Acfcu Amarillo TX Credit Union | Quick Personal Loans & Auto Financing

Introduction

Welcome to Acfcu, your trusted financial partner located at 2410 N Grand St Amarillo Tx 79107 in beautiful Amarillo, TX. Since our establishment in 1945, we have proudly served our community with a commitment to helping our members achieve their financial goals. With over 27,441 members and total assets reaching an impressive $291,074,850, we are dedicated to providing personalized banking solutions that cater to your unique needs. At Acfcu, we understand that financial decisions can be challenging, which is why we strive to offer a friendly and supportive environment. Our experienced team, led by CEO Scott Rose and Board President Bob Miller, works hard to ensure you receive the best service possible. Whether you're looking for auto loans, mortgages, or simply a secure place for your savings, our team is here to guide you every step of the way. While members can visit us at 2410 N Grand St Amarillo Tx 79107, official correspondence should be sent to 2410 N. Grand, Amarillo, TX 79107. We are proud of our strong financial standing, with total deposits of $2,070,852 and cash reserves amounting to $3,937,774. We also offer a wide range of services including personal banking, business banking, and online banking options for your convenience. Our drive to support our community goes beyond just numbers; it's about building lasting relationships with each member we serve. Join us today and discover how we can assist you in making informed financial choices that work for you. For any questions or assistance, feel free to reach out at (806) 358-7561 or visit us online at [https://www.acfcu.org/](https://www.acfcu.org/). We're excited to help you on your journey toward financial success!

Branch History & Mission

Welcome to Acfcu, a cornerstone of the community in Amarillo, TX. Since our doors opened in 1945, we have been dedicated to serving our members with integrity and passion. With a growing membership of over 27,441 individuals, we are proud to have built a legacy of trust and support that reflects the heart of our mission. Located at 2410 N Grand St Amarillo Tx 79107, near notable landmarks, we are easily accessible to everyone in the area. Our branch stands as a testament to decades of commitment to providing quality financial services while fostering meaningful connections within our community. While members can visit us at 2410 N Grand St Amarillo Tx 79107, official correspondence should be sent to 2410 N. Grand, Amarillo, TX 79107. At Acfcu, our mission is simple yet powerful: to empower our members through comprehensive financial services while contributing positively to the communities we serve. We believe that financial well-being is essential for every individual and family, and we strive to make banking a friendly, approachable experience. With total assets reaching an impressive `$291,074,850`, we ensure that our members have access to a wide range of services including personal banking, auto loans, mortgages, and business financing. Over the years, we've embraced advancements in technology while remaining committed to accessibility for all. Our branch features ADA-compliant facilities, ensuring that everyone can enjoy the full benefits of our services. We offer robust online and mobile banking options, allowing members to manage their finances conveniently from anywhere. Plus, with ATM availability and drive-thru banking options, we make it easy for you to access your funds when you need them most. Our commitment goes beyond just financial services; we actively engage in community outreach efforts and partnerships that uplift those around us. We understand that a strong community fosters growth for everyone involved, which is why we prioritize initiatives that support local organizations and events. Join us at Acfcu where your financial success is our top priority. Whether you're looking for assistance with loans or simply want to learn more about how we can help you achieve your goals, our team is here ready to assist you. Experience the difference of belonging to a credit union that truly cares about its members and the community. Call us today at (806) 358-7561 or visit our website here to learn more about becoming part of our family!

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and spacious pathways to ensure everyone can comfortably access our services.

Finding Us

You'll find us right on N Grand St, just a stone's throw from popular local spots like the Amarillo Civic Center and the vibrant shopping districts. With ample parking available, getting in and out of our branch is a breeze.

Get in Touch

If you have any questions or need assistance, don't hesitate to call us at (806) 358-7561. Our team is eager to help you navigate your financial journey. Come visit us today; we look forward to welcoming you!

Operating Hours

Our doors are open Monday through Friday from 9:00 am to 5:00 pm, with extended drive-thru hours starting as early as 7:30 am until 6:00 pm. If you need banking assistance on weekends, swing by on Saturday from 9:00 am to 1:00 pm.

Services Offered

At Acfcu, we offer a wide range of services tailored just for you whether it's checking and savings accounts, auto loans, or mortgage refinancing. Plus, enjoy the convenience of our ATM and drive-thru banking options for quick transactions without leaving your car. If you're part of another credit union, take advantage of our shared service center for even more convenience!

Member Eligibility

At Acfcu, we believe that everyone deserves a place in our welcoming community. If you live, work, worship, or attend school in the Amarillo area, you're likely eligible to join us! We're here to support you with a range of financial services tailored just for our members. You can find more details on the specific eligibility criteria by visiting our website at http://www.acfcu.org/new-folder-2. Joining is simple and straightforward just reach out to us at (806) 358-7561 or stop by our branch located at 2410 N Grand St Amarillo Tx 79107. We'd love to help you get started on your journey with us and show you all the benefits of being part of our family!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. These loans can help cover everything from purchasing inventory to upgrading technology, allowing you to seize opportunities as they arise.

Merchant Services Made Easy

In addition to loans, we offer merchant services that simplify payment processing for your business. Whether you're a small retailer or a service provider, our solutions enable you to accept payments efficiently and securely. This means more time focusing on what matters growing your business and serving your customers. Explore how Acfcu can be your partner in success by visiting us at 2410 N Grand St Amarillo Tx 79107 in Amarillo, TX. For more information, call us at (806) 358-7561. Let's work together to turn your business dreams into reality!

Comprehensive List Of Services

Connect with Us

At Acfcu, we strive to ensure that managing your finances is straightforward and stress-free. For any questions about our services or how we can assist you further, don't hesitate to reach out at (806) 358-7561. Our lobby hours are from 9:00 am - 5:00 pm Monday through Friday, with drive-up hours extending earlier for added convenience. Join us today at Acfcu where your financial success is our top priority! Visit us online at Grand for more information about how we can help you thrive financially!

Convenient Access Anytime

With an ATM on-site, accessing your cash has never been easier. You can perform basic transactions like withdrawals and balance checks at any time. Our drive-thru service offers quick access for deposits and withdrawals without leaving your vehicle perfect for those busy days! Furthermore, as part of our commitment to community support, we also participate in shared branch transactions, allowing members from partner credit unions to deposit or withdraw funds conveniently.

Flexible Lending Options

In addition to home financing, we provide personal loans and debt consolidation services designed to help you manage unexpected expenses or combine debts into one manageable payment. This flexibility can relieve stress and improve your financial health.

Home Ownership Simplified

Thinking about buying a home? Our mortgage loans and refinancing services guide you through every step of the process. From first-time homebuyers to those looking to refinance their existing mortgages for better rates, we have solutions that fit your situation perfectly.

Personal Banking Made Easy

Whether you're just starting out or looking to manage your savings more effectively, our personal banking services are tailored to meet your needs. We offer checking and savings accounts that help you save for the future while keeping your money accessible. Imagine effortlessly managing your finances with our online and mobile banking options, allowing you to check balances and transfer funds from anywhere. If you're considering a new car, our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. With competitive rates and flexible terms, you'll be on the road in no time.

Rewarding Credit Choices

Explore our range of credit cards with rewards, perfect for everyday purchases or special occasions. Earn points or cash back while enjoying the convenience of credit when you need it most.

Support for Local Businesses

For our business members, we offer robust business banking services, including merchant services and business loans. We understand that running a business comes with its own set of challenges, and we're here to provide financial solutions that support growth.

Digital & Online Banking

Accessibility and Real-Time Management

We believe banking should fit seamlessly into your lifestyle. That's why we've made sure that accessing your accounts is straightforward and hassle-free. Our 24/7 online banking services mean you can check in on your finances whenever you need to. Whether it's reviewing spending habits or transferring money quickly, managing your accounts has never been more accessible. At Acfcu, we're committed to providing tools that empower you to manage your money effectively. Join us today and experience the convenience and security of our digital and online banking services!

Key Features for Your Convenience

Our digital services are all about convenience without sacrificing security. With electronic signature authorization available, signing documents has never been easier or safer. Plus, opting for e-statements means you'll have instant access to your financial statements while helping the environment by going paperless. For those who love using their smartphones, our mobile application allows you to conduct banking tasks with just a few taps. You can also take advantage of mobile payments, making it simple to pay bills or split costs with friends through person-to-person transfers all from the comfort of your phone.

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 66,791, show a strong and growing member base that trusts us with their finances. This trust is the cornerstone of our operation. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Acfcu is your trusted partner. Visit us at 2410 N Grand St Amarillo Tx 79107 or call (806) 358-7561 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investment in Growth

With $24,100,114 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $12,880 in used auto loans and $219,711,415 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $92,214,536 in share certificates and $12,915,161 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 88 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $25,105,114, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $860 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $102,491,007 in used vehicle loans and $27,227,761 in new vehicle loans already helping members get on the road. Whether you are interested in financing a brand-new model or a reliable used car, we provide competitive rates and flexible terms to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,390,294, make buying or refinancing simple. We strive to offer clear guidance through the mortgage process, ensuring that you have all the information needed to make informed decisions.

Refinancing Options

If you are looking to refinance any existing loans, we provide options that may help lower your payments or adjust your terms for better convenience. Please check our eligibility guidelines at this link or give us a call at (806) 358-7561 for personalized assistance. At Acfcu, located at 2410 N Grand St Amarillo Tx 79107 in Amarillo, TX, our commitment is to support your financial journey every step of the way. We invite you to reach out to us for more information on how our loan products can benefit you! For more detailed insights into our offerings and performance data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with benefits that suit various spending habits and lifestyles.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh stands out as a trusted tool for consumers looking to secure the most favorable loan terms. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to using verified information means that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). Each loan offer displayed is legitimate, allowing users to trust that they are making informed financial decisions. The benefits of using LendMesh are significant: - Verified Data: Loan offers come exclusively from recognized financial institutions, ensuring transparency in what users see. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to present unbiased results that truly reflect the market. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, enabling them to make timely and informed decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the effectiveness and reliability of LendMesh as a valuable resource. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Acfcu