Acme Credit Union Elyria OH | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Acme, your trusted financial partner located at 520 Ternes Ln, Elyria, OH 44035. Since our establishment in 1939, we have been committed to serving our community with integrity and personalized service. With a total membership of 1,643 and assets reaching an impressive $14,540,165, we pride ourselves on fostering strong relationships with our members. At Acme, we understand that every financial journey is unique. That's why we offer a wide range of services tailored to meet your needs, including personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Whether you're looking for assistance with debt consolidation or business banking options like merchant services and business loans, we're here to help. Our leadership team, headed by CEO Theresa Halaburda and Board President John Flynn, is dedicated to ensuring that your experience with us is nothing short of exceptional. We have a dedicated staff of 4 employees who are ready to assist you during our lobby hours on Monday, Wednesday, and Friday from 10:30 a.m. to 2:30 p.m. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 34799-B Curtis Blvd, Eastlake, OH 44095. With total loans amounting to 681 and deposits reaching $1,412,011, we are proud of our solid financial foundation. Our net worth stands at $2,851,767, ensuring that your money is secure with us. Additionally, we maintain a healthy cash reserve of $111,156 to support ongoing operations and member services. We invite you to explore the benefits of membership with Acme. Visit us online at acmefcu.org or give us a call at 440-366-1250 today! Let's embark on your financial journey together.

Branch History & Mission

Community-Centric Approach

In an ever-changing world, we've embraced technology without losing sight of what matters most our members. Our digital advancements include online banking capabilities and mobile applications that allow you to manage your finances conveniently from anywhere. However, we remain dedicated to maintaining a personal touch through face-to-face interactions at our branch. While we currently do not offer ATM services or drive-thru banking at this location, our focus on member service ensures that each visit is meaningful and tailored to your needs.

Join Us

As part of the Acme family, you gain access to a wealth of resources designed to help you thrive financially. With an array of products and services geared toward both personal and business needs, we are here to support your journey every step of the way. If you're looking for a credit union that prioritizes community engagement alongside exceptional financial services, look no further than Acme. We invite you to become a member today and experience the difference that comes from being part of something special. For more information or assistance, please feel free to contact us at 440-366-1250. Join us at Acme where your financial well-being is our priority!

Our Journey

From our humble beginnings, Acme has evolved significantly while staying true to our mission: to provide accessible and personalized financial services that empower individuals and families in Elyria and beyond. Located at 520 Ternes Ln, Elyria, OH 44035, our branch is easily reachable for all your banking needs. We invite you to visit us during our lobby hours on Monday, Wednesday, and Friday from 10:30 a.m. to 2:30 p.m. While members can visit us at this address for transactions and inquiries, official correspondence should be sent to our mailing address at 34799-B Curtis Blvd, Eastlake, OH 44095.

Our Mission

At Acme, we believe that everyone deserves a chance to achieve their financial goals. Our mission is not just about providing banking services; it's about fostering growth within the community. We offer a range of services including personal banking, auto loans, mortgages, and business banking solutions designed with your needs in mind. We are committed to supporting local initiatives and building partnerships that strengthen our community ties. Whether it's sponsoring local events or providing educational resources on financial literacy, we strive to make a real difference in the lives of those we serve.

Branch Location & Accessibility

Accessibility Features

At Acme, we prioritize convenience for all our members. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and ample parking space to ensure a smooth visit for everyone. If you need assistance, our friendly staff is always ready to help.

Get in Touch

Have questions? Feel free to reach out by calling us at 440-366-1250. We look forward to serving you at the Acme branch come visit us today!

Operating Hours

We understand that life can be busy, which is why we're here for you on Monday, Wednesday, and Friday from 10:30 a.m. to 2:30 p.m. These hours are set to accommodate your schedule while providing ample time for personal banking services.

Services Offered

While you're here, take advantage of our wide range of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. You can also explore business banking solutions if you're looking to grow your enterprise. Although we currently do not offer ATM or drive-thru services, our lobby is open and ready for you. For any official correspondence or inquiries outside of regular visits, please note that our mailing address is different: 34799-B Curtis Blvd, Eastlake, OH 44095.

Member Eligibility

At Acme, we believe that becoming a member is more than just opening an account it's about joining a community that cares. If you're looking to become part of our supportive family, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the Elyria area. This means that whether you're just starting out in life or are well-established in your career, there's a place for you here. Not only do our members enjoy competitive rates and personalized services, but they also benefit from a range of financial products designed to help them thrive. Getting started is easy! Simply visit us at our branch located at 520 Ternes Ln Elyria Oh 44035 or give us a call at (440) 366-1250 for more information on how to open your account. For detailed eligibility criteria and updates, feel free to check out our website at . We can't wait to welcome you into the Acme family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a local café that wants to grow its customer base. With our merchant services, they can accept payments easily whether it's cash, credit cards, or mobile payments allowing them to focus on what they do best: serving delicious coffee and pastries. Our tools empower businesses like this every day, providing the reliable support needed for smooth transactions and enhanced customer satisfaction. Located at 520 Ternes Ln Elyria Oh 44035 in Elyria, OH, we are here to help your business reach its full potential. Connect with us today at (440) 366-1250 to learn more about how we can assist you!

Comprehensive List Of Services

Additional Convenience Features

In addition to these services, we also provide convenient ATM and cash withdrawal services, ensuring you have access to your funds whenever needed. While we currently do not have drive-thru facilities or ATMs on-site, our online banking tools make managing your finances easier than ever from wherever you are. At Acme, we pride ourselves on providing exceptional service tailored to meet your financial needs. If you're ready to explore any of these offerings further or if you have questions about how we can assist you more effectively, don't hesitate to reach out! Call us at (440) 366-1250, or stop by our branch today!

Auto Loans & Vehicle Financing

If you're in the market for a new car, look no further! Our auto loans and vehicle financing options make it simple to get behind the wheel of your dream vehicle. With competitive rates and flexible terms, we help you secure the financing you need without breaking the bank. Picture yourself cruising down the road in a new ride, knowing you have an affordable payment plan that fits your budget.

Business Banking Services

For our entrepreneurial members, we offer specialized business banking services including merchant services and business loans. We know how vital it is for businesses to have reliable financial support. Picture running your business smoothly with access to funds when necessary allowing you to focus on growth rather than finances.

Credit Cards with Rewards

Our credit cards with rewards let you earn while you spend! Use them for everyday purchases and watch your rewards accumulate. Whether you're treating yourself or planning a getaway, these cards offer benefits that enhance your spending power.

Mortgage Loans & Refinancing

Buying a home is one of life's biggest milestones, and at Acme, we offer comprehensive mortgage loans and refinancing options to make that dream a reality. Our knowledgeable staff will guide you through the entire process from application to closing ensuring you feel confident every step of the way. Think about moving into that perfect home with an excellent mortgage rate tailored just for you.

Personal Banking

When it comes to managing your day-to-day finances, our personal banking services are tailored for your convenience. Open a checking or savings account with us to enjoy features like easy online access and competitive interest rates. Imagine having the flexibility to manage your money anytime, anywhere through our user-friendly online and mobile banking platforms. You can check balances, transfer funds, and even pay bills with just a few taps on your smartphone.

Personal Loans & Debt Consolidation

For those unexpected expenses or consolidating debt, our personal loans provide quick access to cash when you need it most. We understand that life can throw curveballs; that's why our loan options are designed to help alleviate financial stress. Imagine simplifying your payments by consolidating high-interest debts into one manageable monthly payment.

Digital & Online Banking

Convenient Online Banking Access

With our 24/7 online banking services available at https://www.acmefcu.org/ , you can check your account balance, view transactions, and transfer funds with just a few clicks. Our user-friendly platform ensures that you have everything you need right at your fingertips, making it easier than ever to manage your finances from the comfort of your home or on the go.

Real-Time Account Management

Our mobile application allows you to take control of your banking directly from your smartphone. You can access e-statements for quick reviews of your account activity, set up alerts, and even make person-to-person transfers effortlessly. Whether you're splitting a dinner bill or sending money to a friend, our simple interface makes it straightforward.

Secure Transactions Made Easy

Security is our top priority. We utilize advanced encryption technology to protect your personal information. Plus, with electronic signature authorization available, signing important documents has never been simpler or more secure. No need for paper forms or trips to the branch just sign electronically and you're good to go!

Stay Connected with Mobile Payments

While we currently do not offer mobile payments, we're committed to providing an excellent digital experience through our other features like person-to-person transfers. This means you can send and receive money conveniently without needing cash. Experience the future of banking today with Acme! Enjoy all these features designed for ease of use while keeping your financial information safe. Visit us online at https://www.acmefcu.org/ and discover how digital banking can work for you!

Financial Strength

Member Engagement

Total Share and Deposit Accounts stand at 2,124, showing a strong and growing member base that trusts us with their finances. Additionally, Net Shares available for lending and investments amount to $48,195, further illustrating our commitment to your financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Acme is your trusted partner. Visit us at 520 Ternes Ln Elyria Oh 44035 or call (440) 366-1250 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $1,339,610 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $2,851,767, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,961 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings & Lending Capacity

With $2,256,637 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $133 in used auto loans and $5,078,174 in total loans and leases, supporting your financial aspirations across various sectors. Our $49,181 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 1 part-time employees who are dedicated to serving you with expertise and care.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have $1,945,432 in used vehicle loans and $551,439 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used option, we can help make it happen.

Credit Lines

For those who need extra flexibility with their finances, our credit lines totaling $1,200,000 provide an excellent option for managing larger purchases or unexpected expenses. They are easy to access and offer competitive rates that can suit various financial situations. If you're considering refinancing options or have questions about eligibility for any of these products, please don't hesitate to contact us for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Acme, we're here to support you every step of the way on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $320,169, we provide flexible solutions tailored to fit your lifestyle and budget. Whether you're a first-time buyer or looking to refinance your existing mortgage, we can guide you through the process.

Unsecured Credit Card Loans

Managing finances effectively is crucial for everyone. We also offer flexible terms on unsecured credit card loans, with a total of $487,262 in loans helping members stay on top of their expenses without the burden of collateral. These cards come with various benefits that can help you earn rewards while managing your spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the information presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so you can make informed decisions without any hidden agendas. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to evaluate their options effectively. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the tool's effectiveness and reliability. Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that users receive fair and transparent offers tailored to their needs.

ACME FEDERAL CREDIT UNION - Elyria, OH