Achieve Credit Union Lorain OH | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Achieve Credit Union, where our commitment to serving the community shines through every interaction. Located at 4459 Oberlin Ave, Lorain, OH 44053, we have been a trusted financial partner since our establishment in 1958. With a dedicated team of 44 employees, led by our CEO Bret Fisher and Board President Henry Harsar, we strive to meet the diverse needs of our 11,005 members. At Achieve, we take pride in managing a robust portfolio with total assets of $173,421,700 and total deposits amounting to $13,209,822. Our focus on member satisfaction is evident as we offer a range of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more. Whether you're looking for assistance with financing your next vehicle or need help with debt consolidation, we're here for you. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to the same address: 4459 Oberlin Ave, Lorain, OH 44053. Our community-driven approach has allowed us to maintain a strong financial foundation and provide unparalleled support to our members. With total loans surpassing 8,789 and net worth reaching $21,445,546, we ensure that your funds are not only secure but also working hard for you. We invite you to explore what makes Achieve Credit Union special. For any inquiries or assistance, feel free to call us at 440-282-4600 or visit our website at Achieve Credit Union. Join us today and experience the difference that a member-focused credit union can make in your financial journey!

Branch History & Mission

Welcome to Achieve, a credit union that has been serving the community of Lorain, OH since 1958. Over the decades, Achieve has grown significantly, evolving from its humble beginnings into a trusted financial institution with a strong commitment to its members. Today, we proudly serve over 11,000 members and manage total assets of $173,421,700, making us a cornerstone of financial support in our community. Located at 4459 Oberlin Ave, Lorain, OH 44053, our branch is easily accessible to all. As you visit us, you'll find that we are not just about banking; we are about building relationships. Our mission is simple yet profound: to empower individuals and families by providing them with the tools they need for financial success while fostering a spirit of community support. Since our opening in 1958, Achieve has prioritized member satisfaction and community involvement. We have introduced various services tailored to meet the diverse needs of our members ranging from personal banking options like checking and savings accounts to auto loans, mortgages, and even business banking solutions. Each service is designed with our members' goals in mind, ensuring that everyone can achieve their financial aspirations. At Achieve, we believe that every member deserves access to excellent service. Our branch operates with customer-centric initiatives such as online and mobile banking options for convenience. We also ensure ADA compliance so that all members can comfortably access our services. Whether it's through our ATM availability or shared service center partnerships with other credit unions, we aim to make banking easy and accessible for everyone. Our commitment extends beyond just financial services; we take pride in being an active participant in the Lorain community. Through partnerships and outreach efforts, we strive to uplift those around us and contribute positively to local initiatives. While members can visit us at 4459 Oberlin Ave Lorain Oh 44053, official correspondence should be sent to 4459 Oberlin Ave, Lorain, OH 44053. If you're looking for a supportive place where your financial needs come first, look no further than Achieve Credit Union. Join us today and experience firsthand the dedication we have towards your success! For any inquiries or assistance, feel free to call us at (440) 282-4600 during our operating hours: Monday through Friday from 9 AM until 5:30 PM (with varied hours on Wednesday and Saturday). Together, let's achieve more!

Branch Location & Accessibility

A Full Range of Services

We pride ourselves on offering a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, our team is equipped to help you navigate your financial journey smoothly. Plus, if you're a member of another credit union participating in shared services, feel free to stop by for basic transactions like deposits and withdrawals. Ready to take the next step? Visit us today or give us a call at 440-282-4600. We're excited to welcome you into the Achieve family!

Convenient Access and Amenities

At Achieve Credit Union, we understand how important accessibility is for our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Parking is readily available, so you can hop in and out without hassle. If you're on the go, you'll be pleased to know that we offer ATM services right here at our branch. While we don't have drive-thru banking available, our friendly staff is always ready to assist you inside during our operating hours. We're open Monday through Thursday from 9 AM to 5 PM, on Wednesdays from 10 AM to 5 PM, Fridays until 5:30 PM, and Saturdays from 9 AM to 12:30 PM. Whether you need help with personal banking or business services, we're here for you.

Member Eligibility

At Achieve, we believe that becoming a member is like joining a close-knit family that's here to support you in achieving your financial goals. If you live, work, or attend school in the Lorain area, you're already on your way to membership! We welcome individuals from various backgrounds and circumstances because our mission is to serve our community. The benefits of joining us go beyond just having an account; you'll gain access to competitive rates, personalized service, and a variety of financial products tailored to meet your needs. Ready to take the next step? Opening an account with us is straightforward and welcoming! You can find all the details about eligibility requirements and how to become a member by visiting this page. If you have any questions or need assistance, don't hesitate to reach out at (440) 282-4600. We're excited to help you join our community at Achieve, located at 4459 Oberlin Ave Lorain Oh 44053!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services that streamline payment processing. Imagine having a reliable partner that helps you accept payments seamlessly, allowing you to focus on what you do best running your business. Our services include point-of-sale systems and online payment options that fit your needs. Located at 4459 Oberlin Ave Lorain Oh 44053 in Lorain, OH, we're here to help local businesses thrive. Connect with us today at (440) 282-4600 and discover how our tailored solutions can benefit your business!

Comprehensive List Of Services

ATM Services

Need cash on the go? Our ATM services make withdrawals and balance checks simple. Plus, if you're a member of partner credit unions, basic shared branch transactions like deposits and withdrawals are available for added convenience. At Achieve, we're committed to making your banking experience as smooth as possible. With personalized service and a variety of offerings tailored to meet your needs, we're here for every step of your financial journey. We invite you to visit us at 4459 Oberlin Ave Lorain Oh 44053 in Lorain, OH or check out our website at Achieve Credit Union, Inc. for more information about how we can assist you today!

Business Banking

If you're a business owner, we have specialized services just for you. Our business banking options include merchant services and business loans to help you grow and sustain your operations smoothly.

Loans and Credit Cards

For those times when life throws an unexpected expense your way, our personal loans can provide you with the quick cash relief you need. Additionally, our credit cards come with rewards that give back while you spend, making it easier to earn points on everyday purchases.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances from anywhere at any time. Whether it's checking your balance, transferring money between accounts, or making payments, you'll find our digital tools user-friendly and efficient.

Personal Banking

Whether you're looking to manage your everyday expenses or save for the future, our personal banking services have you covered. Open a checking or savings account that fits your lifestyle, allowing you easy access to your funds whenever you need them. If you're considering purchasing a vehicle, our auto loans and vehicle financing options are tailored to help you hit the road without breaking the bank. We also offer mortgage loans and refinancing solutions for those looking to buy their dream home or reduce their current mortgage payments.

Digital & Online Banking

Key Features

One standout feature is our mobile application, which allows you to manage your accounts right from your smartphone. You can even make mobile payments, making transactions faster and more convenient than ever. Plus, with person-to-person transfers, sending money to friends or family is as simple as a tap on your screen. We take your security seriously. With electronic signature authorization, you can confidently complete transactions without worrying about safety. Our platform also offers e-statements for easy access to your account statements no more waiting for paper copies in the mail! Accessibility is at the heart of what we do. Whether you're using our mobile app or logging into online banking, you'll find everything is user-friendly and designed to help you manage your money efficiently. Enjoy real-time account management that fits seamlessly into your lifestyle. Join us at Achieve today, where modern banking meets exceptional service!

Financial Strength

A Solid Foundation

With a net worth of $21,445,546, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,237 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Innovation

With $16,099,812 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment ensures that your financial needs are met with the latest technology and service enhancements.

Growing Member Base

We take pride in having a growing member base, as shown by our total share accounts of 20,835. This indicates that more people trust us with their finances every day. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Achieve is your trusted partner. Visit us at 4459 Oberlin Ave Lorain Oh 44053 or call (440) 282-4600 to learn more about how we can help you achieve your financial goals.

Member Savings Matter

Members' savings are secured through $36,573,416 in share certificates and $35,321,436 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,009,539 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This success is backed by a dedicated team of 42 full-time employees and 2 part-time employees who are always ready to assist you.

Supporting Your Goals

Our lending capacity supports members' financial goals across various sectors, with $1,329 in used auto loans and $66,452,390 in total loans and leases. We strive to empower you with the funds necessary for significant purchases or investments.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $22,677,488 in used vehicle loans and $9,508,119 in new vehicle loans, helping members get on the road with confidence. We also provide refinancing options for those looking to lower their monthly payments or take advantage of better rates.

Credit Lines

In addition to our other offerings, we provide credit lines up to $10,000,000, giving you the flexibility you need for unexpected expenses or planned purchases. For any inquiries regarding our loan products or eligibility criteria, feel free to reach out at (440) 282-4600. Our team is ready to assist you with all your financing needs! All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 4459 Oberlin Ave Lorain Oh 44053 or check out our website here for more information!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $11,510,222, making it easier for you to secure your dream home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans. With a total of $6,831,765 in loans available, our credit cards help members manage their finances effectively while enjoying rewards and benefits tailored to your needs.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan comparison reflects current market conditions and institutional guidelines, giving you peace of mind in your search for the best rates.

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