Achieva Credit Union Port Charlotte FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Achieva Credit Union, your trusted partner in financial well-being since 1937. Located at 1850 Tamiami Trl, Port Charlotte, FL 33948, we take pride in serving our vibrant community with a personalized touch and a commitment to excellence. With over 199,741 members and assets totaling an impressive $2,873,751,356, we offer a wide range of services designed to meet your unique financial needs. At Achieva, we understand that your financial journey is important. That's why our dedicated team of 512 employees works tirelessly to provide you with exceptional service and support. Under the leadership of our CEO, Gary Regoli, and Board President, Janet Cantees, we strive to create lasting relationships built on trust and reliability. Our comprehensive offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. Whether you're looking to finance a new vehicle or expand your business, we have the tools and expertise to help you succeed. While members can visit us at our branch location for assistance, official correspondence should be sent to PO Box 1500, Dunedin, FL 34697. For any inquiries or support, feel free to reach out via phone at 727-431-7680. Join us in making a positive impact in our community while enjoying financial services tailored just for you. We invite you to explore our website at Achieva Credit Union for more information or stop by our branch today! Your journey towards achieving your financial goals starts here.

Branch History & Mission

At Achieva Credit Union, we believe that financial services should empower individuals and strengthen communities. Founded in 1937, our branch in Port Charlotte, Florida, has grown alongside its members, continuously evolving to meet their needs. Since our inception, we have dedicated ourselves to fostering a culture of service and support. Located at 1850 Tamiami Trail, our Port Charlotte branch is easily accessible for all members. Whether you're stopping by for personal banking or seeking advice on loans, our friendly staff is here to help you navigate your financial journey. While members can visit us at this address, official correspondence should be sent to PO Box 1500, Dunedin, FL 34697. Over the decades, Achieva Credit Union has achieved remarkable milestones. Today, we proudly serve over 199,000 members and manage assets totaling more than $2.8 billion. Our growth reflects our commitment to providing quality financial services while maintaining strong community ties. Our mission is simple yet impactful: to improve the lives of our members and the communities we serve. We offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. With a focus on accessibility, we ensure our offerings are available through online and mobile banking platforms. In addition to traditional banking services, we prioritize community engagement through partnerships with local organizations and outreach programs that benefit those in need. Our goal is to create positive change within Port Charlotte and beyond. At Achieva Credit Union, we embrace modern technology while ensuring ADA compliance for all our facilities. Members can enjoy the convenience of ATMs and drive-thru banking for quick transactions without hassle. As we look towards the future, we invite you to join us at Achieva Credit Union. Experience firsthand the dedication of a credit union that puts people before profits. Together, let's build a brighter financial future for you and our community. For inquiries or assistance, feel free to reach out at 727-431-7680 during our operating hours: Monday, Tuesday, Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; Friday from 9 AM to 5:30 PM; and Saturday from 9 AM to 1 PM. We're excited to welcome you into our family!

Branch Location & Accessibility

Connect With Us

Feel free to reach out with any questions or to learn more about the services we offer. You can contact us at 727-431-7680. We look forward to welcoming you to Achieva Credit Union! Come visit us soon and experience our friendly service firsthand!

Convenient Access and Amenities

Our location offers ample parking for members, ensuring you have a hassle-free experience when visiting us. The branch is designed with accessibility in mind, featuring ADA-compliant ramps and entrances to accommodate all our members. If you're in need of quick cash or basic banking services, our ATM is available on-site for your convenience. We also provide a drive-thru service that allows you to handle deposits, withdrawals, and other simple transactions without leaving your vehicle. This feature is especially helpful for those on the go!

Friendly Service Hours

At Achieva Credit Union, we want to be available when you need us. Our lobby hours are Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; Friday from 9 AM to 5:30 PM; and Saturday from 9 AM to 1 PM. Our drive-thru hours align closely with these times, ensuring that you can access our services conveniently throughout the week. While members can visit us at our physical address for all their banking needs, official correspondence should be sent to our mailing address at PO Box 1500, Dunedin, FL 34697.

Member Eligibility

At Achieva Credit Union, we believe that becoming a member is more than just opening an account it's about joining a welcoming community that supports your financial well-being. If you're interested in becoming part of our family, you'll be pleased to know that eligibility is open to anyone who lives, works, or worships in the areas we serve, as well as their family members. This inclusive approach ensures that we can extend our services to those who truly need them. You can find all the detailed criteria and any updates by visiting our eligibility page at http://www.achievacu.com/home/membership. Getting started with us is easy! Simply reach out via phone at (727) 431-7680 for assistance or check out the account opening details online at http://www.achievacu.com/home/businessloans. Once you're a member of Achieva Credit Union, you'll enjoy a variety of benefits designed to help you achieve your financial goals all while being supported by friendly faces right here at our branch located at 1850 Tamiami Trl Port Charlotte Fl 33948. We can't wait to welcome you!

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $452 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $147,828,567, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments from customers seamlessly, whether they're shopping in-store or online. Our merchant services offer real-world solutions that simplify transactions and enhance customer experiences. From credit card processing to mobile payment options, we equip your business with the tools needed to stay competitive. Located at 1850 Tamiami Trl Port Charlotte Fl 33948, Port Charlotte, FL, we invite you to explore how our business banking and commercial services can help elevate your enterprise. For more information or assistance, call us at (727) 431-7680. Your business deserves the best financial partner let's grow together!

Comprehensive List Of Services

Business Banking Options

For our business members, we offer specialized business banking services, including merchant services and business loans. We understand that running a business comes with unique challenges, and we're here to support your growth every step of the way.

Convenient Access

With ATM availability and basic drive-thru banking options for simple transactions like deposits and withdrawals, accessing your funds has never been easier. Our branch is equipped with all the essential services you may need. In today's fast-paced world, we recognize how important it is for you to manage your finances efficiently. That's why at Achieva Credit Union, we prioritize providing digital tools such as mobile payments and person-to-person payment options, ensuring that convenience is always at your fingertips. We invite you to visit us at Achieva Credit Union in Port Charlotte or give us a call at 727-431-7680. Explore how our comprehensive list of services can help meet your financial goals today! For more details about membership eligibility or opening an account, check out our website at Achieva Credit Union.

Credit Card Benefits

Don't forget about our credit cards with rewards! They allow you to earn points on everyday purchases while enjoying benefits that can help boost your financial health.

Home Financing Solutions

For those planning to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services are here to guide you through the process. Our team understands that buying a home is a big step, so we strive to make it as smooth as possible.

Personal Banking Services

Our personal banking options include checking and savings accounts designed to help you manage your finances with ease. Imagine having a checking account that not only allows you to pay bills effortlessly but also offers online banking features. With our online and mobile banking, you can access your account anytime and anywhere, making it convenient to check balances or transfer funds on the go. If you're considering purchasing a new vehicle, our auto loans and vehicle financing services make it easy for you to get behind the wheel of your dream car. We offer competitive rates and flexible terms to fit your budget. Additionally, if you're looking to consolidate debt or need extra cash for personal expenses, our personal loans and debt consolidation options provide straightforward solutions tailored just for you.

Digital & Online Banking

Always Accessible

Whether you're at home or on the go, our 24/7 online banking services mean that help is always just a click away. You can easily manage your accounts in real-time, keeping track of your spending and saving efforts without any delays. No matter where life takes you, Achieva Credit Union is committed to providing accessible solutions that fit into your busy lifestyle. With these digital banking tools at your fingertips, achieving financial wellness has never been more straightforward or secure. Visit us online today and discover how our services can simplify your banking experience!

Key Services

Our online banking services at https://www.achievacu.com/ allow you to check balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the benefits of e-statements, helping you stay organized while reducing paper clutter. For those who prefer mobile access, our mobile application is available for download, enabling you to perform transactions right from your smartphone. Security is crucial in today's digital world. That's why we offer electronic signature authorization for various transactions, ensuring that your information remains protected while providing a hassle-free experience. Plus, with features like person-to-person transfers and mobile payments, sending money to friends or making purchases has never been easier.

Financial Strength

At Achieva Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, trust in your financial institution is paramount. That's why we are proud to share the strong financial position we hold, which reflects our commitment to you. With a net worth of $284,099,320, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is evident in our net worth ratio of $987, demonstrating a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $660,744,838 in share certificates and $140,001,790 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $28,092, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks. Moreover, with $257,126,578 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $97,592 in used auto loans and $2,072,747,559 in total loans and leases. Our operational efficiency is reflected by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 480 full-time employees and 32 part-time employees ready to serve you with a knowledgeable team. Our total share accounts stand at 382,487, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $6,246,872, we are equipped to meet your needs effectively. For complete transparency, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Achieva Credit Union is your trusted partner. Visit us at 1850 Tamiami Trl Port Charlotte Fl 33948 or call (727) 431-7680 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $434772804 in new vehicle loans and $643847497 in used vehicle loans, helping our members get on the road without breaking the bank. Whether you're looking for financing for a brand-new model or a dependable used vehicle, we've got you covered.

Commercial Loans

For business owners, our outstanding commercial loans totaling $147828567 provide the capital needed to grow and expand your enterprise. We recognize that running a business comes with unique challenges and opportunities; our commercial loan products can be tailored to support your specific needs. At Achieva Credit Union, we pride ourselves on our commitment to our members' financial well-being. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply for a loan or just want more information about how we can assist you in achieving your financial goals, feel free to reach out to us at 7274317680. We're excited to help you take the next step!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $213870678, allowing you to invest in your dream home with ease. If you're considering refinancing your existing mortgage, we can guide you through eligibility options that may save you money and enhance your financial flexibility.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $114733069 in loans helping members manage their finances effectively. Whether you need to consolidate debt or cover unexpected expenses, our credit cards come with competitive rates and rewards that can make each purchase more beneficial.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can have confidence in the comparisons they see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This feature helps users find the most suitable loans without any hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to make informed decisions quickly. This way, you can spot competitive rates as they change. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals secure better financial deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means you can trust that the information provided reflects current market conditions.