Achieva Credit Union Palm Harbor FL | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Achieva Credit Union, your trusted financial partner located at 3446 E Lake Rd, Palm Harbor, FL 34685. Since our establishment in 1937, we have been dedicated to serving our community and supporting our members on their financial journeys. With a robust membership base of 199,741 individuals, we pride ourselves on offering personalized services that cater to the unique needs of each member. At Achieva, we understand that managing finances can be challenging. That's why we provide a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our total assets stand at an impressive $2,873,751,356, and our commitment to sound financial practices is reflected in our net worth of $284,099,320. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to PO Box 1500, Dunedin, FL 34697. Our friendly team of 512 employees, led by CEO Gary Regoli and Board President Janet Cantees, is always ready to help you navigate your financial goals. With total deposits reaching $224,405,281 and cash in hand amounting to $21,178,233, we ensure that your money is safe and accessible. Whether you're looking for a loan or want to explore investment options, we are here for you every step of the way. Ready to learn more? Visit us online at Achieva Credit Union or give us a call at 727-431-7680. Your future starts here!

Branch History & Mission

Achieva Credit Union has a rich legacy rooted in community service and financial empowerment. Since opening its doors in 1937, Achieva has grown from a small local credit union into a trusted financial institution serving nearly 200,000 members. Located at 3446 E Lake Rd, Palm Harbor, FL 34685, our branch is dedicated to providing personalized banking experiences tailored to meet the unique needs of our members. Over the decades, we have expanded our services and capabilities, reaching significant milestones along the way. Today, Achieva boasts total assets of over $2.8 billion, which reflects our commitment to sound financial management and member satisfaction. Our headquarters in Dunedin, FL continues to guide our mission of offering accessible financial solutions while supporting the communities we serve. At the heart of Achieva Credit Union is a clear mission: to provide exceptional financial services while fostering a sense of belonging and support within our community. We believe that everyone deserves access to affordable banking options that enable them to achieve their financial goals. This mission drives us to offer various services, including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking solutions. While members can visit us at our Palm Harbor branch for all their banking needs, official correspondence should be sent to PO Box 1500, Dunedin, FL 34697 if needed. We strive to ensure every interaction is meaningful and impactful. Our branch operates with convenient hours: Monday through Tuesday and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; Friday from 9 AM to 5:30 PM; and Saturday from 9 AM to 1 PM. For those who prefer drive-thru service or need ATM access, we are pleased to offer both options for your convenience. We are also committed to embracing technology with features like online banking and mobile payments that make managing your finances easier than ever. Our community outreach efforts focus on partnerships that enhance economic opportunities and promote financial literacy across diverse populations. As we look towards the future, we invite you to join us at Achieva Credit Union. Experience firsthand how we can support you on your financial journey while making a positive impact in our community. Together, let's build a brighter future! For more information or to become a member today, please call us at 727-431-7680 or visit our website at Achieva Credit Union.

Branch Location & Accessibility

Come Visit Us!

Whether you're a long-time member or new to Achieva Credit Union, we invite you to stop by and experience our friendly service firsthand. If you have any questions or need assistance before your visit, don't hesitate to call us at (727) 431-7680. We look forward to welcoming you soon!

Convenient Access

Getting to us is simple. Our branch is situated near popular local spots, making it easy to fit a visit into your day. With ample parking available right outside, you won't have to worry about finding a spot. For those who may need additional assistance, we're proud to offer ADA-compliant features ensuring everyone can access our services comfortably.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to accommodate your schedule: we're open Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; and Friday from 9 AM to 5:30 PM. Need us on Saturday? We're available from 9 AM to 1 PM! If you're in a rush, take advantage of our drive-thru service which operates Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 9 AM to 1 PM.

Services Offered

At Achieva Credit Union, we offer a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we have everything you need under one roof. Our ATM is readily available for quick cash withdrawals and balance inquiries. Plus, if you prefer banking on-the-go, our online and mobile banking options make managing your finances simpler than ever. While members can visit us at 3446 E Lake Rd Palm Harbor Fl 34685, official correspondence should be sent to PO Box 1500, Dunedin, FL 34697.

Member Eligibility

At Achieva Credit Union, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Joining us is simple and welcoming. If you live, work, or worship in Pinellas County, or have a family member who is already a member, you can easily become part of our family. We're committed to providing our members with exceptional service and access to a variety of financial products tailored to meet your needs. To get started on your journey with us, check out the detailed eligibility criteria at Achieva Membership. Once you're ready to open an account, visit us at our branch located at 3446 E Lake Rd, Palm Harbor, FL 34685, or call us at 727-431-7680 for any questions. We can't wait to welcome you into the Achieva Credit Union community!

Business Banking & Commercial Services

Lending Solutions That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $452 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $147,828,567, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, our merchant services simplify daily operations. Imagine easily accepting payments from customers whether they're shopping online or in-store. Our tools help streamline transactions, making it easier for you to manage your cash flow effectively. Visit us at 3446 E Lake Rd Palm Harbor Fl 34685 in Palm Harbor, FL to explore how we can help your business thrive! For more information, give us a call at (727) 431-7680 or check out our website at Achieva Credit Union.

Comprehensive List Of Services

Business Solutions That Support Growth

For our business members, Achieva Credit Union offers comprehensive solutions designed to support your entrepreneurial journey. From merchant services that simplify transactions to business loans that fuel growth, we're here to help your business thrive.

Convenient Access Anytime, Anywhere

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services so you can manage your finances from anywhere. With features like ATM and cash withdrawal services, accessing your money has never been easier. Need to make a quick deposit or withdrawal? Our basic drive-thru banking provides a hassle-free way to handle simple transactions without leaving your car.

Engage with Us Today!

At Achieva Credit Union, we're committed to making banking easy and accessible for everyone. Whether you're stopping by for a quick transaction or looking for advice on managing your finances, we're here for you. Don't hesitate to reach out! Call us at 727-431-7680 or visit our website at Achieva Credit Union for more information about how we can serve you better. Join us today and experience the benefits of being part of a community-focused credit union!

Personal Banking Made Easy

When it comes to personal banking, Achieva Credit Union offers a variety of accounts designed to help you manage your money effectively. With our checking and savings accounts, you can easily access your funds and grow your savings. If you're in the market for a new vehicle, our auto loans and vehicle financing options make it simple to drive away in the car you want without breaking the bank. Are you considering buying a home? Our mortgage loans and refinancing services provide competitive rates and flexible terms that fit your lifestyle. For those unexpected expenses or plans that require a little extra cash, our personal loans and debt consolidation options can help you get back on track financially.

Rewards That Matter

We understand that spending wisely is just as important as saving. That's why our credit cards with rewards allow you to earn points on your everyday purchases. Use those points for travel, merchandise, or even cash back!

Digital & Online Banking

Key Features

Our online banking platform at https://www.achievacu.com/ is packed with user-friendly features that simplify your banking experience. Enjoy 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills whenever it suits you. With the added benefit of electronic signature authorization, handling documents and approvals is more convenient than ever. For those who prefer going paperless, our e-statements offer a quick and secure way to view your account statements online. You'll have everything organized in one place without the clutter of physical paperwork.

Mobile Banking Made Easy

Take your banking on the go with our mobile application. Whether you want to deposit checks remotely or make person-to-person transfers with friends or family, our app makes it simple and fast. Plus, if you're into making payments through your smartphone, we support mobile payments for an even smoother experience.

Safety First

We prioritize your security with robust measures in place to protect your information. Our online banking platform uses advanced encryption technology to keep your data safe. You can bank with peace of mind knowing that we take every precaution to ensure your financial information remains confidential. In summary, Achieva Credit Union offers a comprehensive suite of digital banking services tailored for today's busy lifestyles. With accessibility and ease-of-use at the forefront, managing your finances has never been easier. Visit us today at https://www.achievacu.com/ to learn more about how our online services can enhance your banking experience!

Financial Strength

Growing Together

The number of trustful relationships we have built is evident with a total of 382,487 share accounts. This shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Achieva Credit Union is your trusted partner. Visit us at 3446 E Lake Rd Palm Harbor Fl 34685 or call (727) 431-7680 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $660,744,838 in share certificates and $140,001,790 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $28,092, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 480 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $257,126,578 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $97,592 in used auto loans and a total of $2,072,747,559 in loans and leases.

Strong Financial Health

With a net worth of $284,099,320, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $987 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $643,847,497 in used vehicle loans and $434,772,804 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, ensuring you can find a loan that fits your budget. Plus, if you're considering refinancing your current auto loan for better terms or lower rates, we can assist with that as well!

Business Loans

For business owners, our outstanding commercial loans totaling $147,828,567 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are committed to offering solutions that fit your specific needs. With our commitment to transparency and member satisfaction, we invite you to learn more about our loan offerings at Achieva Credit Union. For inquiries or assistance with any of our services, feel free to contact us at 727-431-7680 or visit us at 3446 E Lake Rd Palm Harbor FL 34685. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Achieva Credit Union can help you take the next step towards your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $213,870,678, making it easier for you to secure your dream home. Our team is here to guide you through the process and help identify eligibility options that work best for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $114,733,069 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards programs tailored to suit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to sourcing ensures that users receive accurate and up-to-date information, helping them make informed decisions about their financing options.