Achieve Credit Union Lagrange OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Achieve Credit Union, your trusted financial partner in Lagrange, Ohio! Established in 1958, we have proudly served our community for over six decades, helping our members achieve their financial goals. With a total membership of 11,005 and assets exceeding $173,421,700, we are committed to providing personalized banking solutions that meet your unique needs. Located at 546 N Center St, Lagrange, OH 44050, our branch is designed to be a welcoming space for everyone in the community. Whether you need assistance with personal banking, auto loans, or business financing, our dedicated team is here to help. While members can visit us at this address for all your banking needs, official correspondence should be sent to the same location as our mailing address aligns with our branch address. At Achieve Credit Union, we believe in making banking accessible and straightforward. We offer a range of services including checking and savings accounts, mortgage loans, credit cards with rewards, and online banking options. With a robust total deposit amount of $13,209,822 and 8,789 loans in service, our strong financial foundation allows us to support you confidently. Under the leadership of CEO Bret Fisher and Board President Henry Harsar, our experienced team prioritizes member satisfaction and community engagement. We're proud of our workforce of 44 employees who are dedicated to ensuring you receive top-notch service every time you walk through our doors or connect with us online. As we continue to grow and adapt to your needs, we invite you to explore all that Achieve Credit Union has to offer. For any inquiries or assistance, feel free to reach out at 440-324-3400 or visit our website at Achieve Credit Union. Join us today and experience the difference a community-focused credit union can make!

Branch History & Mission

Join Us Today!

At Achieve Credit Union, we invite you to join our family. Experience the benefits of being part of an organization that values its members and prioritizes community well-being. Explore all that we offer by visiting us online at Achieve Credit Union. Together, let's work towards achieving your financial goals!

Mission Impact

The mission of Achieve Credit Union is not just about providing financial services; it's about making a difference in people's lives. We are committed to serving not only as your trusted financial partner but also as an active participant in local initiatives and outreach programs. By supporting local schools, charities, and events, we strive to uplift the Lagrange community and create lasting positive change. While you can visit us at our main branch address for all your banking needs, official correspondence should be sent to our mailing address at 546 N Center St, Lagrange, OH 44050. Whether you need assistance or want to learn more about how we can support you financially, feel free to reach out to us at 440-324-3400 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday until 12:30 PM, and closed on Sundays.

Our Story

Located at 546 N Center St, Lagrange, OH 44050, our branch is not just a place for banking; it's a hub for community connection. As we opened our doors over six decades ago, our mission has remained clear: to empower our members through accessible financial services while fostering a spirit of community support. We have continuously adapted to meet the changing needs of our members embracing digital advancements such as online banking and mobile payments to ensure banking is convenient and efficient for everyone. Our dedication goes beyond mere numbers; it's reflected in the personal relationships we build with each member. From auto loans to mortgage financing and business banking solutions, we aim to provide tailored financial products that suit diverse needs. Our drive-thru service and ATM availability further enhance accessibility for our members on the go.

Branch Location & Accessibility

Convenient Access and Features

At Achieve Credit Union, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, ensuring that everyone can easily navigate our space. We also offer ample parking right outside the entrance, so you won't have to worry about finding a spot when you visit us. For those on the go, we provide drive-thru banking services. This means you can quickly handle your transactions without needing to step inside if you're pressed for time. Additionally, with ATM availability on-site, accessing cash has never been easier.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to accommodate busy schedules. You can visit us Monday through Thursday from 9 a.m. to 5 p.m., Friday from 9 a.m. to 12:30 p.m., and we're closed on Sundays. Our friendly staff is always here to assist you during these times.

Reach Out Anytime

If you have questions or need assistance before your visit, feel free to give us a call at 440-324-3400. While members can visit us at our physical location, official correspondence should be sent to our mailing address at 546 N Center St, Lagrange, OH 44050. We invite you to stop by and discover all the personal banking services we offer, including checking and savings accounts, auto loans, and much more! Your financial journey starts here at Achieve Credit Union come see us today!

Member Eligibility

Joining the Achieve community means becoming part of a supportive family that cares about your financial well-being. At Achieve, we're thrilled to welcome individuals who live, work, or worship in our local area, as well as their family members. This creates a warm and inclusive atmosphere where everyone can benefit from our range of financial services tailored to meet your needs. Whether you're looking for checking accounts, auto loans, or personal banking solutions, you'll find that our offerings are designed with you in mind. Becoming a member is simple! You can easily check the eligibility criteria and get all the details by visiting this link. If you're ready to open an account or have any questions, feel free to give us a call at (440) 324-3400. Our friendly team is here to guide you through the process and help you start enjoying the benefits of being an Achieve member today!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having the right tools is essential. Our merchant services enable you to accept payments easily, whether it's through credit cards or mobile payments. Picture your customers making quick transactions while you focus on what you do best running your business. Visit us at 546 N Center St Lagrange Oh 44050 in Lagrange, OH, or call us at (440) 324-3400 to discover how we can help you grow. Let's make your business vision a reality together!

Comprehensive List Of Services

ATM and Drive-Thru Services

For those times when you need cash quickly or want to make simple transactions without entering the branch, our ATM services are available for withdrawals and balance checks. Additionally, our basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your car.

Business Banking Solutions

For our business members, we offer comprehensive Business Banking solutions including Merchant Services and Business Loans to help your enterprise thrive. We understand that running a business comes with its own set of challenges, so we're here to support you every step of the way.

Digital and Convenient Access

In today's fast-paced world, convenience is key. That's why we've made it easy for you to manage your finances through our robust Online & Mobile Banking platform. You can check balances, transfer funds, pay bills, and even send money to friends through our Person-to-Person payment options right from your smartphone.

Loans and Credit Options

Need some extra cash? Our Personal Loans & Debt Consolidation services can provide the support you need to tackle unexpected expenses or consolidate existing debts into one easy payment. And don't forget about our Credit Cards with Rewards, which not only provide convenience but also offer benefits for everyday purchases.

Personal Banking Services

Our Personal Banking options are designed with you in mind. Open a Checking or Savings Account that suits your lifestyle and helps you achieve your financial goals. If you're planning to purchase a new car, our Auto Loans & Vehicle Financing can help you get behind the wheel with ease. Plus, we offer Mortgage Loans & Refinancing solutions that make home ownership more attainable and manageable.

Shared Branch Transactions

If you're a member of another partner credit union, you'll be pleased to know that we facilitate basic shared branch transactions as well. This means you can make deposits and withdrawals conveniently at our location too! At Achieve Credit Union, we are committed to making banking easier and more accessible for everyone in Lagrange and beyond. If you have any questions or would like to learn more about how we can serve you better, please don't hesitate to reach out at 440-324-3400. Explore all that we have to offer by visiting us online at Achieve Credit Union. We look forward to helping you achieve your financial dreams!

Digital & Online Banking

Key Services at Your Fingertips

With our online banking platform available at https://www.achievecu.org/ , you can effortlessly handle your banking needs. Whether you're looking to check your account balance, transfer funds, or view e-statements, it's all right there for you. Speaking of e-statements, going paperless is simple and eco-friendly. You'll receive your statements electronically, ensuring you have easy access without the clutter. For those who enjoy the convenience of mobile technology, our mobile application provides a user-friendly interface where you can manage your accounts on the go. You can even make mobile payments with ease! Whether it's paying bills or splitting a dinner bill with friends through person-to-person transfers, we have you covered.

Security and Accessibility

At Achieve, security is a top priority. Our electronic signature authorization allows you to complete transactions safely and efficiently without needing to visit the branch. Plus, with 24/7 online banking services, you can rest assured that your accounts are accessible whenever you need them. Managing your money has never been easier. With features designed for real-time account management and user-friendly navigation, our digital services help you stay in control of your finances while enjoying peace of mind. Join us at Achieve and experience how simple banking can be!

Financial Strength

Commitment to Innovation

With $16,099,812 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This ongoing investment ensures we remain equipped to meet your needs today and tomorrow.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Achieve is your trusted partner. Visit us at 546 N Center St Lagrange Oh 44050 or call (440) 324-3400 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 42 full-time employees and 2 part-time employees ready to assist you with their knowledge and dedication. Whether you're visiting our branch or reaching out by phone at (440) 324-3400, our team is here to help you navigate your financial journey confidently. As part of our commitment to you, we manage net shares available for lending and investments totaling $378,101. Additionally, we support a strong membership base with 20,835, showing that many trust us with their finances.

Diverse Lending Support

Our commitment to supporting your goals is reflected in our lending capacity. We offer $1,329 in used auto loans and $66,452,390 in total loans and leases giving you access to the funds necessary for various projects and purchases. Additionally, our $1,009,539 showcases our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products tailored for our members.

Secure Savings Options

Members' savings are secured through $36,573,416 in share certificates and $35,321,436 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize your needs over traditional banking practices. Unlike typical banks, with non-member deposits at $0, our focus remains on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $21,445,546, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This foundation helps us serve you effectively and makes us a trustworthy partner in your financial journey. Our net worth ratio of $1,237 demonstrates a solid capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,677,488 in used vehicle loans and $9,508,119 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we're ready to assist you with financing options that fit your budget.

Credit Lines

In addition to our auto and mortgage options, we provide credit lines totaling $10,000,000. This product gives you access to funds when you need them most whether it's for unexpected expenses or planned purchases. Our branch is located at 546 N Center St Lagrange Oh 44050 in Lagrange, OH, making it easy for you to visit us for personalized service. You can reach us at (440) 324-3400 if you have any questions or want to discuss which loan option might be right for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward reaching your financial goals with our comprehensive loan offerings!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,510,222, make buying or refinancing simple. We're committed to providing you with competitive rates and terms that suit your financial situation. If you have questions about refinancing or eligibility, our team is ready to help you explore your options.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $6,831,765 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases or emergencies and come with rewards that can benefit you further.

Loan Aggregator

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ACHIEVE CREDIT UNION - Lagrange, OH