Achieva Credit Union Sarasota FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Achieva Credit Union, your trusted financial partner located at 5881 Fruitville Rd, Sarasota, FL 34232. Established in 1937, we have proudly served our community for over 85 years, providing reliable banking services to our 199,741 members. With total assets of $2,873,751,356 and total deposits reaching $224,405,281, we are committed to ensuring your financial success. At Achieva Credit Union, we believe in the power of community. Our dedicated team of 512 employees, led by CEO Gary Regoli and Board President Janet Cantees, works diligently to provide a range of services tailored to meet your needs from checking and savings accounts to auto loans and business banking solutions. Whether you're looking for a new vehicle or wanting to consolidate debt, we're here to help you every step of the way. While members can visit us at our branch location for friendly service and support, official correspondence should be sent to our mailing address: PO Box 1500, Dunedin, FL 34697. With a net worth of $284,099,320 and cash in hand amounting to $21,178,233, our solid financial foundation allows us to offer competitive rates and dependable services. We take pride in our total loans of 215,766, which reflect our commitment to empowering members with accessible financing options. Explore what makes Achieva Credit Union unique by visiting our website at Achieva Credit Union. For any questions or assistance, feel free to call us at 727-431-7680. We invite you to experience the difference of banking where you matter most!

Branch History & Mission

Community Commitment

Achieva Credit Union is deeply committed to giving back. We participate in various outreach programs and partnerships that benefit local schools and non-profits. By supporting initiatives that promote education and financial literacy, we work towards creating a brighter future for everyone in Sarasota. Our branch also features an ATM for easy access to funds and drive-thru banking for those who prefer quick transactions without leaving their vehicles. We understand that accessibility is key; therefore, we ensure that all our facilities are ADA compliant so everyone can bank comfortably. While you can visit us at 5881 Fruitville Rd, official correspondence should be sent to PO Box 1500, Dunedin, FL 34697 if necessary. As we look ahead to the future at Achieva Credit Union, we invite you to join us on this journey. Experience firsthand how dedicated we are to your financial success and community well-being. Whether you're looking for a new account or seeking advice on loans or mortgages, our friendly staff is here to assist you every step of the way. For more information or assistance with membership inquiries, please call us at 727-431-7680 or visit our website at Achieva Credit Union. Join us today and see how Achieva can help you achieve your dreams!

Our Mission

The mission of Achieva Credit Union is simple yet profound: to help our members achieve their financial goals while contributing positively to the communities we serve. We believe that when our members thrive, so does the community as a whole. Our focus goes beyond transactions; we strive to build lasting relationships based on trust and transparency. We offer a wide range of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, credit cards with rewards programs, and business banking solutions. In addition to traditional banking services, we've embraced technology by providing online and mobile banking options for added convenience.

Branch Location & Accessibility

Convenient Access and Features

At Achieva Credit Union, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces, ensuring everyone can easily access our services. You'll find ample parking available right outside our doors, allowing for a hassle-free visit. We're open during convenient hours to suit your busy lifestyle: Monday through Thursday from 9 AM to 5 PM, Friday from 8:30 AM to 5:30 PM, and Saturday from 9 AM to 1 PM. If you prefer drive-thru banking, we offer this service as well perfect for quick transactions without leaving your vehicle!

Services Tailored for You

Whether you're looking to open a checking account, apply for an auto loan, or explore mortgage options, Achieva Credit Union is here to help. We provide a range of personal and business banking services that cater to your unique needs. Plus, with ATM availability on-site, accessing your funds has never been easier. For official correspondence, please note that while members can visit us at our branch address, any mail should be directed to PO Box 1500 in Dunedin, FL. If you have any questions or need assistance, don't hesitate to call us at 727-431-7680. Our team is always ready to assist you! We invite you to come by and experience the warm atmosphere and outstanding service that makes Achieva Credit Union a trusted financial partner in the Sarasota community.

Member Eligibility

At Achieva Credit Union, we believe that joining our community is the first step toward a brighter financial future. Becoming a member is simple and open to those who live, work, or worship in Sarasota County, as well as their family members. This inclusive approach allows us to welcome a diverse group of individuals who can benefit from our personalized services. As a member, you'll enjoy advantages like lower loan rates, higher savings yields, and access to a range of financial products tailored just for you. To learn more about the specific eligibility requirements and ensure you fit the criteria, feel free to check out our detailed information at http://www.achievacu.com/home/membership. If you're ready to take the next step, opening an account is easy! Visit us at http://www.achievacu.com/home/businessloans or give us a call at (727) 431-7680. We can't wait to welcome you into the Achieva Credit Union family at our branch located at 5881 Fruitville Rd Sarasota Fl 34232!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services designed for today's marketplace. Imagine a busy Saturday at your store customers are ready to check out, but you need efficient payment processing. Our merchant services streamline transactions, allowing you to focus on what matters most: serving your customers and growing your sales. Visit us at 5881 Fruitville Rd Sarasota Fl 34232 in Sarasota, FL, or call us at (727) 431-7680 to learn how our business banking solutions can help you reach your goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $452 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to expand their operations and improve their services. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to various business needs. - With an outstanding commercial loan portfolio of $147,828,567, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Access Made Easy

Need cash? Our ATM services provide easy access for withdrawals and balance checks whenever you need them. Plus, our drive-thru service allows for quick transactions like deposits and withdrawals without leaving your car perfect for those busy days! At Achieva Credit Union, we believe in empowering our members with the tools they need for financial success. With so many services available at your fingertips, we're here to support every step of your financial journey. Ready to get started? Reach out to us at (727) 431-7680 or visit us online at Fruitville Rd today!

Business Banking Services

If you're a business owner, Achieva Credit Union also provides robust business banking solutions, including merchant services and business loans. We know how important it is for businesses to have reliable financial support, and we are committed to helping you succeed.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that allow you to manage your finances anytime, anywhere. Whether it's transferring money between accounts or checking your balance on the go, our digital banking tools make it easy.

Financial Support When You Need It

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We understand that financial challenges can arise, and we're here to provide solutions that help ease the burden.

Home Financing

For those dreaming of homeownership or looking to refinance their existing mortgage, Achieva Credit Union offers competitive mortgage loans that can help make your dream home a reality. Our team is here to guide you through the process, ensuring that it's as straightforward as possible.

Personal Banking Solutions

Managing your finances is simple with our personal banking options. Whether you're looking to open a checking or savings account, we've got you covered. Our accounts are designed to help you save more and spend wisely, making it easier for you to reach your financial goals. If you're planning to buy a car, consider our auto loans and vehicle financing options, which can be tailored to fit your budget.

Rewarding Credit Options

Looking for a credit card? Our credit cards come with rewards that let you earn while you spend. Enjoy cash back on purchases and other benefits designed to enhance your everyday spending experience.

Digital & Online Banking

Key Features

Our online banking services are available 24/7 at https://www.achievacu.com/. You can check balances, transfer funds, and even pay bills with just a few clicks. Plus, if you're looking for a more on-the-go experience, our mobile application makes banking convenient right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature lets you do just that quickly and easily. And for those who prefer paperless options, e-statements are available, helping you keep your finances organized while doing your part for the environment.

Security and Ease of Use

Your security is our top priority. We utilize electronic signature authorization to ensure that your transactions are safe and secure. This means you can complete necessary paperwork digitally without any worries. Our user-friendly interface makes navigating through your accounts simple, whether you're logging in from home or on the go. With features like mobile payments integrated into our services, you can make purchases directly from your phone without the hassle of carrying cash or cards. This level of accessibility allows you to manage your finances in real time, ensuring you're always in the loop about your account status. At Achieva Credit Union, we are committed to providing modern banking solutions tailored to meet the needs of our members. Explore all these features today and take advantage of the convenience that digital banking offers!

Financial Strength

Commitment to Member Growth

We also take pride in our financial commitments. With $257,126,578 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $97,592 in used auto loans and $2,072,747,559 in total loans and leases.

Growing Membership Trust

With a total of 382,487 share accounts, it's clear that more people trust Achieva Credit Union with their finances. Our commitment to transparency and member satisfaction drives us to continuously improve the services we offer. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Achieva Credit Union is your trusted partner. Visit us at 5881 Fruitville Rd Sarasota Fl 34232 or call (727) 431-7680 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We are proud to have 480 full-time employees and 32 part-time employees dedicated to serving you with a knowledgeable team.

Security for Your Savings

Your savings are secure with us. We have $660,744,838 in share certificates and $140,001,790 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $28,092, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $284,099,320, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $987 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

We also have credit lines available with a total of $1,078,149,613, giving you additional flexibility when managing larger expenses or unexpected costs. At Achieva Credit Union, we're dedicated to helping you find the right loan product for your unique situation. We encourage all potential borrowers to explore refinancing options or eligibility criteria which can make these products even more beneficial. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in any of our loan offerings or have questions about how we can assist you further, please don't hesitate to reach out at 727-431-7680 or visit us online at Achieva Credit Union.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $643,847,497 in used vehicle loans and $434,772,804 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new vehicle or a reliable used one, our competitive rates and flexible terms ensure that you'll find an option that fits your budget.

Business Financing

For business owners looking for capital to grow and expand, our outstanding commercial loans totaling $147,828,567 provide essential funding. These loans are tailored to meet the unique needs of businesses and can help facilitate everything from purchasing equipment to managing cash flow.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $213,870,678. If you're ready to take the next step towards owning your home or want to refinance your existing mortgage for better terms, our experienced team is here to guide you through the process.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. We offer flexible terms on these loans, with a total of $114,733,069 available to help members manage their finances effectively. This option provides you with the freedom to make purchases without needing collateral while enjoying competitive interest rates.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By working exclusively with verified financial institutions, LendMesh guarantees that all listed loan offers are legitimate, protecting consumers from misleading information.