Achieva Credit Union Cape Coral FL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Achieva Credit Union, where we prioritize the financial well-being of our members in Cape Coral and beyond. Located at 2127 Del Prado Blvd S, Cape Coral, FL 33990, our branch has been a trusted financial partner since 1937. With a total membership of over 199,741, we are dedicated to serving our community with a range of financial services tailored to your needs. As of now, Achieva Credit Union proudly holds assets totaling $2,873,751,356, with deposits amounting to $224,405,281. We understand that every member's financial journey is unique, which is why we offer various loans and leases currently totaling 215,766 to help you achieve your goals. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we have you covered. Under the leadership of our CEO, Gary Regoli, and Board President, Janet Cantees, we focus on building lasting relationships with our members while maintaining a strong commitment to transparency and community support. Our team of 512 employees works diligently to ensure that your experience with us is positive and fulfilling. While you can visit us at our branch location for all your banking needs, please send any official correspondence to the same address: 2127 Del Prado Blvd S, Cape Coral, FL 33990. We invite you to explore how Achieva Credit Union can support your financial aspirations. For more information or to get started today, call us at 727-431-7680 or visit us online at Achieva Credit Union. Let's take this journey together!

Branch History & Mission

At Achieva Credit Union, we take pride in our rich history and strong commitment to serving our community. Founded in 1937, our branch has evolved significantly over the decades, growing from a small financial institution into a trusted partner for nearly 200,000 members. Today, located at 2127 Del Prado Blvd S, Cape Coral, FL 33990, we stand as a beacon of support and guidance for individuals and families looking to achieve their financial goals. Over the years, we have reached several key milestones that showcase our dedication to progress and member satisfaction. With total assets exceeding $2.87 billion, we have consistently invested in services and technologies that empower our members. Our mission is simple yet impactful: to provide accessible financial services while fostering a sense of community. We understand that financial health goes hand-in-hand with personal well-being, so we strive to create an environment where everyone feels welcomed and supported. Our operating hours are designed to fit your busy lifestyle: Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; Friday from 9 AM to 5:30 PM; and Saturday from 9 AM to 1 PM. Additionally, we offer convenient drive-thru banking and ATM availability for those on the go. While members can visit us at 2127 Del Prado Blvd S, official correspondence should be sent to the same address as our mailing address is not different. We are proud of our commitment to digital advancements that make banking easier than ever. From online banking and mobile payments to e-statements and person-to-person transfers, we ensure that our services meet the needs of today's tech-savvy members. Community involvement is at the heart of what we do. Through various outreach programs and partnerships with local organizations, Achieva Credit Union actively supports initiatives that uplift our neighborhoods. We believe in giving back and helping others thrive. If you're looking for a financial partner who cares about your future as much as you do, consider joining Achieva Credit Union. Experience firsthand the benefits of membership where your success is our mission! Feel free to reach out at 727-431-7680 or explore more about us online at Achieva Credit Union. Together, let's build a brighter financial future!

Branch Location & Accessibility

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours. Our lobby is open Monday, Tuesday, and Thursday from 9 AM to 5 PM, Wednesday from 10 AM to 5 PM, and Friday until 5:30 PM. We're also here for you on Saturday from 9 AM to 1 PM! If you're in need of drive-thru services, we've got you covered with extended hours during the week as well.

Services Available

At Achieva Credit Union, we provide a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, there's something for everyone. You can also take advantage of our ATM services for quick withdrawals and balance checks anytime. If you prefer the convenience of banking from home, our online and mobile banking options make managing your finances easier than ever. While members can visit us at 2127 Del Prado Blvd S, official correspondence should be sent to the same address as there's no difference between our branch and mailing addresses. Feel free to reach out at 727-431-7680 if you have any questions or need assistance. We invite you to come by Achieva Credit Union today we're excited to serve you!

Member Eligibility

At Achieva Credit Union, we believe that joining our community should feel welcoming and straightforward. If you're looking to become a member, you'll find that eligibility is open to anyone who lives, works, worships, or attends school in the areas we serve. This means that whether you're a long-time resident or new to the community, you have the opportunity to enjoy the benefits of being part of our family. Membership at Achieva Credit Union comes with numerous advantages, including access to personalized financial services, competitive rates on loans and savings accounts, and a dedicated team ready to support your financial journey. To learn more about specific eligibility criteria and ensure you qualify, feel free to check out our detailed guidelines at http://www.achievacu.com/home/membership. When you're ready to take the next step toward membership, opening an account is easy! You can find all the information you need by visiting http://www.achievacu.com/home/businessloans, or simply give us a call at (727) 431-7680 if you have any questions. We're here to help you every step of the way!

Business Banking & Commercial Services

At Achieva Credit Union, we understand that every business owner dreams of growth and success. Whether you're a startup or an established company, having the right financial support can make all the difference. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $452 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $147,828,567, we continue to drive economic growth by financing new and expanding businesses. Imagine your business thriving as you invest in new equipment, expand your team, or explore innovative marketing strategies. Our tailored merchant services ensure that you have the tools needed to accept payments easily and manage transactions smoothly. Located at 2127 Del Prado Blvd S Cape Coral Fl 33990 in Cape Coral, FL, we're here to partner with you on your journey to success. Give us a call at (727) 431-7680 or visit us today to discover how our business banking and commercial services can help your business flourish!

Comprehensive List Of Services

Business Banking at Its Best

For entrepreneurs and small business owners, we offer robust business banking solutions, including merchant services and business loans. Running a business is challenging enough; let us handle your banking needs so you can focus on what matters most growing your enterprise.

Convenient Access Anytime

At Achieva Credit Union, convenience is key. We provide ATM services for quick cash withdrawals and balance checks whenever you need them. Plus, our drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car perfect for busy schedules! With all these offerings available at Del Prado Blvd S, it's clear that we're dedicated to making banking easier for everyone in Cape Coral. If you're ready to experience top-notch service and comprehensive financial solutions, give us a call at (727) 431-7680 or visit us today! Your journey toward financial wellness starts here at Achieva Credit Union!

Home Sweet Home

For those ready to invest in their future with homeownership, our mortgage loans and refinancing options provide the support you need. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, our experienced team is here to guide you through every step of the process.

Personal Banking Solutions

Managing your money should be easy and accessible. That's why we offer personal banking options like checking and savings accounts designed to fit your lifestyle. Imagine effortlessly keeping track of your budget and watching your savings grow with competitive interest rates. With online and mobile banking, you can manage your accounts anytime, anywhere no need to rush to the bank during business hours.

Personal Loans for Every Need

Life comes with its surprises, and sometimes you may need extra cash quickly. Our personal loans and debt consolidation services are designed for just that. Think about consolidating your debt into one manageable monthly payment or funding a special project our loan options can help turn those ideas into reality.

Rewards with Every Purchase

Don't forget about our credit cards with rewards, which make every purchase count! Earn points for things you already buy, whether it's groceries or gas. It's an easy way to enjoy benefits while managing everyday expenses.

Vehicle Financing Made Simple

If you're in the market for a new ride, our auto loans and vehicle financing can help you hit the road without breaking the bank. We understand that every member has different needs, which is why we offer flexible loan terms and competitive rates. Picture yourself driving off in that new car while knowing you made a smart financial choice.

Digital & Online Banking

At Achieva Credit Union, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to keep you connected to your money anytime, anywhere. With our user-friendly platform, you can take control of your banking with just a few clicks. One of the standout features is our robust online banking service, accessible 24/7 at https://www.achievacu.com/. Whether you need to check your balance, pay bills, or transfer funds, you can do it all from the comfort of your home or on the go. And for those moments when you need to send money to friends or family quickly, our person-to-person transfer feature makes it simple and fast. We also prioritize security, which is why we offer electronic signature authorization. This means you can sign important documents securely without needing to visit a branch. Plus, with e-statements available, you'll have instant access to your account statements without the clutter of paper. For even more convenience, our mobile application allows you to manage your finances directly from your smartphone. You can make mobile payments effortlessly and stay updated on your accounts in real-time. It's like having a bank branch right in your pocket! At Achieva Credit Union, we believe that accessibility should never compromise ease-of-use. Our digital banking services empower you to take charge of your financial journey, ensuring you're always informed and in control. Discover how easy banking can be today!

Financial Strength

At Achieva Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining a robust financial foundation that allows us to serve you better. With a net worth of $284,099,320, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 987 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $660,744,838 in share certificates and $140,001,790 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $28,092, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $257,126,578 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $97,592 in used auto loans and a total of $2,077,747,559 in loans and leases. We also take pride in having 480 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. Total Share Accounts stand at an impressive 382,487, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $6,246,872, further solidifying our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Achieva Credit Union is your trusted partner. Visit us at 2127 Del Prado Blvd S Cape Coral FL 33990 or call 727-431-7680 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $643,847,497 in used vehicle loans and $434,772,804 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Loans

For business owners looking to grow and expand, our outstanding commercial loans totaling $147,828,567 provide the capital needed to take your business to the next level. We are committed to supporting local businesses with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $213,870,678. Our team is ready to guide you through the process to ensure you find the best solution for your housing needs.

Refinancing Options

If you're considering refinancing any existing loans or credit lines, we can help you evaluate your options. Our refinancing solutions can lower your monthly payments and improve your overall financial health. At Achieva Credit Union, we're dedicated to serving our community with integrity and transparency. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our loan offerings today and see how we can help you reach your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $114,733,069 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards that benefit your everyday spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This ensures transparency and trust in the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that help you find the best options. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers when searching for loans.