Achieva Credit Union Dunedin FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Achieva Credit Union, where our commitment to the community and our members runs deep. Located at 1150 Achieva Way, Dunedin, FL 34698, we have been serving our members since 1937. With a strong foundation built on trust, we proudly support over 199,741 members with personalized financial solutions tailored to meet their needs. At Achieva, we understand that financial well-being is essential for a thriving community. That's why we've grown our total assets to an impressive $2,873,751,356, enabling us to offer a wide range of services. From auto loans and mortgages to personal banking and business loans, our goal is to help you achieve your financial dreams. With $224,405,281 in total deposits and a net worth of $284,099,320, we are equipped to provide secure and reliable banking options. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at PO Box 1500, Dunedin, FL 34697. Our friendly team of 512 employees, led by CEO Gary Regoli and Board President Janet Cantees, is here to assist you every step of the way. Join us today and experience the difference at Achieva Credit Union! For more information or any inquiries, feel free to give us a call at 727-431-7680 or explore our website at Achieva Credit Union. Your journey toward financial empowerment starts here!

Branch History & Mission

Community Commitment

Achieva Credit Union takes pride in being an active participant in our community. We partner with local organizations and initiatives aimed at promoting financial literacy and supporting local causes. By investing in our community's future, we help foster a stronger, more resilient environment for everyone. In conclusion, we invite you to join us at Achieva Credit Union. Experience firsthand how our member-focused approach can make a difference in your financial journey. Call us today at 727-431-7680 or visit us online at Achieva Credit Union to learn more about becoming a member and exploring all the benefits we offer!

Our Journey

Over the years, Achieva Credit Union has evolved significantly. Starting as a small credit union focused on personal relationships and community values, we have expanded our services to include a wide range of financial products designed to meet the diverse needs of our members. With total assets exceeding $2.8 billion, we are proud to offer everything from checking and savings accounts to auto loans, mortgages, business banking solutions, and more. Our commitment to excellence has been recognized through various achievements that reflect our dedication to serving the community. We continually strive to enhance the member experience by embracing technology while maintaining that personal touch that defines us. From online banking and mobile payments to secure ATM access and drive-thru services, we ensure that convenience and security are always at the forefront of our operations.

Our Mission

At Achieva Credit Union, our mission is simple yet profound: to improve the financial well-being of our members and enrich the communities we serve. We believe in providing not just banking services but also financial education and support that empowers individuals and families. Whether it's helping someone buy their first car or guiding businesses through their financial journeys, we are here for you every step of the way. While members can visit us at 1150 Achieva Way, official correspondence should be sent to PO Box 1500, Dunedin, FL 34697 if necessary. With operating hours designed for your convenience Monday through Friday with extended hours on Saturday we strive to be there when you need us.

Branch Location & Accessibility

Convenient Access and Amenities

At Achieva Credit Union, we prioritize your convenience. Our branch features ample parking and is fully ADA compliant, ensuring that everyone can access our services with ease. If you prefer to bank without leaving your car, take advantage of our drive-thru banking service for quick deposits and withdrawals. Plus, with our ATM available on-site, you can manage cash withdrawals and balance checks any time.

More Than Just Banking

While you're here, explore the wide range of services we offer. From personal checking and savings accounts to auto loans, mortgage options, and business banking solutions, our knowledgeable staff is ready to assist you. And if you have any questions or need assistance, don't hesitate to give us a call at 727-431-7680. While members can visit us at 1150 Achieva Way, official correspondence should be sent to PO Box 1500, Dunedin, FL 34697. We invite you to come by Achieva Credit Union today! Experience firsthand how we can help you achieve your financial goals while enjoying a warm and welcoming atmosphere.

Operating Hours Tailored to Your Needs

We understand that life gets busy! That's why we offer flexible operating hours to suit your schedule. Visit us Monday through Thursday from 9 AM to 5 PM, or drop by on Friday from 8:30 AM to 5:30 PM. We're also open on Saturdays from 9 AM to 1 PM perfect for those who need a little extra time during the week.

Member Eligibility

At Achieva Credit Union, we believe that becoming a member means joining a supportive community dedicated to your financial well-being. If you live, work, worship, or go to school in the areas we serve, you're likely eligible to join us! We welcome individuals and families who are looking for a banking experience that's personal and empowering. To find out more about specific eligibility criteria, please check our detailed information at this link. Joining is simple and opens the door to numerous benefits like competitive loan rates, personalized service, and access to various financial products tailored just for you. Ready to take the next step? You can easily open an account by visiting our website here, or feel free to give us a call at 727-431-7680 if you have any questions. We're located at 1150 Achieva Way, Dunedin, FL 34698, and we're excited to help you on your financial journey!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $452 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $147,828,567, we continue to drive economic growth by financing new and expanding businesses. Imagine being able to purchase new equipment, hire additional staff, or expand your location all made possible through our flexible financing solutions. We know that access to capital can be the difference between stagnation and success.

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services designed to streamline your operations. Whether you need a reliable payment processing system or tools for managing transactions, our services help ensure that you can focus on what matters most growing your business. Picture this: accepting payments seamlessly at your store or online, giving you more time to connect with customers and enhance their experience. Located at 1150 Achieva Way Dunedin Fl 34698 in Dunedin, FL, we're here to partner with you on your journey. Let's work together to unlock your business's full potential! For more information, give us a call at (727) 431-7680 or visit our website at Achieva Credit Union.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, Achieva Credit Union also offers tailored solutions like Merchant Services & Business Loans. We understand the unique challenges businesses face and are here to support you with flexible financing options that fit your specific needs.

Convenient Digital Banking

In today's fast-paced world, having access to your accounts anytime, anywhere is crucial. That's why we offer robust Online & Mobile Banking features. With just a few taps on your smartphone or clicks on your computer, you can transfer money, pay bills, or check balances without ever needing to visit the branch. Plus, our ATM & Cash Withdrawal Services ensure that you're never far from your money.

Drive-Thru and ATM Services

For quick transactions, take advantage of our Basic Drive-Thru Banking, where you can make deposits and withdrawals conveniently from your vehicle. Our ATMs also provide easy access for cash withdrawals and balance checks whenever you need them. We invite you to explore all that Achieva Credit Union has to offer and see how we can support your financial journey. Whether you're an individual looking for personal banking solutions or a business owner seeking financing options, we're here for you. If you have any questions or want to learn more about our services, feel free to reach out at (727) 431-7680 or visit us online at Dunedin. Let's work together towards achieving your financial dreams!

Financial Flexibility

Life can throw unexpected challenges your way, which is why we provide Personal Loans & Debt Consolidation options. These services help you regain control over your finances by combining multiple debts into one manageable payment. And for those who love rewards, check out our Credit Cards with Rewards, giving you benefits every time you spend.

Personal Banking Solutions

Whether you're looking to manage your daily expenses or save for a big purchase, our personal banking options cater to all your needs. We offer Checking & Savings Accounts that provide easy access to your funds, along with competitive interest rates to help your savings grow. If you're dreaming of a new car, our Auto Loans & Vehicle Financing can get you on the road quickly and affordably. For those considering home ownership or refinancing, our Mortgage Loans & Refinancing services are here to guide you through every step of the process.

Digital & Online Banking

Convenient Online Access

Our online banking platform at https://www.achievacu.com/ allows you to view your account balances, pay bills, and transfer funds with ease. Whether you're at home or on the go, our 24/7 online banking services ensure that you have real-time access to your accounts whenever you need it. Plus, with electronic signature authorization available, signing documents has never been easier or more secure.

Go Green with E-Statements

Say goodbye to paper clutter! We offer e-statements for all our members. This not only helps you stay organized but also contributes to a greener planet by reducing paper waste. You can view your statements anytime through our secure online platform.

Mobile Banking Made Easy

With our mobile application, managing your finances is right at your fingertips. Enjoy features like mobile payments that allow you to pay for purchases quickly and securely from your smartphone. Plus, if you need to send money to a friend or family member, our person-to-person transfer feature makes it easy and instant.

Security You Can Trust

Your security is our priority. Our digital banking services are built with advanced security measures to protect your personal information and financial transactions. You can bank with peace of mind knowing that your data is safe with us. In summary, the digital and online banking options at Achieva Credit Union are all about making your life easier while keeping everything secure. Visit us today at https://www.achievacu.com/ and experience the convenience of modern banking!

Financial Strength

A Growing Membership Base

Total Share Accounts stand at an impressive 382,487, showing a strong and growing member base that trusts us with their finances. Additionally, with $6,246,872 available for lending and investments (Net Shares) we are well-positioned to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Achieva Credit Union is your trusted partner. Visit us at 1150 Achieva Way Dunedin Fl 34698 or call 727-431-7680 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $257,126,578 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $97,592 in used auto loans and a total of $2,077,247,559 in loans and leases across various sectors.

Operational Efficiency

Our operational efficiency is reflected in our $0 net income, which showcases our ability to manage resources responsibly while still focusing on member needs. We also take pride in having 480 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $660,744,838 in share certificates and $140,001,790 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $28,092, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $284,099,320, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 987 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $643,847,497 in used vehicle loans and $434,772,804 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure that you find a payment plan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $147,828,567 provide the capital needed to grow and expand your business. We understand that having access to funds can be crucial for success in today's competitive market.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $213,870,678, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our experienced team is here to help guide you through the process.

Refinancing Options

If you're considering refinancing any of your current loans, we can help you explore eligibility options tailored specifically for your situation. This could potentially lower your monthly payments and save you money in interest over time. You can reach us at 727-431-7680 or visit us at 1150 Achieva Way Dunedin FL 34698 for more information on how our loan products can assist you in achieving your financial goals. We're committed to providing personalized service and support every step of the way. Explore our offerings today and see how we can help you take control of your financial future!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $114,733,069 in loans helping members manage their finances effectively. This option allows for quick access to funds without needing collateral, making it easier for you to cover unexpected expenses or make necessary purchases.

Loan Aggregator

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