Acfcu Amarillo TX Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Acfcu, your trusted credit union located at 6100 W Interstate 40, Amarillo, TX 79106. Since our establishment in 1945, we have been dedicated to serving our community and providing financial solutions tailored to meet the unique needs of our members. With a strong membership base of 27,441 and total assets amounting to an impressive $291,074,850, we pride ourselves on being a reliable partner in your financial journey. At Acfcu, we understand that every member's financial situation is different. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our total loans and leases stand at 24,718, reflecting our commitment to supporting both individuals and businesses in Amarillo. While you can visit us at our branch for all your banking needs, if you need to send official correspondence, please use our mailing address: PO Box 2026, Amarillo, TX 79105. We believe in building lasting relationships with our members based on trust and transparency. Under the leadership of CEO Scott Rose and Board President Bob Miller, we are committed to ensuring your financial well-being. With total deposits reaching $2,070,852 and a net worth of $25,105,114, our robust financial standing allows us to provide competitive rates and exceptional service. Our team of 90 dedicated employees is always ready to assist you with any questions or concerns you may have. We invite you to explore our website at acfcu.org for more information about our products and services or simply give us a call at 806-358-7561. Together, let's build a brighter financial future!

Branch History & Mission

At Acfcu, we pride ourselves on a rich legacy that has flourished since our inception in 1945. Nestled in the heart of Amarillo, TX, at 6100 W Interstate 40, we have been dedicated to serving our community with unwavering commitment and support. Over the years, we have grown to a membership base of 27,441 individuals, all of whom are part of a vibrant community that values trust, service, and shared goals. Our journey began with a simple mission: to provide accessible financial services tailored to meet the needs of our members. As we evolved, this mission expanded to include not only exceptional banking services but also a strong focus on community support. We believe that by empowering our members financially, we can contribute to the overall well-being of Amarillo and its surrounding areas. While members can visit us at 6100 W Interstate 40, official correspondence should be sent to PO Box 2026, Amarillo, TX 79105. Our branch is equipped with modern conveniences including ATM availability and drive-thru banking for added convenience. We are open Monday through Friday from 9:00 am to 5:00 pm, with drive-up hours extending from 7:00 am to 6:00 pm. As we reflect on our history, it's important to highlight some key milestones that have shaped our credit union. From humble beginnings, Acfcu has grown its total assets to an impressive $291,074,850. This growth is a testament to the trust our members place in us and their continued support over the decades. Our mission extends beyond just financial services; it encompasses a commitment to community involvement and support. We engage in various outreach programs aimed at fostering local partnerships and enhancing the lives of those around us. Whether it's offering financial education workshops or supporting local charities, we strive to make a meaningful impact. In today's digital world, we also prioritize technological advancements that enhance member experience. With features like online banking and mobile payments, we ensure our services are accessible anytime and anywhere while maintaining compliance with ADA standards. We invite you to join us at Acfcu and become part of this inspiring journey. Experience firsthand how our dedicated team works tirelessly for your financial success while actively contributing to the prosperity of Amarillo. Together, let's build a brighter future for you and your community! For more information or assistance, feel free to reach out at 806-358-7561 or visit us online at acfcu.org.

Branch Location & Accessibility

Accessibility Features

At Acfcu, we believe that everyone should have access to quality banking services. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps. Parking is ample, so you won't have trouble finding a spot when you visit.

Call to Action

Ready to experience convenient banking? We invite you to visit us at 6100 W Interstate 40 Amarillo Tx 79106 or give us a call at (806) 358-7561. Our team at Acfcu looks forward to serving you!

Operating Hours

We know your time is valuable. That's why we offer flexible operating hours to fit your schedule. Visit us Monday through Friday from 9:00 am to 5:00 pm for lobby services, or take advantage of our drive-thru service available from 7:00 am to 6:00 pm on weekdays and 9:00 am to 1:00 pm on Saturdays. No matter when you stop by, we're ready to assist you with all your banking needs.

Services Offered

At Acfcu, we offer a range of services tailored just for you whether it's personal banking like checking and savings accounts, auto loans, mortgage options, or even business banking solutions. Plus, our ATM is always available for quick cash withdrawals or balance checks whenever you need it. We also provide basic drive-thru banking for simple transactions such as deposits and withdrawals. If you're ever unsure about what we can do for you, just ask one of our friendly staff members we're here to help!

Member Eligibility

At Acfcu, we believe that becoming a member is like joining a close-knit family where support and community thrive. If you're wondering how you can become part of this welcoming group, it's simple! Membership is available to those who live, work, or worship in the area, along with their family members. This means that whether you're a long-time resident or just starting your journey in Amarillo, you'll find a place here. Plus, our members enjoy benefits like lower loan rates and access to personalized financial services tailored to your needs. To start your membership journey at Acfcu, you can visit us at our branch located at 6100 W Interstate 40 Amarillo Tx 79106 or give us a call at (806) 358-7561 for more details. For the most up-to-date eligibility criteria, feel free to check out our website at http://www.acfcu.org/new-folder-2. We're excited to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine this: You're a local shop owner who just received a large order but needs quick access to funds. Our merchant services can make that happen! With tools that streamline payment processing, you can focus on serving your customers while ensuring smooth transactions. No more waiting days for payments to clear just fast, reliable service so you can keep your business running smoothly. Located at 6100 W Interstate 40 Amarillo Tx 79106, Amarillo, TX 79106, we invite you to visit us or call (806) 358-7561 to learn how our business banking and commercial services can help your business thrive. Let's work together to achieve your goals!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we provide essential business banking services, including merchant services and business loans. You can focus on growing your business while we take care of the financial aspects.

Credit Cards

Our credit cards with rewards are perfect for those who want to earn while they spend. Whether it's cash back on groceries or travel points for your next adventure, our credit card program ensures you're rewarded for your everyday purchases.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features that allow you to manage your accounts on the go. Check balances, make transfers, pay bills, or even send money to friends all from the comfort of your smartphone or computer. With our ATM availability, withdrawing cash is quick and easy whenever you need it.

Drive-Thru & ATM Services

If you prefer face-to-face interactions for simple transactions, our basic drive-thru banking services are available for deposits and withdrawals without the hassle of entering the branch. Plus, our ATMs provide easy access for withdrawals and balance checks whenever you need cash on hand. At Acfcu, we pride ourselves on being more than just a financial institution; we're part of the community. Our friendly staff is here to assist you with any questions or needs you may have along the way. Ready to explore how we can help? Feel free to give us a call at (806) 358-7561, visit us online at Acfcu, or drop by our branch today!

Loans and Financing

When it comes to big purchases like buying a car or a home, Acfcu has you covered with competitive auto loans and vehicle financing options. Our team works closely with you to find the right loan that fits your budget, so you can drive off in your new car without stress. If you're considering homeownership, our mortgage loans and refinancing services can guide you through the process smoothly. We also offer personal loans and debt consolidation options for those looking to simplify their finances or cover unexpected expenses.

Personal Banking

Whether you're looking to save for a dream vacation or manage everyday expenses, our personal banking services offer tailored solutions just for you. We provide checking and savings accounts that help you manage your money effectively, making it easy to track your spending and grow your savings. Imagine having a secure place to deposit your paycheck, with online access that allows you to monitor your balance anytime, anywhere.

Digital & Online Banking

Key Services

With just a few clicks on our website, accessible at https://www.acfcu.org/, you can take advantage of numerous features. Our 24/7 online banking services let you check balances, pay bills, and transfer money whenever it suits you. Whether you're at home or on the go, you have complete control over your finances. Need to sign a document quickly? Our electronic signature authorization makes it simple. Just sign electronically without the hassle of printing or scanning. Plus, with e-statements, you'll receive your account statements directly to your inbox no more waiting for mail or worrying about paper clutter.

Mobile Convenience

For those who prefer mobile banking, our mobile application is available for download, making it even easier to stay connected with your accounts. You can also enjoy features like mobile payments, allowing you to make purchases with just a tap on your phone. Want to send money to friends or family? Our person-to-person transfers feature lets you do this effortlessly right from the app. No need for cash or checks; simply transfer funds instantly! In today's fast-paced world, managing your money should never feel overwhelming. At Acfcu, we're committed to providing accessible and secure banking solutions that fit seamlessly into your lifestyle. Experience the convenience of digital banking today!

Financial Strength

At Acfcu, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economy, you need a financial partner that stands strong. That's why we are proud to share our robust financial position, which underscores our commitment to serving you with reliability and trust. With a net worth of $25,105,114, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation supports our efforts to provide the best banking experience possible. Our net worth ratio of 8.60% demonstrates a capital structure that ensures we can continue providing loans and competitive savings rates even during uncertain economic times. Members' savings are secured through $92,214,536 in share certificates and $12,915,161 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members over profits. With non-member deposits at $0, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial strength is further highlighted by $24,100,114 in undivided earnings, which we reinvest into innovative banking tools and stronger lending options to serve you better. We also support your financial goals with $12,880 in used auto loans and $219,711,415 in total loans and leases. The efficiency of our operations is reflected in our $699,728, which allows us to continue offering competitive loan rates and solid financial products for our members. Our dedicated team comprises 88 full-time employees and 2 part-time employees who are always ready to assist you with knowledgeable service. With net shares available for lending at $0, we have the flexibility to meet your needs. The total number of share accounts stands at 66,791, showing a growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Acfcu is your trusted partner. Visit us at 6100 W Interstate 40 Amarillo Tx 79106 or call (806) 358-7561 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $102,491,007 in used vehicle loans and $27,227,761 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles, making it easier than ever to drive away with your dream car.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,390,294, make buying or refinancing simple. Whether you're looking to purchase your first home or refinance an existing mortgage, our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any existing loans, we can help you explore your options. Our team will work closely with you to find the best solutions tailored to your needs and financial situation. For any inquiries about our loan offerings or to start your application process, feel free to reach out at (806) 358-7561 or visit us at our branch located at 6100 W Interstate 40 Amarillo Tx 79106 in Amarillo, TX. We are committed to providing personalized service and support throughout your borrowing journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits that can enhance your purchasing power while keeping your budget on track.

Loan Aggregator

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ACFCU FEDERAL CREDIT UNION - Amarillo, TX

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