all that we have to offer at http://www.additionfi.com/ today!

Financial Strength

At Addition Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that when it comes to your finances, you want a partner you can trust. That's why we are committed to maintaining a robust financial position, ensuring your peace of mind. With a net worth of $292,849,508, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.90% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $601,582,426 in share certificates and $422,326,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,154, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to our impressive assets, we have $256,092,993 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. With $17,877 in used auto loans and $1,861,918,697 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our current net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 455 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With net shares totaling $58,843,510 available for lending and investments and over 418,291 share accounts, it's clear that many people trust Addition Financial with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Addition Financial is your trusted partner. Visit us at 1948 W County Road 419 Chuluota FL 32766 or call us at 407-896-9411 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $334,663,473 in used vehicle loans and $240,985,086 in new vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable used vehicle, our financing options make it easy for you to drive away happy.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $116,160,389 provide the capital needed to grow and expand your operations. We understand that having access to funds can make all the difference in achieving success. At Addition Financial located at 1948 W County Road 419 Chuluota FL 32766, our goal is to support your financial journey every step of the way. If you're interested in learning more about our loan offerings or eligibility options for refinancing existing loans, feel free to reach out at 407-896-9411 or visit our website at additionfi.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you secure the financing that best fits your needs!

Credit Lines and Unsecured Loans

For those looking for flexibility in managing expenses, we offer credit lines totaling $451,059,369. This can be an excellent way to handle unexpected costs or projects without dipping into savings. Additionally, our unsecured credit card loans amounting to $77,578,208 provide you with the power to make purchases when needed while managing payments effectively.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $138,639,499, make buying or refinancing simple. We believe that owning a home should be an attainable dream for everyone. Let us guide you through the process with clear terms and personalized service.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means you can trust the loan information presented to you.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions enable you to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.