Achieva Credit Union Punta Gorda FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Achieva Credit Union, your trusted financial partner since 1937. Located conveniently at 3105 Tamiami Trl, Punta Gorda, FL 33950, we are dedicated to serving our vibrant community with reliable banking solutions and personalized service. With a strong membership base of 199,741 individuals, we take pride in providing financial support that empowers our members to achieve their goals. At Achieva, we understand the importance of financial stability and growth. That's why we manage total assets of over $2.87 billion, ensuring that your money is safe and sound. Our commitment to you is reflected in our robust loan offerings, totaling 215,766 loans and leases designed to meet various needs from auto financing to home mortgages. While members can visit us at our branch address, official correspondence should be sent to PO Box 1500, Dunedin, FL 34697 if you're looking for written communication. We encourage you to reach out by phone at 727-431-7680 or explore our website at Achieva Credit Union for more information about our services. Led by our experienced CEO, Gary Regoli, and Board President, Janet Cantees, our team of 512 employees is here to assist you every step of the way. Whether you're looking to open a checking account or secure a personal loan, we are committed to making your experience seamless and enjoyable. Join us today and discover how Achieva Credit Union can help you navigate your financial journey with confidence!

Branch History & Mission

At Achieva Credit Union, our story began in 1937 when we opened our doors to serve the financial needs of our community in Punta Gorda, Florida. Over the decades, we have grown from a small local organization into a vibrant institution with a total membership of nearly 200,000 members and assets totaling over $2.8 billion. We are proud to be a cornerstone of support for individuals and families throughout Charlotte County. Located at 3105 Tamiami Trl, Punta Gorda, FL 33950, our branch is easily accessible and surrounded by the warmth of our community. Just down the road from popular landmarks like Laishley Park and Fishermen's Village, we invite you to stop by and see how we can help you achieve your financial goals. For official correspondence, please send mail to PO Box 1500, Dunedin, FL 34697. Our mission is clear: to empower our members through exceptional financial services while also giving back to the communities we serve. We believe in making banking accessible for everyone and work hard to ensure that our services reflect that belief. From personal banking accounts to business loans and online banking solutions, we strive to offer products that fit your life. As part of our commitment to innovation, we've embraced digital advancements that enhance your banking experience. With features like mobile payments and online banking available at your fingertips, managing your finances has never been easier or more convenient. Our drive-thru service further ensures that you can access basic banking transactions swiftly. At Achieva Credit Union, we understand that being part of a community means more than just offering financial services; it's about building lasting relationships. We actively engage in community outreach programs and partnerships aimed at improving lives right here in Punta Gorda. We invite you to join us on this journey towards financial wellness. Whether you're looking for a new checking account or need assistance with vehicle financing, Achieva Credit Union is here for you every step of the way. Contact us today at 727-431-7680 or visit us online at Achieva Credit Union to learn more about becoming a member and experiencing all the benefits we have to offer!

Branch Location & Accessibility

Call to Action

If you have any questions or want to learn more about how we can help you achieve your financial goals, feel free to give us a call at (727) 431-7680. We invite you to stop by our Punta Gorda branch today your future begins with us!

Nearby Landmarks and Accessibility Features

Nestled close to local favorites like Fishermen's Village and the scenic Charlotte Harbor, our branch is not just a place to bank; it's part of the vibrant Punta Gorda community. We offer plenty of parking options for your convenience, ensuring that your visit is hassle-free. Plus, our facility complies with ADA standards, featuring ramps and accessible entrances so everyone can enjoy easy access.

Operating Hours and Services

At Achieva Credit Union, we understand that life can be busy. That's why we're here for you during convenient hours: Monday, Tuesday, Thursday, and Friday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; and even Saturday mornings from 9 AM to 1 PM for those who need a little extra time. Our drive-thru service is available from 8:30 AM on weekdays for quick transactions without leaving your car. We pride ourselves on offering a wide range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. You can also take advantage of our ATM services anytime you need cash or want to check your balance. While members can visit us at 3105 Tamiami Trl Punta Gorda Fl 33950, official correspondence should be sent to PO Box 1500, Dunedin, FL 34697.

Member Eligibility

Becoming a member of Achieva Credit Union is like joining a caring family where your financial well-being matters. If you're looking to be part of our community, you'll find that eligibility is quite inclusive. At Achieva Credit Union, anyone who lives, works, worships, or attends school in the area is welcome to join us. This means that whether you're a long-time resident or a newcomer, we're excited to have you! Not only do you gain access to a variety of financial services tailored just for you, but you also become part of an organization that values people over profit. Ready to take the next step? Opening an account is easy and straightforward! For more information about eligibility and to see if you qualify, check out our detailed criteria at http://www.achievacu.com/home/membership. If you're eager to get started with your membership or have any questions, feel free to give us a call at (727) 431-7680. We can't wait to welcome you into the Achieva Credit Union family at 3105 Tamiami Trl Punta Gorda Fl 33950!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $452 in commercial loans for our members, helping businesses scale and succeed.

Merchant Services

Beyond loans, our merchant services simplify payment processing, allowing you to focus on what you do best running your business. Whether you're at a bustling market or behind the counter of a cozy café, our services make transactions easy and secure. Visit us at 3105 Tamiami Trl Punta Gorda Fl 33950 in Punta Gorda, FL, or call us at (727) 431-7680 to learn how we can help your business reach new heights!

Non-Member Support

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that help everyone thrive.

Outstanding Loan Portfolio

With an outstanding commercial loan portfolio of $147,828,567, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Need a new car? We offer competitive rates on auto loans and vehicle financing that fit your budget. Picture yourself driving off in that dream car, knowing you secured a great deal through Achieva. Our loan process is straightforward, making it simple for you to get on the road quickly.

Business Banking

For business owners, Achieva Credit Union provides specialized banking services including merchant services and business loans. Your business deserves the best support available, and we are here to help you succeed.

Credit Cards with Rewards

Our credit cards come with rewards that let you earn while you spend! Whether it's cash back on everyday purchases or points towards travel, we have options that cater to your spending habits.

Easy Access Features

We understand that convenience matters. That's why we offer ATM services for easy cash withdrawals and balance checks as well as basic drive-thru banking for quick deposits and transactions. Our goal is to ensure that you can handle your banking needs efficiently without any hassle. With Achieva Credit Union, you're not just another member; you're part of a community focused on helping you thrive financially. If you're ready to explore our full range of services or if you have any questions, don't hesitate to reach out at 727-431-7680. Visit us today or check out our website at Achieva Credit Union for more information!

Mortgage Loans & Refinancing

Buying a home or refinancing an existing mortgage? We provide various mortgage options to suit different lifestyles and budgets. Our knowledgeable team will guide you through the process, helping you find the best solution for your home financing needs. We understand how important this step is, so we strive to make it as stress-free as possible.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are tailored just for you. With user-friendly online and mobile banking options, managing your finances has never been easier. You can check balances, transfer funds, and pay bills right from your smartphone or computer. Imagine the freedom of accessing your accounts anytime and anywhere!

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our personal loans can help. We offer flexible terms that allow you to manage payments effectively without overwhelming your monthly budget.

Digital & Online Banking

Accessibility and Security

Security is our top priority. All transactions are protected with state-of-the-art encryption technology, ensuring that your information stays safe while you bank online. Our mobile application provides a secure way to manage your accounts right from the palm of your hand, giving you peace of mind as you conduct daily transactions. In today's fast-paced world, having easy access to your finances is essential. At Achieva Credit Union, we strive to provide services that not only meet but exceed your banking needs, ensuring that you have everything necessary for effective account management right at your fingertips. Join us today and experience the convenience of modern banking!

Key Features

We offer e-statements so you can view your account statements electronically. This not only helps the environment but also means you can access your documents whenever you need them no more waiting for paper statements in the mail! Plus, our electronic signature authorization feature makes it easy to sign documents securely from home, saving you time and hassle. When you're on the go, our mobile payments feature allows you to make purchases directly from your smartphone. You can even send money quickly with our person-to-person transfers, making it simple to split bills or pay friends without needing cash.

Financial Strength

At Achieva Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial health, which enables us to serve you better every day. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $284,099,320, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 987 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $660,744,838 in share certificates and $140,001,790 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $28,092, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $257,126,578 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $97,592 in used auto loans and a total of $2,077,747,559 in loans and leases, covering various needs for our community. Our commitment to operational efficiency is reflected in our $0 net income, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 480 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $6,246,872. Total Share and Deposit Accounts: 382,487, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Achieva Credit Union is your trusted partner. Visit us at 3105 Tamiami Trl Punta Gorda Fl 33950 or call 727-431-7680 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $643,847,497 in used vehicle loans and $434,772,804 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you have the flexibility to choose what suits you best.

Business Loans

For business owners, our outstanding commercial loans totaling $147,828,567 provide the capital needed to grow and expand. We understand the challenges businesses face and are here to support your journey toward success.

Credit Card Loans

Managing everyday expenses is easier with our flexible unsecured credit card loans. With a total of $114,733,069 in loans helping members effectively manage their finances, our credit cards come with competitive terms that fit various lifestyles and budgets.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $213,870,678, make buying or refinancing simple. We aim to guide you through the process seamlessly so that you can feel confident in your investment.

Refinancing and Eligibility Options

If you're considering refinancing an existing loan or exploring eligibility options for any of our products, we're here to assist you every step of the way. Our team is dedicated to finding solutions that work for you. For more information about our loan offerings or to speak with a representative, feel free to contact us at 727-431-7680 or visit us at 3105 Tamiami Trl Punta Gorda FL 33950. You can also check out our services online at Achieva Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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