Achieva Credit Union Cape Coral FL | Best Auto Loans & Online Banking

Introduction

Welcome to Achieva Credit Union, your trusted financial partner since 1937! Located at 3031 Sw Pine Island Rd, Cape Coral, FL 33991, we proudly serve a vibrant community of over 199,741 members. With a commitment to helping you achieve your financial goals, our branch stands out with total assets exceeding $2.87 billion and total deposits reaching an impressive $224,405,281. At Achieva Credit Union, we believe in putting our members first. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, and business banking solutions. Our team of dedicated professionals is here to guide you every step of the way whether you're opening your first account or seeking advice on managing your investments. Led by CEO Gary Regoli and Board President Janet Cantees, our experienced staff is dedicated to providing personalized service that meets your unique needs. With a strong net worth of $284,099,320, we are well-positioned to support our members financially while ensuring stability and growth. While members can visit us at our Cape Coral location, official correspondence should be sent to our mailing address at 1659 Achieva Way, Dunedin, FL 34698-7405. We invite you to explore how Achieva Credit Union can enhance your financial journey. Feel free to reach out by calling us at 727-431-7680 or visiting our website at www.achievacu.com for more information. Your path to better banking starts here!

Branch History & Mission

Community Commitment

Achieva Credit Union believes that true success comes from giving back. We actively participate in local events and initiatives that foster community spirit and collaboration. Our partnerships with schools, non-profits, and local businesses allow us to support various outreach programs aimed at enhancing the quality of life in Cape Coral and beyond. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 1659 Achieva Way, Dunedin, FL 34698-7405.

Join Us

As we look towards the future, Achieva Credit Union remains committed to serving our members with compassion and dedication. We invite you to become part of our growing family. Experience firsthand how we can help you achieve your financial goals while making a meaningful difference in your community. For more information about membership or to open an account today, please visit our website or call us at 727-431-7680. Together, let's build a brighter financial future!

Modern Convenience

In today's fast-paced world, we understand the importance of convenience. That's why we offer a range of digital banking solutions alongside traditional services. From online banking and mobile payments to drive-thru banking options, we ensure that accessing your finances is as easy as possible. With ATM availability and drive-thru service at our branch, you can manage your accounts on your schedule. Our operating hours are designed with you in mind: Monday through Thursday from 9 AM to 5 PM; Friday from 9 AM to 5:30 PM; and Saturday from 9 AM to 1 PM.

Our Story

Located at 3031 SW Pine Island Rd, Cape Coral, FL 33991, our branch is not just a place for transactions; it's a hub of support and empowerment for individuals and families alike. The rich history of Achieva is woven with stories of community growth and personal success. From humble beginnings, we have expanded our services to meet the diverse needs of our members while maintaining the core values that define us: integrity, service, and community focus. Our mission extends beyond simply providing financial products; we strive to uplift and empower our members through education and personalized support. Whether it's helping someone secure their first auto loan or guiding a family through the mortgage process, we are dedicated to making a positive impact in every life we touch.

Branch Location & Accessibility

Accessibility Features

At Achieva Credit Union, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and spacious parking to ensure everyone can access our services comfortably. Plus, with dedicated parking spots available right outside the entrance, visiting us is hassle-free.

Get in Touch

Ready to experience the difference at Achieva Credit Union? Feel free to call us at 727-431-7680 if you have any questions or need assistance before your visit. We look forward to welcoming you soon!

Operating Hours

We understand that your time is valuable. That's why we've tailored our operating hours to fit your schedule. Visit us Monday through Tuesday and Thursday from 9 AM to 5 PM, Wednesdays from 10 AM to 5 PM, and Fridays from 9 AM to 5:30 PM. We also welcome you on Saturdays from 9 AM to 1 PM. Need quick banking on the go? Our drive-thru service is open from 8:30 AM to 5:30 PM on weekdays and during regular Saturday hours too!

Services Offered

Our Pine Island branch offers a wide range of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Need cash? You can conveniently access ATMs on-site for withdrawals and balance checks. If you prefer staying in your car, take advantage of our drive-thru banking for deposits and simple transactions.

Member Eligibility

At Achieva Credit Union, we believe that becoming a member is like joining a family a supportive community where your financial well-being is our priority. To become part of this welcoming group, you'll need to meet some simple eligibility criteria. Generally, if you live, work, worship, or attend school in specific areas of Florida, you're likely eligible to join us. We also welcome family members of current members, making it easy for your loved ones to benefit from our services too. For the most up-to-date details on eligibility requirements, please check out our website at Achieva Membership. Once you confirm your eligibility, opening an account is a breeze! Just visit us at 3031 Sw Pine Island Rd, Cape Coral, FL 33991, or give us a call at 727-431-7680 for more information. We're here to help guide you through the process and answer any questions you may have about the benefits that come with being a member of Achieva Credit Union. Join us today and take the first step towards achieving your financial goals!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced market, having efficient payment processing is crucial. Our merchant services are designed to streamline transactions so you can focus on what matters most running your business. Imagine being able to accept payments easily from customers while keeping track of sales seamlessly. Whether it's through card processing or mobile payments, we provide tools that help simplify your operations. Visit us at 3031 Sw Pine Island Rd Cape Coral Fl 33991 in Cape Coral, FL or call us at (727) 431-7680 to discover how our business banking solutions can elevate your success. Let's grow together!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $452 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $147,828,567, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATMs are available for quick withdrawals and balance checks whenever you need them. Plus, our drive-thru service allows for simple transactions without leaving your car perfect for busy days! At Achieva Credit Union, located at 3031 Sw Pine Island Rd Cape Coral Fl 33991, we prioritize making banking accessible and convenient for everyone in Cape Coral, FL. Have questions or ready to get started? Give us a call at 727-431-7680! Experience the Achieva difference today your financial journey awaits!

Auto Loans & Vehicle Financing

Looking to purchase a new vehicle? Our auto loans and vehicle financing options provide competitive rates and flexible terms. Picture yourself behind the wheel of your dream car without worrying about breaking the bank. Our team will work with you to find a solution that fits your budget perfectly.

Business Banking

For entrepreneurs and small business owners, Achieva Credit Union offers business banking services including merchant services and business loans. We believe in supporting local businesses because they are vital to our community's growth.

Credit Cards with Rewards

Our credit cards come with rewards that enhance your spending experience. Whether it's cash back on groceries or points for travel, our cards provide benefits that make your purchases more rewarding.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, we offer comprehensive mortgage solutions. We know that purchasing a home is one of the biggest decisions you'll make in life. That's why we guide you through the process, ensuring you feel confident every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. Check balances, transfer money, or pay bills from anywhere at any time it's all at your fingertips! With secure access, you can manage your finances with ease and confidence.

Personal Banking

Our personal banking services are tailored to meet the everyday needs of our members. With options like checking and savings accounts, managing your finances has never been easier. Imagine having the ability to save for that special occasion while still accessing funds when needed. Our accounts come with features that allow you to track your spending and set savings goals effortlessly.

Personal Loans & Debt Consolidation

If you're dealing with unexpected expenses or trying to manage multiple debts, our personal loans can help. Think about consolidating those bills into one easy payment making it simpler for you to regain control over your finances.

Digital & Online Banking

Mobile Banking

Stay connected with our mobile application that brings banking right to your fingertips. Whether you're making mobile payments or sending money through person-to-person transfers, our app is designed for ease of use and security. You'll appreciate the flexibility of managing your finances on the go while knowing that your personal information is protected.

Online Banking Features

Our online banking service allows you to check balances, transfer funds, and pay bills anytime, anywhere. You can also enjoy the convenience of e-statements, ensuring that you have easy access to your financial records without the clutter of paper. Plus, with electronic signature authorization, signing important documents is straightforward and secure.

Security and Support

We prioritize your security with advanced measures in place to keep your information safe. Our user-friendly features make it simple for you to navigate your account, while our dedicated support team is always ready to help if you have questions or need assistance. At Achieva Credit Union, we're committed to providing accessible banking solutions that meet your needs. Experience the convenience of our digital and online services today!

Financial Strength

At Achieva Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that allows us to provide the best possible services and support to our community. With a net worth of $284,099,320, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 987 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $660,744,838 in share certificates and $140,001,790 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $28,092, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $257,126,578 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $97,592 in used auto loans and a total of $2,077,747,559 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 480 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $6,246,872. Total Share and Deposit Accounts: 382,487, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Achieva Credit Union is your trusted partner. Visit us at 3031 Sw Pine Island Rd Cape Coral Fl 33991 or call 727-431-7680 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have provided over $643,847,497 in used vehicle loans and $434,772,804 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored for you.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $147,828,567 provide the capital needed to expand your business operations. We understand the unique challenges faced by entrepreneurs and are here to support your ambitions. We encourage you to explore refinancing options available for existing loans as well as eligibility criteria for new applications. For additional details about our loan products or to start your application process online, visit us at Achieva Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step in achieving your financial goals with Achieva Credit Union's loan offerings, don't hesitate to reach out!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $213,870,678, making buying or refinancing simple. We help guide you through the process so that you can focus on finding your perfect home while we take care of the financing details.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $114,733,069 in loans helping members manage their finances effectively, our credit cards come with rewards that benefit your spending habits.

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