Achieva Credit Union Odessa FL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Achieva Credit Union, where your financial goals and dreams are our top priority! Nestled in the heart of Odessa, Florida, at 12006 State Road 54, we have proudly served our community since 1937. With a strong commitment to our members, we've grown to support over 199,741 individuals and families, helping them achieve financial success every step of the way. At Achieva Credit Union, we understand that each member's journey is unique. That's why we offer a variety of services tailored to meet your needs from personal banking and auto loans to mortgage financing and business loans. Our total assets stand impressively at $2,873,751,356, reflecting our solid foundation and dedication to serving you better. Our team is led by CEO Gary Regoli and Board President Janet Cantees, who together foster an environment of trust and community. We take pride in being an institution that not only focuses on numbers but also on relationships. With 512 dedicated employees ready to assist you, you can expect personalized service that goes beyond traditional banking. While you can visit us directly at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 1500, Dunedin, FL 34697. With $224,405,281 in total deposits and a net worth of $284,099,320, we are well-equipped to help you navigate your financial journey confidently. Whether you need assistance with loans (we currently have 215,766 active loans) or simply want to explore your options with online and mobile banking solutions our doors are always open. So why wait? Reach out today at 727-431-7680 or visit our website at Achieva Credit Union to learn more about how we can support you in achieving your financial dreams!

Branch History & Mission

Community Engagement

Achieva Credit Union is more than just a financial institution; we are an active participant in community development. We regularly partner with local organizations and charities to provide support where it matters most. Our outreach programs aim to educate families about financial literacy, helping them make informed decisions about their finances. With a dedicated team under the leadership of Gary Regoli, our CEO, and Janet Cantees, President of the Board, we continually strive for excellence in customer service and community involvement.

Join Us Today!

We invite you to experience the Achieva difference for yourself. With operating hours designed for your convenience Monday through Friday from 9 am to 5:30 pm (with extended hours on Fridays) and Saturday hours from 9 am to 1 pm you'll find it easy to connect with us whenever you need assistance. Don't forget that we also offer ATM access for quick transactions! Join Achieva Credit Union today and discover how we can help you achieve your financial goals while being part of a community-focused organization! Call us at 727-431-7680 or visit our website at Achieva Credit Union for more information.

Our Mission

The mission of Achieva Credit Union is clear: we strive to empower our members by offering affordable financial solutions while contributing positively to the communities we serve. We believe in the power of community support and aim to improve the lives of our members through not just banking services but also educational programs and outreach initiatives. In addition to traditional banking services such as checking accounts, auto loans, and mortgages, we focus on enhancing member experience through digital advancements like online banking and mobile payments. Our commitment to accessibility is evident in our ADA-compliant facilities and comprehensive drive-thru services. While members can visit us at 12006 State Road 54, official correspondence should be sent to PO Box 1500, Dunedin, FL 34697 if needed.

Branch Location & Accessibility

Accessibility Features

At Achieva Credit Union, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spots to ensure everyone can easily access our services. Whether you're visiting us for personal banking or business needs, we strive to make your experience as smooth as possible.

Operating Hours

Our doors are open to serve you during welcoming hours: Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; and Friday from 9 AM to 5:30 PM. On Saturdays, we're here for you from 9 AM until 1 PM. If you prefer drive-thru banking, we've got you covered with service available Monday through Friday starting at 8:30 AM until 5:30 PM, and Saturday from 9 AM to 1 PM.

Services Offered

Achieva Credit Union offers a wide range of services tailored for individuals and businesses alike. From checking and savings accounts to auto loans, mortgages, personal loans, and credit cards with rewards, we have something for everyone. You can also enjoy the convenience of online and mobile banking options. Plus, with our ATM on-site, you can withdraw cash or check balances easily at any time. While members can visit us at our Odessa branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 1500, Dunedin, FL 34697. We invite you to stop by or give us a call at 727-431-7680. Our friendly team is eager to assist you with whatever financial journey you're on!

Member Eligibility

At Achieva Credit Union, we believe that becoming a member is like joining a family where everyone supports each other. To be eligible for membership, you simply need to meet some basic criteria. If you live, work, worship, or attend school in the areas we serve, you're already on your way to enjoying the benefits of being part of our community! Membership opens the door to a range of financial services tailored just for you, from personal loans to convenient online banking options. For more detailed information about eligibility, feel free to visit our website at http://www.achievacu.com/home/membership. Ready to open an account? It's as simple as making a call! You can reach us at (727) 431-7680, and our friendly team will guide you through the process. We can't wait for you to join us at our branch located at 12006 State Road 54 Odessa Fl 33556 and start benefiting from all that Achieva Credit Union has to offer!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $452 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $147,828,567, we continue to drive economic growth by financing new and expanding businesses. Imagine securing the funds you need to invest in new equipment, hire more staff, or even open a second location all with the help of our flexible financing solutions.

Merchant Services

In addition to loans, we offer merchant services designed to simplify your payment processes. Whether you're a retail store needing a reliable point-of-sale system or an online business looking for secure payment processing options, our services make transactions easy and efficient. This means you can focus more on serving your customers and less on managing payments. Let us be your partner in growth at Achieva Credit Union. Reach out today at (727) 431-7680 to learn more about how we can assist your business!

Comprehensive List Of Services

Business Banking

For our business members, we offer comprehensive services tailored for success. Our Merchant Services & Business Loans are designed to support local businesses in reaching their goals and growing within the community.

Credit Solutions

Managing debt can be challenging, but at Achieva Credit Union, we provide solutions like Personal Loans & Debt Consolidation that can help streamline your finances. Plus, our Credit Cards with Rewards allow you to earn points on your purchases, making it easier to save while spending.

Digital Banking Features

Understanding the importance of convenience in today's world, we provide robust Online & Mobile Banking services. Whether you want to check your balance, transfer funds, or pay bills on the go, our user-friendly apps and website have got you covered. Plus, with access to an ATM, you can withdraw cash or check balances anytime you need.

Drive-Thru and ATM Services

If you prefer a face-to-face interaction for simple transactions like deposits or withdrawals, our Basic Drive-Thru Banking service is available. You'll find it easy and quick to manage your banking needs without leaving your vehicle. For those who need quick access outside of branch hours, our Basic ATM Access allows for hassle-free cash withdrawals and balance checks. At Achieva Credit Union, we understand that each member has different financial needs and priorities. That's why we're committed to offering personalized service along with these comprehensive options. If you're ready to explore how we can assist you further or if you have any questions about opening an account or applying for a loan, don't hesitate to reach out! You can call us at (727) 431-7680, or visit us at our branch during operating hours: Monday through Friday from 9 AM until 5:30 PM (and 9 AM until 1 PM on Saturdays). We look forward to helping you achieve your financial dreams!

Personal Banking

When it comes to personal banking, we offer various options designed to fit your lifestyle. You can choose from our Checking & Savings Accounts tailored for everyday transactions and savings goals. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing are here to help make your dream car a reality. Additionally, our Mortgage Loans & Refinancing options can assist you in buying a home or lowering your monthly payments.

Digital & Online Banking

Key Services

Our online banking platform, accessible at https://www.achievacu.com/, offers 24/7 access to your accounts. You can check balances, transfer money, and manage transactions with just a few clicks. Plus, you can enjoy the convenience of e-statements no more paper clutter! With our electronic signature authorization, signing documents is simple and secure. For those who prefer mobile banking, our dedicated mobile application allows you to manage your accounts right from your smartphone. You can make person-to-person transfers easily, allowing you to send or receive money from friends and family without any hassle. And if you're someone who enjoys using mobile payments, we've got you covered there too!

Security and Support

We prioritize your security with robust features that keep your information safe while ensuring ease of use. Our systems are designed with the latest technology to protect your data during transactions. Additionally, should you need assistance, our support team is always just a call away. At Achieva Credit Union, we believe in making banking accessible for everyone. Our services empower you to take charge of your finances in real-time while providing peace of mind with every transaction. Join us today and experience banking that works for you!

Financial Strength

At Achieva Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, you want to partner with an institution that is both reliable and strong. That's why we are proud to share the robust financial strength of our credit union. With a net worth of $284,099,320, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $987 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $660,744,838 in share certificates and $140,001,790 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $28,092, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also take pride in having 480 full-time employees and 32 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support. With $257,126,578 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $97,592 in used auto loans and $2,072,747,559 in total loans and leases. Moreover, our operational efficiency is reflected by a net income of $0, which enables us to continue offering competitive loan rates and solid financial products tailored for you. We're proud to report a growing member base with a total of 382,487 share accounts. This shows the trust our community places in us as their go-to financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Achieva Credit Union is your trusted partner. Visit us at 12006 State Road 54 Odessa Fl 33556 or call (727) 431-7680 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $643,847,497 in used vehicle loans and $434,772,804 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that can fit your budget perfectly. Plus, if you're considering refinancing your existing auto loan for better terms or lower payments, we have options available to make that process smooth and simple.

Business Loans

For business owners looking to expand their operations or invest in new opportunities, our outstanding commercial loans totaling $147,828,567 provide the capital needed to grow and thrive. We're dedicated to supporting local businesses in achieving their goals.

Credit Lines

Additionally, our credit lines are designed for those who prefer flexibility. With a total of $1,078,149,613 available across various credit lines offerings, you can access funds as needed while only paying interest on what you use. Our team at Achieva Credit Union is here to answer any questions and help you find the best loan option for your unique situation. You can reach us at 727-431-7680 or visit us at our branch located at 12006 State Road 54 Odessa FL 33556. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your financing options today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing straightforward. With Junior Lien 1-4 Family Residential Properties loans totaling $213,870,678, we are committed to guiding you through every step of the process so that you can secure the home you've always wanted.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $114,733,069 in loans helping members manage their finances effectively. This option can provide you with the extra purchasing power you need for those unexpected expenses or larger purchases without having to dip into savings.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees that users receive fair and transparent offers. Each loan comparison reflects real-time data to help you make informed decisions.

Benefits of Using LendMesh

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