Achieve Financial Meriden CT Credit Union | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to Achieve Financial, your trusted credit union located at 752 E Main St, Meriden, CT 06450. Since opening our doors in 1954, we have been dedicated to serving our members and the local community with reliable financial services that empower you to reach your goals. With a proud membership base of 17,442 individuals, we stand as a pillar of support in Meriden and beyond. At Achieve Financial, we understand that every financial decision matters. That's why we offer a range of services designed to meet your unique needs whether it's personal banking, auto loans, or business financing. Our total assets exceed $184 million, ensuring that we have the resources to provide you with competitive rates and exceptional service. We currently manage over $4.1 million in deposits and have extended more than 10,491 loans to help our members achieve their dreams. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 7030, Berlin, CT 6037. Our commitment goes beyond numbers; it's about building lasting relationships within the community. Under the leadership of CEO Andrew Klimkoski and Board President John Fredericks, we strive to create an environment where members feel valued and heard. Feel free to reach out to us at 860-828-2790 or visit our website at Achieve Financial for more information about how we can assist you today. Join us in achieving financial success together!

Branch History & Mission

At Achieve Financial, we are proud of our rich history and unwavering commitment to the community in Meriden, CT. Since opening our doors in 1954, we have grown alongside our members, providing them with financial services tailored to their needs. With a strong foundation built on trust and service, we have become a vital part of the local landscape. Located at 752 E Main St, Meriden, CT 06450, our branch is easily accessible for all members. Over the years, we have expanded our offerings to include various personal banking services like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our branch has always been dedicated to ensuring that every member feels valued and supported. Our mission is simple yet impactful: to empower our members through financial education and personalized service while fostering a sense of community. We believe that by offering robust financial solutions, we can help our members achieve their dreams whether that means buying a new car, purchasing a home, or simply managing their everyday expenses more effectively. As we reflect on our journey, it's inspiring to note that we now serve over 17,442 members and hold assets totaling $184,242,777. This growth is not just about numbers; it's about the lives we've touched through various outreach efforts and partnerships within the community. We are committed to being more than just a financial institution; we strive to be a supportive partner in every member's financial journey. Our operating hours are designed to accommodate your busy schedule: Monday and Tuesday from 10 am to 4:30 pm, Wednesday and Thursday from 10 am to 6:30 pm, and Friday from 10 am to 5 pm. For added convenience, we offer ATM access and drive-thru banking for quick transactions. While you can visit us at our branch address for all your banking needs, please send any official correspondence to PO Box 7030, Berlin, CT 6037. As technology advances, so do we. Our digital tools like online banking and mobile payments ensure that you have easy access to your finances wherever you are. We prioritize customer-centric initiatives that make banking simpler and more efficient for everyone. We invite you to join Achieve Financial today! Experience firsthand the benefits of being part of a credit union that truly cares about its members. Whether you're looking for loans or simply want guidance on your financial journey, we're here for you every step of the way. Reach out to us at 860-828-2790 or visit our website here to learn more about how we can help you achieve your financial goals!

Branch Location & Accessibility

Easy Access and Features

At Achieve Financial, we prioritize your experience. Our location offers ample parking, ensuring that you can get in and out with ease. We're proud to be fully ADA compliant, featuring ramps and accessibility options so everyone can feel welcome. If you prefer the drive-thru, we have that too! It's perfect for quick deposits or withdrawals without leaving your car.

Get in Touch!

Have questions or want more information? Give us a call at (860) 828-2790! Our friendly team is ready to assist you with anything you need. We invite you to stop by Achieve Financial today we're excited to help you reach your financial goals!

Operating Hours That Fit Your Schedule

We understand that life can be busy, which is why we offer flexible operating hours. Join us Monday and Tuesday from 10 AM to 4:30 PM, Wednesday and Thursday from 10 AM to 6:30 PM, and Friday from 10 AM to 5 PM. Whether you're an early bird or need some time after work, we've got you covered!

Services Designed for You

Our branch provides a variety of personal banking services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Need to access cash? Enjoy the convenience of our ATM available right here at the branch. While members can visit us at 752 E Main St Meriden Ct 06450, official correspondence should be sent to PO Box 7030 in Berlin if necessary.

Member Eligibility

Becoming a member of Achieve Financial is like joining a welcoming family that's dedicated to supporting your financial journey. If you live, work, or worship in the community around 752 E Main St Meriden Ct 06450, you're already on the right track! We also encourage those who are related to existing members to join us. This means that whether you're looking for personal banking services, auto loans, or simply want a friendly place to manage your finances, you'll find it here. For the most up-to-date details about eligibility, feel free to visit our website. Our goal is to make membership accessible and enjoyable for everyone. If you're ready to take the next step, opening an account is straightforward! You can find all the information you need on how to get started at http://www.achievefinancialcu.com/loans/apply-for-a-loan. If you have any questions or need assistance, don't hesitate to give us a call at (860) 828-2790. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Imagine being able to expand your operations, purchase new equipment, or invest in marketing all while having the financial backing you need. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services streamline transactions so you can focus on what you do best running your business. Whether you're processing payments at a retail location or managing online sales, our solutions make it easier for you to manage cash flow and keep your customers satisfied. From point-of-sale systems to payment processing, we're here to ensure that every transaction counts. Located conveniently at 752 E Main St Meriden Ct 06450 in Meriden, CT, our team is ready to partner with you on your journey. For more information or to get started, give us a call at (860) 828-2790 today!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide comprehensive Business Banking solutions which include merchant services and business loans. We know running a business comes with its own set of challenges; that's why we're here to support you every step of the way.

Convenient Access Options

To ensure banking is convenient for everyone, we offer various access points including ATM services where you can perform withdrawals and balance checks easily. Our basic drive-thru banking service allows you to conduct simple transactions without leaving your car perfect for those busy days when time is of the essence.

Credit Cards and Rewards

Our Credit Cards with Rewards program allows you to earn points on your everyday purchases. Whether you're planning a trip or simply enjoying a night out, these rewards can add up quickly. It's like getting rewarded for spending wisely!

Digital Banking Features

In today's fast-paced world, digital banking is essential. At Achieve Financial, we embrace technology by offering robust online and mobile banking platforms that allow you to manage your finances on-the-go. From person-to-person payments to electronic statements and mobile payments, staying on top of your finances has never been easier. We're proud to serve the Meriden community and ensure that our services cater not only to individual members but also businesses looking for reliable financial support. Ready to take control of your financial future? Visit us at Achieve Financial or check out our website at www.achievefinancialcu.com to learn more about how we can help you achieve your goals!

Lending Options

When life calls for extra support, our lending solutions are here to help. We provide Auto Loans & Vehicle Financing, making it easier for you to get behind the wheel of a new car. Our Mortgage Loans & Refinancing options are designed with flexibility in mind, ensuring that home ownership is within reach for many families in our community. Additionally, if you're looking to consolidate debt or cover unexpected expenses, our Personal Loans are available with competitive rates.

Personal Banking Solutions

We understand that managing your money is important. That's why we offer Personal Banking services including checking and savings accounts tailored for your lifestyle. Imagine having a hassle-free way to manage your day-to-day expenses while saving for future goals. With our online and mobile banking features, you can access your accounts anytime, anywhere.

Digital & Online Banking

Accessibility and Security

For those who prefer banking on their mobile devices, our mobile application is here to help. You can make mobile payments and even send money to friends through person-to-person transfers all secured with top-notch safety features. We prioritize your security, ensuring that every transaction is protected. With all these tools at your disposal, managing your finances has never been easier. Join us at Achieve Financial and experience how digital and online banking can transform the way you handle your money!

Key Services

With our online banking platform available at https://www.achievefinancialcu.com/, you can enjoy a range of features designed to make banking simple. Whether you're checking your balance, transferring funds, or paying bills, our user-friendly interface allows you to manage your accounts effortlessly. Plus, with 24/7 online banking services, help is always at hand whenever you need it. Need to sign a document quickly? Our electronic signature authorization makes it easy for you to complete transactions without any hassle. And if you're looking for an eco-friendly option, e-statements are available so you can go paperless while keeping track of your financial activities.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 35,259, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $8,993,862. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Achieve Financial is your trusted partner. Visit us at 752 E Main St Meriden Ct 06450 or call (860) 828-2790 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $4,768,309 in share certificates and $36,479,837 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,027,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-$199,326 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 34 full-time employees and 0 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Future Growth

With $12,846,410 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also robust; with $2,812 in used auto loans and $124,066,307 in total loans and leases, we support your financial goals across various sectors.

Solid Financial Health

With a net worth of $14,907,582, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.07% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $39,853,071 in used vehicle loans and $15,027,365 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that can make your next vehicle purchase easier and more affordable.

Credit Lines

For those who need extra financial flexibility, our credit lines are available with a total of $35,700,186. This option allows you to access funds when needed without taking out a traditional loan. It's an excellent choice for managing unexpected expenses or funding personal projects. If you're considering refinancing any existing loans or need assistance understanding eligibility options for our various loan products, feel free to reach out. Our experienced staff is ready to answer your questions and help you find the best solution tailored to your needs. For more information on our loan offerings or to get started today, give us a call at 860-828-2790 or visit us at 752 E Main St Meriden CT 06450. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial objectives!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,549,710, make buying or refinancing simple. We offer various mortgage solutions to fit your needs and budget. Plus, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,426,140 in loans helping members manage their finances effectively. These cards come with various benefits that can help you earn rewards while staying within your budget.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers.

ACHIEVE FINANCIAL CREDIT UNION - Meriden, CT

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