A.c.p.e. Credit Union Laramie WY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to A.c.p.e., your trusted financial partner located at 2835 E Grand Ave, Laramie, WY 82070. Since our establishment in 1957, we have proudly served our community, helping over 4,700 members achieve their financial goals. With total assets exceeding $66 million and a solid net worth of $7,021,590, we are committed to providing secure and reliable financial services tailored to your needs. At A.c.p.e., we understand the importance of building lasting relationships with our members. Our dedicated team of 16 employees, led by CEO Marcia Dent and Board President James Dahl, works tirelessly to ensure that you receive the best support possible. Whether you need personal banking solutions, auto loans, or business services, we're here for you every step of the way. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to the same address: 2835 E Grand Ave, Laramie, WY 82070-5276. We invite you to explore our wide range of offerings including checking and savings accounts, mortgage loans, credit cards with rewards, and more! With total deposits amounting to $2,138,082 and a thriving loan portfolio of 2,484 loans, we are well-equipped to support your financial journey. Ready to take the next step? Contact us today at 307-745-4726 or visit our website at acpefcu.com for more information on how we can assist you. Your financial success is just a call or click away!

Branch History & Mission

Community Focus

At A.c.p.e., we understand that being part of the community means giving back. Through various initiatives and partnerships with local organizations, we work tirelessly to support educational programs, food drives, and events that uplift those around us. We recognize that when our community thrives, so do we. As technology continues to evolve, so do we! With features like online banking and mobile payments available for all members, we're dedicated to making your banking experience as seamless as possible while ensuring compliance with ADA standards for accessibility.

Join Us!

We invite you to become part of the A.c.p.e. family today! Experience firsthand the benefits of membership from competitive rates on loans and credit cards with rewards to personalized service that truly makes a difference. Together, let's build a brighter future for you and your community. For more information about membership or services offered at A.c.p.e., feel free to reach out at (307) 745-4726 or visit us online at acpefcu.com. Join us in celebrating not just where we've been but where we're going together!

Our Evolution

A.c.p.e. started with a simple mission: to provide accessible financial services that empower individuals and families in Laramie and beyond. As we celebrated each milestone be it expanding our loan offerings or enhancing our digital banking capabilities we remained focused on delivering personalized service that meets the diverse needs of our members. Our journey has seen us adapt to changing times while staying true to our core values of community support and financial literacy.

Our Mission

Our mission is clear: we aim to enrich the lives of our members by offering a range of financial products tailored to their needs. From checking and savings accounts to auto loans and mortgages, A.c.p.e. strives to be more than just a financial institution; we are a partner in your financial journey. We believe that everyone deserves access to quality banking services, which is why we emphasize responsible lending practices and community outreach programs. While members can visit us at 2835 E Grand Ave Laramie Wy 82070, official correspondence should be sent to 2835 E Grand Ave, Laramie, WY 82070-5276. We invite you to take advantage of our lobby hours from 9 AM to 5 PM Monday through Friday and from 9 AM to 12 PM on Saturdays. Our drive-thru service operates until 5:30 PM on weekdays for your convenience.

Branch Location & Accessibility

Welcome to A.c.p.e., your friendly neighborhood credit union located at 2835 E Grand Ave Laramie Wy 82070 in the heart of Laramie, WY. Conveniently situated near local landmarks, our branch is designed to make banking easy and accessible for everyone in the community. Whether you're stopping by for a quick transaction or need assistance with your financial needs, we're here to help! At A.c.p.e., we understand that accessibility is important. Our location is equipped with ADA-compliant features, ensuring that all members can access our services comfortably. Parking is available right outside the branch, making it simple for you to swing by during your day. Speaking of convenience, our operating hours are designed with your busy schedule in mind. The lobby is open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. If you're in a rush, our drive-thru service is available Monday through Friday from 8 AM to 5:30 PM, allowing you to handle deposits and withdrawals without leaving your vehicle. For those who need cash on the go, we also offer ATM availability right at our location. If you have any questions or need assistance, feel free to give us a call at (307) 745-4726. Our friendly team is always ready to assist you! While members can visit us at 2835 E Grand Ave Laramie Wy 82070, official correspondence should be sent to our mailing address: 2835 E Grand Ave, Laramie, WY 82070-5276. We invite you to come by and explore all the personal banking services we offer from checking and savings accounts to auto loans and credit cards with rewards. At A.c.p.e., we're not just about transactions; we're about building relationships within our community. Stop by today, and let's work together towards your financial goals!

Member Eligibility

At A.c.p.e., we believe that everyone deserves a supportive community to help them achieve their financial goals. Joining us is easy and welcoming! If you're a resident of Albany County or work here, you're likely eligible to become a member. We also open our doors to family members of existing members, which makes it even easier for you to connect with our great services. For more detailed eligibility information, feel free to check out this resource: . Becoming a member at A.c.p.e. not only gives you access to a range of financial products like personal loans, auto financing, and credit cards but also places you in a community that values your needs. Ready to take the next step? Opening an account is straightforward just visit us at https://acpefcu.com/loan-application/ or give us a call at (307) 745-4726. We're located at 2835 E Grand Ave Laramie Wy 82070, and we can't wait to welcome you into our family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $10 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,360, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make transactions easier for your customers. Imagine being able to accept payments seamlessly, whether it's through card swipes or online transactions. This convenience can enhance customer satisfaction and boost sales for your business. Visit us at 2835 E Grand Ave Laramie Wy 82070 in Laramie, WY, or give us a call at (307) 745-4726 to learn more about how we can support your business journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing solutions make it easier than ever. We provide competitive rates to help you get behind the wheel of your dream car without breaking the bank. Whether it's a brand-new model or a reliable used vehicle, we have the right financing options for you.

Business Banking

For our business members, we offer comprehensive Business Banking solutions including Merchant Services and Business Loans. We know how important it is to keep your business running smoothly. From funding new projects to managing cash flow, we're here to support your entrepreneurial journey.

Convenient Access

To enhance convenience, we also provide ATM & Cash Withdrawal Services along with basic drive-thru banking for simple transactions like deposits and withdrawals. No need to rush; our lobby hours are accommodating so you can visit us at your convenience. In today's fast-paced world, digital banking features are vital. With our robust online and mobile banking platforms, managing your finances has never been easier or more accessible. At A.c.p.e., we strive to be more than just a credit union; we aim to be your trusted financial partner. Visit us today at 2835 E Grand Ave Laramie Wy 82070, call us at (307) 745-4726, or check out our website at Acpe Fcu for more information about how we can serve you better!

Credit Cards with Rewards

Our Credit Cards with Rewards program lets you earn points for everyday purchases. Whether you're shopping for groceries or dining out, why not make those expenses work for you? Enjoy cash back or travel rewards that add value to your spending.

Home Financing

For those looking to buy a home or refinance their existing mortgage, our Mortgage Loans & Refinancing services are designed to simplify the process. Picture yourself settling into a cozy home that fits your lifestyle perfectly; we'll help make that happen with flexible loan terms and expert guidance.

Personal Banking

We offer various Personal Banking options tailored just for you. Our Checking & Savings Accounts are perfect for managing your finances efficiently. Imagine having easy access to your money while earning interest on your savings. With our online and mobile banking services, you can check balances, transfer funds, and pay bills with just a few taps on your phone.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options can provide relief. We understand life can throw curveballs, and having access to funds when you need them most is crucial.

Digital & Online Banking

Easy Access to Your Accounts

With our online banking services available 24/7 at https://acpefcu.com/, checking balances, paying bills, and transferring funds has never been simpler. Whether you're at home or on the go, you can stay connected to your accounts with just your smartphone or computer. Plus, our user-friendly interface makes navigation a breeze.

Go Green with E-Statements

Say goodbye to paper clutter! Our e-statements are available for those who prefer a digital approach to their account statements. You can view and download your statements whenever you need them, helping you keep track of your finances while being environmentally friendly.

Manage Money Instantly

While we currently do not offer person-to-person transfers, our other features empower you to manage your finances effectively. With real-time updates on account activity, you'll always know where your money is going. At A.c.p.e., we strive to provide accessible and efficient banking solutions tailored to meet your needs. Explore our digital banking options today and experience how simple managing your finances can be!

Secure Transactions

Security is a top priority for us. We offer electronic signature authorization, ensuring that all your transactions are not only easy but also secure. You can complete important paperwork without the hassle of printing or mailing documents. This feature provides peace of mind while making it quicker to handle necessary tasks.

Stay on Top with Mobile Payments

Enjoy the convenience of mobile payments with our easy-to-use features. Whether it's a quick coffee run or an important purchase, you can pay effortlessly using your smartphone. This functionality adds an extra layer of convenience to your everyday transactions.

Financial Strength

Growing Member Base

Total Share Accounts: 8,629, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $88,255. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, A.c.p.e. is your trusted partner. Visit us at 2835 E Grand Ave Laramie Wy 82070 or call (307) 745-4726 to learn more about how we can help you achieve your financial goals.

Members First

Members' savings are secured through $14,856,952 in share certificates and $9,194,854 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our current net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $4,761,581 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial success is reflected in our support for various sectors; with $1,213 in used auto loans and $50,121,646 in total loans and leases, our lending capacity supports members' financial goals across the board.

Solid Financial Health

With a net worth of $7,021,590, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,052 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,228,143 in used vehicle loans and $8,846,697 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing your next vehicle straightforward and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $402,360 provide the capital needed to grow and expand. We understand that having access to funds can make all the difference in running a successful business. Our team is ready to discuss how we can support your ventures.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $401,019, make buying or refinancing simple. We know that navigating the mortgage process can be challenging, which is why our team is here to guide you every step of the way.

Refinancing Options

If you're considering refinancing any of your existing loans or exploring eligibility options for new ones, our knowledgeable staff can help determine what might work best for you. We're dedicated to making sure you have access to financial products that fit your lifestyle. At A.c.p.e., we pride ourselves on transparency and commitment to our members' financial well-being. For more information about our loan offerings or to start your application today, visit us at acpefcu.com or call us directly at 307-745-4726. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $463,712 in loans helping members manage their finances effectively. This option provides a convenient way to handle everyday expenses while enjoying competitive interest rates and no annual fees.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each listing is updated frequently to reflect current market conditions, making it easier for borrowers to find the most suitable loans.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony highlights the effectiveness of using LendMesh for discovering better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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