Achieva Credit Union Estero FL | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Achieva Credit Union, your trusted partner in financial wellness located at 21301 S Tamiami Trl Ste 360, Estero, FL 33928. Established in 1937, we have proudly served our community for over eight decades, cultivating a sense of belonging among our 199,741 members. With total assets exceeding $2.87 billion, we are dedicated to providing personalized financial solutions that fit the needs of every member. At Achieva Credit Union, we understand that life is full of financial decisions. That's why we offer a range of services from checking and savings accounts to auto loans and mortgages. Our commitment goes beyond banking; we strive to foster a supportive environment where you can achieve your financial goals with confidence. Our leadership team, led by CEO Gary Regoli and Board President Janet Cantees, is here to ensure that you receive exceptional service. We employ over 512 dedicated staff members who share our vision of empowering our community through accessible financial resources. While you can visit us at our Estero branch for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 1500, Dunedin, FL 34697. With total deposits amounting to $224,405,281 and a net worth of $284,099,320, you can trust that your finances are secure with us. Whether you're looking for a new auto loan or need assistance with business banking solutions, we're ready to help you every step of the way. Don't hesitate! Give us a call at 727-431-7680 or explore our services online at Achieva Credit Union today. Your journey toward financial success starts here!

Branch History & Mission

Welcome to Achieva Credit Union, where our commitment to community and financial empowerment has been at the heart of our mission since we opened our doors in 1937. Located at 21301 S Tamiami Trl Ste 360 in Estero, FL, we have grown alongside our members, becoming a trusted partner in their financial journeys. With a proud history spanning over eight decades, we now serve nearly 200,000 members with total assets exceeding $2.87 billion. From humble beginnings, Achieva Credit Union was founded on the principles of cooperation and mutual support. Our founders believed that by coming together, individuals could achieve more than they could alone. This spirit of community continues to guide us as we provide a range of financial services designed to meet the diverse needs of our members. Our mission is simple yet powerful: to enhance the lives of our members and communities through excellent service and innovative financial solutions. We strive to make banking accessible for everyone by offering personal banking services like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. We also prioritize technology with features like online banking and mobile payments, ensuring that our members can manage their finances conveniently. At Achieva Credit Union, we believe in giving back. We actively engage with local organizations and initiatives that strengthen our community ties. By partnering with schools, charities, and local businesses, we work towards fostering economic development in Estero and beyond. While you can visit us at our branch address for all your banking needs, any official correspondence should be directed to PO Box 1500 in Dunedin, FL. Our dedicated team is available during lobby hours Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; and Friday from 9 AM to 5:30 PM to assist you. We also offer ATM services for your convenience so that you can access your funds when needed. Although we currently do not have drive-thru banking or shared service centers available at this location, we ensure that every member receives personalized attention inside our branch. Join us at Achieva Credit Union today! Experience the difference of being part of a credit union that truly cares about its members and strives for excellence every day. Whether you are looking for better financial products or want to be part of a supportive community, we invite you to discover what makes us special! For more information or to become a member, visit us online at Achieva Credit Union.

Branch Location & Accessibility

Convenient Location

Nestled near popular local spots, our branch is just a stone's throw away from the bustling Coconut Point Mall, making it easy to combine your banking needs with shopping or dining. With ample parking available, you can visit us without the hassle of searching for a spot. Our facilities are ADA compliant, ensuring that everyone can access our services comfortably.

Join Us!

We're excited to help you achieve your financial goals! Stop by Achieva Credit Union today or give us a call to learn more about how we can serve you better. Your journey toward financial well-being starts here!

Operating Hours

We understand that your time is valuable. That's why we offer flexible banking hours tailored to fit your schedule: our lobby is open Monday, Tuesday, and Thursday from 9 AM to 5 PM; on Wednesdays, we welcome you from 10 AM to 5 PM; and on Fridays, we're here until 5:30 PM. Need assistance outside these hours? Don't hesitate to reach out at 727-431-7680.

Services Offered

At Achieva Credit Union, we strive to meet all your banking needs under one roof. From checking and savings accounts to auto loans, mortgages, and credit cards with rewards our team is ready to assist you with personalized service. Plus, enjoy the convenience of our ATM services right at the branch for quick cash withdrawals and balance checks. While members can visit us at this address for all their banking needs, official correspondence should be sent to PO Box 1500 in Dunedin if necessary.

Member Eligibility

At Achieva Credit Union, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Becoming a member is simple and welcoming! If you live, work, or worship in certain areas of Florida, or have family members who are already part of our credit union, you're likely eligible to join us. We're here to help you take advantage of all the benefits we offer, from personalized banking services to competitive loan rates and more. For detailed eligibility criteria, check out our resource at http://www.achievacu.com/home/membership. Ready to open an account? The process is straightforward and designed with you in mind. Just visit us at http://www.achievacu.com/home/businessloans for all the information you'll need to get started. If you have any questions along the way, don't hesitate to reach out at (727) 431-7680. Join us today at our branch located at 21301 S Tamiami Trl Ste 360 Estero Fl 33928 we can't wait to welcome you into our family!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $452 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $147,828,567, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Whether you're at a bustling retail location or managing online sales, our tools enable you to accept payments easily and securely. By streamlining transactions, you can focus on what truly matters growing your business. Visit us at 21301 S Tamiami Trl Ste 360 Estero Fl 33928 in Estero, FL or call us at (727) 431-7680 to discover how Achieva Credit Union can partner with you on your journey to success!

Comprehensive List Of Services

Business Banking

For our business members, we offer specialized business banking services including merchant services and business loans. We know how important it is for businesses to have reliable financial support, and we're here to help them thrive.

Convenience at Your Fingertips

Accessibility is key in today's fast-paced world. That's why we also provide essential ATM and cash withdrawal services, ensuring that you can access your funds when you need them most. Our ATMs allow for basic transactions such as withdrawals and balance checks without any hassle. As an added bonus, our commitment to innovation means you'll enjoy features like electronic signature authentication for secure transactions all from the comfort of home or on the go. Feel free to visit us at 21301 S Tamiami Trl Ste 360, Estero, FL 33928, or give us a call at 727-431-7680. Our friendly staff is ready to assist you with all your financial needs. Join us at Achieva Credit Union today your journey towards better banking starts here!

Credit Cards

Our credit cards with rewards are perfect for those who love earning perks while they spend. Whether it's cashback or travel rewards, you'll find something that suits your lifestyle.

Loans and Financing

For those dreaming of owning a new vehicle or needing extra cash for unexpected expenses, our auto loans and vehicle financing options are designed just for you. We provide competitive rates and flexible terms to make the process smooth and straightforward. If you're thinking about buying a home, explore our mortgage loans and refinancing options our team is here to guide you every step of the way. If debt is weighing you down, consider our personal loans and debt consolidation services. We can help you find solutions that fit your financial situation so you can breathe easier.

Personal Banking

We understand that managing money can be challenging. That's why we offer personal banking services that include checking and savings accounts tailored to help you keep track of your finances. Imagine having easy access to your funds anytime through our user-friendly online and mobile banking platforms. With features like e-statements and mobile payments, staying on top of your budget has never been easier.

Digital & Online Banking

Key Services for You

Our online banking system allows you to view balances, transfer funds, and pay bills in just a few clicks. Plus, with our mobile application, you can manage your finances right from your smartphone. This user-friendly app includes features such as mobile payments, making it simple to pay for purchases without needing cash or cards. For those who value security and efficiency, we provide electronic signature authorization for quick document signing without the hassle of printing. You can also sign up for e-statements, which not only help the environment but also allow you to access your statements anytime, anywhere.

Stay Connected and In Control

Need to send money to friends or family? Our person-to-person transfers feature makes it easy to send funds directly from your account. All these services come with top-notch security measures, so you can bank with confidence knowing that your information is protected. With Achieva Credit Union, you get real-time account management that fits into your lifestyle. Our goal is to provide accessible and straightforward banking solutions that enhance your financial experience. Join us today and discover how our digital banking services can work for you!

Financial Strength

At Achieva Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to maintaining strong financial health, we ensure that you can trust us with your hard-earned money. With a net worth of $284,099,320, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $987 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $660,744,838 in share certificates and $140,001,790 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $28,092, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks. With $257,126,578 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $97,592 in used auto loans and $2,072,747,559 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 480 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $6,246,872. Total Share and Deposit Accounts: 382,487, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Achieva Credit Union is your trusted partner. Visit us at 21301 S Tamiami Trl Ste 360 Estero Fl 33928 or call (727) 431-7680 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $643,847,497 in used vehicle loans and $434,772,804 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that can accommodate both your budget and lifestyle.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $147,828,567 provide the capital needed to expand operations or invest in new projects. We understand the unique challenges faced by businesses and are dedicated to finding solutions that work for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $213,870,678, make buying or refinancing simple. We work closely with you to ensure that you understand every step of the process and feel confident as you move forward.

Refinancing Options

If you're considering refinancing an existing loan or exploring eligibility options for any of our loan products, we're here to help guide you through the process. Our team is dedicated to providing personalized service so that you can make informed decisions about your financial future. For more information about our loan offerings or to schedule an appointment, feel free to call us at 727-431-7680. You can also visit our website at Achieva Credit Union for additional resources and insights. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're taking your first steps towards ownership or managing existing debt, Achieva Credit Union is committed to making lending straightforward and beneficial for our members.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $114,733,069 in loans helping members manage their finances effectively. Enjoy competitive rates and rewards that help you maximize your spending power while keeping your budget in check.

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