ACFCU Amarillo TX Credit Union | Basic ATM & Drive-Thru Banking

Introduction

At Acfcu, we believe in building strong financial futures for our community. Located at 2323 Ross Osage St, Amarillo, TX 79103, our branch is dedicated to providing personalized banking services that cater to the unique needs of our members. Established in 1945, Acfcu has grown to serve over 27,441 members, boasting a robust total asset base of $291,074,850. While you can visit us at our branch location, please note that any official correspondence should be sent to our mailing address: PO Box 2026, Amarillo, TX 79105. Under the leadership of CEO Scott Rose and Board President Bob Miller, we pride ourselves on being a trusted partner in your financial journey. With a committed team of 90 employees, we're here to assist you with everything from loans to savings accounts. Our total deposits stand at an impressive $2,070,852, while we maintain a strong net worth of $25,105,114 and cash reserves of $3,937,774. Our mission extends beyond numbers; it's about making a positive impact in our community. We are here not just to provide financial services but also to empower our members with knowledge and support. Whether you're looking for guidance on loans or need assistance with your accounts, we're just a phone call away at 806-358-7561. Visit our website at acfcu.org for more information or come see us today! Your financial success is our priority!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of our growing family at Acfcu. Experience firsthand the benefits of membership where your financial goals are supported by a team that genuinely cares about your success. Visit us today or call us at 806-358-7561. Together, let's build a brighter financial future!

Our Journey

Located at 2323 Ross Osage St, Amarillo, TX 79103, Acfcu has witnessed the evolution of our community firsthand. Over the years, we have adapted to meet the changing needs of our members while staying true to our core mission: to provide affordable financial services and support that empower individuals and strengthen families. Our commitment to customer service is evident in everything we do from our drive-thru banking options to our accessible ATM services. While members can visit us at our branch address for their banking needs, official correspondence should be sent to PO Box 2026, Amarillo, TX 79105. Our operating hours are designed for your convenience; lobby hours run from 9:00 am to 5:00 pm Monday through Friday, with drive-up hours extending from 7:30 am to 6:00 pm on weekdays and from 9:00 am to 1:00 pm on Saturdays.

Our Mission

At Acfcu, our mission is clear: we strive to make a positive impact in the lives of our members by providing them with exceptional financial services and supporting local initiatives that enhance our community. We believe that when our members succeed financially, everyone benefits. This philosophy drives us to offer competitive rates on loans and savings products while ensuring that we remain accessible through various digital platforms like online banking and mobile payments. We take pride in being more than just a financial institution; we are an active participant in community outreach programs and partnerships aimed at uplifting those around us. From local sponsorships to educational workshops on financial literacy, Acfcu is committed to making Amarillo a better place for all its residents.

Branch Location & Accessibility

Get in Touch

Our friendly team is always ready to help you with your financial questions or needs. Feel free to call us at (806) 358-7561 or visit us during our operating hours. We look forward to welcoming you to Acfcu!

Nearby Landmarks and Accessibility

Nestled close to local landmarks, our branch is easy to find. With ample parking available, visiting us is hassle-free. We pride ourselves on accessibility; our facility complies with ADA standards, ensuring that everyone can enjoy our services comfortably. Ramps and designated parking spots make it easy for all members of our community to access the branch.

Operating Hours and Services

We understand that life can get busy, which is why we offer flexible operating hours. Our lobby is open from 9:00 am to 5:00 pm Monday through Friday, and from 9:00 am to 1:00 pm on Saturdays. For those who prefer drive-thru banking, our service runs from 7:30 am to 6:00 pm on weekdays, making it convenient for you to manage your banking needs without stepping out of your vehicle. At Acfcu, we provide essential services including ATM access and basic drive-thru banking for deposits and withdrawals. If you are a member of partner credit unions, you'll also benefit from shared branch transactions right here at our location.

Member Eligibility

Becoming a member of Acfcu is like joining a warm and welcoming family, where you can enjoy personalized services tailored just for you. If you're looking to become part of our community, you'll be pleased to know that eligibility is quite straightforward. At Acfcu, we invite anyone who lives, works, worships, or attends school in the area to join us. This means that if you're in the neighborhood or have a connection here, you're already on your way to becoming a valued member! As part of our membership, you'll gain access to a range of financial products and services designed with your needs in mind. From competitive loan rates to exceptional customer service, we strive to make your banking experience as positive as possible. To kick-start your journey with us, feel free to reach out at (806) 358-7561 for any questions or check out the detailed eligibility criteria at http://www.acfcu.org/new-folder-2 . We can't wait to welcome you to Acfcu at 2323 Ross Osage St Amarillo Tx 79103!

Business Banking & Commercial Services

Merchant Services That Make Sense

Beyond loans, we offer merchant services that streamline your payment processing. Picture this: you're at a busy market day, and your customers want to pay quickly and easily. Our solutions enable secure transactions so you can focus on what matters most growing your business. Visit us at 2323 Ross Osage St Amarillo Tx 79103 or give us a call at (806) 358-7561 to learn how we can help take your business to the next level!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. Imagine needing funds to purchase new equipment or hire additional staff. Our commercial loans can help you cover those costs, allowing your business to thrive. With our understanding of local markets, we tailor our loan products to meet your unique needs.

Comprehensive List Of Services

Banking Made Easy

One of the core services we offer is ATM Services. Whether you need to withdraw cash or check your balance, our ATMs are conveniently accessible to help you manage your money anytime. We also understand that sometimes, a little personal touch goes a long way. That's why we provide Basic Drive-Thru Banking for quick and simple transactions like deposits and withdrawals. Imagine pulling up, getting your banking done without leaving your car, and continuing with your day it's that easy!

Convenience at Your Fingertips

In today's fast-paced world, we know how important it is to have banking options that fit into your life seamlessly. Our digital banking features make it possible for you to manage your accounts online or through our mobile app. With services like mobile payments and online banking, checking balances or transferring funds can be done right from the comfort of your home or on the go. We are committed to making banking convenient for everyone. Our lobby hours are designed with your schedule in mind, open Monday through Friday from 9:00 am to 5:00 pm and Saturday from 9:00 am to 1:00 pm. If you need assistance outside these hours, don't hesitate to reach out at (806) 358-7561.

Join Us Today!

At Acfcu, we're more than just a credit union; we're part of the community, eager to support you in achieving your financial goals. Explore all that we offer by visiting us at Ross Branch/acfcu or calling us today! We look forward to serving you and helping you thrive financially!

Shared Branch Transactions

For those who travel or find themselves needing access while away from home, we have Basic Shared Branch Transactions available. This service allows members of partner credit unions to perform essential banking tasks such as deposits and withdrawals at our location. It's like taking a piece of your credit union with you wherever you go!

Digital & Online Banking

Accessibility and Support

With our 24/7 online banking services, you'll never have to worry about accessing your account during business hours. Whether it's day or night, managing your finances is just a tap away. We aim to provide an intuitive experience so that even those new to online banking can navigate confidently. Join us at Acfcu and experience how digital banking can simplify your life while keeping your financial information safe. For more information or to get started with online banking today, visit us at https://www.acfcu.org/ !

Key Features

Security is a top priority for us. Our electronic signature authorization feature allows you to sign documents securely online, saving you time while ensuring your personal information remains protected. Plus, with our mobile application, available for download on various devices, you can take control of your finances right in your pocket. Need to send money quickly? Our person-to-person transfer service lets you do just that, making it easier than ever to share expenses with friends or family. And if you're interested in making purchases through your mobile device, our mobile payments feature has you covered.

Financial Strength

Growing Member Base

Total Share Accounts: 66,791, showing a strong and growing member base that trusts us with their finances. This trust is what drives us to keep improving our offerings every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Acfcu is your trusted partner. Visit us at 2323 Ross Osage St Amarillo Tx 79103 or call (806) 358-7561 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $92,214,536 in share certificates and $12,915,161 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 88 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $24,100,114 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our significant lending capacity. We have $12,880 in used auto loans and $219,711,415 in total loans and leases available to help you achieve your dreams.

Solid Financial Foundation

With a net worth of $25,105,114, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $860 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $102,491,007 in used vehicle loans and $27,227,761 in new vehicle loans already helping members get on the road. We are committed to making your car-buying experience smooth and affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,390,294, make buying or refinancing simple. Our knowledgeable team is here to guide you through every step of the process, ensuring you find a loan that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards come with no collateral required and can provide a safety net for unexpected expenses or everyday purchases. If you're interested in refinancing any existing loans or want to know if you qualify for one of our products, please reach out! Our team at Acfcu is dedicated to providing personalized service and support throughout your borrowing journey. You can contact us at (806) 358-7561 or visit us at our location: 2323 Ross Osage St Amarillo Tx 79103, Amarillo, TX. We look forward to assisting you with all your lending needs! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in all comparisons. Users can trust that they are reviewing accurate information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see genuine offers rather than those driven by advertising dollars. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users navigate their options effectively. You can compare rates instantly to find the best fit for your financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how LendMesh has positively impacted real people's lives by simplifying their borrowing experience. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh and take control of your financial future. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified data ensures that users receive fair and transparent offers. By partnering with trusted financial institutions, LendMesh guarantees that every loan comparison reflects current market conditions and adheres to regulatory guidelines.

ACFCU FEDERAL CREDIT UNION