Achieve Credit Union Elyria OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Achieve, your trusted financial partner located at 340 Griswold Rd, Elyria, OH 44035. Since our establishment in 1958, we have proudly served over 11,000 members, providing a wide range of financial services designed to help you achieve your goals. With total assets reaching an impressive $173,421,700 and total deposits of $13,209,822, we are committed to ensuring that your money works for you. At Achieve, we understand the importance of community and strive to create a welcoming environment where everyone feels valued. Our dedicated team of 44 employees, led by CEO Bret Fisher and Board President Henry Harsar, is here to assist you with personalized solutions tailored to your unique needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we have the tools and expertise to support you every step of the way. For any official correspondence, please note that our mailing address is the same as our branch address: 340 Griswold Rd, Elyria, OH 44035. Feel free to reach out to us at (440) 324-3400 or visit our website at Achieve Credit Union for more information about our services and current offers. Join us in our mission to empower members through financial education and exceptional service. We invite you to come visit us in person or give us a call; let's work together towards a brighter financial future!

Branch History & Mission

Achieve Credit Union, located at 340 Griswold Rd, Elyria, OH, has a proud legacy that dates back to its founding in 1958. Over the years, this branch has grown and adapted to meet the needs of its community while staying true to its mission of providing accessible and personalized financial services. With a total membership of over 11,000 members and assets amounting to $173,421,700, Achieve has established itself as a trusted partner for individuals and families in Elyria and beyond. From its humble beginnings, Achieve Credit Union has focused on building strong relationships with its members. The branch has not only expanded its range of services offering everything from checking and savings accounts to auto loans and credit cards but it has also embraced modern technology. Today, members can take advantage of online banking, mobile payments, and e-statements for their convenience. Our mission is simple yet impactful: to improve the financial well-being of our members while fostering a sense of community. We believe that when our members succeed financially, we all thrive together. This commitment drives us to provide exceptional service and support not just through financial products but also through various community outreach initiatives. Whether it's offering financial literacy workshops or partnering with local organizations for charitable events, Achieve is dedicated to making a positive difference. While members can visit us at 340 Griswold Rd Elyria Oh 44035, official correspondence should be sent to 340 Griswold Rd, Elyria, OH 44035 if different. Our operating hours are designed to accommodate busy schedules: Monday, Tuesday, Thursday from 9 a.m. - 5 p.m., Wednesday from 10 a.m. - 5 p.m., Friday from 9 a.m. - 5:30 p.m., and Saturday from 9 a.m. - 12:30 p.m. With an ATM available on-site and drive-thru banking for added convenience, we strive to make banking as easy as possible for our members. Additionally, our shared service center allows us to collaborate with other credit unions to offer even more services. At Achieve Credit Union, we're proud of our history but are always looking forward. Join us today and experience the benefits of being part of a community-focused credit union that truly cares about your financial future! For more information or assistance, feel free to contact us at (440) 324-3400 or visit our website at Achieve Credit Union.

Branch Location & Accessibility

Accessibility Features

At Achieve, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and accessible parking spaces to ensure everyone can visit us comfortably. Whether you're stopping by for personal banking or need assistance with loans, we are here to make your experience as smooth as possible.

Convenient Operating Hours

We understand that life can get busy, which is why our operating hours are designed to fit your schedule. Visit us Monday, Tuesday, and Thursday from 9 a.m. to 5 p.m., Wednesday from 10 a.m. to 5 p.m., Friday from 9 a.m. to 5:30 p.m., and Saturday from 9 a.m. to 12:30 p.m. Our drive-thru service is available on Saturdays as well, so you can take care of your banking needs without leaving your vehicle.

Services Offered

At Achieve Credit Union, we offer a wide range of services tailored just for you! From checking and savings accounts to auto loans and mortgages, we've got your financial needs covered. Plus, enjoy the convenience of online and mobile banking, ATMs for quick cash withdrawals, and shared services with partner credit unions for added flexibility. While members can visit us at 340 Griswold Rd Elyria Oh 44035, official correspondence should be sent to 340 Griswold Rd, Elyria, OH 44035 if it differs. If you have any questions or need assistance, feel free to call us at (440) 324-3400. We look forward to welcoming you into our branch soon!

Member Eligibility

At Achieve, we believe that everyone deserves access to a financial community that cares about their needs. Becoming a member is straightforward and welcoming. If you live, work, worship, or attend school in the Elyria area, you're already eligible to join us! We're excited to offer you a variety of benefits, from personalized banking services to competitive loan rates that can help you achieve your goals. For more detailed information about eligibility criteria, feel free to check out our website at . Joining is just a phone call away! You can reach us at (440) 324-3400 to learn more about how to open your account and start enjoying the perks of being part of our family at Achieve. We can't wait for you to experience the difference of being a member here!

Business Banking & Commercial Services

At Achieve, we understand that every business has unique needs and aspirations. That's why we offer tailored business banking and commercial services designed to empower you on your journey to success. Imagine having the financial support you need to expand your operations or invest in new opportunities. Our commercial loan options can make that a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services streamline transactions, allowing you to focus on what matters most growing your business. Whether it's accepting card payments or managing cash flow efficiently, we're here to provide you with the tools needed for everyday success. Visit us at 340 Griswold Rd Elyria Oh 44035 in Elyria, OH to learn more about how we can assist your business today!

Comprehensive List Of Services

Additional Services

We also cater to members who belong to partner credit unions through our shared branch transactions, allowing for easy deposits and withdrawals. With an ATM readily available at our branch, along with basic access for balance checks and transactions, we've made banking convenient for everyone. At Achieve, we're committed to being more than just a financial institution; we aim to be your trusted partner in achieving financial success. If you'd like more information about any of our services or how we can help you reach your financial goals, please call us at (440) 324-3400 or visit us online at Achieve Credit Union, Inc.. Join us today and discover how we can help you achieve more!

Business Banking Solutions

For small business owners, we provide essential tools through our Business Banking services. From merchant services that simplify payment processing to business loans that fuel growth, we're here to support your entrepreneurial journey.

Credit Cards and Rewards

Our credit cards not only offer convenience but also come with rewards tailored to fit your lifestyle. Whether you're earning points for travel or cashback on everyday purchases, our Credit Cards with Rewards program helps you get more from every dollar spent.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why at Achieve, we offer robust online and mobile banking solutions. With features like Online & Mobile Banking, you can manage your accounts from anywhere whether you're at home or on the go. Our mobile application allows you to check balances, transfer funds, and even make person-to-person payments effortlessly. Additionally, we provide access to ATMs and cash withdrawal services so that accessing your money is never a hassle. Our basic drive-thru banking offers quick service for deposits and withdrawals without leaving your vehicle.

Personal Banking Services

When it comes to personal banking, we offer a variety of options that make managing your finances easier. Whether you're looking for a checking or savings account, our accounts come with features designed to help you save more and spend wisely. Imagine having the peace of mind knowing your money is secure while still being easily accessible whenever you need it. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing can help you drive away in your dream car without breaking the bank. We understand that life can throw unexpected expenses your way, which is why our Personal Loans & Debt Consolidation options provide flexibility and support when you need it most. For those considering homeownership, our Mortgage Loans & Refinancing services offer competitive rates and personalized advice to guide you through the process. We want to be there for you every step of the way as you make one of life's biggest investments.

Digital & Online Banking

Key Features

One standout feature is our mobile application, which brings banking right to your fingertips. With it, you can make mobile payments and even send money directly to friends and family with our person-to-person transfer feature. No more waiting in long lines or rushing to get to the bank before closing time; everything you need is right there in your pocket. For added convenience, we also offer electronic signature authorization. This means you can complete important transactions quickly and securely without having to visit a branch. Plus, our e-statements feature allows you to receive your account statements electronically, helping you stay organized while contributing to a greener planet. Security is always a priority for us at Achieve. We utilize robust measures to protect your information while ensuring that accessing your accounts remains simple and hassle-free. You can rest easy knowing that your financial data is safe with us. In summary, our digital and online banking services are tailored to meet the needs of our members. From easy access through our mobile app to secure electronic transactions, managing your finances has never been easier. Explore all these features today by visiting us at https://www.achievecu.org/ !

Financial Strength

Efficient Operations

Our $1,009,539 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 42 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $16,099,812 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $1,329 in used auto loans and $66,452,390 in total loans and leases, supporting your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $36,573,416 in share certificates and $35,321,436 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $21,445,546, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,237 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $378,101. Total Share and Deposit Accounts: 20,835, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Achieve is your trusted partner. Visit us at 340 Griswold Rd Elyria Oh 44035 or call (440) 324-3400 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,677,488 in used vehicle loans and $9,508,119 in new vehicle loans already helping members get on the road. We provide flexible terms and options for both new and used vehicles, making it easier than ever to find a financing solution that fits your budget.

Credit Lines

For those who need extra flexibility, our credit lines totaling $10,000,000 provide an accessible way to cover unexpected expenses or finance larger purchases without the hassle of traditional loan applications. At Achieve, we are dedicated to helping our members navigate their financial journeys. If you're interested in refinancing or want to explore eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at (440) 324-3400, and one of our knowledgeable staff will be happy to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,510,222, make buying or refinancing simple. We offer various terms and competitive rates, ensuring you can find the right fit for your situation. Our experienced team is ready to guide you through the process from start to finish.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,831,765 in loans helping members manage their finances effectively. These cards come with benefits designed to help you earn rewards while maintaining control over your spending.

Loan Aggregator

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