Welcome to Act 1st Federal Credit Union, a trusted financial institution established in 1950 and headquartered in LaVale, MD. With a mission to empower our community, including dedicated military members, we prioritize providing exceptional financial services that foster growth and stability. Under the leadership of CEO Stephanie Boyd and Board President Shawnee McElfish, we are committed to cultivating a member-first approach that ensures all individuals have access to the resources they need for financial success.

As an NCUA-insured credit union since May 3, 1971, we offer peace of mind alongside innovative banking solutions. Members can enjoy modern conveniences such as online banking, a mobile application for banking on-the-go, P2P transfers for seamless transactions between friends and family, e-statements for easy record-keeping, mobile payments for quick purchases, and electronic signature authorization for hassle-free document handling. Our dedication to accessibility means you can connect with us anytime at our official website: https://www.act1stfcu.org/ or reach us via fax at 3017292147. Join us at Act 1st Federal Credit Union, where your financial journey is our priority.

At Act 1st Federal Credit Union, we are committed to providing our members with a comprehensive suite of financial services designed to meet their everyday banking needs and support their long-term goals. Our offerings include personal banking solutions such as checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as personal loans for debt consolidation. For small business owners, we provide business banking services that encompass merchant services and business loans. With our commitment to innovation, members can also take advantage of our online banking platform, mobile application, and convenient features like person-to-person transfers, mobile payments, e-statements, and electronic signatures. These digital tools empower our members to manage their finances effortlessly from anywhere.

We understand that every member's journey is unique, whether you're planning for life milestones or growing a small business. That's why we strive to make banking accessible and straightforward. Membership eligibility is designed to be inclusive; you can learn more about the qualifications by visiting https://www.act1stfcu.org/perks/ . Additionally, if you're in the market for a loan or looking to compare rates, our partnership with lending resources allows you to check options easily at https://www.lendmesh.com . Our team is dedicated to supporting you every step of the way; feel free to reach out at (301) 729-2147 for personalized assistance or any inquiries you may have. At Act 1st Federal Credit Union, your financial wellbeing is our priority, and we are here to help you thrive.

Act 1st Federal Credit Union stands as a beacon of trust and stability in the financial landscape, serving its community since 1950. With a total membership of 12,141, Act 1st has cultivated a strong, loyal base that reflects its commitment to member satisfaction and community engagement. The credit union boasts impressive total assets amounting to 143,373,113, which underscores its robust financial health and ability to support members' needs effectively.

The net worth of 10,211,545 showcases the credit union's solid foundation, enabling it to offer competitive rates on loans and deposits while maintaining a healthy net worth ratio of 712. This figure is particularly telling of Act 1st's commitment to fiscal responsibility and long-term sustainability, ensuring that members’ investments are safe and secure. Additionally, with total deposits reaching 12,609,293 and total loans and leases at 5,673, Act 1st demonstrates its capability to facilitate a wide range of financial services tailored to meet diverse member needs.

A dedicated team of 43 professionals supports this thriving institution, ensuring personalized service that enhances the member experience. Whether it's for auto loans, personal loans, or even commercial financing with a volume of , Act 1st is equipped to provide valuable financial solutions that empower its members.

The credit union's outstanding performance is further reflected in its commitment to transparency and community impact, as evidenced by its consistent engagement with members and dedication to fostering their financial growth. While the net income currently stands at 0, the positive trajectory indicates potential for future expansion and enhanced services.

In an era where trust is paramount, Act 1st Federal Credit Union remains a reliable partner for individuals seeking financial stability and growth. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

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