Achieva Credit Union Clearwater FL | Best Auto Loans & Business Banking

Introduction

Welcome to Achieva Credit Union, your trusted financial partner in Clearwater, Florida! Nestled at 2201 Drew St, we have proudly served our community since 1937. With a commitment to building strong relationships and providing personalized financial services, we are here to help you achieve your dreams. As a member-driven organization, we currently support 199,741 members, offering a wide range of services tailored to meet your unique needs. Our total assets stand at an impressive $2,873,751,356, ensuring that we have the resources to support our members with their financial goals. Whether you're looking for auto loans, personal banking options, or business financing solutions, our team is ready to assist you every step of the way. Under the leadership of our CEO, Gary Regoli, and Board President Janet Cantees, Achieva Credit Union prides itself on its community-focused approach. We believe in making banking easy and accessible for everyone. With 512 dedicated employees, we're always here to provide friendly service and expert guidance. While members can visit us at 2201 Drew St, official correspondence should be sent to our mailing address: PO Box 1500, Dunedin, FL 34697. With total deposits reaching $224,405,281 and net worth of $284,099,320, we maintain a strong financial foundation that allows us to offer competitive loan rates and attractive savings products. Our cash reserves of $21,178,233 demonstrate our commitment to providing you with peace of mind when it comes to your finances. Ready to experience exceptional service? Call us today at 727-431-7680 or visit our website at achievacu.com for more information on how we can help you achieve your financial aspirations!

Branch History & Mission

Community Commitment

We believe that strong communities lead to stronger financial futures. That's why Achieva Credit Union actively participates in local initiatives and partnerships aimed at supporting education and community development. Whether it's sponsoring events or providing resources for financial literacy programs, we are dedicated to making a positive impact.

Join Us!

With operating hours designed for your convenience Monday through Thursday from 9 am to 5 pm; Friday until 5:30 pm; and Saturday from 9 am to 1 pm we invite you to experience firsthand the benefits of being part of Achieva Credit Union. With an ATM available on-site and drive-thru services for quick transactions, meeting your banking needs has never been easier. Join us today and discover how Achieva Credit Union can help you achieve your financial goals! For more information or assistance, feel free to call us at 727-431-7680 or visit our website at Achieva Credit Union.

Our Mission

At Achieva Credit Union, our mission is clear: We strive to enhance the financial well-being of our members and the communities we serve. We aim to empower individuals by providing them with the tools they need for financial success. This commitment drives us to offer competitive rates on loans and savings products while ensuring that we remain accessible through various channels including online banking and mobile apps. While members can visit us at 2201 Drew St for in-person assistance, official correspondence should be sent to PO Box 1500, Dunedin, FL 34697.

Our Story

Located at 2201 Drew St, Clearwater, FL 33765, Achieva Credit Union has always been more than just a bank. With deep roots in the community, we have evolved by embracing change while staying true to our core values of service and integrity. From our humble beginnings to becoming a key player in the financial landscape of Pinellas County, our story is about resilience and dedication. As we grew, so did our commitment to providing innovative services tailored to meet the diverse needs of our members. Today, we offer everything from personal checking and savings accounts to auto loans and mortgage financing. Our headquarters are based in Dunedin, FL, but our reach extends far beyond through digital banking solutions that ensure convenience and accessibility for all.

Branch Location & Accessibility

Convenient Access and Parking

Our Clearwater branch offers ample parking space for our members, ensuring that your visit is hassle-free. We are committed to making our location accessible for everyone, featuring ADA-compliant ramps and facilities for those with mobility challenges.

Get in Touch

Ready to experience personalized banking? Feel free to call us at 727-431-7680 or stop by our Clearwater branch today! At Achieva Credit Union, we look forward to welcoming you into our community and helping you achieve your financial goals!

Operating Hours

At Achieva Credit Union, we understand that life can get busy, which is why we offer flexible operating hours designed to fit your schedule. Visit us on Monday, Tuesday, and Thursday from 9 AM to 5 PM; on Wednesday from 10 AM to 5 PM; and on Friday from 9 AM to 5:30 PM. For those who prefer Saturdays, our doors are open from 9 AM to 1 PM. If you're in a hurry, don't forget about our drive-thru service available during these hours!

Services Offered

We're proud to provide a wide array of services tailored just for you! From personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards our team is here to assist you every step of the way. Need cash? Our ATM is readily available for withdrawals and balance checks at your convenience. While members can visit us at our branch address, please note that official correspondence should be sent to PO Box 1500, Dunedin, FL 34697 if that's more convenient for you.

Member Eligibility

Joining Achieva Credit Union is like stepping into a community where your financial well-being is our priority. To become a member, you simply need to meet a few friendly criteria. If you live, work, worship, or go to school in the areas we serve, you're already on the right track! For those who may not fit these categories but have family members who are current members, you can also qualify through them. We believe that everyone deserves access to great financial services and support. Becoming a member at Achieva Credit Union opens up a world of benefits tailored to help you achieve your financial goals. From competitive rates on loans to personalized banking solutions, we're here to support you every step of the way. Ready to get started? You can find all the detailed eligibility information at http://www.achievacu.com/home/membership, and when you're ready to open an account, just visit http://www.achievacu.com/home/businessloans or give us a call at (727) 431-7680. We can't wait to welcome you into our community at 2201 Drew St Clearwater Fl 33765!

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $452 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $147,828,567, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In today's fast-paced world, efficient payment solutions are vital. Our merchant services allow you to accept payments seamlessly, ensuring you never miss a sale. Whether you're running a retail store or providing services, our solutions help streamline your operations and improve customer satisfaction. Visit us at 2201 Drew St, Clearwater, FL 33765, or call us at 727-431-7680 to learn how Achieva Credit Union can support your business's financial journey!

Comprehensive List Of Services

ATM & Drive-Thru Services

We also provide accessible ATM and cash withdrawal services, along with basic drive-thru banking for quick deposits and withdrawals. Whether you're in a hurry or just prefer not to come inside, we have options that suit your lifestyle. As you can see, Achieva Credit Union is committed to being more than just a bank; we're your partner in achieving financial success. Visit us at our branch located at 2201 Drew St, Clearwater, FL 33765 or give us a call at 727-431-7680 to learn more about how we can assist you today! We look forward to serving you!

Business Banking Services

For business owners, Achieva Credit Union provides tailored business banking services, including merchant services and business loans. We recognize that every business has unique needs, so we're here to support you with financial products designed specifically for entrepreneurs.

Credit Cards & Rewards

Don't forget about our credit cards with rewards, perfect for those who want to earn benefits while making their everyday purchases. Whether you're traveling or shopping locally, these cards can enhance your spending experience.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking options. Manage your accounts from anywhere at any time using your smartphone or computer. With features like mobile payments and person-to-person transfers, handling your finances has never been easier.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts that cater to various lifestyles. If you're saving for a dream vacation or just need a reliable place to manage your everyday spending, our accounts come with features designed for your convenience. Additionally, for those planning to purchase a car, our auto loans and vehicle financing options provide competitive rates and flexible terms. Imagine driving off in your new car sooner than you thought possible! If homeownership is on your mind, our mortgage loans and refinancing solutions help turn that dream into reality. We understand that navigating the mortgage process can be daunting, which is why our team is here to guide you every step of the way. For other financial needs, consider our personal loans and debt consolidation services. We aim to help you achieve financial peace by simplifying payments and reducing interest rates.

Digital & Online Banking

Key Features of Our Digital Banking Services

With 24/7 online banking services, you can check your account balances, view transaction history, and transfer funds with just a few clicks. Our user-friendly interface ensures that even those new to digital banking will find it easy to navigate. For those who prefer using their smartphones, our mobile application brings all these features right to your fingertips. You can download the app today and start managing your finances on the go! Security is a top priority for us. We utilize electronic signature authorization, allowing you to sign documents safely from the comfort of your home. Additionally, our e-statements feature means you can receive your bank statements electronically, reducing paper clutter while ensuring that sensitive information is kept secure. Need to send money to a friend? With our person-to-person transfers, you can easily send or receive money without any hassle. Plus, if you enjoy the convenience of mobile payments, we've got you covered there too! Our mobile payments feature allows you to make purchases directly from your phone with ease. At Achieva Credit Union, we strive to provide accessible financial solutions that fit your lifestyle. Embrace the future of banking with us your financial freedom is just a click away!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 382,487, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $6,246,872 indicate our ability to lend and invest wisely for your benefit. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Achieva Credit Union is your trusted partner. Visit us at 2201 Drew St Clearwater Fl 33765 or call (727) 431-7680 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Resources

Your savings are secured through $660,744,838 in share certificates and $140,001,790 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $28,092, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 480 full-time employees and 32 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support.

Reinvestment for Growth

With $257,126,578 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $97,592 in used auto loans and $2,072,747,559 in total loans and leases.

Strong Financial Health

With a net worth of $284,099,320, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to your financial well-being is reinforced by our net worth ratio of $987, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $643,847,497 in used vehicle loans and $434,772,804 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our flexible terms make financing easy.

Credit Lines and Business Financing

For those looking for additional financial flexibility, we provide credit lines totaling $1,078,149,613. If you're a business owner seeking capital to grow and expand, our outstanding commercial loans totaling $147,828,567 are designed to meet your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $213,870,678, make buying or refinancing simple. We provide personalized assistance throughout the process to ensure you find the right fit for your budget and lifestyle.

Refinancing Options

If you're considering refinancing an existing loan or looking into eligibility options for any of our products, our team is here to help guide you through the process. We aim to ensure that you get the best possible terms based on your individual circumstances. At Achieva Credit Union located at 2201 Drew St Clearwater FL 33765, we prioritize our members' financial well-being by providing clear information and accessible loan solutions tailored just for you. For any inquiries or to discuss your options further, please call us at 727-431-7680. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $114,733,069 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can help you save while you spend.

Loan Aggregator

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