Acfcu Pampa TX Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Acfcu, your trusted financial partner in the heart of Pampa, Texas! Established in 1945, we have proudly served our community for over 75 years, helping our members achieve their financial goals. With a dedicated membership of 27,441 and total assets reaching an impressive $291,074,850, we are committed to providing personalized banking solutions that fit your needs. At our branch located at 900 N Hobart St, Pampa, TX 79065, you'll find a warm and inviting atmosphere where our friendly staff is ready to assist you. For any official correspondence, please send it to our mailing address: 900 North Hobart, Pampa, TX 79065. Our team of 90 employees, led by CEO Scott Rose and Board President Bob Miller, strives to create a member-focused experience that prioritizes your financial well-being. With total loans amounting to 24,718 and deposits of $2,070,852, we offer a wide range of services tailored for both personal and business banking. Whether you're looking for auto loans, mortgage options, or simply need help with your savings accounts, Acfcu has you covered. Our commitment goes beyond just numbers; we believe in making a positive impact in the community. By choosing us as your credit union, you're not only gaining access to reliable financial services but also supporting local initiatives that enrich the lives of those around you. We invite you to explore what Acfcu can do for you! Visit us during lobby hours from Monday to Friday between 9:00 AM - 5:00 PM or call us at 806-665-3271 for more information. Let's take the next step together toward securing your financial future!

Branch History & Mission

Community Focus

At Acfcu, we understand that being part of a community means more than just providing banking services. We actively engage in partnerships with local organizations and participate in various community outreach efforts. From financial literacy workshops to charitable initiatives, we aim to make a positive difference right here in Pampa. In addition to our traditional banking services, we also embrace digital advancements that enhance your banking experience. With features like online and mobile banking, e-statements, and electronic signatures available at your fingertips, managing your finances has never been easier.

Join Us

As we look towards the future, we invite you to become part of the Acfcu family. Experience personalized service from our dedicated staff who are here to assist you during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM for lobby hours and 8:00 AM to 6:00 PM for drive-thru services. While members can visit us at 900 N Hobart St Pampa Tx 79065, official correspondence should be sent to 900 North Hobart, Pampa, TX 79065 if it differs. For any inquiries or assistance, feel free to call us at (806) 665-3271. Join us today and see how Acfcu can support you on your financial journey! Visit us online at Pampa for more information about membership eligibility and the wide range of services we offer.

Our Journey

From our humble beginnings, Acfcu has continuously strived to adapt and meet the changing needs of our community. Over the years, we have expanded our services significantly, now offering personal banking options like checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. Today, with total assets of $291,074,850, we stand as a testament to the strength of cooperative banking. Our mission is simple yet impactful: to provide exceptional financial services while fostering a sense of community among our members. We believe that by supporting each other, we can achieve greater financial well-being together. Whether through education, outreach programs, or tailored financial solutions, we are dedicated to helping you reach your goals.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and accessible parking spaces to ensure everyone can visit us with ease. Parking is ample, allowing you to easily find a spot when you arrive.

Get in Touch

If you have any questions or need assistance, feel free to give us a call at (806) 665-3271. We're excited to welcome you at Acfcu where your financial needs come first! Come visit us today!

Operating Hours

You can come see us during our lobby hours from Monday to Friday between 9:00 AM and 5:00 PM. If you need to visit our drive-thru service, we're open from 8:00 AM until 6:00 PM on weekdays. We strive to accommodate your busy schedule so that banking fits seamlessly into your day.

Services Offered

At Acfcu, we offer a wide range of services tailored to meet your needs. From personal banking options such as checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Enjoy the convenience of online and mobile banking as well as ATM access right on-site. Plus, if you're a member of another participating credit union, you can take advantage of shared branch transactions here!

Member Eligibility

Joining the Acfcu family means stepping into a community that truly cares about your financial well-being. To become a member, you'll find that eligibility is quite welcoming! If you live, work, worship, or attend school in the Pampa area, you're already on the right track. We believe in making banking accessible to everyone and are committed to helping our members thrive. For more specific details about who can join us, feel free to visit our eligibility page. Once you're ready to open an account, it's a simple process designed to fit your busy lifestyle. You can reach out to us at (806) 665-3271 for assistance or stop by our branch located at 900 N Hobart St Pampa Tx 79065. Our friendly team is here to guide you every step of the way, ensuring that becoming a member at Acfcu is as easy and enjoyable as possible!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. Imagine having the capital you need to purchase new equipment or invest in marketing. Our commercial loans can provide the boost you need to turn your ideas into reality.

Merchant Services for Everyday Needs

In today's fast-paced world, efficient payment processing is crucial. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. From easy credit card processing to online payment options, we've got you covered. Located at 900 N Hobart St Pampa Tx 79065 in Pampa, TX, we invite you to visit us or call us at (806) 665-3271 to learn more about how our business banking and commercial services can help take your enterprise to new heights!

Comprehensive List Of Services

Additional Services

For those quick transactions or everyday banking needs, our branch provides basic drive-thru banking for deposits and withdrawals. Additionally, as part of a network of partner credit unions, we offer basic shared branch transactions so members can handle deposits and withdrawals seamlessly. With all these services available right here at Acfcu, it's never been easier to take charge of your financial future. If you're ready to experience hassle-free banking or want more information about how we can assist you, please give us a call at (806) 665-3271 or visit us at 900 N Hobart St Pampa Tx 79065 in Pampa, TX. Join us today at Pampa, where your financial goals are within reach!

Business Banking Support

We also cater to local businesses in need of reliable financial solutions. Our business banking services, including merchant services and business loans, empower entrepreneurs to thrive in today's competitive market. We understand the unique challenges faced by business owners, which is why we're dedicated to providing personalized service and support.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances from anywhere at any time. With just a few clicks or taps on your phone, you can check balances, pay bills, or transfer funds easily. Our ATM and cash withdrawal services ensure that you have access to your money when you need it.

Personal Banking Solutions

For those who want to take control of their finances, our personal banking options are designed just for you. We offer checking and savings accounts that help you save money while keeping it secure. If you're planning to buy a car, our auto loans and vehicle financing make it easy to get behind the wheel without breaking the bank. Additionally, our mortgage loans and refinancing options can help you find the perfect home or lower your monthly payments on your existing mortgage. Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play, providing financial relief when you need it most. Plus, with our credit cards featuring rewards, every purchase can bring you closer to exciting perks.

Digital & Online Banking

Convenient Online Access

With our online banking platform, available at https://www.acfcu.org/ , you can check your account balance, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, our 24/7 online banking services ensure you have access to your financial information whenever you need it.

Enhanced Security

Your security is our top priority. We provide electronic signature authorization for transactions that require extra verification, ensuring that your sensitive information remains protected. You can bank with peace of mind knowing that we take every precaution to safeguard your data. At Acfcu, we believe in making banking accessible and straightforward. Our digital services are designed with your needs in mind, helping you manage your accounts with ease and confidence. Visit us today or explore our online offerings at https://www.acfcu.org/ !

User-Friendly Features

Our mobile application makes banking even more convenient. With features like mobile payments, you can make quick purchases right from your phone. Plus, if you ever need to send money to friends or family, our person-to-person transfer option simplifies the process. And for those who prefer going paperless, we offer e-statements to help you keep track of your transactions securely and efficiently.

Financial Strength

Growing Trust

The trust placed in us is evident as we serve 66,791 members through our diverse range of financial products. This growing member base highlights the confidence our community has in Acfcu as their trusted partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Acfcu is your trusted partner. Visit us at 900 N Hobart St Pampa Tx 79065 or call (806) 665-3271 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $92,214,536 in share certificates and $12,915,161 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a reported $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 88 full-time employees and 2 part-time employees who are dedicated to providing you with knowledgeable service.

Reinvestment for Growth

With $24,100,114 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive; with $12,880 in used auto loans and $219,711,415 in total loans and leases, we support your financial goals across various sectors.

Strong Financial Health

With a net worth of $25,105,114, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $860 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $102,491,007 in used vehicle loans and $27,227,761 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got options that can fit your budget.

Credit Lines

If you require additional flexibility with your finances, consider our credit lines loans totaling $149,844,686. This product allows you to access funds when needed without the hassle of reapplying each time. It's an excellent option for those who want easy access to cash as life's situations arise. We encourage you to explore refinancing options if you're looking to lower monthly payments or secure better interest rates on existing loans. Visit us at our branch located at 900 N Hobart St Pampa Tx 79065, Pampa, TX, or give us a call at (806) 665-3271 for more information on eligibility and how we can assist you in finding the right loan product tailored just for you. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Acfcu, we're here to support your financial aspirations every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,390,294, make buying or refinancing simple. We provide resources to help you navigate the home-buying process and tailor solutions that suit your financial situation.

Personal Financing

For those looking to consolidate debt or manage unexpected expenses, we also offer personal loans with flexible terms. You can easily apply for our unsecured credit card loans, which total $0. These options allow you to handle your finances effectively while enjoying the benefits of low-interest rates.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

LendMesh guarantees accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers tailored to their needs.

ACFCU FEDERAL CREDIT UNION - Pampa, TX