ACFCU Amarillo TX Credit Union | Top Checking & Business Loans

Introduction

Welcome to Acfcu, your trusted partner in financial well-being since 1945. Located at 6030 S Western St, Amarillo, TX 79110, we take pride in serving our community with a commitment to helping you achieve your financial goals. With over 27,000 members and assets exceeding $291 million, we are dedicated to providing personalized banking solutions tailored to your unique needs. At Acfcu, we understand that every member's journey is different. Whether you're looking for auto loans, mortgage financing, or personal loans, our friendly team is here to guide you through every step of the process. Our total loans and leases stand at an impressive 24,718, demonstrating our commitment to empowering members like you with the funds necessary for growth and success. While members can visit us at our branch location, official correspondence should be sent to the same address: 6030 S Western St, Amarillo, TX 79110. We encourage you to reach out with any questions or concerns by calling us at 806-358-7561. Led by our CEO, Scott Rose, and Board President, Bob Miller, our team of 90 employees works tirelessly to ensure that your banking experience is as seamless as possible. With a net worth of over $25 million and cash reserves of approximately $3.9 million, you can trust that your finances are secure with us. We invite you to explore our website at acfcu.org for more information on our services such as online banking, mobile payments, and much more! Join us today and discover how Acfcu can help you thrive financially. Your future starts here!

Branch History & Mission

At Acfcu, we take pride in our rich history and commitment to serving the community of Amarillo, TX. Established in 1945, our branch has grown alongside the community, evolving from humble beginnings into a trusted financial partner for over 27,441 members. Located at 6030 S Western St, Amarillo, TX 79110, we are conveniently situated near local landmarks that make us easily accessible to all. Our mission is clear: to provide exceptional financial services while fostering a sense of community support. We believe in empowering our members through comprehensive banking solutions including personal accounts, auto loans, mortgages, and more. Our goal is not just to meet your financial needs but to enhance your overall quality of life. Over the years, Acfcu has achieved significant milestones. With total assets reaching an impressive $291,074,850, we ensure that our members' funds are secure while providing them with competitive rates and services. As technology advances, we remain committed to ADA compliance and have integrated digital solutions such as online banking and mobile payments to serve you better. We understand that banking is about more than just transactions; it's about building relationships. Our dedicated team works tirelessly to create initiatives that support local charities and outreach programs within Amarillo. This commitment has helped us forge strong partnerships with various organizations, enhancing our impact on the community. For those who prefer in-person services, we offer drive-thru banking and shared service center options for added convenience. Our branch is open Monday through Friday from 9:00 am to 5:00 pm, with extended drive-up hours from 7:30 am to 6:00 pm on weekdays and Saturday hours from 9:00 am to 1:00 pm. As you consider joining Acfcu, know that we are here for you every step of the way. Whether you're looking for a reliable checking account or need assistance with a loan, our team is ready to help. Visit us today at 6030 S Western St or call us at 806-358-7561. Experience firsthand the benefits of being part of a credit union that truly cares about its members and the community!

Branch Location & Accessibility

Contact Us

Have questions or want to learn more? Feel free to give us a call at 806-358-7561. We're excited to serve you! While members can visit us at 6030 S Western St for all their banking needs, official correspondence should be sent to the same address. Come visit us today at Acfcu where your financial well-being is our top priority!

Nearby Landmarks and Accessibility

Just a stone's throw away from local favorites like the Amusement Park and nearby shopping centers, our location makes it easy for you to incorporate banking into your day-to-day activities. We provide ample parking right outside our doors, ensuring that your visit is hassle-free. Our facility is fully ADA compliant, featuring ramps and accessibility features to welcome everyone.

Operating Hours and Services Offered

At Acfcu, we understand that your time is valuable. Our lobby hours are open Monday through Friday from 9:00 am to 5:00 pm, with extended drive-thru service available from 7:30 am to 6:00 pm on weekdays and from 9:00 am to 1:00 pm on Saturdays. This means you can get your banking done early or during your lunch break! We offer a variety of personal and business banking services tailored to meet your financial needs. From checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards, we have options that fit every lifestyle. Plus, enjoy the convenience of online and mobile banking whenever you need it.

Member Eligibility

Joining the community at Acfcu is a wonderful step towards achieving your financial goals, and we're excited to welcome you! To become a member, you simply need to meet a few eligibility criteria. Generally, if you live, work, or worship in the area around Amarillo, TX, you qualify to join us. We believe that everyone deserves access to financial resources that empower them, which is why our membership is open and inclusive. At Acfcu, located at 6030 S Western St Amarillo Tx 79110, we offer a range of services tailored to support your needs from checking and savings accounts to auto loans and mortgages. Plus, being a member means you gain access to personalized service and community-focused benefits. For more detailed information on eligibility requirements, feel free to visit our website at http://www.acfcu.org/new-folder-2. If you're ready to take the next step or have any questions, don't hesitate to give us a call at (806) 358-7561. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Imagine being able to invest in new equipment or expand your team with confidence. With our commercial lending programs, we are dedicated to supporting businesses like yours. While we currently have funded over $0 in member commercial loans, we also extend our services to non-member businesses, providing $2 in non-member commercial loans. This means we're committed to offering flexible financing solutions to the wider business community.

Merchant Services

In today's fast-paced market, efficient payment processing is essential. Our merchant services provide practical tools that help you manage transactions smoothly, ensuring your customers can pay easily and quickly. From point-of-sale systems to online payment solutions, we equip you with everything needed to keep your business running seamlessly. At Acfcu, located at 6030 S Western St Amarillo Tx 79110, Amarillo, TX, we're here to partner with you on your journey toward success. Whether you're seeking a loan or need support with daily operations, our dedicated team is ready to assist. Reach out today at (806) 358-7561 and let's discuss how we can help your business grow!

Comprehensive List Of Services

Business Banking Solutions

For small business owners, we have tailored solutions such as Merchant Services & Business Loans that cater specifically to your operational needs. With us, you can focus more on growing your business while we handle the banking side.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking services that allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, or pay bills quickly using our secure mobile app. We also provide ATM & Cash Withdrawal Services, ensuring easy access to your money whenever you need it.

Credit Cards and Rewards

Our Credit Cards with Rewards allow you to earn points on purchases you already make. It's an excellent way to get something back while managing your expenses effectively.

Drive-Thru and Shared Branch Transactions

Need to make a quick deposit or withdrawal? Our Basic Drive-Thru Banking makes it simple for routine transactions without leaving your car. For those who may need additional services, we also offer Basic Shared Branch Transactions, allowing members from partner credit unions to conduct deposits and withdrawals easily. Whether it's through our ATM network or during lobby hours from Monday to Friday (9:00 am - 5:00 pm) and Saturday (9:00 am - 1:00 pm), accessing your funds has never been easier!

Get In Touch!

We invite you to explore all these services and more by visiting us at 6030 S Western St Amarillo Tx 79110 in Amarillo, TX. If you have any questions or want to learn more about how we can help you achieve your financial goals, please call us at (806) 358-7561. At Acfcu, we're not just a credit union; we're a partner in your financial success!

Personal Banking Services

For individuals and families, we offer a variety of personal banking options. Our Checking & Savings Accounts are designed to help you manage your day-to-day finances efficiently while earning interest on your savings. If you're thinking about buying a car, our Auto Loans & Vehicle Financing can make that process easier, providing competitive rates and flexible terms. Homeownership dreams become a reality with our Mortgage Loans & Refinancing services. We guide you through the mortgage process, ensuring you find the right loan that fits your budget. Additionally, if you're facing unexpected expenses or want to consolidate debt, consider our Personal Loans & Debt Consolidation options which are straightforward and accessible.

Digital & Online Banking

Key Services

Our online banking platform provides 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer money with ease. You'll appreciate the ability to view your statements electronically, which not only helps reduce paper clutter but also keeps your information secure. We offer e-statements so you can keep track of your financial activity without the hassle of physical paperwork. If you're on the go, our mobile application makes banking even more convenient. It supports mobile payments, making it simple to pay for purchases directly from your phone. Plus, if you need to send money quickly to friends or family, our person-to-person transfer feature is there for you.

Security and Ease of Use

Security is a big deal for us. With electronic signature authorization, you can sign documents safely and easily from wherever you are. Our user-friendly interface ensures that whether you're tech-savvy or just starting out with online banking, you'll find everything you need without any stress. At Acfcu, we're committed to providing accessible financial solutions that fit into your lifestyle. Explore all our digital services today and take control of your finances with confidence!

Financial Strength

Building Trust Together

Total Share Accounts stand at 66,791, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Acfcu is your trusted partner. Visit us at 6030 S Western St Amarillo Tx 79110 or call (806) 358-7561 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $92,214,536 in share certificates and $12,915,161 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 88 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $25,105,114, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $860 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Better Services

With $24,100,114 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $12,880 in used auto loans and a total of $219,711,415 in loans and leases available for various needs.

Loan Offering

Auto Loans

Our auto loan offerings are tailored for both new and used vehicles. You can take advantage of our financing options with total auto loans amounting to $25,760. We believe that driving your own vehicle should be accessible, and our flexible terms aim to make this possible for all our members.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,390,294, make buying or refinancing simple. We know that purchasing a home is a significant milestone, and we're committed to guiding you through the process with easy-to-understand terms and competitive rates.

Unsecured Credit Card Loans

For those looking to manage their finances effectively, we also offer flexible terms on unsecured credit card loans. While currently there are no outstanding amounts in this category ($0), our commitment remains strong in providing future solutions that cater to your financial management needs. At Acfcu, we also provide refinancing options that could lower your monthly payments or help you consolidate debt into one manageable loan. For eligibility details or to explore what financing options might be best for you, feel free to reach out at (806) 358-7561. We pride ourselves on making banking easier and more transparent for our members. Explore our loan products today and see how we can assist you in achieving your financial dreams. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to sourcing verified information means users can trust the accuracy of the loan comparisons.

Acfcu