Achieva Credit Union Saint Petersburg FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Achieva Credit Union, where your financial well-being is our top priority! Located at 413 62Nd Ave N, Saint Petersburg, FL 33702, we have been a trusted community partner since our establishment in 1937. With a proud membership of over 199,741, we are dedicated to providing personalized financial solutions that cater to the unique needs of our members. At Achieva, we understand the importance of feeling secure and supported in your financial journey. That's why we proudly manage total assets amounting to an impressive $2,873,751,356 and maintain total deposits of $224,405,281. Our commitment extends beyond just numbers; it's about building relationships and creating opportunities for growth within our community. Under the leadership of our CEO, Gary Regoli, and Board President, Janet Cantees, our team of 512 employees is here to assist you with everything from personal banking services to business loans. Whether you're looking for an auto loan or planning to buy a home, we've got you covered with tailored solutions. Plus, you can always count on us for easy online and mobile banking options. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 1500, Dunedin, FL 34697. If you have any questions or need assistance, feel free to reach out at 727-431-7680. Join us today at Achieva Credit Union where your financial success is not just a goal but a shared mission! Visit us online at AchievaCU.com or stop by our branch to explore how we can help you achieve your dreams.

Branch History & Mission

A Legacy of Service

Located at 413 62Nd Ave N Saint Petersburg, FL 33702, our branch has always been more than just a financial institution. We are proud to serve the Pinellas County community and contribute to its growth and prosperity. Since our opening, we have expanded our services and embraced innovations that allow us to better support our members' financial goals. Today, with total assets exceeding $2.8 billion, we remain committed to offering personalized banking solutions that empower individuals and businesses alike.

Commitment to Innovation

In addition to traditional banking services, we embrace technology to enhance your experience. With online and mobile banking features such as e-statements and person-to-person payments, managing your finances has never been easier or more convenient. Our branch is ADA compliant, ensuring accessibility for all members.

Join Us

As we reflect on our past and look toward the future, we invite you to be part of our journey. Visit us at Achieva Credit Union in Saint Petersburg or reach out at 727-431-7680 for more information about how you can join our family. Together, let's build a brighter future for ourselves and our community!

Our Mission

The mission of Achieva Credit Union is simple yet powerful: to provide outstanding financial services while fostering a strong sense of community. We strive to make banking accessible and inclusive for everyone. Whether you're seeking personal banking options like checking and savings accounts or looking for vehicle financing and mortgage loans, we're here to help you navigate your financial journey. We understand that each member's needs are unique; therefore, we offer tailored solutions designed with you in mind. Our commitment extends beyond banking community outreach is an essential part of who we are. Through partnerships with local organizations and initiatives that promote financial literacy, we aim to uplift those around us.

Branch Location & Accessibility

Accessibility and Parking

Our branch offers ample parking space, ensuring that you can park with ease when you visit. We take pride in being fully ADA compliant, so all members of our community can access our services without any hassle. If you prefer quick service, you'll be pleased to know we also have a drive-thru banking option available. This allows you to handle simple transactions like deposits and withdrawals without ever leaving your vehicle.

Operating Hours

At Achieva Credit Union, we understand that your time is valuable. That's why we offer flexible operating hours to fit your busy schedule. Our lobby is open Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; and Friday from 9 AM to 5:30 PM. Plus, we're open on Saturday from 9 AM to 1 PM for those who need to visit us over the weekend.

Services Offered

We are proud to provide a variety of banking services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. If you're looking for business solutions, we also offer merchant services and business loans. Need cash? Our ATM is available on-site for quick withdrawals or balance checks. If you have questions or need assistance, feel free to call us at 727-431-7680. Our dedicated team is here to help you navigate your financial journey. While members can visit us at 413 62Nd Ave N, official correspondence should be sent to PO Box 1500 in Dunedin if needed. Come visit us today! We're excited to help you achieve your financial goals right here at Achieva Credit Union!

Member Eligibility

At Achieva Credit Union, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you're living, working, or attending school in the Pinellas County area, you're already eligible to join us. This means that whether you're new to the area or have been here for years, there's a place for you at our credit union. We offer a variety of benefits, from competitive rates on loans and savings accounts to personalized services tailored just for you. To start your journey with us, simply visit our eligibility page at http://www.achievacu.com/home/membership for all the details and updates. When you're ready to open an account, check out http://www.achievacu.com/home/businessloans for easy steps to get started. If you have any questions, don't hesitate to call us at 727-431-7680; we're here to help you every step of the way! Join us at our branch located at 413 62Nd Ave N Saint Petersburg Fl 33702, and experience the difference of being part of Achieva Credit Union.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $452 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $147,828,567, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing and help you focus on what you do best running your business. Imagine being able to accept payments quickly and securely at the point of sale or online. Our solutions can enhance your customer experience while ensuring you get paid promptly. If you're looking for reliable banking solutions tailored for your business needs, visit us at 413 62Nd Ave N, Saint Petersburg, FL 33702, or call us at 727-431-7680. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash in a hurry? Our ATM services allow for quick withdrawals and balance checks without stepping inside the branch. Additionally, our drive-thru service ensures that simple transactions like deposits and withdrawals can be done without leaving your car perfect for those busy days when every minute counts. Our dedicated team at Achieva Credit Union, located at 413 62Nd Ave N Saint Petersburg Fl 33702 in Saint Petersburg, FL, is ready to assist you with any questions you may have about our services. You can reach us directly at (727) 431-7680 during our convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 1 PM. Ready to take the next step? Visit us online at Ne St Pete or stop by our branch today! We look forward to helping you achieve your financial goals!

Business Banking Services

For entrepreneurs and small business owners, we provide tailored business banking solutions. Our merchant services make transactions easier for your customers, while our business loans offer the financial backing you need to grow and expand.

Credit Options

When it comes to managing spending and earning rewards, our credit cards are an excellent choice. With options that provide rewards on purchases, you can enjoy benefits while making everyday transactions.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Achieva Credit Union emphasizes digital banking features. With online and mobile banking options available, accessing your accounts has never been easier. You can transfer funds, pay bills, and even set up person-to-person payments right from your smartphone or computer.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that cater to your everyday needs. Imagine having a checking account that offers easy access to your funds, along with a savings account designed to help you grow your money over time. If you're considering purchasing a vehicle, our auto loans and vehicle financing options can make that dream car more attainable than ever. For those looking at homeownership, we offer mortgage loans and refinancing options that can fit various budgets. Plus, if life throws unexpected expenses your way, our personal loans for debt consolidation can help you regain control of your finances.

Digital & Online Banking

Enhanced Features for Members

Want to send money to friends or family? Our person-to-person transfer feature allows you to do just that quickly and easily. Additionally, if you're someone who enjoys making payments through your phone, you'll love our mobile payments option perfect for quick transactions without the need for cash. Security is a top priority at Achieva Credit Union. We use advanced technology to ensure that your information remains safe while giving you peace of mind as you manage your accounts online. With 24/7 online banking services, help is always just a click away. In summary, Achieva Credit Union provides everything you need for efficient financial management right from the comfort of your home or on the go. Join us today and experience how easy banking can be!

Key Services Available

Explore our user-friendly online banking platform at https://www.achievacu.com/. This service allows you to view account balances, transfer funds, pay bills, and so much more all in real time. Plus, with our mobile application available for download, you can carry your bank in your pocket. Whether you're at home or on the go, you'll have full control over your finances right at your fingertips. Do you prefer going paperless? We offer e-statements for those who want to keep their accounts organized and eco-friendly. And for added convenience, our electronic signature authorization feature makes it easy to sign documents digitally, saving you time and hassle.

Financial Strength

Commitment to Growth

With $257,126,578 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $97,592 in used auto loans and $2,072,747,559 in total loans and leases, we support members' financial goals across various sectors.

Efficient Operations

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 480 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Focused Savings

Members' savings are secured through $660,744,838 in share certificates and $140,001,790 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $28,092, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $284,099,320, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $987 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

Our commitment to our members is further demonstrated by having a total of 382,487 share accounts. This shows a strong and growing member base that trusts us with their finances. The net shares available for lending and investments stand at $6,246,872, which underscores our dedication to supporting your financial endeavors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Achieva Credit Union is your trusted partner. Visit us at 413 62Nd Ave N Saint Petersburg Fl 33702 or call (727) 431-7680 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided over $643,847,497 in used vehicle loans and $434,772,804 in new vehicle loans to help our members get on the road. Whether you're purchasing a brand-new car or a reliable used vehicle, we are here to assist you with competitive rates and flexible terms.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $147,828,567 provide the capital needed to expand your operations. We understand that every business has unique needs and are dedicated to helping you succeed. At Achieva Credit Union, we also offer refinancing options for many of our loan products to help you save money and improve your financial situation. If you're interested in eligibility options or want to learn more about how we can assist you further, feel free to reach out at 727-431-7680. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $213,870,678. Our knowledgeable team is ready to guide you through the process and ensure you find the best mortgage solution tailored to your needs.

Unsecured Credit Card Loans

Managing finances can be easier with our flexible terms on unsecured credit card loans. We currently provide a total of $114,733,069 in these loans to help our members manage their everyday expenses effectively. Whether you're looking to consolidate debt or handle unexpected costs, our credit card options can support you.

Loan Aggregator

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