Addition Financial Apopka FL Credit Union | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Addition Financial, your trusted partner in financial success since 1937! Located conveniently at 847 S Orange Blossom Trl, Apopka, FL 32703, we are dedicated to providing a range of services tailored to meet your needs. With a robust membership of over 185,450 individuals and total assets exceeding $2.6 billion, we pride ourselves on being a strong and stable credit union in the community. At Addition Financial, we believe in empowering our members with the tools and resources they need to achieve their financial goals. Our commitment is reflected in our extensive offerings including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. We currently manage $145,313,393 in deposits and have facilitated 88,606 loans and leases for our valued members. Our leadership team is here to guide you every step of the way. Under the direction of CEO Kevin Miller and Board President Richard Collins, Addition Financial is focused on building long-lasting relationships based on trust and reliability. Our staff of 516 employees is ready to assist you during our lobby hours from 9 AM to 5 PM Monday through Wednesday and Friday, with extended hours until 7 PM on Thursdays, as well as Saturday service from 9 AM to 1 PM. While members can visit us at our branch address for all banking needs, official correspondence should be sent to the same location: 847 S. Orange Blossom Trail, Apopka, FL 32703. Ready to experience personalized service? Give us a call at 407-896-9411, or visit our website at www.additionfi.com today! Join us in making your financial journey smoother and more rewarding.

Branch History & Mission

Commitment to Community

Our roots are deeply embedded in the local community. We understand that when our members thrive, so does Apopka. That's why we prioritize community engagement through various initiatives and programs designed to empower individuals and families. Whether it's sponsoring local events or supporting educational programs, we're dedicated to making a positive impact.

Join Us Today!

As we continue to grow and adapt to the needs of our members, we invite you to join Addition Financial. Experience firsthand the benefits of being part of a credit union that truly cares about its members' financial health and community welfare. Together, let's build a brighter financial future! For more information or to become a member today, please call us at 407-896-9411 or visit our website.

Modern Services for Every Need

In addition to our commitment to community support, Addition Financial embraces modern technology to enhance member experiences. Our members can easily access online banking, mobile payments, and other digital services designed for convenience and security. Plus, with our ADA-compliant facilities, we ensure that everyone feels welcome at our branch. While members can visit us at 847 S Orange Blossom Trail in Apopka for all their banking needs our lobby hours are Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM official correspondence should be sent to the same address. For those on the go, we also offer drive-thru services for quick transactions.

Our Mission

The mission of Addition Financial is simple yet powerful: we strive to improve the financial well-being of our members and the communities we serve. We believe that everyone deserves access to quality financial services, which is why we offer a wide range of products, from personal banking and auto loans to mortgage refinancing and credit cards with rewards. Our commitment extends beyond traditional banking; we actively engage in community outreach efforts and partnerships aimed at fostering economic growth and stability.

Branch Location & Accessibility

Contact Us

If you have questions or need assistance, feel free to give us a call at 407-896-9411. Our friendly staff is eager to help! We invite you to stop by the Apopka Branch today; whether you're looking for personal banking services or just want some financial advice, we're here for you every step of the way. Visit us soon we look forward to serving you!

Getting Here and Parking

Our branch is designed with accessibility in mind. We offer ample parking spaces right outside our doors, so you can easily pull in and visit us without any hassle. If you have mobility needs, rest assured that we are ADA compliant, featuring ramps and accessible entrances for your convenience.

Operating Hours

We know that life can get busy! That's why our lobby hours are set to accommodate your schedule: we're open Monday through Wednesday from 9 AM to 5 PM, Thursday from 10 AM to 5 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. If you prefer the drive-thru option, it operates on the same schedule as the lobby for quick and easy transactions.

Services Offered

At Addition Financial, we offer a range of services tailored just for you. From checking and savings accounts to auto loans and mortgages, our team is ready to assist with all your financial needs. Plus, enjoy the convenience of ATM access and basic drive-thru banking for deposits or withdrawals making banking even simpler!

Member Eligibility

Welcome to Addition Financial, where becoming a member feels like joining a close-knit family dedicated to your financial well-being! If you're looking to enjoy the benefits of personalized service and community-focused banking, you're in the right place. To become a member at Addition Financial, you'll need to meet some friendly eligibility requirements that generally include living, working, or attending school in the areas we serve. This means if you're in our local community, we'd love to have you join us! For complete details about eligibility, feel free to check out this resource. Once you know you're eligible, opening an account is a breeze! You can start this simple process by visiting our website or giving us a call at (407) 896-9411. Our team is here to guide you every step of the way. With your membership, you'll gain access to a range of services designed with your needs in mind, from checking and savings accounts to auto loans and more. Come visit us at 847 S Orange Blossom Trl Apopka Fl 32703 and discover all the ways Addition Financial can help you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, we offer robust merchant services that help businesses thrive. Imagine seamlessly processing transactions while keeping track of sales data all at your fingertips. Our tools simplify payment acceptance so you can focus on what you do best: running your business. Located at 847 S Orange Blossom Trl Apopka Fl 32703 in Apopka, FL, we invite you to explore how our tailored solutions can enhance your business operations. Call us at (407) 896-9411 to learn more about how we can assist you today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,160,389, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With ATMs available at our branch and throughout the community, accessing cash has never been easier. Whether you're running errands or planning a night out, you'll always have cash when you need it.

Auto Loans & Vehicle Financing

If you're considering purchasing a new vehicle, our auto loans and vehicle financing options make it simple. We understand that buying a car is a significant investment, so we offer flexible terms that fit your budget. Picture yourself driving off in your new car without the stress of complicated financing!

Basic Drive-Thru Banking

Our drive-thru service allows for quick deposits, withdrawals, and simple transactions without leaving your car perfect for those busy days when time is tight! At Addition Financial, we're here to make banking straightforward and accessible for everyone in Apopka and beyond. If you'd like more information about any of these services or want assistance getting started, feel free to reach out at 407-896-9411 or visit us today! Let's take this journey together toward better financial health!

Business Banking

For small business owners, we offer tailored business banking solutions including merchant services and business loans. Your business deserves financial support that understands its unique challenges. Let us help you grow and thrive!

Credit Cards with Rewards

Our credit cards come with rewards programs that allow you to earn points on everyday purchases. Imagine shopping for groceries and earning rewards towards your next vacation! It's an effortless way to make your spending work for you.

Mortgage Loans & Refinancing

For those ready to buy a home or refinance an existing mortgage, our mortgage loans provide attractive rates and personalized service. Our team will walk you through the process, making it easier than ever to secure the home of your dreams.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services. Check balances, transfer funds, or deposit checks all from the comfort of your home or on-the-go with just a few taps on your smartphone.

Personal Banking

Our personal banking services include checking and savings accounts designed to fit various lifestyles. Imagine being able to manage your day-to-day expenses while also saving for that dream vacation! With our competitive interest rates and easy online access, your money works harder for you.

Personal Loans & Debt Consolidation

Need some extra cash? Our personal loans can help with everything from unexpected expenses to consolidating debt. We know life can be unpredictable, and having access to funds when needed can provide peace of mind.

Digital & Online Banking

Key Features

With features like electronic signature authorization, you can complete important transactions without the hassle of printing documents. This not only saves time but also adds an extra layer of convenience to your banking experience. You can also opt for e-statements to keep track of your financial activities while reducing paper clutter it's good for you and great for the environment! For those who enjoy making quick payments or sending money to friends and family, our person-to-person transfer option is a fantastic addition. You can send money instantly without the need for cash or checks. Plus, if you're looking to make purchases effortlessly, our mobile payments feature allows you to use your phone for transactions at participating locations. Security is a top priority at Addition Financial. Our online banking services utilize advanced security measures to protect your information, giving you peace of mind while managing your accounts. We're dedicated to providing accessible and user-friendly services that empower you to take control of your financial journey. Experience the ease of banking with us today!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at an impressive 418,291, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $58,843,510, we are well-positioned to meet your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Addition Financial is your trusted partner. Visit us at 847 S Orange Blossom Trl Apopka Fl 32703 or call [407-896-9411](tel:4078969411) to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $601,582,426 in share certificates and $422,326,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at just $3,154, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, showing our commitment to maintaining a balanced budget while focusing on member satisfaction. We also take pride in having 455 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $256,092,993 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals across various sectors. Currently, we have $17,877 in used auto loans and a total of $1,861,918,697 in loans and leases available for our members.

Solid Financial Health

With a net worth of $292,849,508, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.90% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $334,663,473 in used vehicle loans and $240,985,086 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new model or a reliable used vehicle, we have options tailored for every budget.

Credit Lines and Refinancing Options

Additionally, our total credit lines amount to $451,059,369, providing members with access to funds when they need them most. If you're considering refinancing any existing loans or are curious about eligibility options for any of our loan products, our knowledgeable staff is ready to assist you every step of the way. At Addition Financial, we are committed to helping you navigate your financial journey with confidence. For further details about our loan offerings or eligibility requirements, visit us online at Addition Financial or call us today at 407-896-9411. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial success starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $138,639,499, making it easier than ever to secure your dream home. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $77,578,208 in loans helping members manage their finances effectively. This option allows you to cover unexpected expenses or make purchases without tying up your savings.

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